3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance. She has owned the R.A.L Insurance Agency for four years.
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The average cost of car insurance in Albany, Georgia, is $131 a month for a liability-only policy and $205 monthly for a full-coverage policy. The city's rates are generally below the state's average car insurance costs.
Albany's relatively smaller population of 67,192 residents, inland location away from coastal weather threats, and comparatively low number of accidents (2,872 in 2022, according to Georgia Department of Transportation data), all likely contribute to the city's lower car insurance costs.
While Albany drivers have many insurers to choose from, the best car insurance companies offer satisfactory customer experience, financial stability, and various coverages and discounts at affordable rates. The best car insurance for each person fits their coverage needs and financial situation.
Quick Facts
Drivers in Albany, Georgia, pay less on average than the national average rate for liability-only policies.
Hugo, Auto-Owners and State Farm are the three cheapest auto insurers in Albany.
Albany reported nine crash fatalities in 2022, according to GDOT data.
Best car insurance companies in Albany, Georgia
The best car insurance offers the most value for your dollar. A good reputation, excellent customer service, and a comprehensive list of endorsements to customize your policy are just a few elements that add value to a company.
Each driver’s insurance needs will vary based on their driving history, budget, location, and other factors. So it’s essential to shop around and compare companies that offer the coverages you need at your preferred price point before purchasing a policy.
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Insurance Company
Best For
Average Monthly Quote: Liability Only
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Insurify uses an in-house, proprietary method to rate and review the best car insurance companies. The Insurify Quality (IQ) Score uses more than 15 crucial criteria, including average premiums, customer satisfaction, discounts, third-party ratings, and more, to calculate a final score for a company.
Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings. With the IQ Score, Insurify is able to provide quantitative ratings for drivers to better compare car insurance companies and make informed decisions to meet their coverage needs.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
839
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$136/mo
Travelers is the top pick for the best overall insurance company. It earned an Insurify Quality (IQ) Score of 4.1 out of 5 for its budget-friendly rates and outstanding reputation.
Travelers is affordable for most drivers, even teen drivers and those with traffic violations and poor credit. If you’re in the market for an insurer that offers a range of endorsements like accident forgiveness, gap insurance, and new-car replacement, this company may be right for you.
Pros
Accident forgiveness available
Robust coverage selections and discount offerings
Cons
Rideshare coverage only available in Colorado and Illinois
High number of negative customer reviews with the Better Business Bureau
Jeffrey - March 23, 2024
Verified
Excellent
Fast.
Lisa - March 14, 2024
Verified
Long-term customer with minor rate reduction
The premium is too much for what I need.
Abbas Ali - March 12, 2024
Verified
Hiding the Facts
They require you to install the telematics app on your phone to monitor your driving for 90 days, after which I was supposed to receive up to a 20% discount. I scored very high and was told the discount would be applied when I renew next year. This was absolutely untrue.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$83/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$132/mo
While opting for the cheapest car insurance may save you a couple of dollars, Progressive offers excellent 24/7 customer service and a wide selection of coverage options. The insurer’s Name Your Price tool also allows customers to adjust their premiums to fit their budget.
With Progressive, you can customize your policy with endorsements like accident forgiveness, rideshare coverage, gap insurance, and custom parts coverage. You can also get additional savings with the company’s popular telematics Snapshot program, which will reward you for good driving. For all these reasons, Progressive earned an IQ Score of 4.1 out of 5.
Pros
Rewards for good drivers
Numerous coverage options and discounts available
Cons
Higher-than-expected amount of complaints
Ranked 11 out of 15 companies in the J.D. Power Customer Satisfaction Index Ranking
Michael - March 26, 2024
Verified
I wish annual auto insurance premiums were as enticing as Progressive's customer service!
Communication and response are positive experiences. However, I have found Progressive to be more on the expensive side when it comes to annual premiums. Recent research into other insurance companies has proven to be beneficial when considering lowering my personal auto insurance premiums. That is the primary reason I am looking toward other companies hoping to reduce my annual insurance rates. It is looking very promising!
Jeffrey - March 26, 2024
Verified
Progressive - A Waste of Money and Time
I am very disappointed and will be looking for another company for coverage.
