Find the Cheapest Car Insurance After a DUI (2025)
A DUI conviction will almost certainly increase your insurance rates significantly for years.
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Written byJamie Johnson
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6 years experience in personal finance writing
Featured on Credit Karma and Insider
Jamie is a meticulous researcher who has published 2,000+ personal finance articles. Her expertise is trusted by major brands like Bankrate and Rocket Mortgage.
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Edited byDanny Smith
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Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
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Reviewed byMark Friedlander
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Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
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Data reviewed byKonstantin Halachev
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7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
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Table of contents
If you have a DUI on your record, that means you were caught driving under the influence of drugs or alcohol. Most DUIs are misdemeanors, but they still come with serious consequences. You could have your drivers' license and vehicle registration suspended, pay up to $10,000 in fines and legal fees, and even serve jail time.
A DUI will almost always cause your insurance rates to increase significantly. The national average full-coverage policy for a driver with a clean record is $193 per month, but this increases to $282 per month after a DUI. But you can still find ways to save on car insurance after a DUI, like comparing quotes from multiple insurers.
What is DUI insurance?
“DUI” stands for “driving under the influence” of one or more substances that impair your ability to drive safely. Depending on the state, the illegal “influence” could be alcohol, drugs, or both.
A DUI conviction will significantly affect your car insurance. No policy exists specifically for DUI coverage, but you’ll likely pay much more for standard car insurance after a DUI charge. You may have trouble finding coverage at all. And in certain states, you’ll need to have your insurer file an SR-22 or FR-44 certificate of financial responsibility, proving that you have the state's minimum required amount of liability insurance.
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What are the penalties after a DUI?
Each state determines how it will penalize drivers convicted of a DUI. Generally, penalties can include one or more of the following:
Suspension or revocation of vehicle registration
Vehicle impoundment
License suspension or revocation
Fines
Community service
Vehicle ignition interlock
Jail time
You may also face additional, even more serious charges if aggravating factors come into play. For example, in Texas, if you’re caught driving under the influence with a child younger than 15 in your vehicle, you’ll also be charged with child endangerment. And in any state, if your impaired driving results in someone’s death, you could face manslaughter or even murder charges.
A DUI charge typically can remain on your driving record for five to 10 years. Depending on where you live, it may even stay on your record indefinitely.
SR-22 and FR-22 certificates
Neither an FR-22 not an SR-22 are insurance — they're forms you file with the state to prove that you have the minimum required liability coverage. They're often referred to as a certificate of responsibility. Florida and Virginia use FR-44 forms, while other states that require proof of financial liability use SR-22s.
If you need an SR-22 or FR-22 form, the first step is to call your insurance company and see if it offers them. If so, it will add the form to your existing policy and file the document with the state.[1]
However, be aware that each state has its own unique regulations and requirements, so it’s a good idea to contact the DMV to make sure you’ve done everything required of you.
Best cheap DUI insurance companies
On average, drivers with a DUI pay more for car insurance, but it’s possible to find cheap rates. The following table highlights the average monthly quotes of insurers that offer affordable rates for drivers with a DUI.
The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company  | Full Coverage | Liability Only | IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. |
|---|---|---|---|
| COUNTRY Financial | $66 | $34 | 9 |
| Auto-Owners | $102 | $54 | 8 |
| NJM | $124 | $102 | 9 |
| USAA | $145 | $72 | 9 |
| Mile Auto | $145 | $92 | 9 |
| State Farm | $169 | $82 | 9 |
| Erie | $171 | $131 | 8 |
| CSAA | $194 | $126 | 9 |
| Allstate | $194 | $96 | 9 |
| GEICO | $210 | $165 | 9 |
| Root | $212 | $139 | 8 |
| American Family | $218 | $108 | 9 |
| Safeco | $232 | $142 | 8 |
| Mercury | $251 | $139 | 8 |
| Direct Auto | $261 | $146 | 8 |
| Nationwide | $264 | $131 | 9 |
| Elephant | $272 | $188 | 9 |
| National General | $272 | $146 | 7 |
| Travelers | $277 | $140 | 9 |
| Clearcover | $289 | $200 | 7 |
| The General | $289 | $150 | 7 |
| State Auto | $327 | $177 | 7 |
| Chubb | $330 | $172 | 7 |
| Farmers | $331 | $161 | 9 |
| Bristol West | $331 | $158 | 7 |
| 21st Century | $334 | $175 | 7 |
| The Hartford | $334 | $264 | 8 |
| Shelter | $337 | $247 | 8 |
| Liberty Mutual | $359 | $263 | 8 |
| Commonwealth Casualty | $362 | $139 | 6 |
| AssuranceAmerica | $369 | $203 | 6 |
| GAINSCO | $375 | $177 | 8 |
| Dairyland | $422 | $145 | 8 |
| Amica | $586 | $472 | 9 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.
