Cheap Auto Insurance in Augusta, Georgia (2023)

Augusta’s best car insurance companies offer robust coverage, high-quality service and rates well below the state average.

Mark Steinbach
Written byMark Steinbach
Mark Steinbach
Mark SteinbachInsurance Writer
  • Full-time writer for 5+ years

  • Two-time Emmy Award nominee

A Harvard graduate, Mark has worked as a freelance personal finance and tech writer. He’s also written for Saturday Night Live.

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Katie Powers
Edited byKatie Powers
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Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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Updated November 17, 2023 at 6:30 AM PST

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Drivers in Augusta pay an average of $200 per month for liability-only insurance and $283 per month for full-coverage insurance — an overall monthly average of $241. While affordable car insurance rates can seem hard to find in Georgia, Augusta drivers pay some of the lowest rates in the state.

The best car insurance combines affordable rates, high-quality service, and robust coverage. Your ideal coverage varies based on your insurance needs and budget.

Here’s what you need to know about finding coverage in Augusta, including the best insurer options for different types of drivers and tips for saving on your next policy.

Quick Facts
  • On average, drivers in Georgia pay $238 a month for liability and $348 a month for full-coverage insurance.

  • Safeco offers the cheapest liability-only quote in Augusta, at $112 a month on average.

  • Comparing quotes from multiple insurers helps you find the cheapest coverage available for you.

Find Cheap Car Insurance in Augusta, Georgia

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Best car insurance companies in Augusta

The best car insurance company will vary from person to person. Companies offer different rates and coverage packages, so certain insurers may work best for particular categories of drivers, like commuters, students, or rideshare drivers. Regardless of your coverage needs, you can find a reliable insurer with low rates and quality coverage.

Car Insurance CompanyBest ForAverage Monthly Quote: Liability OnlyInsurify Quality Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
TravelersBest Overall$1504.3
ProgressiveBest Value$1294.0
SafecoMost Affordable$1123.7
Mile AutoCommuters$1333.4
Midvale Home & AutoFamilies$1523.2
Liberty MutualStudents$1593.8
MercuryBusiness Owners$1943.6
ElephantRideshare Drivers$1753.5
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Insurify uses an in-house, proprietary method to rate and review the best car insurance companies. The Insurify Quality (IQ) Score uses more than 15 crucial criteria, including average premiums, customer satisfaction, discounts, third-party ratings, and more, to calculate a final score for a company.

    Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings. With the IQ Score, Insurify is able to provide quantitative ratings for drivers to better compare car insurance companies and make informed decisions to meet their coverage needs.

Best car insurance overall: Travelers

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
829
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$147/mo

Travelers has been in business for more than 165 years. Today, the company sells auto insurance, homeowners, renters, flood, pet, and other types of insurance. In addition to liability and full-coverage car insurance, Travelers offers gap insurance, rental car reimbursement, roadside assistance, rideshare insurance, new car replacement coverage, and more. Policyholders can save with a number of discounts, including for bundling multiple policies, safe driving, paying in full, student discounts, and more. Travelers has fewer complaints than expected with the National Association of Insurance Commissioner’s Consumer Complaints Index. A.M. Best gives the company an A++ for financial strength.

Pros
  • Accident forgiveness available

  • Robust coverage selections and discount offerings

Cons
  • Rideshare coverage only available in Colorado and Illinois

  • High number of negative customer reviews with the Better Business Bureau

They have the lowest rates I could find.

Elise - September 11, 2023
Verified

They are one of the few companies writing policies for a full year. All these "discount companies " miss lead you by quoting 6 month policies.

Albert - September 6, 2023
Verified

Good service.

Jorge - September 4, 2023
Verified
Read our Travelers review

Best cheap car insurance in Augusta: Progressive

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
819
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$90/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$135/mo

Although its founding in 1937 makes Progressive comparatively young, it is among the largest car insurers in the U.S. The company offers car, home, renters, commercial, and other types of insurance. Progressive customers can enjoy savings by bundling their car insurance with another type of Progressive policy – typically homeowners or renters. Available discounts range from multi-policy and multi-car discounts, to the Snapshot save driver discount. Progressive has an A.M. Best rating of A+ for financial stability. However, the company has a slightly higher-than-expected number of complaints in the National Association of Insurance Commissioner’s Consumer Complaints Index.

Pros
  • Rewards for good drivers

  • Numerous coverage options and discounts available

Cons
  • Higher-than-expected amount of complaints

  • Ranked 11 out of 15 companies in the J.D. Power Customer Satisfaction Index Ranking

My premiums continue to increase. I have no tickets and no accidents.

Kimberly - September 10, 2023
Verified

The final price was more than the quote.

Karlee - September 10, 2023
Verified

Easy.

