3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance. She has owned the R.A.L Insurance Agency for four years.
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The average cost of car insurance in Albany, Georgia, is $200 a month for a liability-only policy and $283 monthly for a full-coverage policy. While Albany drivers have many insurers to choose from, the best car insurance companies offer satisfactory customer experience, financial stability, and various coverages and discounts at affordable rates. The best car insurance for each person fits their coverage needs and financial situation.
Quick Facts
Drivers in Albany, Georgia, pay less on average than the national average rate for liability-only policies.
Progressive is one of the best auto insurers in Albany, with cheap rates and a high Insurify Quality Score.
Direct Auto is the best car insurance company for families in Albany.
Best car insurance companies in Albany, Georgia
The best car insurance offers the most value for your dollar. A good reputation, excellent customer service, and a comprehensive list of endorsements to customize your policy are just a few elements that add value to a company.
Each driver’s insurance needs will vary based on their driving history, budget, location, and other factors. So it’s essential to shop around and compare companies that offer the coverages you need at your preferred price point before purchasing a policy.
Find Car Insurance in Albany
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Insurance Company
Best For
Average Monthly Quote: Liability Only
Insurify Quality Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Insurify uses an in-house, proprietary method to rate and review the best car insurance companies. The Insurify Quality (IQ) Score uses more than 15 crucial criteria, including average premiums, customer satisfaction, discounts, third-party ratings, and more, to calculate a final score for a company.
Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings. With the IQ Score, Insurify is able to provide quantitative ratings for drivers to better compare car insurance companies and make informed decisions to meet their coverage needs.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
829
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$132/mo
Travelers has been in business for more than 165 years. Today, the company sells auto insurance, homeowners, renters, flood, pet, and other types of insurance. In addition to liability and full-coverage car insurance, Travelers offers gap insurance, rental car reimbursement, roadside assistance, rideshare insurance, new car replacement coverage, and more. Policyholders can save with a number of discounts, including for bundling multiple policies, safe driving, paying in full, student discounts, and more. Travelers has fewer complaints than expected with the National Association of Insurance Commissioner’s Consumer Complaints Index. A.M. Best gives the company an A++ for financial strength.
Pros
Accident forgiveness available
Robust coverage selections and discount offerings
Cons
Rideshare coverage only available in Colorado and Illinois
High number of negative customer reviews with the Better Business Bureau
They have the lowest rates I could find.
Elise - September 11, 2023
Verified
They are one of the few companies writing policies for a full year. All these "discount companies " miss lead you by quoting 6 month policies.
Travelers is the top pick for the best overall insurance company. It earned an Insurify Quality (IQ) Score of 4.1 out of 5 for its budget-friendly rates and outstanding reputation.
Travelers is affordable for most drivers, even teen drivers and those with traffic violations and poor credit. If you’re in the market for an insurer that offers a range of endorsements like accident forgiveness, gap insurance, and new-car replacement, this company may be right for you.
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
819
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$80/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$121/mo
Although its founding in 1937 makes Progressive comparatively young, it is among the largest car insurers in the U.S. The company offers car, home, renters, commercial, and other types of insurance. Progressive customers can enjoy savings by bundling their car insurance with another type of Progressive policy – typically homeowners or renters. Available discounts range from multi-policy and multi-car discounts, to the Snapshot save driver discount. Progressive has an A.M. Best rating of A+ for financial stability. However, the company has a slightly higher-than-expected number of complaints in the National Association of Insurance Commissioner’s Consumer Complaints Index.
Pros
Rewards for good drivers
Numerous coverage options and discounts available
Cons
Higher-than-expected amount of complaints
Ranked 11 out of 15 companies in the J.D. Power Customer Satisfaction Index Ranking
Very good service but too expensive
Dewey - February 2, 2023
Verified
I called with questions; the answers were complete and to the point.
While opting for the cheapest car insurance may save you a couple of dollars, Progressive offers excellent 24/7 customer service and a wide selection of coverage options. The insurer’s Name Your Price tool also allows customers to adjust their premiums to fit their budget.
With Progressive, you can customize your policy with endorsements like accident forgiveness, rideshare coverage, gap insurance, and custom parts coverage. You can also get additional savings with the company’s popular telematics Snapshot program, which will reward you for good driving. For all these reasons, Progressive earned an IQ Score of 4.1 out of 5.
Most affordable car insurance in Albany: Mile Auto
Mile Auto is the most affordable insurance company in Albany, and it earned an IQ Score of 4.1 out of 5. Its pay-per-mile pricing structure means you pay less if you drive less. So drivers who aren’t on the road as often, such as remote workers and retirees, could benefit financially from this insurance company.