We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.
- Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
- Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
- Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
- Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
- Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.
| User Reviews | 3.6 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $23/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $45/mo |
3.6
A solid optionBased on 49 verified guest reviews and ratings
How drivers feel about Country Financial
Customers appreciate the prompt claims service and personal touch but are frustrated by the constant rate increases and lack of discounts.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Good claims process
High customer satisfaction
How drivers feel about Country Financial
Customers appreciate the prompt claims service and personal touch but are frustrated by the constant rate increases and lack of discounts.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Good claims process
High customer satisfaction
Reviews (30)
Nan
March 30, 2025
Verified Review
Good
I would like my representative to return my calls. My coverage has been average.
Donna
March 12, 2025
Verified Review
Ok
The policy is good, but it's too pricey.
Ida-Marie F
December 16, 2024
Verified Review
Good Company
They are honorable and pay our claims promptly.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
665NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.44A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+Why we picked this company
Launched in 1925, COUNTRY Financial continues to offer auto, home, life, and other types of insurance to this day. The insurer offers liability and full-coverage car insurance, plus optional coverages like roadside assistance and windshield replacement. Policyholders can save with numerous discounts, like for multiple policies, multiple cars, legacy (unmarried children of policyholders), engaged couples, and certain occupations. AM Best gives the company superior ratings for financial stability and credit strength.
Pros
Generally positive customer reviews
Unique discounts available
Often has lowest available rates
Cons
Not available in every state
Doesn’t offer rideshare insurance
Doesn’t offer online quotes
| User Reviews | 3.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $70/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $85/mo |
3.9
A solid optionBased on 75 verified guest reviews and ratings
How drivers feel about NJ Manufacturers
Drivers appreciate the friendly service and efficient claim handling but dislike the significant rate increases and overall high prices.
AI-generated from the text of verified reviews collected by Insurify
Best For
New Jersey drivers
Good claims process
Robust discounts
How drivers feel about NJ Manufacturers
Drivers appreciate the friendly service and efficient claim handling but dislike the significant rate increases and overall high prices.
AI-generated from the text of verified reviews collected by Insurify
Best For
New Jersey drivers
Good claims process
Robust discounts
Reviews (15)
Luciano
July 1, 2025
Verified Review
Excellent
Competitive rates.
Thomas
May 28, 2025
Verified Review
NJM good company except for price
It's all about the price. A 20% price increase is unacceptable.
Keith
May 27, 2025
Verified Review
Not worth my time in the end
Make sure you read the policy and check all your coverage values. I found a number of quotes cheaper because they dropped my coverage amounts.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
711NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.19A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+Why we picked this company
For more than 100 years, NJM has provided workers’ compensation, auto coverage, and home insurance. The insurer often has among the lowest rates in the regions it serves. Today, NJM also sells renters, condo, umbrella, watercraft, motorcycle, and ATV insurance in Connecticut, Maryland, Ohio, and Pennsylvania, in addition to New Jersey. AM Best gives the company an A+ rating for financial strength, and NJM has a much lower-than-expected number of complaints in the National Association of Insurance Commissioners Complaint Index.
Pros
High scores from J.D. Power for customer satisfaction
Numerous discounts available to help lower rates
Excellent 4.7/5 Trustpilot score from 14,000+ reviews
Cons
Available in only five states
Doesn’t offer accident forgiveness
No 24/7 customer phone support
)
Cheap Car Insurance for 2022
Cheapest DUI insurance by state
The amount you pay following a DUI will largely be determined by the insurance regulations of the state you live in. For example, states like Idaho are still relatively affordable, with an average monthly quote of $46 for liability coverage. But getting a DUI in New York could cost you upwards of $173 a month.
The following table breaks down what you can expect to pay for liability coverage per month with a DUI in each state. Remember that you always have the option to shop around and look into different insurers. Even New York drivers can save money by comparing quotes to find a more affordable insurer.
