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Cheap Auto Insurance Quotes in Dallas, GA (September 2022)

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Why you can trust Insurify

Insurify partners with top insurance companies and is a licensed agent in all 50 states. However, the insurance experts writing our content operate independently of our partners. Check out reviews from over 3,000 satisfied customers, how we make money, our data methodology, and our editorial standards.
Tanveen Vohra

By: Tanveen Vohra

Edited by Olivia Oksenhorn | Reviewed by Licensed Insurance Agent, Amber Benka

Updated February 4, 2022

Car Insurance in Dallas, GA

Drivers in Dallas and in other cities around Georgia should have car insurance to stay safe and legal on the road. While the average cost of Georgia car insurance is $354, which is significantly higher than the national average, Georgia drivers can get cheaper car insurance if they know where to find it. Use Insurify to find the cheapest car insurance personalized to you!

Quick Facts

  • The average cost of car insurance in Dallas is $285 per month, or $3420 annually.
  • Car insurance in Dallas is $38 more than the average cost of car insurance in Georgia.
  • The cheapest car insurance provider in Dallas on average is Foremost GroupSelect℠, but you should always compare quotes to find your best personal rate.

Quotes by Top Companies

Travelers
$168
Clearcover
$199
Mile Auto
$209
State Auto
$218
Elephant
$219

Cheapest Car Insurance in Dallas, GA

Some car insurance providers are able to offer cheaper auto insurance coverage than others. That’s because every insurance company weighs information like your credit score and your driving record a bit differently. The following are the cheapest carriers in Dallas, Georgia on average but it’s always important to explore coverage options so you can find your best rates.
Insurance Provider in DallasQuotesThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Travelers$168 /mo
Clearcover$199 /mo
Mile Auto$209 /mo
State Auto$218 /mo
Elephant$219 /mo

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Best Car Insurance in Dallas, GA

While price is important to consider when you’re shopping for car insurance, it’s also important to choose an insurance provider that can ensure good customer service and reliably pay claims. We analyzed factors that reflect quality, reliability, and health of an insurance company to calculate its Insurify Composite Score and rank car insurance providers.
Best CompaniesScoreThe Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor's, Moody's, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews.QuotesThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Clearcover97$199 /mo
Safeco86$280 /mo
Liberty Mutual82$236 /mo
Travelers80$168 /mo

Average Car Insurance Cost

Georgia Cities
Atlanta$223/mo
Columbus$176/mo
Savannah$207/mo
Augusta$185/mo
Dallas$224/mo
Georgia$203/mo
Columbus
$176
Augusta
$185
Average for GA
$203
Savannah
$207
Atlanta
$223
Dallas
$224
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in Georgia

All motor vehicles operated or parked on Georgia roadways are required to be insured. Proof of insurance must be carried in your car at all times and must be available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Georgia[1] are:

  • $25,000 per person for bodily injury
  • $50,000 per accident for bodily injury

As a major part of your liability insurance, bodily injury coverage covers medical bills for people other than the policyholder who are injured during an accident. Georgia is an at-fault state, meaning the driver who is responsible for the collision is also responsible for paying for any resulting expenses, either through their car insurance provider or out of pocket.

  • $25,000 per accident for property damage

If it’s determined that an insured driver is at fault for an accident, this coverage pays for repairs to the property of the other involved parties. Additionally, property damage coverage can cover legal costs if the insured driver is involved in a lawsuit following the accident.

  • $25,000 per person for uninsured motorist bodily injury
  • $50,000 per accident for uninsured motorist bodily injury
  • $25,000 per accident for uninsured motorist property damage

Uninsured and underinsured motorist coverage pays for costs caused by a driver with little or no insurance after a car accident. In Georgia, drivers are required to be insured for both bodily injury and property damage.

Dallas Car Insurance Rates by Driver Age

Your age is one of the first things that your insurance agent looks at to calculate your auto insurance rate. Teens and young drivers can expect the highest rates, while drivers in their 50s and 60s, who are more mature and have more experience on the road, can expect the lowest monthly premiums.

Compare average car insurance costs for different driver ages in the table below. Note that this data is statewide and may look slightly different for Fort Worth, Texas.
Driver's AgeAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Teens$583
20s$364
30s$246
40s$222
50s$201
60s$202
70s$227
80s+$247

Dallas Car Insurance Rates by Driving and Accident History

Your driving record will significantly affect your insurance premiums because drivers with infractions like speeding tickets, accidents, and DUIs on their records are seen as a higher risk to insure. Drivers with a clean record will see the lowest rates while drivers with infractions will usually pay more. Here’s what you can expect to pay based on your driving record in Dallas.
Driving HistoryAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Clean Record$282
Speeding Ticket$375
At-Fault Accident$416
DUI$558

