For drivers with a DUI or DWI offense in Wisconsin, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after a DUI.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Wisconsin. The following are the best insurance rates from carriers that offer car insurance for drivers with a DUI in Wisconsin.
In Wisconsin, a DUI or DWI offense will on average have drivers paying $295 per month and $3,540 per year for their car insurance rates.
Compared to drivers with a clean driving record, that is on average an 98% increase on car insurance rates for drivers with a DUI. So in order, to find an affordable monthly rate after a DUI, comparison tools like Insurify become essential to finding the best rate.
Insurify's comparison tool will help you make sure you're getting the best possible quote even after a DUI. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.
There's no avoiding it: risky behavior like driving under the influence is never rewarded. Some people experience life-changing consequences. At the very least, you'll see your insurance rates increase. Though car insurance costs after a DUI in Wisconsin are some of the lowest in the United States, a higher monthly premium still stings.
Relative to the rest of the country, Wisconsin ranks low when it comes to statewide insurance costs for drivers after a DUI conviction. That's little consolation when you are looking at a new average premium of $295—a cost increase of 98 percent over the average that motorists without a DUI pay.
|Average Percent Increase After DUI|
Only nine other states are cheaper than Wisconsin when it comes to buying insurance after a DUI. Though that's good news, the bottom line is that an insurance rate increase is still coming your way. The average car insurance premium for Wisconsin drivers with a prior DUI is $295.
Because car insurance rates rely on more than this one mistake (your age, the kind of car you drive, and your marital status are just a few variables aside from your driving record), you may shop around and find rates that are higher or lower than the average. The secret to finding the cheapest rates is the ability to pick among insurance providers that are as personalized as possible to the variables that describe you.
|Most Expensive State for DUI (1-50)|
You might be asking yourself how many years a DUI stays on your record in Wisconsin. As far as criminal records go, a DUI is on your record for life in this state. However, it can only be grouped with any subsequent DUIs for a period of 10 years. If you have only one DUI on your record for 10 years, the next DUI (should you get one again) is considered a first offense for penalty purposes.
Insurance companies don't necessarily abide by state lookback periods when deciding how long to consider a DUI violation. In general, rate increases for driving mistakes stick around for up to five years.
Age, number of offenses, and other details influence the penalty received if convicted of a DUI in the state of Wisconsin. Fines for a first offense range from $150 to $300, license suspension of up to nine months, and enrollment in a sobriety program.
In Wisconsin, the harm or damage you incur plays a significant role in what your penalty might be. For example, if you are convicted of homicide related to the DUI—even for a first offense—you could pay $100,000 in fines, add a felony to your record, and be imprisoned for five or more years.
Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.
The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.