Cheapest Auto Insurance in Anderson, South Carolina (2026)

USAA offers the cheapest car insurance in Anderson, with minimum-coverage policies as low as $60 per month.

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Cheapest recent rates near Anderson, South Carolina

Drivers in and around Anderson, South Carolina have found policies from Liberty Mutual, Direct Auto, Dairyland, and more, through Insurify in the last few days.

*Quotes generated for Insurify users in and around Anderson, South Carolina within the last 10 days. Last updated on April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Anderson, South Carolina within the last 10 days. Last updated on April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Jacqueline DeMarco
Jacqueline DeMarcoFreelance Insurance Writer
  • 13+ years writing insurance and personal finance content

  • Insurance, lending, and retirement expert

Jacqueline has contributed content, and her personal finance passion, to dozens of noteworthy financial brands, including Credit Karma, Bankrate, and MagnifyMoney.

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Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • Over 3 years of experience producing content on insurance and personal finance.

  • Key architect of Insurify's quality score.

Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.

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John Leach
Reviewed byJohn Leach
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John LeachLicensed P&C Agent, Chief Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358

John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.

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Updated

Why you can trust Insurify: Comparing accurate insurance quotes should never put you at risk of spam. We earn an agent commission only if you buy a policy based on our quotes. Our editorial team follows a rigorous set of editorial standards and operates independently from our insurance partners. Learn more.

The average cost of car insurance in Anderson, SC, is $173 per month, which is more expensive than the national average monthly cost of $142. Auto insurance premium prices vary based on many different factors and can differ even among ZIP codes. For example, severe weather in South Carolina, like tropical storms and hurricanes, can lead to increased car insurance claims and higher premium prices.

Furthermore, a series of vehicle break-ins in Anderson County during early 2023 could contribute to more expensive car insurance costs for the entire area. Here are some tips for finding cheap car insurance in Anderson, South Carolina, and what affects your auto insurance rates.

Quick Facts
  • The average cost of car insurance in Anderson is $136 per month for liability coverage and $209 per month for full coverage.

  • Anderson drivers with poor credit pay nearly double what drivers with excellent credit pay for car insurance, on average.

  • Car insurance companies in South Carolina can use your credit history as a factor when setting your rates.[1]

Cheapest car insurance companies in Anderson

When shopping for car insurance, you don’t want to focus solely on price. You should also take into account which car insurance company can provide you with the right type of coverage, the best customer experience, an easy-to-navigate website, and the features that suit your specific needs.

Here are some of the best and cheapest car insurance companies in Anderson to start your search.

Insurance Company
sort ascsort desc
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
sort ascsort desc
Full Coverage
sort ascsort desc
Liability Only
sort ascsort desc
Best For
sort ascsort desc
GEICO9.2$170$112Bundling
USAA9.1$119$73Military members and their families
State Farm9.3$130$80Discounts
Disclaimer: Table data sourced from real-time Anderson car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Anderson may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for bundling: GEICO

User Reviews
3.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.2 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$93/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$144/mo
3.9
A solid optionBased on 17,632 verified driver reviews and ratings
GEICO's score
Industry average
Coverage options4.03.2
Customer service4.13.6
Discounts3.92.9
Policy transparency3.93.1
Value3.82.9
How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

Based on analysis of verified reviews collected by Insurify

Best For
Teen drivers
Cheap rates
Accident forgiveness
Showing 24 South Carolina reviews for Anderson driversSee all 7,653 GEICO reviews
Paula
Verified Review
Insurance Cost Increases
Their insurance is getting too expensive.
Larry
Verified Review
I don’t feel like I’m being treated fairly as a customer.
The price is getting out of sight. I have no claims against it, but the monthly rates have gotten to an unreachable point.
Paul
Verified Review
Most Economic
It is the best for the money if you purchase online and not through a dealer.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

In recent years, the cost of living in South Carolina has increased, which puts pressure on drivers’ wallets. One effective way to save money on insurance is to bundle your renters or homeowners insurance with your car insurance — which can help you save on both policies. GEICO offers plenty of bundling opportunities, allowing you to pair your auto insurance policy with insurance for condos, renters, homeowners, or mobile homes.

