7+ years writing insurance and personal finance content
Contributor to top media, including USA Today
A passionate personal finance advocate, Sarah’s writing has graced the pages of many of the personal finance and insurance industries’ top web publications.
3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
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Cheapest recent rates near Greer, South Carolina
Drivers using Insurify have found quotes as cheap as $41/mo for liability only and $127/mo for full coverage in Greer and other South Carolina cities.
*Quotes generated for Insurify users in and around Greer, South Carolina within the last 10 days. Last updated on April 18, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 18, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Greer, South Carolina within the last 10 days. Last updated on April 18, 2024
Rates shown are real-time Insurify user quotes from 100+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 18, 2024. Actual quotes may vary based on the policy buyer’s unique driver profile.
The average cost of car insurance in Greer is $250 per month. But with average monthly costs of less than $75, USAA, Auto-Owners, and State Farm offer some of the best rates for drivers in Greer, South Carolina.
While some drivers can find rates for less than $100 per month, others may face higher rates, depending on their age, driving history, vehicle, and more. The best way to find the lowest rate for your situation is to compare quotes from multiple insurance companies.
It’s also helpful to have an understanding of which insurance companies generally offer the best rates for your situation. Here are the average costs for different driver profiles in Greer, so you can find the most affordable insurers.
USAA is the cheapest auto insurer in Greer. Auto-Owners and State Farm also offer relatively low average costs.
Getting quotes from different companies will help you find the best deal for your situation.
Cheapest car insurance companies in Greer
Drivers in Greer pay an average of $250 per month for car insurance, but some of the best car insurance companies in the state offer average monthly rates of much less than $250 per month. However, the amount you pay for coverage will vary based on your unique situation and coverage needs.[1]
For example, teen drivers typically find better auto insurance rates through a different insurance company than senior drivers. Below, you’ll find some of the cheapest insurance companies highlighted for different situations.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$42/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$68/mo
Offering some of the cheapest car insurance policies available, this insurer’s one drawback is that only drivers with a sufficient military connection can join USAA. You must be a military member, veteran, or immediately related to someone who meets the criteria. The company has consistently high J.D. Power ratings in the Southeast region.[2] Plus, you can tap into a long list of available discounts to save even more on your car insurance costs.
Pros
Cheapest average premiums for liability-only coverage in Greer
Many available discounts
Cons
Only available to military members, veterans, and their families
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$46/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$74/mo
State Farm has been in the insurance business for more than 100 years. If you have a speeding ticket in Greer, you may pay less on average with State Farm than you would with other insurers in the city. Additionally, State Farm tends to offer lower average monthly rates to drivers with other incidents, like an accident or DUI.
Pros
Long history of providing car insurance
High A.M. Best rating
Cons
Gap insurance only available to drivers who finance their vehicles with State Farm
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.1
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$44/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$73/mo
Auto-Owners Insurance is one of the cheapest options for drivers choosing a full-coverage policy, based on Insurify data. In contrast to USAA, Auto-Owners Insurance coverage is available to everyone, regardless of military affiliation. But you might have to work with a local agent either in the agent’s office or over the phone to finalize your coverage.
Pros
Many available discounts
Plenty of optional coverages available, including gap insurance
I had a major claim due to a fire, which was not my fault. They handled it poorly and the complex ended up tearing down my building. They did make a payment, but there was a $10,000 depreciation on my goods.
Erin - April 7, 2024
Verified
Unhappy with Renewal Costs
The premium is ridiculously expensive for the few miles I drive.
Brandy - April 6, 2024
Verified
Fair Prices from a Trustworthy Company
I've had zero issues!
Cheapest liability-only car insurance in Greer
Liability-only car insurancecovers the cost of damage and injuries you cause during an accident. Like many other states, South Carolina requires all drivers to purchase minimum liability limits.[3] While this coverage compensates the other driver for injuries and damages you cause in an accident, this type of coverage won’t help you repair your vehicle or pay for your medical bills.[4] The following table shows the cheapest car insurance companies for liability-only coverage in Greer, South Carolina.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance in Greer
Full-coverage auto insurance offers more financial protection than liability-only coverage. It includes comprehensive and collision coverage. Comprehensive covers incidents like theft, vandalism, weather damage, and falling objects hitting your car. After an at-fault accident, collision coverage can help pay for damage to your vehicle, and your liability policy will cover the other driver’s vehicle.[4]
If you lease or finance your vehicle, your lender might require you to carry a full-coverage policy.[4] But even if you don’t have to carry this insurance, it can provide worthwhile peace of mind for your wallet.
