Best Cheap Auto Insurance in Gainesville, Georgia (2023)

Gainesville, Georgia, has comparatively expensive car insurance rates, but drivers can still find affordable coverage.

Nick Dauk
Written byNick Dauk
Nick Dauk
Nick Dauk
  • 6+ years writing about insurance, travel, and personal finances

  • Contributor to brands like Credible

In addition to insurance, Nick specializes in writing about business, entrepreneurship, personal finance, and travel. He’s been featured in myriad web publications, including Fox Business.

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Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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Updated September 20, 2023

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Located north of Atlanta, Gainesville, Georgia, has an average monthly car insurance cost of $216 for liability insurance and $334 for full coverage. Not to be confused with the city of the same name in Florida, Gainesville, Georgia, is a smaller town off of Interstate 985 with a population of fewer than 50,000 people.

Despite having few residents, Gainesville car insurance costs are only slightly cheaper than the state average and more expensive than the national average. However, drivers in the area may find the cheapest car insurance rates with companies like Auto-Owners, COUNTRY Financial, and State Farm.

Quick Facts
  • The average cost of full-coverage insurance in Gainesville is 4% cheaper than the state average but 94% more expensive than the national average.

  • New Georgia legislation closes a loophole insurers used to increase rates by as much as 25% per rate filing.

  • Gainesville has cheaper average rates than nearby cities Atlanta and Stone Mountain.

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Best car insurance companies in Gainesville

The best way to find the cheapest car insurance in Gainesville is to identify the insurer that can meet your insurance needs as well as your budget. Consider comparing prices with insurers like Auto-Owners, State Farm, and COUNTRY Financial, all of which have affordable rates.

Best insurer for liability-only coverage: Auto-Owners

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.1
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
837
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$59/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$83/mo

Auto-Owners may only serve half of the country, but drivers in Gainesville can benefit from its presence both in terms of coverage and budget. It offers coverages like roadside assistance, rental car coverage, purchase price guarantee, gap insurance, and more. This insurer uses independent agents, so Gainesville drivers may appreciate the locally based service.

Pros
  • Lower average rates than competitors

  • Insurance for classic, modified, and converted cars available

Cons
  • Online policy purchasing not available

  • High number of National Association of Insurance Commissioners (NAIC) complaints

I’ve had no problems with them, and they’re cheaper than any other insurer for the coverage I have.

Dean - April 26, 2019
Verified

Good customer service

Debora - February 12, 2019
Verified

Their staff is always friendly, they answer all my questions, and I may stay with them. Regardless, I’m researching other options because my rates are so high due to two accidents in 2016.

Dixie - February 12, 2018
Verified
Read our Auto-Owners review

Best insurer for families: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$63/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$90/mo

Whether you have young drivers getting comfortable behind the wheel or children attending local colleges, Gainesville drivers with families can benefit from State Farm’s diverse coverage options and discounts. Discounts are available for students both in high school and college. As a national brand, State Farm’s long industry history is well-known, and it holds high standings with AM Best and S&P.

Pros
  • Discounts available for students

  • Rideshare insurance available

Cons
  • Online policy purchasing not available

  • Gap insurance not available

Friendly; knowledgeable; cares for customer needs

Phyllis - February 1, 2023
Verified

Premiums jump every six months

Kenneth - January 31, 2023
Verified

They are great; prompt, polite, very educated

Angela - January 31, 2023
Verified
Read our State Farm review

Best insurer for bundling: COUNTRY Financial

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.9
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
868
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$64/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$90/mo

Some Gainesville drivers need more insurance products than just auto insurance. COUNTRY has an AM Best financial strength rating of A+ (Superior) and a 95-year history, not to mention some of the lowest rates in Gainesville. Drivers can bundle their auto insurance with home insurance, life insurance, or a COUNTRY bank account.

Pros
  • Plenty of available add-on coverages

  • Unique discounts

Cons
  • Rideshare insurance not available in Georgia

  • Legacy discounts require multiple policies

Average customer service from the agent

Michael - December 27, 2022
Verified

Worked with them for many years; never had issues, and our agent always had our best interests at heart

Shirley - October 2, 2022
Verified

Great price and customer service

Wendy - June 2, 2021
Verified
Read our Country Financial review

Cheapest liability-only car insurance in Gainesville

If you’re searching for the cheapest car insurance in Gainesville, liability-only policies typically have the lowest rates. Liability-only insurance doesn’t cover your injuries or vehicle damages. Instead, it provides bodily injury and property damage liability insurance that cover the damages and injuries you cause another person in an at-fault accident.