Sonny - September 9, 2023
Verified
Read our Progressive review

Most affordable car insurance in Augusta: Safeco

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.7
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
825
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$108/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$181/mo

Owned by Liberty Mutual, Safeco offers car, homeowners, renters, pet, and other insurance products. The company has been in busines since 1923, and provides new vehicle replacement coverage, rental car reimbursement, liability, and full-coverage policies. Safeco’s money-saving programs include accident forgiveness, a diminishing deductible, and a cash back program for customers who remain claims-free for six months. The company has an average amount of complaints in the National Association of Insurance Commissioner’s Consumer Complaints Index, and placed 13th on the J.D. Powers’ Overall Customer Satisfaction Index. A.M. Best gives Safeco a score of A for financial stability.

Pros
  • Pays cash back to customers who remain claims-free

  • Many options for customizing car insurance

Cons
  • Limited number of discounts

  • Customer reviews indicate room for improvement in customer service

They are really patient over the phone, and anytime I can change something on my policy online.

Mildred - August 30, 2023
Verified

Concern-free claims processing.

Billy - August 26, 2023
Verified

My rates have risen twice since being with them with no notice. They also screwed up my account by using the wrong Vin number.

Glenn - August 10, 2023
Verified
Read our Safeco review

Best car insurance in Augusta for low-mileage commuters: Mile Auto

Mile Auto logo

Mile Auto

Average Monthly Cost:
$133
Insurify Quality Score:
3.4

Best car insurance in Augusta for families: Midvale Home & Auto

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.2
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$161/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$216/mo

Owned by American Family Insurance, Midvale offers auto and home insurance. In addition to liability, collision and comprehensive coverages, Midvale also offers gap insurance, rental car reimbursement, and roadside assistance. Discounts are pretty standard for the industry, including good student, multi-vehicle, multi-product, and pay-in-full discounts. Midvale as an excellent (A) rating from A.M. Best for financial stability. Customer complaints in the National Association of Insurance Commissioner’s Consumer Complaints Index are only slightly higher than expected for the industry.

Pros
  • Backed by the financial strength of American Family

  • Optional gap insurance and roadside assistance available

Cons
  • Can’t get a quote online – must call an agent

  • Poor customer reviews with Better Business Bureau

Best car insurance in Augusta for students: Liberty Mutual

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.8
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
819
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$121/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$214/mo

In business for more than 100 years, Liberty Mutual offers auto, homeowners, condo, renters, flood, life and other insurance products. Policyholders have access to numerous discounts, including bundling, good student, military, student-away-at-school, claims-free, violation-free, and multi-car discounts. Liberty Mutual has an A rating for financial strength from A.M. Best and an A+ rating from the Better Business Bureau. However, the company has three times the expected rate of complaints in the National Association of Insurance Commissioner’s Consumer Complaints Index, and low ratings on consumer review sites Trustpilot and Sitejabber.

Pros
  • Wide range of available discounts

  • Accident forgiveness available

Cons
  • Many negative reviews and customer complaints

  • Premiums are relatively high compared to industry average

I don’t like talking to a computer. I’m a one-on-one kind of person.

James - September 13, 2023
Verified

Good response time.

Chesarae - September 9, 2023
Verified

Very easy to deal with.

Renaldo - September 5, 2023
Verified
Read our Liberty Mutual review

Best car insurance in Augusta for business owners: Mercury

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.6
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
827
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$115/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$172/mo

Mercury is a 62-year-old insurance company that sells auto, home, condo, renters, and business insurance. In addition to standard car insurance coverage types, Mercury also offers rental car reimbursement, roadside assistance, rideshare insurance, and more. Mercury customers can save with multiple discounts, and the opportunity to bundle their auto insurance with home or renters coverage. The compay has an A rating from A.M. Best for financial stability. Mercury has nearly twice as many complaints as expected in the National Association of Insurance Commissioner’s Consumer Complaints Index. However, J.D. Power ranked the company fourth incustomer satisfaction in California.

Pros
  • Numerous coverage options, discounts, and bundling opportunities

  • Competitive auto insurance prices

Cons
  • Only available in 11 states (including California)

  • Only available in 11 states (including California)

They take care of their clients.

David - May 26, 2023
Verified

Poor customer service.

Kelli - March 18, 2023
Verified

Their driving app is a gimmick.

Larry - January 14, 2023
Verified
Read our Mercury review

Best car insurance in Augusta for rideshare drivers: Elephant

Elephant logo

Elephant

Average Monthly Cost:
$175
Insurify Quality Score:
3.5

Find Cheap Car Insurance in Augusta, Georgia

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Liability-only vs. full-coverage insurance in Augusta

The state of Georgia requires all drivers to carry liability auto insurance, which covers the other driver’s repairs and medical expenses if you cause an accident. Georgia requires a minimum of $25,000 per driver and $50,000 per accident in bodily injury liability, as well as $25,000 per accident in property damage liability.[1]

“If you have an older car, you might consider dropping collision and comprehensive coverage and just having liability insurance,” says Loretta Worters, vice president of media relations at the Insurance Information Institute.