Here are the cheapest car insurance companies for full-coverage policies in Greer.
Insurance Company
Average Monthly Quote
USAA
$98
Auto-Owners Insurance Co.
$106
State Farm
$109
GEICO
$117
Travelers
$161
Allstate
$170
Nationwide
$179
Safeco
$183
State Auto
$186
Progressive
$205
National General
$208
Midvale Home & Auto
$247
Direct Auto
$267
Liberty Mutual
$297
AssuranceAmerica
$339
The General
$376
Dairyland
$415
Bristol West
$434
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance requirements in South Carolina
South Carolina requires drivers to carry a minimum amount of car insurance to legally drive. Based on the South Carolina tort law, you must carry at least the state-minimum auto insurance coverage.[3]
Coverage
Minimum Requirements
Bodily injury liability
$25,000 per person
$50,000 per accident
Property damage liability
$25,000 per accident
Uninsured motorist coverage
$25,000 per person and $50,000 per accident for bodily injury liability
$25,000 per accident for property damage liability
Cheapest car insurance for drivers with an incident
An incident on the road — including speeding tickets, driving under the influence, and at-fault accidents — can lead to higher insurance costs. After an incident, insurance companies tend to consider these drivers riskier to insure, which leads to higher premiums.
For example, USAA’s average monthly rate jumps from $67 for drivers with a clean record to $90 for drivers with a speeding ticket.
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Cheapest car insurance for drivers with a speeding ticket
When you get a speeding ticket, you can usually expect to pay more for car insurance.[1] Even so, you can avoid overpaying by comparing quotes across multiple insurance companies.
In Greer, USAA offers the lowest average rates for drivers with a speeding ticket. But Auto-Owners also has average quotes of less than $100 per month.
Insurance Company
Average Monthly Quote
USAA
$90
Auto-Owners Insurance Co.
$97
State Farm
$100
GEICO
$107
Hugo
$134
State Auto
$143
Allstate
$155
Safeco
$159
Travelers
$168
Progressive
$177
National General
$190
Midvale Home & Auto
$229
Liberty Mutual
$249
Nationwide
$260
Direct Auto
$282
The General
$299
Dairyland
$373
AssuranceAmerica
$379
Bristol West
$384
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with an at-fault accident
At-fault accidents on your driving record are a red flag to insurance companies, which often leads to higher insurance costs.[1] If you cause an accident, expect your insurance costs to rise.
In Greer, USAA is the only insurance company that offers average monthly rates of less than $100. But Auto-Owners and State Farm aren’t too far behind, with average monthly rates of $103 and $106, respectively.
Insurance Company
Average Monthly Quote
USAA
$96
Auto-Owners
$103
State Farm
$106
GEICO
$114
Hugo
$143
State Auto
$152
Allstate
$166
Safeco
$170
Travelers
$179
Progressive
$189
National General
$203
Midvale Home & Auto
$244
Liberty Mutual
$266
Nationwide
$278
Direct Auto
$301
The General
$319
Dairyland
$398
AssuranceAmerica
$404
Bristol West
$410
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for drivers with a DUI
Driving under the influence is a serious issue that most insurance companies penalize with higher rates or nonrenewal.[5] Even the most affordable options in Greer for drivers with a DUI are more than $130 per month but can increase to $571 a month, on average.
Below are the top car insurance companies in Greer, South Carolina, for drivers with DUIs on their records.