State | Insurance Company | Liability Only |
|---|---|---|
| Alabama | National General | $69 |
| Arizona | Mile Auto | $84 |
| Arkansas | State Farm | $66 |
| California | USAA | $124 |
| Colorado | State Farm | $118 |
| Connecticut | State Farm | $134 |
| Delaware | USAA | $149 |
| Florida | State Farm | $109 |
| Georgia | Mile Auto | $111 |
| Idaho | Auto-Owners | $46 |
| Illinois | Auto-Owners | $69 |
| Indiana | Auto-Owners | $58 |
| Iowa | State Farm | $32 |
| Kansas | CSAA | $76 |
| Kentucky | National General | $149 |
| Louisiana | National General | $138 |
| Maine | USAA | $54 |
| Maryland | CSAA | $220 |
| Massachusetts | State Farm | $89 |
| Michigan | Auto-Owners | $91 |
| Minnesota | State Farm | $97 |
| Mississippi | State Farm | $58 |
| Missouri | USAA | $91 |
| Nebraska | Auto-Owners | $61 |
| Nevada | COUNTRY Financial | $57 |
| New Jersey | CSAA | $152 |
| New Mexico | National General | $77 |
| New York | Liberty Mutual | $173 |
| North Carolina | Nationwide | $76 |
| Ohio | Mile Auto | $51 |
| Oklahoma | State Farm | $74 |
| Oregon | Mile Auto | $98 |
| Pennsylvania | National General | $104 |
| South Carolina | USAA | $83 |
| Tennessee | Mile Auto | $57 |
| Texas | State Farm | $67 |
| Utah | Root | $108 |
| Virginia | Auto-Owners | $80 |
| Washington | State Farm | $69 |
| Washington, D.C. | CSAA | $124 |
| West Virginia | State Farm | $92 |
| Wisconsin | USAA | $55 |
Hawaii, Montana, New Hampshire, North Dakota, Rhode Island, South Dakota, Vermont, and Wyoming omitted due to insufficient data.
How DUIs affect insurance premiums
Any time you’re caught engaging in high-risk driving behavior, such as driving under the influence, it’s likely going to cause your insurance premiums to increase. While accidents and speeding tickets can also cause rate increases, DUIs typically have the most severe impact on what you’ll pay.
The monthly cost for drivers with a speeding ticket can be more than $136 per month for liability-only coverage, while drivers with an at-fault accident pay $139 per month or more. But drivers who have a DUI could see their insurance rates go to $156 or more per month.
That’s because driving under the influence makes you a risk to your insurance company. Alcohol reduces brain function and impairs your judgment, reasoning, and muscle coordination, reducing your ability to safely operate a vehicle.
And drivers with a blood alcohol content (BAC) of .08% or higher who are involved in fatal car accidents are four times more likely to have previous DUI convictions.[2] For that reason, your insurer could decide not to even renew your policy once it expires.
How to find affordable insurance after a DUI
You should expect your insurance premiums to increase after a DUI, but it’s still possible to find affordable car insurance. Here are seven steps you can take to find cheap rates after a DUI.
1. Research insurance companies
Before you begin shopping for car insurance quotes, it’s important to research which companies offer the most affordable rates for drivers with a DUI. For instance, Insurify research shows that Farmers, Clearcover, and State Farm are the most affordable insurers on average for drivers after a DUI.
2. Compare quotes
It’s always a good idea to compare quotes from multiple insurance companies to ensure you find the best deal. Each insurance company has its own method of determining how much your premiums will cost. Most base your rate on your coverage, deductible, age, credit-based insurance score, and driving history. Find quotes for drivers with a DUI from at least three different insurers.
3. Take advantage of discounts
Your insurance premiums will go up with a DUI, but you can still take advantage of discounts. For example, State Farm offers a discount on car insurance if you bundle it with other insurance policies such as home, renters, or life insurance. And Progressive offers discounts for signing up online, enrolling in paperless billing, and paying for your policy up front.
4. Get rid of unnecessary coverage
The amount of coverage you purchase affects how much you pay for insurance, so one of the easiest ways to cut costs is to get rid of any unnecessary coverage. If you don’t drive often, for example, removing collision and comprehensive coverage could help you save money. But it can leave you at greater financial risk if you need to file a claim.
5. Improve your credit score
California, Hawaii, Maryland, Massachusetts, and Michigan prohibit insurance companies from using your credit history to determine your insurance premiums, while other states, like Oregon, restrict how and when they can use it. If you don’t live in one of these states, your credit score can be factored into what is known as a credit-based insurance score, which insurers consider when determining premiums.
Taking steps to improve your credit score could help you lower your insurance premiums. Make sure you pay your bills on time and pay down any high-interest credit card debt.[3]
6. Practice safe driving
The best way to lower your insurance premiums over the long run is by practicing safe driving and avoiding additional infractions. A second DUI conviction could end up costing you your license. And additional infractions, like a speeding ticket or an at-fault accident, can cause your insurance rates to go up even more.