Many drivers add collision coverage to pay for damage to their car after an accident and comprehensive coverage to cover vandalism or weather-related damage to their car. Policies that include collision and comprehensive coverage are known as full-coverage insurance. These robust policies work well for drivers with expensive vehicles that they want to protect.

“The greater the value of your assets, the more you stand to lose,” says Worters. “So it’s important to know what your assets are and protect yourself financially.”

The best insurers in Augusta all offer rates below the state average for liability-only and full-coverage insurance. In most cases, rates increase when you move from liability to full coverage. Safeco, Progressive, and Mile Auto offer the cheapest liability-only options.

Insurance CompanyAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full Coverage
Safeco$112$223
Progressive$129$160
Mile Auto$133$117
AssuranceAmerica$146$195
Travelers$150$188
Midvale Home & Auto$152$253
Clearcover$161$217
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Georgia car insurance rates by driving and accident history

Drivers with infractions on their record, such as speeding tickets, DUIs, or at-fault accidents, pay more for car insurance on average. DUIs tend to cause the highest increases, though multiple at-fault accidents can also raise rates significantly.

Mile Auto and Progressive provide the cheapest average full-coverage rates for drivers with infractions on their record.

Car Insurance CompanyClean RecordAt-Fault AccidentWith a DUISpeeding Ticket
Safeco$223$319$444$299
Progressive$160$228$318$214
Mile Auto$117$168$233$157
AssuranceAmerica$195$279$389$262
Travelers$188$268$373$251
Midvale Home & Auto$253$362$503$339
Clearcover$217$311$432$291
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Augusta car insurance quotes by credit tier

Georgia is one of many states that allow car insurance companies to consider your credit score when determining rates. Drivers with poor credit scores pay more for car insurance on average. Insurers see these drivers as less likely to pay claims on time or at all, so they charge them more to offset those risks.

Drivers with excellent or good credit scores pay less for car insurance compared to drivers with bad credit. Maintaining a high credit score is one of the best ways to save on car insurance in Augusta.

Augusta car insurance rates by driver age

Age is one of the more significant factors that affects insurance rates. Young drivers pay the most for car insurance on average, but rates tend to decrease with age.

Augusta’s age-related car insurance trends reflect this, with teenagers and drivers younger than 25 paying by far the most. Fortunately, Augusta drivers see car insurance rates decrease substantially by the time they hit their 40s and 50s.

Age GroupAverage Monthly Quote
Teenagers$419
Younger than 25$345
20s$232
30s$230
40s$205
50s$164
60s$169
70s$176
80+$103
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Augusta?

The average American pays $212 per month for car insurance, according to Insurify’s data. Augusta’s overall average car insurance rate is $241 per month — about 13% higher than the national average. 

Car insurance rates vary by ZIP code. For instance, cities whose residents have more disposable income tend to have higher rates, on average. Additionally, cities with high population density see more accidents, which increases rates in the area.[2] Augusta drivers pay some of the lowest car insurance rates in the state.

More cities in Georgia

CityAverage Monthly QuoteCompared to Augusta
Columbus$2420%
Marietta$278+14%
Savannah$303+23%
Macon$302+22%
Atlanta$353+38%
Mcdonough$352+37%
Decatur$425+55%
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Find Cheap Car Insurance in Augusta, Georgia

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  • Insurance Services of Augusta

    5 George C Wilson Ct,
    Augusta, GA 30909
  • Dawson, Taylor & Company

    3510 Wheeler Rd,
    Augusta, GA 30909
  • Blanchard & Calhoun Insurance Agency, Inc.

    245 Davis Road,
    Augusta, GA 30907
  • Whit Blanchard Insurance Group

    1901 Walton Way,
    Augusta, GA 30904
  • Meybohm-Sarborough Insurance, LLC dba/MAI Risk Advisors

    3512 Wheeler Rd,
    Augusta, GA 30909-1824
  • Affordable Insurance Agency, Inc.

    1557 Gordon Hwy,
    Augusta, GA 30906
  • Capps Insurance Agency

    1254 Broad St,
    Augusta, GA 30901-1116
  • First Choice Insurance and Financial Services

    2506 Peach Orchard Rd,
    Augusta, GA 30906
  • The Insurance Center

    P.O. Box 416,
    Augusta, GA 30903
  • A-Affiliated Insurance Agency

    3405 Washington Rd,
    Augusta, GA 30907
View more

How to shop for the best car insurance in Augusta

Each driver has different needs when it comes to car insurance. Luckily, Augusta drivers have a wide range of car insurance companies to choose from. Before you choose a policy, consider the following factors that influence your car insurance coverage:

  • Your vehicle type: If you drive an expensive new car, it might make sense to add additional coverage to protect your financials. More expensive cars usually cost more to insure.