Here are the cheapest companies for liability insurance in Gainesville.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
Hugo50
Auto-Owners59
State Farm63
COUNTRY Financial64
Allstate69
Mile Auto71
USAA74
Progressive87
GEICO102
Safeco109
Liberty Mutual114
Mercury115
AssuranceAmerica118
Direct Auto119
National General122
Clearcover123
Elephant126
State Auto129
GAINSCO135
Infinity148
Midvale Home & Auto156
Bristol West188
The General197
Foremost228
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Gainesville

No matter if you speak to an independent insurance agency or call an insurance agent representing a national brand, you likely won’t receive an industry-standard definition of full-coverage car insurance.

In most cases, full-coverage car insurance includes liability coverage and combines it with coverage options that protect your vehicle, such as collision and comprehensive insurance. It can also include medical payments (MedPay) or personal injury protection (PIP), which cover your medical expenses after an accident, regardless of fault.

Here are Gainesville’s cheapest full-coverage car insurance companies.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
Hugo58
Auto-Owners83
COUNTRY Financial90
State Farm90
Allstate97
USAA104
Mile Auto106
Progressive130
Travelers142
GEICO144
Direct Auto158
Nationwide161
Mercury170
Elephant176
Safeco182
Clearcover201
AssuranceAmerica204
State Auto205
Liberty Mutual206
Midvale Home & Auto211
National General250
GAINSCO266
Foremost286
Infinity288
The General310
Bristol West337
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in Georgia

Georgia is an at-fault state, unlike its neighbor Florida, which is a no-fault state. At-fault states require basic types of insurance under their tort systems: bodily damage liability insurance and property damage liability insurance, and sometimes uninsured motorist coverage. Georgia doesn’t require uninsured motorist coverage, but the state recommends it for people concerned about uninsured drivers on the road.

Georgia state law requires that all Gainesville drivers maintain the following minimum levels of auto insurance coverage:[1]

CoverageMinimum Requirements
Bodily injury liability$25,000 per person and $50,000 per incident
Property damage liability$25,000 per incident

Gainesville drivers can also purchase as much additional coverage as they desire to protect themselves and their property from injuries and damage. Consider these optional coverages:

illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

Collision coverage

Collision coverage pays for vehicle damages if you hit a stationary object or another vehicle with your car, regardless of fault.

illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

Comprehensive coverage

Comprehensive coverage pays for vehicle damages and repairs from non-collision events, like falling objects, severe weather, theft, and vandalism.

illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

Medical payments coverage

Medical payments coverage pays for your and your passenger’s medical and funeral expenses from a car accident, regardless of fault.

illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

Uninsured/underinsured motorist coverage

Uninsured/underinsured motorist coverage pays for damages and injuries you’ve sustained from an at-fault driver who doesn’t have proper insurance coverage.

illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

Rental reimbursement coverage

Rental reimbursement coverage pays for rental car expenses when your vehicle is in the repair shop.

illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

Towing and labor coverage

Towing and labor coverage pays for towing and roadside assistance when your car breaks down.

Georgia House Bill 221

Overpaying for car insurance can hamper your finances and make it difficult to afford the coverage you need to have the right protections while driving. Unfortunately, some companies raise rates frequently to compensate for overall losses.

Georgia Gov. Brian Kemp passed legislation in May 2023 that gave the state’s insurance and safety fire commissioner the ability to review all car insurance rate filings before it raises Georgia policyholders’ premiums.[2]

On July 1, 2023, this legislation went into effect, now preventing insurers from exploiting a loophole that allowed them to raise auto insurance rates up to 25% during a single filing. 

Cheapest car insurance for drivers with an incident

If you received a speeding ticket or caused an accident with another driver, it’s likely your insurance premiums increased. Speeding tickets, driving under the influence, certain moving violations, and at-fault accidents are all incidents that can cause insurers to increase your rates.

Here are average monthly quotes from car insurers in Gainesville, based on driving record.