Usvaldo - March 25, 2024
Verified
Need to Improve for the American People
Snapshot can mistakenly mark you as being on your phone when you're in the house while your car is remote starting.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.4
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$67/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$108/mo
Mile Auto is the most affordable insurance company in Albany, and it earned an IQ Score of 4.1 out of 5. Its pay-per-mile pricing structure means you pay less if you drive less. So drivers who aren’t on the road as often, such as remote workers and retirees, could benefit financially from this insurance company.
Best car insurance in Albany for students: Liberty Mutual
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.8
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
831
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$116/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$202/mo
Liberty Mutual offers many student discounts, including good grades and student-away-at-school discounts. Accident forgiveness and better car replacement can also be helpful, as young student drivers are at a higher risk of accidents.[1]
Pros
Wide range of available discounts
Accident forgiveness available
Cons
Many negative reviews and customer complaints
Premiums are relatively high compared to industry average
Teresa - March 25, 2024
Verified
High rates
In my opinion, the rates are high.
Judith - March 24, 2024
Verified
Frustrated and Disappointed!
Starting my policy a month behind without informing me was the first mistake. Having to wait on hold for mediocre customer service is very frustrating!
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.8
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A-
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$99/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$179/mo
If you use your car for business, you’ll want extensive coverage. State Auto offers commercial auto insurance for business purposes, like for deliveries or company cars.
If you’re merely running errands, personal State Auto insurance provides a comprehensive list of liability and accident-related coverages. For instance, with the company’s premium package, you can get accident forgiveness, pet coverage, and even cell phone coverage. State Auto received an IQ Score of 3.8 out of 5.
Pros
Ample options for customizing coverages
Numerous discounts available
Cons
Not available in all states
Online quotes and purchasing not available
Best car insurance in Albany for rideshare drivers: Mercury
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.6
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$95/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$155/mo
Mercury’s rideshare coverage fills the gaps between your personal insurance policy and the rideshare company’s policy. This endorsement offers insurance while your app is on but you haven’t accepted a ride yet. Unlike with many insurers, you only need the minimum liability coverage in your state to add this endorsement to your Mercury policy.
Pros
Numerous coverage options, discounts, and bundling opportunities
Competitive auto insurance prices
Cons
Only available in 11 states (including California)
Only available in 11 states (including California)
Robert - March 18, 2024
Verified
Good So Far, Want a Price Quote
Great, helpful agent.
Jose - March 17, 2024
Verified
Avoid This Insurance, It's a Scam
I'm very upset with their charges and changes.
Corine - March 11, 2024
Verified
Mercury isn't what it used to be
Mercury has been my auto insurer for over 20 years. They recently changed their underwriting rules, and not for the better. Their claims process is less supportive now, mainly being online.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.7
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
847
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$90/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$156/mo
Drivers will find top-notch protection for their luxury vehicles with Safeco, including new-car replacement, 24-hour roadside assistance, and access to its Guaranteed Repair Network. Safeco also provides coverage for quality replacement parts, ensuring that your high-end vehicle receives repairs with equipment on par with the original manufacturer’s quality.
Pros
Pays cash back to customers who remain claims-free
Many options for customizing car insurance
Cons
Limited number of discounts
Customer reviews indicate room for improvement in customer service
Glen - March 22, 2024
Verified
Great until...
SAFECO has been my insurer since we moved to Las Vegas in 2010. Their customer service has been great. I haven't had a claim against them since my wife was tragically killed in an auto accident in 2014, which they handled magnificently. If their rates hadn't skyrocketed, I'd stay with them.
Kurt - March 19, 2024
Verified
Good Until They're Not
I have been with them for over 20 years, never missing a payment. However, I got sick for a few months and missed two payments. Consequently, they decided to drop me and would not renew my policy. Moreover, they did not inform me that my policy was being canceled.
Duane - March 3, 2024
Verified
Looking for Something Cheaper, I Check Every 3 Years
Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page.
The car insurance data includes coverage analysis and details on drivers’ vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
With this information, Insurify is able to offer drivers insight into how companies price their car insurance premiums. The data included on this page represent averages across driver ages, genders, credit scores, and driver profiles for Albany, Georgia, drivers.