Insurance Company
Average Monthly Quote
USAA
$134
Auto-Owners
$144
State Farm
$148
GEICO
$159
Hugo
$199
State Auto
$212
Allstate
$231
Safeco
$236
Travelers
$249
Progressive
$263
National General
$283
Midvale Home & Auto
$340
Liberty Mutual
$370
Nationwide
$386
Direct Auto
$419
The General
$444
Dairyland
$554
AssuranceAmerica
$563
Bristol West
$571
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for seniors
Age can have an effect on your car insurance costs. In general, more experience behind the wheel leads to more affordable car insurance. While rates usually decrease around age 25, drivers older than 75 might start to see their rates climb again due to potentially decreased physical and mental capacities.[6]
Insurance Company
Average Monthly Quote
USAA
$42
Auto-Owners
$45
State Farm
$47
GEICO
$50
Hugo
$63
State Auto
$67
Allstate
$73
Safeco
$75
Travelers
$79
Progressive
$83
National General
$90
Midvale Home & Auto
$108
Liberty Mutual
$117
Nationwide
$122
Direct Auto
$133
The General
$141
Dairyland
$175
AssuranceAmerica
$178
Bristol West
$181
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance for teens
Age translates into years of experience behind the wheel. Since young drivers have limited experience on the road, most insurance companies charge higher rates for teenage drivers. In general, rates will remain relatively high until the driver hits age 25.[1]
The good news is that teens can take action to lower their car insurance costs. For example, teen drivers might choose to stay on their parents’ insurance, drive a safe vehicle, raise their deductible, or maintain good grades in school to get a good student discount.[7]
Insurance Company
Average Monthly Quote
USAA
$99
Auto-Owners Insurance
$106
State Farm
$109
GEICO
$117
Hugo
$147
State Auto
$157
Allstate
$170
Safeco
$174
Travelers
$184
Progressive
$194
National General
$209
Midvale Home & Auto
$251
Liberty Mutual
$274
Nationwide
$285
Direct Auto
$310
The General
$328
Dairyland
$409
AssuranceAmerica
$416
Bristol West
$421
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
How to get the cheapest car insurance in Greer
Getting cheap car insurance is a top priority for many drivers. Here’s how to lower your costs:
Shop around. The cost of car insurance varies by company. If you want to find the best rates for your situation, it’s necessary to compare quotes.
Raise your deductible. In general, opting for a higher deductible leads to a lower rate. If you can comfortably afford to pay a higher deductible after filing a claim, consider making this change.
Maintain a good credit score. A good credit score tends to mean lower car insurance costs. Consider building your credit score by making on-time bill payment a priority.
You can also look for insurers that offer discounts you’re likely to be eligible for. “Taking advantage of available discounts, such as safe driver discounts or bundled policies, can further reduce premiums,” says Rikin Shah, licensed insurance agent and co-founder of online life insurance agency GetSure.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Greer?
Drivers in Greer tend to pay lower car insurance costs than drivers in other parts of the Palmetto State. On average, drivers in South Carolina pay $266 per month for car insurance. But drivers in Greer pay an average of $250 per month.
When compared to other cities, like Columbia and Charleston, drivers in Greer tend to pay significantly less. The range of car insurance costs is partially tied to ZIP code-specific factors, like crime and traffic congestion.[1]
More cities in South Carolina
Explore the average monthly cost of car insurance for drivers in other South Carolina cities below.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Greer car insurance FAQs
If you’re shopping for car insurance in Greer, here’s some additional information that may help. You can also check out Insurify’s guides on the best auto insurers for high-risk drivers and car insurance rates by state to learn more about how where you live and your driving history can affect rates.
How much is car insurance in Greer?
Car insurance in Greer, South Carolina, costs an average of $315 a month for full coverage and $196 for liability coverage.
Which companies have the cheapest car insurance in Greer?
The cheapest car insurance companies in Greer are USAA, Auto-Owners, and State Farm. While these are the cheapest insurers, compare multiple quotes with the same coverage options to find the company that offers the coverage you need at the best price.
What are the best car insurance companies in Greer?
Among the top car insurance companies in Greer are USAA, Auto-Owners, and State Farm. Not only do these companies have the lowest average rates, according to Insurify data, but they balance solid J.D. Power scores in the Southeast region, high A.M. Best ratings, and top IQ Scores.
How much car insurance do you need in South Carolina?
South Carolina requires drivers to purchase minimum policy limits of $25,000 per person and $50,000 per accident for bodily injury liability and $25,000 per accident for property damage liability. In addition, the state also requires uninsured motorist coverage at the same liability limits.[3]
Is South Carolina a no-fault state?
No. South Carolina is a tort, or at-fault, state. Drivers who cause accidents are responsible for paying for the damages and injuries of other parties through their liability coverage.[3]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
Property damage limits between $10,000 and $50,000
No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
Comprehensive coverage with a $1,000 deductible
Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
Sarah Sharkey is a personal finance writer who enjoys helping people make savvy financial decisions. She covered insurance and personal finance topics. You can find her work on Business Insider, Money Under 30, Rocket Mortgage, Bankrate, and more. Connect with her on LinkedIn.
3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
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