Dallas Car Insurance Rates by Credit Tier

Your credit history will also influence your insurance rates. Drivers with poor or average credit will generally pay more for car insurance than drivers with excellent credit. Below is what you can expect to pay, on average, for car insurance based on your credit tier. However, some car insurance companies specialize in bad credit car insurance, so be sure to shop around.
Credit TierAvg. Monthly CostThe car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.
Excellent$297
Good$317
Average$369
Bad$459

Dallas DMV Information

The Georgia Department of Driver Services in Dallas is open from 8:00 a.m to 6:00 p.m. Tuesday through Friday and from 8:00 a.m. to 12:00 p.m. on Saturday. The office is closed on Sunday and Monday. The Georgia Department of Driver Services is located at:

114 Justice Center Dr 
Dallas, GA 30132
(678) 413-8400

Public Transportation in Dallas

Most residents of Dallas choose to drive to get from point A to point B, and public transportation options in the city are limited. However, Paulding Transit offers transportation to those who need it. Anyone who wishes to use Paulding Transit must submit an application and get approved by their primary care physician in order to be considered. 

For Dallas residents who do not own a vehicle, Uber and Lyft services are available within the city. 

How to Get the Cheapest Car Insurance in Dallas

The best way to get the cheapest car insurance in Salina is to compare car insurance quotes. With Insurify, you can compare free quotes side-by-side to find your best rate in a matter of minutes. We’ll even factor in discounts you can get by bundling your auto insurance policy with insurance products like your homeowners insurance, renters insurance, and life insurance. 

To get started, just enter a bit of information about yourself and in under five minutes we’ll show you the best rates personalized to you. We’ll provide quotes from national insurance providers such as Farmers Insurance and State Farm insurance along with quotes from local insurance agencies so you can rest easy knowing you’ve found the best possible rate available.

FAQs - Dallas, GA Car Insurance

  • The easiest way to find the best and cheapest auto insurance is to shop around and compare quotes from multiple providers. At Insurify, we’ll take care of all of your insurance needs, and you can find the best rate possible online without ever having to talk to an insurance agent. You can also use Insurify to shop for home insurance and life insurance.

  • The average cost of car insurance in Dallas, Georgia is $289 per month, but your personal rate will depend on your driving record, age, credit score, and more. The type of insurance you choose to buy will also affect your rates; a full-coverage policy with roadside assistance will always cost more than a bare bones liability policy.
  • If you have accidents, speeding tickets, or DUIs on your driving record, you’ll see high rates for Georgia insurance. Young drivers also typically see higher rates than older drivers because they are less experienced behind the wheel and more likely to get into car accidents.

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  • Data scientists at Insurify analyzed over 40 million auto insurance rates across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page. The car insurance data includes coverage analysis and details on drivers' vehicles, driving records, and demographic information. With these insights, Insurify is able to offer drivers insight into how their car insurance premiums are priced by companies.

Insurify Insights

How Dallas Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Dallas, Georgia below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Dallas drivers measure up to their fellow motorists across Georgia in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

ford

Ford F-Series Pickup

Most Popular Car in Dallas

#96

City with the Most Speeding Tickets Rank in Georgia

#47

City with the Most Moving Violations Rank in Georgia

#75

City with the Most DUIs Rank in Georgia

#73

City with the Most Suspended Licenses in Georgia

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Dallas drivers rank 24 in the number of car accidents per driver across all cities in Georgia.

    • Rank within state: #24
    • Percent of drivers in Dallas with an accident: 12.6%
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Dallas drivers rank 75 in the number of DUI’s per driver across all cities in Georgia.

    • Rank within state: #75
    • Percent of drivers in Dallas with a DUI: 1.4%
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Georgia, Dallas drivers rank 15 in the number of reckless driving offenses per driver.

    • Rank within state: #15
    • Percent of drivers in Dallas with a reckless driving offense: 3%
  • The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Georgia, Dallas drivers rank 12 in rude driving infractions.

    • Rank within state: #12
    • Percent of drivers in Dallas with a reckless driving violation: 3.8%
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Georgia, Dallas drivers rank 96 in the number of speeding infractions per driver.

    • Rank within state: #96
    • Percent of drivers in Dallas with a speeding ticket: 10.3%
  • Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Dallas drivers rank 174 in clean driving records across all cities in Georgia.

    • Rank within state: #174
    • Percent of drivers in Dallas with clean record: 74.6%
  • As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Dallas drivers rank 62 in hybrid and electric vehicle ownership across all cities in Georgia.

    • Rank within state: #62
    • Percent of drivers in Dallas with a hybrid/electric vehicle: 0.92%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Tanveen Vohra
Tanveen Vohra
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Editorial Manager

Tanveen Vohra is an editorial manager at Insurify specializing in writing about property and casualty insurance. Through her work, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions.

Tanveen's work has been cited by CNBC, Fox Business, Business Insider, Fortune, and Market Watch, among others.

Learn More

Sources

  1. Office of Commissioner of Insurance and Safety Fire. "State Minimum Car Insurance Requirements." Accessed May 28, 2022