Best car insurance in Albany for commuters: Elephant
With an IQ Score of 3.6 out of 5, Elephant is Insurify’s pick for drivers who are on the road often and need reliable coverage. With this insurance company, you can add roadside assistance, lease coverage, and custom parts coverage to your policy. Elephant also offers SR-22 insurance and covers legal fees for one minor traffic infraction yearly.
Best car insurance in Albany for families: Direct Auto
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.2
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$110/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$146/mo
For a little more than 20 years, Direct Auto has specialized in providing insurance for non-standard drivers who may struggle to find affordable coverage elsewhere, and to drivers who need SR-22 certification. Today, the company sells car, motorcycle, and term life insurance, car insurance in Mexico, roadside assistance, and vehicle protection plans. Direct operates in just 16 states. The company has an A+ rating from A.M. Best for financial and credit strength, but nearly 35 times the number of expected complaints in the National Association of Insurance Commissioners Customer Complaint Index.
Pros
Customers can bundle car insurance with other auto-related products
Direct Auto is an excellent choice for drivers with families looking for reliable coverage. This company offers relatively affordable rates for all ages and discounts for students and senior citizens. Direct Auto also has multi-car, homeowners, and military discounts, which can lower your rates even more.
Best car insurance in Albany for students: Liberty Mutual
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.8
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
819
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$106/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$191/mo
In business for more than 100 years, Liberty Mutual offers auto, homeowners, condo, renters, flood, life and other insurance products. Policyholders have access to numerous discounts, including bundling, good student, military, student-away-at-school, claims-free, violation-free, and multi-car discounts. Liberty Mutual has an A rating for financial strength from A.M. Best and an A+ rating from the Better Business Bureau. However, the company has three times the expected rate of complaints in the National Association of Insurance Commissioner’s Consumer Complaints Index, and low ratings on consumer review sites Trustpilot and Sitejabber.
Pros
Wide range of available discounts
Accident forgiveness available
Cons
Many negative reviews and customer complaints
Premiums are relatively high compared to industry average
Service has always been great
Jackie - January 30, 2023
Verified
I can’t figure how much I am paying.
Rickie - January 29, 2023
Verified
I got uninsured motorist added to meet the minimum state liability for less than what I was paying before, but now my rates have gone up even though I have an impeccable driving record and travel way under 10K miles annually.
Liberty Mutual offers many student discounts, including good grades and student-away-at-school discounts. Accident forgiveness and better car replacement can also be helpful, as young student drivers are at a higher risk of accidents.[1]
Best car insurance in Albany for business owners: State Auto
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.8
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A-
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$120/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$190/mo
Founded in 1921, State Auto is now a part of Liberty Mutual. The company sells policies in 33 states, although they don’t specify which ones on their website or Liberty Mutual’s site. State Auto offers three levels of protection with customizable coverages that can include roadside assistance, glass coverage, accident forgiveness, rideshare insurance, and more. Available discounts include one for safe driving (monitored by a telematics app) multiple policies, driver education and safety courses, anti-theft equipment, and for paying in full. State Auto has a slightly higher-than-expected number of complaints in the National Association of Insurance Commissioner’s Consumer Complaints Index.
Pros
Ample options for customizing coverages
Numerous discounts available
Cons
Not available in all states
Online quotes and purchasing not available
No problems
Dave - April 12, 2022
Verified
Received a rate increase without notice on renewal
If you use your car for business, you’ll want extensive coverage. State Auto offers commercial auto insurance for business purposes, like for deliveries or company cars.
If you’re merely running errands, personal State Auto insurance provides a comprehensive list of liability and accident-related coverages. For instance, with the company’s premium package, you can get accident forgiveness, pet coverage, and even cell phone coverage. State Auto received an IQ Score of 3.8 out of 5.
Best car insurance in Albany for rideshare drivers: Mercury
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.6
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
827
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$107/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$157/mo
Mercury is a 62-year-old insurance company that sells auto, home, condo, renters, and business insurance. In addition to standard car insurance coverage types, Mercury also offers rental car reimbursement, roadside assistance, rideshare insurance, and more. Mercury customers can save with multiple discounts, and the opportunity to bundle their auto insurance with home or renters coverage. The compay has an A rating from A.M. Best for financial stability. Mercury has nearly twice as many complaints as expected in the National Association of Insurance Commissioner’s Consumer Complaints Index. However, J.D. Power ranked the company fourth incustomer satisfaction in California.