How to shop for the best car insurance in Albany
Shopping for the right car insurance can be overwhelming. If you want to find an insurance company that matches your needs without overpaying, you should consider these factors:
Coverage needs: Most insurance companies offer standard coverages, like liability, comprehensive, and collision coverage. However, not all insurers offer the same endorsements, like accident forgiveness, or nonstandard insurance coverages, like SR-22 insurance. Evaluate your car insurance needs and compare companies that provide the necessary coverage.
Reputation: Getting a bargain on your policy doesn’t always equate to good coverage. Before purchasing a policy, examine the company’s financial stability and customer satisfaction ratings from third-party rating agencies. You can also evaluate its customer experience by looking at online reviews or asking family and friends.
Budget: Find a quality car insurance company within your budget by shopping around and comparing quotes. When comparing quotes, ensure the coverages are similar across the board to get the best comparison. You can also take advantage of discounts to lower your premiums even more.
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How to get the cheapest car insurance in Albany
Several factors influence your insurance rates, including your age, gender, and driving history.[2] The higher your risk as a driver is, the more expensive your premiums will be. While most of the components determining your rates will be out of your control, here are a few steps you can take to lower your premiums:[3]
Seek discounts. Common car insurance discounts include policy, driving history, vehicle, driver, and even group-based discounts. Bundling discounts can get you lower rates too.
Opt for pay-per-mile insurance. If you don’t drive often, consider a pay-per-mile policy. With this pricing structure, you’ll get cheaper rates when you drive fewer miles.
Compare quotes. Rates change often, so shopping around to find the best rates at the time will help you get the coverage you need for your budget.
Increase your deductible. A deductible is what you pay before your claim gets paid out. Increasing your deductible will decrease your monthly premiums. Just make sure you can afford the out-of-pocket deductible cost if you file a claim.
Maintain a good credit score. Insurers in Georgia can use your credit scores to determine the likelihood of you filing a claim. Keeping your credit score up may keep your premiums low.
Liability-only vs. full-coverage insurance in Albany
Like most states, Georgia requires drivers to have minimum liability auto insurance. Minimum liability insurance will only cover bodily injuries and property damage for the other parties if you’re at fault in an accident. However, it won’t cover your own medical expenses or property damage.
While a full-coverage policy is ideal if you commute regularly, liability-only coverage may make sense for drivers who don’t drive frequently or don’t own a car but want to avoid a lapse in coverage. People who regularly rent or borrow cars may also purchase the minimum liability coverage through a nonowner insurance policy.
If you’re a high-risk driver, liability-only coverage may be your only affordable option. But you still want to shop around to see if a company will offer you high-risk coverage at a budget-friendly rate.
You can opt for collisionand comprehensiveto havefull-coverage insurance for more protection. Collision coverage pays to replace or repair damage to your vehicle from a collision, even if you’re at fault. Comprehensive coverage pays for damages from a noncollision incident, like vandalism, theft, or natural disasters. Full-coverage is a combination of liability, comprehensive, and collision coverage.
Hugo and Auto-Owners offer the cheapest insurance in Albany. Both companies provide coverage significantly more affordable than the state’s average liability-only and full-coverage rates.
The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT.
Insurance Company
Full Coverage
Liability Only
Hugo
55
49
Auto-Owners
82
57
State Farm
88
61
COUNTRY Financial
90
62
Allstate
97
67
USAA
103
72
Mile Auto
108
67
Progressive
132
83
GEICO
144
99
Mercury
155
95
Safeco
156
90
Elephant
169
121
State Auto
179
99
Clearcover
181
101
AssuranceAmerica
200
118
Midvale Home & Auto
201
144
Liberty Mutual
202
116
Direct Auto
207
123
Nationwide
210
148
National General
239
116
Foremost
260
219
GAINSCO
270
133
Infinity
299
166
The General
307
184
Bristol West
386
204
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Albany, Georgia, car insurance rates by driving and accident history
Policyholders with a history of reckless driving, serious traffic violations, or multiple minor infractions are a liability to insurance companies. Therefore, high-risk drivers can expect higher premiums than those with a clean driving record.[4]
The type of moving violation on your record can also influence your insurance rates in Albany. For instance, drivers with a history of driving under the influence pay an average of $348 per month for full coverage — much higher than drivers with a speeding ticket or an at-fault accident. Here’s a look at the average monthly full-coverage insurance quotes for the cheapest insurance companies in Albany, Georgia, based on driving and accident history.