7. Continue to shop around
Your DUI could stay on your record for a long time, so it may continue to negatively affect your insurance premiums for years to come. The insurance company offering you the best rates today may not be the best option a year from now. It’s a good idea to continue to compare quotes whenever you renew your policy.
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DWI vs. DUI: Is There a Difference? (2022)
Cheapest recent rates for drivers with a DUI
Insurify’s drivers have found rates ranging from $36/mo. to $169/mo. in the last few days
*Quotes generated for Insurify users within the last 10 days. Last updated on July 8, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 8, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on July 8, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from July 8, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
DUI car insurance FAQs
Here are answers to some commonly asked questions about DUI car insurance.
What happens to your car insurance after a DUI?
You can expect your car insurance rates to go up after getting a DUI since insurance companies will consider you a high-risk driver. Some insurance companies may even deny you coverage.
Depending on the state you live in, you may be required to file an SR-22 or FR-44 certificate, which proves that you have the minimum liability coverage required by your state.[1]
Do you have to report a DUI to your insurance company?
Technically, no law requires you to tell your insurer that you’ve had a DUI conviction. That said, it may be a good idea to be up front about it. If your DUI requires you or another party to file an accident claim with your insurance company, it will come to light during the claims investigation process. And even if your DUI goes unnoticed for a while, it could come up if your insurance company reviews your driving record when you renew your policy. In that situation, the insurer could decline to renew your coverage. It could also come up when you apply for new coverage. Not disclosing a DUI on a policy application could be considered a fraudulent act.
How long will a DUI affect your car insurance rates?
You can expect a DUI to stay on your record for at least three years in most states, but it varies based on where you live. Many states require that a DUI stay on your driving record for at least 10 years. In states like Arizona and Alaska, a DUI stays on your record permanently and can't be expunged.
Is there a DUI insurance trick?
No, there’s no “trick” that will help you avoid the impact a DUI will have on your car insurance rates. Whether you notify your insurer of your DUI or wait for them to find out on their own, you’ll still face increased costs for car insurance. Your best bet for keeping down costs will be to comparison shop and review rates from multiple insurance companies to find the cheapest car insurance available to you after a DUI conviction.
What’s the difference between a DUI and a DWI?
DUI stands for “driving under the influence,” and DWI stands for “driving while impaired.” A DUI usually means the driver was under the influence of drugs or alcohol, while a DWI means the driver was driving while impaired or intoxicated. Depending on the state you live in, you may see impaired driving referred to as an OWI (operating while intoxicated) or OUI (operating under the influence).
All the terms apply to driving while impaired by alcohol or drugs, and you can be charged with one when a law enforcement officer can prove you’re too impaired to safely operate a vehicle. This typically means you have a BAC of .08% or higher.
DUI is the most common legal term and is used by more than half the states as well as by the District of Columbia, while only 10 states use DWI. But other states use different legal terms for charging people who drive while intoxicated. For example, Indiana, Iowa, Michigan, and Wisconsin use OWI, which means “operating while intoxicated.”
How long does a DUI stay on your criminal record?
How long a DUI stays on your criminal record depends on a variety of factors, like where you live and how many previous convictions you’ve had. But the penalties are usually severe, and a DUI can stay on your criminal record for a long time.
In California, Louisiana, Ohio, and Tennessee, a DUI stays on your record for 10 years. In Michigan, Nevada, and Washington, it’ll stay on your record for seven years. But if you live in Indiana, Maine, Massachusetts, New Mexico, or Vermont, a DUI will stay on your criminal record forever.[4]
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Missouri Department of Revenue. "Mandatory Insurance FAQs."
- NHTSA. "Drunk Driving ."
- Experian . "How to Get Car Insurance After a DUI."
- Driving Laws (NOLO). "How Long Does a DUI/DWI Stay on Your Record?."
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Jamie Johnson
Jamie Johnson is a Kansas City-based personal finance writer whose work has been featured on several of the top finance and business sites in the country, including Insider, Credit Karma, Bankrate, Rocket Mortgage, Fox Business, Quicken Loans, and The Balance. For the past six years, she's dedicated more than 10,000 hours of research and writing to more than 2,000 articles about personal finance topics.
Jamie has been a contributor at Insurify since October 2022.
Edited byDanny Smith
Licensed auto and home insurance agent
4+ years in content creation and marketing
As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.
Featured in
Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.