Pros
  • Highly rated mobile app

  • Plenty of bundling options

Cons
  • Gap insurance not available

  • Below-average J.D. Power customer satisfaction rating in the Southeast region

Best insurer for military members and their families: USAA

User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.1 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$60/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$99/mo
4.9
Best choiceBased on 3,476 verified driver reviews and ratings
USAA's score
Industry average
Coverage options4.93.2
Customer service4.93.6
Discounts4.92.9
Policy transparency4.93.1
Value4.92.9
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

Based on analysis of verified reviews collected by Insurify

Best For
Members of the military community
Outstanding customer service
Competitive rates
Showing 14 South Carolina reviews for Anderson driversSee all 1,544 USAA reviews
Napoleon
Verified Review
USAA Praise Review
I've been with USAA for many years. I have no complaints. They handle claims quickly and are very easy to work with. I highly recommend them to my friends and family. Thank you, USAA.
Paul
Verified Review
Great claims handling
Whether it was an accident or a window replacement, the claim was handled very quickly and with no delay.
James
Verified Review
USAA OK!
USAA treats members fairly and respectfully.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

More than 5% of Anderson’s population are veterans, indicating a substantial number of residents and their families are eligible for USAA auto insurance. Tailored specifically for military families, USAA offers not only affordable rates but also specialized features and procedures that cater to people with military connections. For instance, USAA provides discounts for storing your car on base during deployments, making it an ideal choice for people in the military.

Pros
  • Highest J.D. Power customer satisfaction rating in the Southeast region

  • Relatively affordable premiums

Cons
  • Restricted membership eligibility

  • No gap insurance available

Best insurer for discounts: State Farm

User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$66/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$109/mo
4.0
Best choiceBased on 17,424 verified driver reviews and ratings
State Farm's score
Industry average
Coverage options4.13.2
Customer service4.33.6
Discounts3.92.9
Policy transparency3.93.1
Value3.72.9
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

Based on analysis of verified reviews collected by Insurify

Best For
Customer service
Competitive rates
Discounts for safe drivers
Showing 42 South Carolina reviews for Anderson driversSee all 7,446 State Farm reviews
Charles
Verified Review
It's terrible. I was told one rate when I signed up for the policy, and now they're charging me almost $200 more a month since the second month I've had them for my auto insurance.
It's terrible. I was told one rate when I signed up for the policy, and now they're charging me almost $200 more a month since the second month I've had them for my auto insurance.
Candice
Verified Review
Bad Communication, No Real Care for the Customer
Horrible experience with claims. Every step was delayed by 2 to 3 days. They allowed my vehicle to stay at a tow yard until the very last day that storage fees would be covered, and the only reason I was able to catch it was because I called them myself. My claims representative told me it would only take two to three days for her to get back to me, but it actually took her a little over a week, and I had to call her myself to hear anything. My claims representative also didn’t send me everything I needed to receive my settlement and never tried to follow up with me. I had to call her, and then she tried to make it seem like I never sent it on my end when it was actually her fault. I’m very frustrated and disappointed with this whole experience. I understand there can be delays in the process, but please don’t tell me something’s going to be done by a certain time if you already know there’s going to be a delay. As soon as this claim is processed, I will be getting new car insurance.
Sam
Verified Review
In past years, it was good. Now the rate has jumped up 35% and coverage is up 5%. This is ridiculous. I have a 1999 Jeep with $5,000 coverage that was charging $108 per year, and this year it went up to $140 for the same coverage. Not good!
In past years, it was good. Now the rate has jumped up 35% and coverage is up 5%. This is ridiculous. I have a 1999 Jeep with $5,000 coverage that was charging $108 per year, and this year it went up to $140 for the same coverage. Not good!
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

With insurance rates rising across the country, it’s important to reduce monthly costs when possible. State Farm can help free up some room in customer budgets by providing some of the most competitive auto insurance premiums in the area. Drivers can also benefit from various discounts, including those for good grades, defensive driving training, and installing safety devices in their cars.

Pros
  • Plenty of discounts to qualify for

  • Above-average J.D. Power customer satisfaction rating in the Southeast region

Cons
  • Can’t purchase a policy online

  • Gap insurance not available

How to get the cheapest car insurance in Anderson

Getting cheap car insurance is more than just purchasing the first low rate you see online. Here are some ways you can reduce your car insurance costs:

  • Look for discounts. Most auto insurers advertise discounts that drivers can qualify for. You can usually find discounts for safe driving, having safety features on your vehicle, signing up for automatic payments and paperless billing, and more. Try to stack as many discounts as you can to reduce your car insurance costs.

  • Bundle policies. Car insurance companies also offer bundling discounts to customers who buy more than one insurance product with them. If you buy your auto insurance and home, renters, or life insurance with one company, you may save on both policies.

  • Increase your credit score. Insurance companies can use your credit information when determining car insurance rates. Pull your credit report, review it for inaccuracies to correct, and work to increase it, if needed. Make on-time payments for your accounts and use less than 30% of your available credit to improve your score.