Pros
Numerous coverage options, discounts, and bundling opportunities
Competitive auto insurance prices
Cons
Only available in 11 states (including California)
Only available in 11 states (including California)
Mercury’s rideshare coverage fills the gaps between your personal insurance policy and the rideshare company’s policy. This endorsement offers insurance while your app is on but you haven’t accepted a ride yet. Unlike with many insurers, you only need the minimum liability coverage in your state to add this endorsement to your Mercury policy.
Best car insurance in Albany for luxury car owners: Safeco
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.7
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
825
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$101/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$169/mo
Owned by Liberty Mutual, Safeco offers car, homeowners, renters, pet, and other insurance products. The company has been in busines since 1923, and provides new vehicle replacement coverage, rental car reimbursement, liability, and full-coverage policies. Safeco’s money-saving programs include accident forgiveness, a diminishing deductible, and a cash back program for customers who remain claims-free for six months. The company has an average amount of complaints in the National Association of Insurance Commissioner’s Consumer Complaints Index, and placed 13th on the J.D. Powers’ Overall Customer Satisfaction Index. A.M. Best gives Safeco a score of A for financial stability.
Pros
Pays cash back to customers who remain claims-free
Many options for customizing car insurance
Cons
Limited number of discounts
Customer reviews indicate room for improvement in customer service
Good company but still kind of expensive
Pennie - February 8, 2023
Verified
No issues with them, but I do wish it was less expensive.
Drivers will find top-notch protection for their luxury vehicles with Safeco, including new-car replacement, 24-hour roadside assistance, and access to its Guaranteed Repair Network. Safeco also provides coverage for quality replacement parts, ensuring that your high-end vehicle receives repairs with equipment on par with the original manufacturer’s quality.
How Insurify rates car insurance companies
Data scientists at Insurify analyzed more than 40 million real-time auto insurance rates from our partner providers across the United States to compile the car insurance quotes, statistics, and data visualizations displayed on this page.
The car insurance data includes coverage analysis and details on drivers’ vehicles, driving records, and demographic information. Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
With this information, Insurify is able to offer drivers insight into how companies price their car insurance premiums. The data included on this page represent averages across driver ages, genders, credit scores, and driver profiles for Albany, Georgia, drivers.
How to shop for the best car insurance in Albany
Shopping for the right car insurance can be overwhelming. If you want to find an insurance company that matches your needs without overpaying, you should consider these factors:
Coverage needs: Most insurance companies offer standard coverages, like liability, comprehensive, and collision coverage. However, not all insurers offer the same endorsements, like accident forgiveness, or nonstandard insurance coverages, like SR-22 insurance. Evaluate your car insurance needs and compare companies that provide the necessary coverage.
Reputation: Getting a bargain on your policy doesn’t always equate to good coverage. Before purchasing a policy, examine the company’s financial stability and customer satisfaction ratings from third-party rating agencies. You can also evaluate its customer experience by looking at online reviews or asking family and friends.
Budget: Find a quality car insurance company within your budget by shopping around and comparing quotes. When comparing quotes, ensure the coverages are similar across the board to get the best comparison. You can also take advantage of discounts to lower your premiums even more.
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How to get the cheapest car insurance in Albany
Several factors influence your insurance rates, including your age, gender, and driving history.[2] The higher your risk as a driver is, the more expensive your premiums will be. While most of the components determining your rates will be out of your control, here are a few steps you can take to lower your premiums:[3]
Seek discounts. Common car insurance discounts include policy, driving history, vehicle, driver, and even group-based discounts. Bundling discounts can get you lower rates too.
Opt for pay-per-mile insurance. If you don’t drive often, consider a pay-per-mile policy. With this pricing structure, you’ll get cheaper rates when you drive fewer miles.
Compare quotes. Rates change often, so shopping around to find the best rates at the time will help you get the coverage you need for your budget.
Increase your deductible. A deductible is what you pay before your claim gets paid out. Increasing your deductible will decrease your monthly premiums. Just make sure you can afford the out-of-pocket deductible cost if you file a claim.
Maintain a good credit score. Insurers in Georgia can use your credit scores to determine the likelihood of you filing a claim. Keeping your credit score up may keep your premiums low.
Liability-only vs. full-coverage insurance in Albany
Like most states, Georgia requires drivers to have minimum liability auto insurance. Minimum liability insurance will only cover bodily injuries and property damage for the other parties if you’re at fault in an accident. However, it won’t cover your own medical expenses or property damage.
