Cheap Auto Insurance Quotes in Greer, SC (2021)

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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.

If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Public transit is nonexistent in Greer, and residents rely on their cars for almost all errands, as the city is not walkable. Nearly 94 percent of Greer workers commute by car. Having a car insurance policy is absolutely essential to getting around in Greer.

Car Insurance in Greer, SC

The average cost of South Carolina car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Greer, SC to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Greer, SC

Here are the cheapest carriers in Greer for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Greer, SC

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Greer. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

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Greer, SC Driving Facts

Minimum Car Insurance Requirements in SC

All motor vehicles operated or parked on South Carolina roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in South Carolina are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by South Carolina state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. If you’re in an accident, liability coverage will cover the cost of a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by South Carolina law.

  • $25,000 per accident for Property Damage (PD)

The state minimum amount of property damage liability coverage required in the state of South Carolina is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Uninsured and underinsured motorist coverage are required in South Carolina. This coverage protects drivers who might incur damages from an accident caused by an uninsured or underinsured driver. If involved in an accident with an individual without sufficient coverage, insured drivers will still be covered. In South Carolina, the legally required level of Uninsured Motorist coverage is:

  • $25,000 per person/$50,000 per accident for Bodily Injury
  • $25,000 per accident for Property Damage

Greer, SC DMV Information

When it comes time to register your vehicle or renew your license, the Greer branch of the South Carolina DMV can assist you with all your needs.

Public Transportation in Greer, SC

Only about 1 percent of residents walk to work and 4 percent work from home. The rest of the city’s residents rely on their cars to commute an average of 22 minutes. The average household in Greer has two cars. To ensure safe and legal driving, families need a car insurance policy that covers both vehicles. There are no public transit routes in Greer, so residents without a vehicle need to rely on Uber or Lyft.

Conclusion: How to get the best and cheapest car insurance in Greer, SC

Getting in an accident without car insurance in South Carolina can destroy your finances. Luckily, auto insurance in Greer is affordable, and you can compare quotes to get a low premium.

About 9 percent of South Carolina drivers don’t have car insurance. If you’re hit by a driver who isn’t insured, you’ll be covered by uninsured motorist coverage. But you may also want to purchase underinsured motorist coverage, which insurers in the state are required to offer. This can be helpful if the at-fault driver doesn’t have enough coverage to pay for your injuries or the damages to your vehicle.

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Greer stacks up for the state of South Carolina:

FAQs - Greer, SC Car Insurance

How much does car insurance in Greer cost?

The average cost of car insurance in Greer is $111 per month, which is less than the state and national averages. It’s possible to find car insurance for as low as $64 per month in Greer, however. The best way to ensure you get the lowest possible rate is to use a quote-comparison tool like Insurify.

Will my credit score impact my premium for car insurance in Greer?

Yes. People with no credit in South Carolina pay as much as 87 percent more for car insurance, with an average increase of 57 percent, when compared to people with excellent credit. Every insurer weighs your credit information differently, so it’s important to shop around for quotes from different insurers. You can use Insurify to quickly and easily find the best deal.

What are the minimum requirements for car insurance in Greer?

In South Carolina, you’ll need a minimum of $25,000 in bodily injury protection per person and $50,000 per accident. You’ll also need a minimum of $25,000 in property damage coverage per accident. You’re also required to carry uninsured motorist coverage in equal amounts. If you lease your car or have an outstanding loan on your vehicle, you may be required to have full coverage.