Cheap Auto Insurance Quotes in Racine, WI (2021)

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Car Insurance in Racine, WI

The average cost of Wisconsin car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Racine, WI to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$30
$112
$126
$131
$167
ProgressiveTravelersNationwideAmerican FamilyLiberty Mutual
Monthly $

Cheapest Car Insurance in Racine, WI

Here are the cheapest carriers in Racine for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$100
$129
$80
$78
$101
$113
WisconsinMilwaukeeMadisonGreen BayKenoshaRacine
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Racine, WI Driving Facts

wisconsin

Minimum Car Insurane Requirements in WI

Wisconsin motorists are required to purchase auto insurance coverage meeting these minimums:

  • $25,000/$50,000 for Bodily Injury Liability
  • $10,000 for property damage liability
  • $25,000/$50,000 uninsured motorist coverage for bodily injury or death 

Considering the cost of medical care—and the cost of vehicles younger than six years—these minimums may not be enough to cover costs in the event of an accident. This is especially true if you typically drive with passengers in your vehicle as your insurance will be your safety net for all medical costs involved in an at-fault accident.

Find local Racine agents

Martinson, Inc. 
2412 Lathrop Avenue, Racine, WI 53405-4141
Fidelis Insurance Services 
4060 N Main St Ste 108, Racine, WI 53402-3121
CRB Insurance Agency 
500 Wisconsin Avenue, Racine, WI 53403
David Insurance Agency, Inc. 
1300 South Green Bay Road, Racine, WI 53406-4469
Tree Frog Insurance Services LLC 
6233 Durand Avenue, Racine, WI 53406-4961
Freeway Insurance
5201 Washington Ave Ste J, Racine, WI 53406
Compass Insurance Group
6021 Durand Ave #600, Racine, WI 53406
Budzisz Wruck Osborne Insurance Group
1927 Charles St, Racine, WI 53402
Mario Martinez Agency Inc
1201 Ohio St, Racine, WI 53405
WisconsinInsurance.Net
3005 N Main St #122, Racine, WI 53402

Insurify Insights: How Racine Drivers Measure Up

chevrolet
Chevrolet Malibu
Most Popular Car in
Racine, WI
suspended licenses
#1
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Racine drivers measure up to their fellow Wisconsin motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Racine

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Racine drivers rank 3 in the number of car accidents per driver across all cities in Wisconsin.

  • Rank within state: #3
  • Percent of drivers in Racine with an accident: 11.73%
  • Drivers in Racine, WI with an accident in their driving history paid on average 34.53% more than drivers with a clean record

Speeding Racine

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Wisconsin, Racine drivers rank 3 in the number of speeding infractions per driver.

  • Rank within state: #3
  • Percent of drivers in Racine with a speeding ticket: 14.91%
  • Drivers in Racine, WI with a speeding ticket in their driving history paid on average 52.52% more than drivers with a clean record

DUI/DWIs Racine

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Racine drivers rank 1 in the number of DUI’s per driver across all cities in Wisconsin.

  • Rank within state: #1
  • Percent of drivers in Racine with a DUI: 3.69%
  • Drivers in Racine, WI with a DUI in their driving history paid on average 41.01% more than drivers with a clean record

Most Popular Vehicle Racine

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Racine is the Chevrolet Malibu.

Rude Racine

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Wisconsin, Racine drivers rank 2 in rude driving infractions.

  • Rank within state: #2
  • Percent of drivers in Racine with a reckless driving violation: 3.85%
  • Drivers in Racine, WI with a reckless driving violation in their driving history paid on average 38.13% more than drivers with a clean record.

Safest Drivers Racine

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Racine drivers rank 5 in clean driving records across all cities in Wisconsin.

  • Rank within state: #5
  • Percent of drivers in Racine with clean record: 73.53%

Failure to Yield the Right of Way Racine

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Racine drivers rank 1 in failure to yield violations per driver across all cities in Wisconsin.

  • Rank within state: #1
  • Percent of drivers in Racine with a failure to yield violation: 2.18%
  • Drivers in Racine, WI with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Racine

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Wisconsin, Racine drivers rank 1 in the number of reckless driving offenses per driver.

  • Rank within state: #1
  • Percent of drivers in Racine with a reckless driving offense: 0.34%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.