For drivers with a DUI or DWI offense in South Carolina, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in South Carolina. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in South Carolina.
In South Carolina, a DUI or DWI offense will on average have drivers paying $429 per month and $5,148 per year for their car insurance rates.
Compared to drivers with a clean driving record, that is on average an 54% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
Having a DUI can be a huge headache and has probably impacted you in more ways than one. After you've paid all your penalties, you may be wondering what's next. If you haven't already seen an increase in your insurance premiums, you will.
Insurance costs in South Carolina rise about 53 percent after you have a DUI. In dollars, this means that on average, you'll be paying $150 more in car insurance costs than you were before you received your DUI. The average premium for DUI-convicted drivers in South Carolina is $429.
|Average Percent Increase After DUI|
Ask around, and you're likely to get many different numbers when it comes to insurance prices in South Carolina. That's because your insurance rate is such a personal thing. Based on the tremendous amount of data we've collected, we found the average car insurance price a driver with a DUI pays in South Carolina is $429.
Because South Carolina is the 17th most expensive state for DUI insurance, you may experience a higher or lower rate than a similar driver in another state. The surest way to know that you've got the best rate for you is by using a comparison shopping engine like Insurify.
|Most Expensive State for DUI (1-50)|
Those convicted of a DUI in South Carolina may be looking over their shoulders for some time in this state. The lookback period (also known as a "washout" period) is 10 years in South Carolina. This means that a DUI on your driving record counts against you for this length of time. If you have any subsequent DUI offenses within 10 years, you could be in for harsher penalties.
Though the DUI can drop off your driving record after 10 years of no DUI-related mistakes, it's always on your criminal record. The only two ways to get a DUI off your criminal record in South Carolina is to be found "not guilty" or to have a lawyer have your charges reduced and then expunged.
The blood alcohol content (BAC) to be considered a DUI in South Carolina is .08 or higher. Penalties for this violation vary based on the offense. The first conviction for driving under the influence of alcohol means a fine of up to $400, jail time of up to 30 days, and the suspension of your driver's license for six months. For the second offense, penalties increase to up to $5,100 in fines, a year in jail, and the loss of your driver's license for a year.
Third-time DUI offenders face even steeper penalties, including a fine of up to $3,800, three years of jail time, and the loss of their driver's license for up to two years. If the third offense occurs within five years of the first offense, you could lose your license for four years.
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.