  • Compare quotes. Get quotes online from at least three different car insurance companies at the same coverage level to find the one that offers you the lowest rates. You can also use an online quote-comparison tool to gather quotes on one site and compare them side by side.

Find Cheap Car Insurance in Anderson, SC

Liability rates start at $60 per month

Excellent
4.7 out of 5 based on 13,775 reviews
Secure. Free. Easy-to-use.
ProgressiveLiberty MutualAllstate

Cheapest liability-only car insurance in Anderson: USAA

Having liability car insurance is mandatory in nearly every state, including South Carolina. This type of policy covers injuries and property damage in accidents you cause. However, it doesn’t extend to your vehicle repairs or your own medical expenses. Since liability coverage has such limited protection, it’s usually a cheap, affordable option.

The average cost of liability-only car insurance in Anderson is $136 per month, and here are the cheapest car insurance companies in Anderson for this type of coverage.

The below rates in Anderson, SC, are estimated rates current as of: Tuesday, April 21 at 5:00 PM PDT. 
Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
USAA$60
Auto-Owners$64
State Farm$66
GEICO$93
Nationwide$97
Allstate$103
Travelers$111
Progressive$115
Safeco$122
State Auto$135
National General$139
Root$139
Direct Auto$146
Dairyland$154
The General$160
Liberty Mutual$162
GAINSCO$163
AssuranceAmerica$171
First Acceptance$186
Bristol West$222
Disclaimer: Table data sourced from real-time Anderson car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Anderson may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Anderson: USAA

Liability-only and full-coverage car insurance differ in what they cover. Liability pays for damages to others when you’re at fault, while full coverage protects your own vehicle too, including after theft and accidents. If you have a new or expensive car, full coverage is a good idea, and if you’re financing your car, your lender may require it.

The average cost of full-coverage car insurance in Anderson is $209 per month. Check out the table below for the most affordable full-coverage car insurance companies in Anderson.

The below rates in Anderson, SC, are estimated rates current as of: Tuesday, April 21 at 5:00 PM PDT. 
Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
USAA$99
Auto-Owners$106
State Farm$109
GEICO$144
Safeco$155
Nationwide$161
Allstate$170
Progressive$172
Travelers$183
Root$206
Direct Auto$207
National General$207
State Auto$222
AssuranceAmerica$241
Liberty Mutual$260
First Acceptance$294
GAINSCO$305
Dairyland$318
The General$341
Bristol West$372
Disclaimer: Table data sourced from real-time Anderson car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Anderson may vary based on the policy buyer's unique driver profile.

Recent Insurify quotes for Anderson, South Carolina drivers

Recent Anderson, South Carolina car insurance prices for Ford, Land Rover, Chevrolet, and more.

*Quotes generated for Insurify users in and around Anderson, South Carolina within the last 10 days. Last updated on April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users in and around Anderson, South Carolina within the last 10 days. Last updated on April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 23, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.

Car insurance requirements in South Carolina

In the state of South Carolina, drivers must hold both a liability car insurance policy and uninsured motorist coverage. Their auto insurance policies must meet these minimum coverage requirements:[2]

Coverage
sort ascsort desc
Minimum Requirements
sort ascsort desc
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$25,000 per accident
Uninsured/underinsured motoristEqual to liability coverage

While you have to meet the state’s minimum coverage requirements, you can choose to enhance your auto insurance with these additional options:

    illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage handles non-collision damages, like fire, vandalism, theft, falling objects, and natural disasters.

    illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage pays for damages in collisions, no matter who’s at fault, whether you hit objects or other vehicles.

    illustration card https://a.storyblok.com/f/162273/100x100/3220fb55f1/broken-windshield.svg

    Glass coverage

    Glass protection covers windshield and glass damage and sometimes comes with a deductible-free option.

    illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap coverage

    If you financed or leased your vehicle, gap insurance covers the difference between your auto loan balance and the insurance payout in the event of a total loss.

Cheapest car insurance for drivers with an incident

When you have incidents on your driving record, you may find it challenging to secure the cheapest car insurance in Anderson. Speeding tickets, driving under the influence (DUI) convictions, at-fault accidents, and other moving violations can all lead to increased rates. This is because auto insurance companies view drivers with these incidents on their records as more likely to file future claims than drivers with clean records.

The table below shows how different driving infractions can affect average car insurance rates in Anderson, South Carolina.

