Wisconsin residents are called "cheeseheads" for a reason. The state is often referred to as "America's Dairyland" for its large production of cheese and other dairy products.
Requirement : Yes
Car insurance is required in Wisconsin . Drivers must have a minimum of liability, and uninsured/underinsured motorist coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability, and uninsured/underinsured motorist coverage is required:
Other Car Insurance Coverage Options:
Liability, and uninsured/underinsured coverage is the only requirements for Wisconsin motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include:
Proof of Insurance: Yes
You must carry proof of insurance and registration with your vehicle at all times. You do not need proof of insurance when applying for a driver’s license, or registering your vehicle.
Violations, Fines & Penalties:
Credit Scores & Determining Your Insurance Premium :
All Wisconsin drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. Drivers unable to get private coverage can purchase insurance through the Wisconsin Automobile Insurance Plan (WAIP).
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Wisconsin:
There is no ban on cellphone while driving in Wisconsin. All drivers are prohibited from texting while driving. Texting violations are considered primary offenses. Violators face a $20-$400 fine and up to 4 points on your license for first offense, $200-$800 fine for second offense.