While a full-coverage policy is ideal if you commute regularly, liability-only coverage may make sense for drivers who don’t drive frequently or don’t own a car but want to avoid a lapse in coverage. People who regularly rent or borrow cars may also purchase the minimum liability coverage through a nonowner insurance policy.
If you’re a high-risk driver, liability-only coverage may be your only affordable option. But you still want to shop around to see if a company will offer you high-risk coverage at a budget-friendly rate.
You can opt for collisionand comprehensiveto havefull-coverage insurance for more protection. Collision coverage pays to replace or repair damage to your vehicle from a collision, even if you’re at fault. Comprehensive coverage pays for damages from a noncollision incident, like vandalism, theft, or natural disasters. Full-coverage is a combination of liability, comprehensive, and collision coverage.
Mile Auto and Progressive offer the cheapest insurance in Albany. Both companies provide coverage significantly more affordable than the state’s average liability-only and full-coverage rates. Note that Mile Auto is a pay-per-mile insurance company, so your rates will vary by how much you drive.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Albany, Georgia, car insurance rates by driving and accident history
Policyholders with a history of reckless driving, serious traffic violations, or multiple minor infractions are a liability to insurance companies. Therefore, high-risk drivers can expect higher premiums than those with a clean driving record.[4]
The type of moving violation on your record can also influence your insurance rates in Albany. For instance, drivers with a history of driving under the influence pay an average of $732 for full coverage — much higher than drivers with a speeding ticket or an at-fault accident. Here’s a look at the average monthly full-coverage insurance quotes for the cheapest insurance companies in Albany, Georgia, based on driving and accident history.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Albany car insurance quotes by credit tier
While several states can’t use your credit score to underwrite your insurance premiums, many are legally allowed to. Insurance companies in Georgia can use your score to determine how likely you are to file a claim.[5] Drivers with excellent or good credit scores may see rates lower than those with poor credit scores in Albany, since the state allows it.
For insurance companies, age indicates how much experience you have behind the wheel. So younger drivers tend to be riskier to insure than older drivers.[1] Teenagers can expect the most expensive rates, which significantly decrease after age 25.
The table below illustrates rates for drivers of different ages across the board. Teenage drivers in Albany, Georgia, pay a monthly average of $457, and senior drivers over 80 pay $327 on average.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Is car insurance more expensive in Albany?
The national average cost of full-coverage car insurance is $253 a month. In Albany, the average monthly price of car insurance is $286, slightly higher than the national average.
Car insurance can also vary based on location. Drivers in areas with higher crime, traffic, and accident rates can expect higher premiums.[2] For instance, drivers in cities like Augusta and Columbus may see marginally cheaper rates than drivers in Albany.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
If you’re shopping for car insurance in Albany, you may find this additional information helpful.
Who has the cheapest car insurance in Albany?
Albany’s cheapest car insurance rates are through Mile Auto, Progressive, and Travelers, all lower than Albany’s city average. You can get affordable liability-only and full-coverage insurance at this price point.
Can you keep your same car insurance if you move to a new city?
Your location affects your rates, so if you move to a new city or state, you must notify your insurer to update your policy. If your new city isn’t in your insurer’s coverage area, you may end up needing to switch.
What are the best car insurance companies in Albany?
Travelers is the best insurance company in Albany, Georgia, for its affordability and excellent customer service. Travelers received an A++ (Superior) from A.M. Best and a score of 829 out of 1,000 in J.D. Power’s 2022 Auto Insurance Study for claims satisfaction. Progressive and Mile Auto also rank high and have affordable rates.
How much does car insurance cost in Albany?
The cost of liability-only car insurance in Albany, Georgia, is $188 monthly, and full coverage costs $286 monthly, slightly higher than the national average. However, it’s on par with Georgia’s average rates.
Is Albany in a no-fault state?
Georgia is an at-fault state, meaning that your insurance policy will reimburse other drivers for property damage and medical expenses from accidents for which you’re responsible.
Alani Asis is an SEO-savvy, personal finance freelance writer with nearly three years of experience in content creation. She has landed bylines with leading publications and brands like Insider, Fortune, LendingTree, and more. Alani aims to make personal finance approachable through fun, relatable, and digestible content.
3+ years producing insurance and personal finance content
Main architect of the Insurify Quality Score
Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.
Amber Benka is a licensed insurance agent specializing in auto, home, commercial, life, and health insurance. She has owned the R.A.L Insurance Agency for four years.