The below rates in Anderson, SC, are estimated rates current as of: Tuesday, April 21 at 5:00 PM PDT. 
Insurance Company
sort ascsort desc
Clean Driving Record
sort ascsort desc
With Speeding Ticket
sort ascsort desc
With At-Fault Accident
sort ascsort desc
With DUI
sort ascsort desc
USAA$60$75$79$91
Auto-Owners$64$81$83$97
State Farm$66$81$85$101
GEICO$93$118$119$141
Nationwide$97$122$128$148
Allstate$103$130$135$157
Progressive$115$135$145$185
Travelers$111$140$146$169
Safeco$122$155$166$196
National General$139$168$181$212
State Auto$135$174$180$198
Direct Auto$146$178$194$222
Root$139$180$183$214
Dairyland$154$186$199$235
GAINSCO$163$188$204$248
Liberty Mutual$162$200$210$247
The General$160$208$215$236
AssuranceAmerica$171$211$222$260
First Acceptance$186$218$234$299
Bristol West$222$271$286$338
Disclaimer: Table data sourced from real-time Anderson car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Anderson may vary based on the policy buyer's unique driver profile.

Average cost of car insurance by age

Teenagers and young drivers often pay steep car insurance premiums because of their lack of experience and maturity — which can result in more frequent claims. However, car insurance rates tend to decrease around age 35 as drivers gain more experience behind the wheel. But around age 70, rates can rise again since seniors’ driving capabilities decline due to vision issues and slower reaction times.

Refer to the table below to see how car insurance quotes can vary with age in Anderson.

Age
sort ascsort desc
Average Monthly Quote
sort ascsort desc
Teens$476
20s$319
30s$241
40s$223
50s$199
60s$193
70s$206
Disclaimer: Table data is based on real-time Anderson quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.

Shop for Car Insurance in Anderson, SC

Check quotes from 120+ top insurance companies

Excellent
4.7 out of 5 based on 13,775 reviews
Secure. Free. Easy-to-use.
ProgressiveLiberty MutualAllstate

Anderson car insurance quotes by credit tier

While not legal in all states, in South Carolina, car insurance companies can take drivers’ credit history into consideration when determining car insurance premiums.[1] Insurers believe that poor credit means a driver is more likely to file insurance claims. As a result, drivers with excellent or good credit tend to pay less for car insurance.

Here are Anderson full-coverage car insurance quotes based on credit score.

Rates by Credit Tier

Category
Price
Excellent$234
Good$260
Fair$286
Poor$416

Anderson car insurance FAQs

Learn more about car insurance costs in South Carolina, and check out the answers to frequently asked questions about auto coverage in Anderson below.

  • How much is car insurance in Anderson?

    The average cost of car insurance in Anderson is $136 per month for liability coverage and $209 per month for full coverage.

  • Who has the cheapest car insurance in Anderson?

    USAA, Auto-Owners, and State Farm are the cheapest auto insurance companies in Anderson, with liability-only rates of $60, $64, and $66 per month, respectively. The best way to find the cheapest car insurance for your situation is to compare quotes from multiple car insurance companies. You can use an online comparison tool to find the insurer that offers the best price for the coverage you need.

  • What are the best car insurance companies in Anderson?

    Some of the best car insurance companies in Anderson that Insurify identified include State Farm, GEICO, and USAA. These auto insurance companies have high scores across the board with AM Best, J.D. Power, and Insurify. But what’s best for one person may not be best for you, so it’s important to research insurance companies to find the one that meets your needs.

Sources

  1. Experian. "Which States Prohibit or Restrict the Use of Credit-Based Insurance Scores?."
  2. South Carolina Department of Insurance. "Automobile Insurance."

Methodology

Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Jacqueline DeMarco
Written byJacqueline DeMarcoFreelance Insurance Writer
Jacqueline DeMarco
Jacqueline DeMarcoFreelance Insurance Writer
  • 13+ years writing insurance and personal finance content

  • Insurance, lending, and retirement expert

Jacqueline has contributed content, and her personal finance passion, to dozens of noteworthy financial brands, including Credit Karma, Bankrate, and MagnifyMoney.

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Jacqueline has contributed content, and her personal finance passion, to dozens of noteworthy financial brands, including Credit Karma, Bankrate, and MagnifyMoney.

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • Over 3 years of experience producing content on insurance and personal finance.

  • Key architect of Insurify's quality score.

Courtney's deep knowledge of personal finance goes beyond insurance and includes credit cards, consumer loans, and banking. She loves creating practical content.

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John Leach
Reviewed byJohn LeachLicensed P&C Agent, Chief Copy Editor
Photo of an Insurify author
John LeachLicensed P&C Agent, Chief Copy Editor
  • Licensed property and casualty insurance agent

  • 10+ years editing experience

  • NPN: 20461358

John is Insurify’s Chief Copy Editor, helping ensure the accuracy and readability of Insurify’s content. He’s a licensed agent specializing in home and car insurance topics.

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