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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.
If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.
Golfers would kill to have the kind of control over the ball that their favorite pros do—and there’s nowhere better to compare golf swings than on TV during this tournament. But we all have control over getting the best auto insurance policy rates—you just have to know where to look.
The average cost of Georgia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Augusta, GA to find you the cheapest quotes in the area.
Here are the cheapest carriers in Augusta for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.
| Cheapest Companies | Quotes |
|---|---|
 Progressive | $110/mo |
 Travelers | $132/mo |
 American Family | $184/mo |
 The General | $188/mo |
 Nationwide | $198/mo |
| Best Companies | Quotes | |
|---|---|---|
American Family | $237/mo | |
 Safeco | $278/mo | |
 Liberty Mutual | $228/mo | |
 Mercury | $239/mo | |
Travelers | $174/mo |
Within the first month that a hands-free driving law was put into effect, car accidents in Georgia dropped by roughly 27%.
Georgia's minimum liability car insurance limits are as follows:
As demonstrated by the table below, age has everything to do with car insurance rates in Augusta. Premiums for Augusta teen drivers average out to $554, more than twice as much as the average cost for drivers in their 30s. Drivers experience a rate increase when they hit their 70s—from an average of $203 per month in premiums in their 60s to $272. That’s an increase of over 30 percent! Why? Older and younger drivers represent more risk, statistically speaking.
| Driver's Age | Avg. Monthly Cost |
|---|---|
| teens | $555 |
| 20s | $329 |
| 30s | $226 |
| 40s | $213 |
| 50s | $229 |
| 60s | $204 |
| 70s | $273 |
| 80s | $152 |
| Driving History | Avg. Monthly Cost |
|---|---|
| No Violation | $253 |
| Speeding Ticket | $335 |
| At-Fault Accident | $288 |
| Failure to Stop for Red Light / Stop Sign | $328 |
In Augusta, it pays to keep a clean driving record. Why? Insurance companies use your driving record to help determine your level of risk. The more risk you represent, the higher your monthly insurance premiums. Responsible drivers signal low risk in Augusta and pay the least on average for auto insurance at $252 per month. However, if found at fault for an accident or caught speeding, Augusta motorists will pay an average of $287 and $334 per month, respectively, to insure their rides.
Your reputation is everything when it comes to getting good car insurance rates in Augusta. But what do insurance companies use to determine reputation? Besides examining your driver record to determine risk, underwriters also use your credit score to inform their calculations. For this reason, if you aren’t already monitoring your credit score, you should. Many activities can positively influence your credit score, but paying your bills on time is at the top of the list. Augusta drivers with an excellent credit score can expect to pay $262 per month on average for their car insurance.
| Credit Tie | Avg. Monthly Cost |
|---|---|
| Excellent | $263 |
| Good | $288 |
| Average | $259 |
| Poor | $266 |
In Augusta, you can use online services or the DDS 2 GO Mobile App to manage anything having to do with your driver’s license. As far as titling and tags are concerned, residents must do business either online or in person with a County Tag Office. Non-resident military members stationed at Ft. Gordon have to renew registration in person, however. There are two tag offices serving Augusta residents. Don’t feel like leaving home? Check out Georgia Drives e-services for some easily accessible online options for renewing your vehicle registration, paying insurance fines, applying for a tag, or even getting the opportunity to receive tag expiration notices by email. If you can’t remember when your registration is due, remember this: Georgia law requires that all auto tags be renewed within 30 days before the owner’s birth date.
Most people drive in and around Augusta, but if you want to take a break from the road for a little while or find yourself needing services, Augusta Public Transit provides comprehensive public transportation services throughout Richmond County. These include the fixed route bus service that operates nine fixed routes, access to ADA (paratransit) services, and the Richmond Rural Transit service. Car rental and limited taxi service is of course available in Augusta as well as rideshare options like Uber. Students might be pleased to know that a fledgling bikeshare program called JagRide is now open across Augusta University’s three campuses.
For anyone aspiring to actually play in the nation’s biggest golf tournament, practice makes perfect. For people who can’t even hit the ball straight, getting there is going to be a little difficult. With Insurify, you have a straight shot to hundreds of regional and national insurance carriers—and their rates—in seconds.
If you are one of the lucky ones who get tickets to the Masters Tournament, it’s a memory that lasts a lifetime. But don’t hold on to your insurance that long—rates change and so do you. Insurify can help you find the best rate for the new you now.
Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.
We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.
Here's how Augusta stacks up for the state of Georgia:
Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.
Hinesville won Insurify's Most Patriotic Cities Award for the state of Georgia. The city is located close to the Fort Stewart U.S. Army post. Both communities are situated in the aptly named Liberty County.
