Cheap Auto Insurance Quotes in Albany, GA (2021)

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Car Insurance in Albany, GA

The average cost of Georgia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Albany, GA to find you the cheapest quotes in the area.

$116
$121
$123
$181
$190
ProgressiveAllstateTravelersThe GeneralNationwide

Cheapest Car Insurance in Albany

Here are the cheapest carriers in Albany for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

$199
$253
$176
$207
$185
$174
GeorgiaAtlantaColumbusSavannahAugustaAlbany

Click here to learn about car insurance quotes and save on your current policy.

Albany, GA Driving Facts

georgia

Minimum Car Insurance Requirements in GA

Within the first month that a hands-free driving law was put into effect, car accidents in Georgia dropped by roughly 27%.

Georgia's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Find local Albany agents

Stewart Short Insurance
121 N. Westover Blvd., Albany, GA 31707
Doherty, Duggan, Hart and Tiernan Insurors
2301 Dawson Rd, Albany, GA 31707-1141
J Smith Lanier of Albany
611 Pointe North Blvd., Albany, GA 31721
Taylor Insurance Agency, Inc.
2305 Robinhood Rd, Albany, GA 31707-3271
Polite Davis Insurance Agency
511 N Slappey Blvd, Albany, GA 31701-1458
Dale Hodges Agency, LLC
2734 Ledo Road, Albany, GA 31707-1756
Reynolds, Shugart & Associates, Inc.
1704 Gillionville Rd, Albany, GA 31707-3735
Fleming and Riles Insurance
636 Pointe North Blvd, Albany, GA 31721
Albany Insurance Services, Inc.
614 N Slappey Blvd, Albany, GA 31701
Griffin and Company Insurance
2543 Lafayette Plaza Dr, Albany, GA 31707

Insurify Insights: How Albany Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Albany, GA
suspended licenses
#12
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Albany drivers measure up to their fellow Georgia motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Albany

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Albany drivers rank 111 in the number of car accidents per driver across all cities in Georgia.

  • Rank within state: #111
  • Percent of drivers in Albany with an accident: 8.95%
  • Drivers in Albany, GA with an accident in their driving history paid on average 47% more than drivers with a clean record

Speeding Albany

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Georgia, Albany drivers rank 95 in the number of speeding infractions per driver.

  • Rank within state: #95
  • Percent of drivers in Albany with a speeding ticket: 9.35%
  • Drivers in Albany, GA with a speeding ticket in their driving history paid on average 37.33% more than drivers with a clean record

DUI/DWIs Albany

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Albany drivers rank 108 in the number of DUI’s per driver across all cities in Georgia.

  • Rank within state: #108
  • Percent of drivers in Albany with a DUI: 0.86%
  • Drivers in Albany, GA with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Albany

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Albany is the Honda Accord.

Rude Albany

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Georgia, Albany drivers rank 66 in rude driving infractions.

  • Rank within state: #66
  • Percent of drivers in Albany with a reckless driving violation: 2.83%
  • Drivers in Albany, GA with a reckless driving violation in their driving history paid on average 23.96% more than drivers with a clean record.

Safest Drivers Albany

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Albany drivers rank 1 in clean driving records across all cities in Georgia.

  • Rank within state: #1
  • Percent of drivers in Albany with clean record: 83.21%

Failure to Yield the Right of Way Albany

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Albany drivers rank 54 in failure to yield violations per driver across all cities in Georgia.

  • Rank within state: #54
  • Percent of drivers in Albany with a failure to yield violation: 0.79%
  • Drivers in Albany, GA with a failure to yield violation in their driving history paid on average 900% more than drivers with a clean record

Reckless Drivers Albany

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Georgia, Albany drivers rank 35 in the number of reckless driving offenses per driver.

  • Rank within state: #35
  • Percent of drivers in Albany with a reckless driving offense: 0.13%

Hybrid/Electric Vehicle Ownership Albany

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Albany drivers rank 109 in hybrid and electric vehicle ownership across all cities in Georgia.

  • Rank within state: #109
  • Percent of drivers in Albany with a hybrid/electric vehicle: 0.28%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.