The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT.
Insurance Company
Clean Record
At-Fault Accident
DUI
Speeding Ticket
Hugo
55
75
84
78
Auto-Owners
82
113
133
109
State Farm
88
119
143
112
COUNTRY Financial
90
127
146
119
Allstate
97
132
158
125
USAA
103
140
167
133
Mile Auto
108
168
175
159
Progressive
132
187
214
178
Travelers
136
188
221
179
GEICO
144
197
234
186
Mercury
155
242
258
231
Safeco
156
233
253
221
Elephant
169
233
274
220
Clearcover
181
292
294
253
AssuranceAmerica
200
287
325
278
Liberty Mutual
202
296
328
281
Direct Auto
207
293
336
277
Nationwide
210
289
341
274
National General
239
332
388
311
GAINSCO
270
362
438
341
Infinity
299
397
486
401
The General
307
432
499
410
Bristol West
386
525
627
508
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Albany car insurance quotes by credit tier
While several states can’t use your credit history to underwrite your insurance premiums, many are legally allowed to. Insurance companies in Georgia can use your credit record to determine how likely you are to file a claim.[5] Drivers with excellent or good credit scores may see rates lower than those with poor credit scores in Albany, since the state allows it.
The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT.
Poor Credit
Fair Credit
Good Credit
Excellent Credit
164
205
191
171
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Albany car insurance rates by driver age
For insurance companies, age indicates how much experience you have behind the wheel. So younger drivers tend to be riskier to insure than older drivers.[1] Teenagers can expect the most expensive rates, which significantly decrease after age 25.
The table below illustrates full-coverage rates for drivers of different ages across the board. Teenage drivers in Albany, Georgia, pay a monthly average of $366 for full coverage, and while senior drivers have a full-coverage average of $158.
The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT.
Teen Drivers
Under 25
Middle Aged
Senior Drivers
366
252
182
158
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Albany?
The national average cost of full-coverage car insurance is $212 a month. In Albany, the average monthly price of car insurance is $205.
Car insurance can also vary based on location. Drivers in areas with higher crime, traffic, and accident rates can expect higher premiums.[2] For instance, drivers in cities like Augusta and Columbus may see marginally cheaper rates than drivers in Albany.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
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Albany car insurance FAQs
If you’re shopping for car insurance in Albany, you may find this additional information helpful.
Who has the cheapest car insurance in Albany?
Hugo has Albany’s cheapest car insurance rates, with liability policies starting at $49 per month. Auto-Owners and State Farm also have cheap rates for Albany drivers, with liability quotes as low as $57 and $61, respectively.
Can you keep your same car insurance if you move to a new city?
Your location affects your rates, so if you move to a new city or state, you must notify your insurer to update your policy. If your new city isn’t in your insurer’s coverage area, you may end up needing to switch.
What are the best car insurance companies in Albany?
Travelers is the best insurance company in Albany, Georgia, for its affordability and excellent customer service. Travelers received an A++ (Superior) from A.M. Best and a score of 829 out of 1,000 in J.D. Power’s 2022 Auto Insurance Study for claims satisfaction. Progressive and Mile Auto also rank high and have affordable rates.
How much does car insurance cost in Albany?
The average cost of liability-only car insurance in Albany, Georgia, is $131 monthly, and full coverage costs $205 monthly
Is Albany in a no-fault state?
Georgia is an at-fault state, meaning that your insurance policy will reimburse other drivers for property damage and medical expenses from accidents for which you’re responsible.
Alani Asis is a personal finance freelance writer with nearly three years of experience in content creation. She has landed bylines with leading publications and brands like Insider, Fortune, LendingTree, and more. Alani aims to make personal finance approachable through fun, relatable, and digestible content.
3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance. She has owned the R.A.L Insurance Agency for four years.