4.8out of 3,000+ reviews
Cheap Auto Insurance Quotes in Delaware (January 2022)
- Personalized quotes in 5 minutes or less
- No signup required
Save More Gold in the Diamond State
You know about Fighting Blue Hens, Blue Rocks, and colonial blue, but after reading this, your new favorite color might be green.
The Apple-Scrapple Festival, Punkin Chunkin, and a State Fair that draws a third of the population: Delawareans know how to have a good time.
With a state that’s not more than 35 miles wide, you’re only a short drive away from the sand on your toes and soft-shell crabs on your plate. But before you roll out on Dupont tires like Jimmie Johnson, are you getting a price prettier than a peach blossom on your car insurance?
Wilmington is home to just above 70,000 people, but it's still the most populous city in Delaware. From this city, you can drive to Philadelphia, Baltimore, Lancaster, and Atlantic City, all in under two hours.
Midvale Home & Auto
For drivers in Delaware, that are looking for the cheapest quote possible, you can consider a state minimum policy for liability insurance.
To simplify finding the cheapest minimum liability quote, Insurify has analyzed rates from top insurance providers in Delaware. The following are the cheapest insurance rates from carriers that offer minimum liability auto insurance in Delaware.
For drivers in Delaware, that are looking for a full coverage policy that includes comprehensive and collision insurance it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Delaware. The following are the best insurance rates from carriers that offer full coverage auto insurance in Delaware.
The state of Delaware requires all motor vehicle operators to have proof of insurance available in the car at all times.
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Delaware drivers measure up to their fellow motorists across the United States in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Among all fifty states, Delaware drivers rank 32 in the number of car accidents per driver.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. Delaware drivers rank 22 in the number of speeding infractions per driver across all fifty states.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Delaware drivers rank 47 in the number of DUI’s per driver across all fifty states.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Delaware is the Nissan Altima.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all fifty states, Delaware drivers rank 16 in rude driving infractions.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some states have safer drivers than others; Delaware drivers rank 21 in clean driving records across all fifty states.
Street racing might seem like something straight out of a Fast and Furious movie, but it’s a real issue that threatens public safety. Among all fifty states, Delaware drivers rank 39 in street racing violations per driver.
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Delaware drivers rank 38 in failure to yield violations per driver across all fifty states.
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all fifty states, Delaware drivers rank 13 in the number of reckless driving offenses per driver.
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Delaware drivers rank 34 in hybrid and electric vehicle ownership across all fifty states.
The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.
The state of Delaware offers many green driver incentives, including federal tax credit, rideshare incentives, rebates, and discounts through some car insurance carriers.
Dover won Insurify's Most Patriotic Cities Award for the state of Delaware. One of Dover's main employers is the Dover Air Force Base, located in the southeast area of the city.
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.