  • Your driving habits: Do you have a long daily commute? Or do you only drive occasionally? If you don’t drive often, you might want a usage-based insurance plan that rewards infrequent driving.

  • Your location: Augusta experiences some severe weather and received nearly four feet of total rainfall in 2022. Augusta drivers should consider full-coverage insurance to prepare for whatever the forecast brings.

Keep Reading: How to Shop for Car Insurance in 6 Easy Steps

Keep Reading: How to Shop for Car Insurance in 6 Easy Steps

How to get the cheapest car insurance in Augusta 

Several factors affect your car insurance rates, such as your age, gender, marital status, vehicle type, driving history, and ZIP code. When looking at car insurance quotes and purchasing a policy, you can a few simple steps to earn savings:

  • Research discounts. Almost all car insurance companies offer discounts. Many reward drivers for safe driving, investing in car safety features, or taking a defensive driving course. Look on your insurer’s website or speak to your car insurance agent to find out which discounts you qualify for.

  • Pick the right car. Car insurance companies see flashy sports cars as a greater risk for accidents and future claims. They offset these risks by charging higher premiums to these drivers. Choose a more modest car if you want to save on car insurance.

  • Raise your deductible. Higher deductibles generally lead to lower monthly premiums. Assess your financial situation before deciding to raise your deductible, because a higher deductible means you pay more out of pocket in the event of a covered loss.

  • Shop around and compare. Most car insurance experts recommend receiving quotes from at least three different car insurance companies before choosing a policy.

Find Cheap Car Insurance in Augusta, Georgia

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Augusta car insurance FAQs

Finding cheap car insurance can feel stressful. The information below should help you navigate the process of buying coverage in Augusta, Georgia.

  • Who has the cheapest car insurance in Augusta?

    The cheapest car insurance companies in Augusta for liability coverage include Safeco ($112/mo), Progressive ($129/mo), and Mile Auto ($133/mo). You can purchase affordable full-coverage insurance from Mile Auto ($117/mo), Progressive ($160/mo), and Travelers ($188/mo). Comparing quotes from multiple companies is the best way to find the cheapest car insurance for your situation.

  • How much is car insurance in Augusta?

    Drivers in Augusta pay an average of $200 per month for liability-only car insurance and $283 per month for full-coverage insurance. These rates are $38 and $65 cheaper than the Georgia car insurance averages, respectively. Georgia policyholders pay car insurance rates significantly higher than the national average of $212 per month.

  • What are the best car insurance companies in Augusta?

    Travelers has the highest IQ Score of the best insurers in Augusta and earned an A++ (Superior) financial strength rating from A.M Best. Augusta drivers pay an average of $150 per month for liability-only insurance from Travelers, making it the best car insurance in the city. Progressive (4.1) and Liberty Mutual (3.8) have the next highest IQ Scores in the city and also offer competitive rates.

  • What are the pros and cons of living in Augusta, GA?

    Augusta is a centrally located city, only a few hours from scenic mountains to the North and lovely beaches to the South. While Augusta’s drivers have plenty of options for road trips, they tend to pay higher car insurance rates. Many factors can cause an area to have higher insurance costs, including accident rates, traffic density, state laws, and repair costs.

  • Is Augusta within a no-fault state?

    No. Georgia is an at-fault state. This means that after an accident, the at-fault driver’s liability insurance will cover the other driver’s repairs and medical expenses. For example, if you rear-end the car in front of you, your liability insurance will cover repairs to that car and any of the motorist’s resulting medical bills.[3]

Sources

  1. Georgia Office of Commissioner of Insurance and Safety Fire. "Auto Insurance." Accessed May 23, 2023
  2. National Association of Insurance Commissioners. "2019/2020 Auto Insurance Database Report." Accessed May 23, 2023
  3. Insurance Information Institute. "Background on: No-fault auto insurance." Accessed May 23, 2023
Mark Steinbach
Mark SteinbachInsurance Writer

Mark Steinbach is a writer based in Brooklyn, NY. In addition to his years of work as a copywriter, he is also a TV writer with a degree in English from Harvard University. When he isn't writing, he can be found playing tennis or doing crossword puzzles.

Katie Powers
Edited byKatie PowersAuto and Life Insurance Editor
Photo of an Insurify author
Katie PowersAuto and Life Insurance Editor
  • Licensed auto and home insurance agent

  • 3+ years experience in insurance and personal finance editing

Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.

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