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Cheap Auto Insurance Quotes in Valdosta, GA (January 2022)
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From its humble beginnings as just another train stop in South Georgia, Valdosta is now a city of over 56,000 and a top travel destination off of I-75. Enjoying this part of the Peach State from the road is much easier when you know that your auto insurance needs are taken care of.
Valdosta is now visited by more than just rail passengers and hosts a wide array of festivals featuring everything from flowers to film. While driving to Valdosta is an exciting prospect for many, a successful trip should always include having the right auto insurance policy in place.
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Within the first month that a hands-free driving law was put into effect, car accidents in Georgia dropped by roughly 27%.
Georgia's minimum liability car insurance limits are as follows:
Car insurance rates can be a bit unpredictable in Valdosta, as prices can fluctuate up and down based on your age. Teen drivers pay the most, with rates that near $500 on average, yet prices are often brought down to $278 once a driver turns 20. The city’s lowest rate of $160 is awarded to motorists in their 60s, as experience behind the wheel and quick reaction times are the best combination for safety on the road.
|Failure to Stop for Red Light / Stop Sign||$220|
An at-fault accident in Valdosta costs more than you’d think, as car repairs are only part of the equation. Drivers find they pay an average of $285 after this incident is added to their driving history compared to the $208 they would pay with a clean record. Failing to stop at an intersection changes premiums to roughly $219, while a speeding ticket adds just over $50 to Valdosta’s lowest driving premiums.
Most of Valdosta’s drivers have average credit and pay around $216 for their car insurance coverage. Drivers with poor credit are charged roughly $12 more. Those with excellent credit save the most on their premiums, with rates that average $188, demonstrating that good credit pays off in a number of ways.
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The Georgia Department of Driver Services is in charge of DMV services in the state. Whether running a DMV errand in town or trying to get something done from another part of the state, Valdosta residents can check everything off their to-do list at one of the DMV’s many locations. The Valdosta office is located at 371 Gil Harbin Industrial Blvd. and is open from 8 a.m. to 6 p.m. Monday through Friday. Are you always on the go or simply don’t look forward to standing in line? Valdosta residents also have access to many DMV services online or through the state’s mobile app.
There’s currently no public transit system in this 36.2-square-mile town, so most people rely on their own modes of transportation. On-demand ride services are in the city’s plans, however, and should alleviate the stress undoubtedly felt by residents who find themselves without a ride when they least expect it. There is a shuttle service on campus for Valdosta State University students to get them to and from classes. Note to all you transplants used to bigger, more expensive cities—public parking in this city is free. Though you won’t see official bikesharing services here yet, cycling enthusiasts might be interested in browsing the city’s future plans for making Azalea City more bike and pedestrian-friendly.
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Valdosta drivers measure up to their fellow Georgia motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Valdosta drivers rank 100 in the number of car accidents per driver across all cities in Georgia.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Georgia, Valdosta drivers rank 19 in the number of speeding infractions per driver.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Valdosta drivers rank 26 in the number of DUI’s per driver across all cities in Georgia.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Valdosta is the Nissan Altima.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Georgia, Valdosta drivers rank 69 in rude driving infractions.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Valdosta drivers rank 28 in clean driving records across all cities in Georgia.
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Valdosta drivers rank 50 in failure to yield violations per driver across all cities in Georgia.
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Georgia, Valdosta drivers rank 8 in the number of reckless driving offenses per driver.
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Valdosta drivers rank 45 in hybrid and electric vehicle ownership across all cities in Georgia.
A humble city no more, Valdosta knows how to put on a good party and plan several signature events each year. And lower insurance gives drivers yet another reason to celebrate.
The Azalea Festival and South Georgia Film Festival are just two good reasons to visit Valdosta. Need a reason to switch insurance coverage? There are cheaper rates out there! Find your best rates—and your best reason for switching insurance companies—with Insurify.
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.