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Cheapest car insurance for drivers with a speeding ticket

With I-985 cutting through Gainesville, it may be easy to pull off of the highway and forget to slow to the city’s slower speed limits. Unfortunately, a speeding ticket could increase your car insurance rate. Speed is a common factor in fatal car accidents, and insurers consider it dangerous to drive faster than the speed limit.[3]

If you want affordable car insurance after a speeding ticket in Gainesville, check out the table below for the cheapest insurers.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Hugo8271
Auto-Owners11783
COUNTRY Financial12791
State Farm12789
Allstate13798
USAA147105
Mile Auto150100
Progressive184123
GEICO204144
Direct Auto224168
Mercury241163
Elephant249178
Safeco258154
Clearcover284174
AssuranceAmerica289167
State Auto290183
Liberty Mutual291161
Midvale Home & Auto299221
National General354173
GAINSCO376191
Foremost405323
Infinity408209
The General439279
Bristol West477266
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

Maybe you’re rushing to make your flight out of Lee Gilmer Memorial Airport, or you backed into a parked car at the Atlanta Botanical Garden. Mistakes happen to many Gainesville drivers, but these incidents can be costly. At-fault traffic accidents often trigger a rate increase, even if it’s your first one.

While some auto insurance coverage policies include an accident-forgiveness component, many don’t. Rates will likely increase because your accident caused your insurer to pay for the damages or injuries.[4]

Here are the cheapest auto insurers in Gainesville for drivers with an at-fault accident on their records.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Hugo8674
Auto-Owners12388
COUNTRY Financial13495
State Farm13494
Allstate144103
USAA155110
Mile Auto158106
Progressive193129
GEICO214152
Direct Auto235177
Mercury253171
Elephant262187
Safeco271162
Clearcover299183
AssuranceAmerica303175
State Auto305192
Liberty Mutual306169
Midvale Home & Auto314232
National General372181
GAINSCO395201
Foremost425339
Infinity428220
The General461293
Bristol West501279
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI

Between 2017 and 2020, more than 2,000 drivers received a DUI conviction in Georgia’s Hall County.[5] Driving under the influence of alcohol or drugs can lead to some of the highest auto insurance rates, as well as your insurance company not renewing your policy at the end of its term. Georgia may even require you to file SR-22 insurance and maintain its coverage for three years.

Here are the most affordable car insurance companies in Gainesville for drivers with a DUI.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Hugo9884
Auto-Owners140100
COUNTRY Financial152108
State Farm152106
Allstate164116
USAA175125
Mile Auto179120
Progressive219147
GEICO243172
Direct Auto266201
Mercury287194
Elephant297213
Safeco307184
Clearcover339207
AssuranceAmerica344199
State Auto346218
Liberty Mutual347192
Midvale Home & Auto356263
National General422206
GAINSCO449228
Foremost482385
Infinity486250
The General523332
Bristol West568317
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors

As drivers age, their experience earns them cheaper car insurance rates, starting around age 35. Unfortunately, fatal crash rates increase substantially for drivers after age 70, which then leads to an increase in rates around the age of 75. Health problems and an increased susceptibility to injury increase the likelihood of causing an accident and sustaining major injuries in an accident.[6]

Senior drivers often have lower-than-average premiums compared to many other age groups, and the table below shows the cheapest auto insurers in Gainesville for older adults.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Hugo3631
Auto-Owners5237
COUNTRY Financial5640
State Farm5639
Allstate6043
USAA6546
Mile Auto6644
Progressive8154
GEICO8963
Direct Auto9874
Mercury10571
Elephant10978
Safeco11368
Clearcover12576
AssuranceAmerica12773
State Auto12780
Liberty Mutual12871
Midvale Home & Auto13197
National General15576
GAINSCO16584
Foremost177141
Infinity17992
The General192122
Bristol West209117
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens

Rates for teen drivers skew much higher than adults because young drivers lack the experience to recognize and react to road hazards. Between 2015 and 2019, speeding was a factor in 43% of U.S. teen driver and passenger car-crash fatalities.[7]

Not only do teen drivers have higher death rates, but they also increase the risk of injury or death for their passengers, other drivers, pedestrians, and cyclists. Young drivers should practice safe driving habits, drive safe vehicles, and seek out discounts or policy incentives on their parents’ plans to get the cheapest rates in Gainesville.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
Hugo10490
Auto-Owners149106
COUNTRY Financial162115
State Farm162113
Allstate174124
USAA187133
Mile Auto190128
Progressive234156
GEICO259183
Direct Auto284214
Mercury305207
Elephant316226
Safeco327196
Clearcover361221
AssuranceAmerica366212
State Auto368232
Liberty Mutual370205
Midvale Home & Auto379280
National General449219
GAINSCO478242
Foremost514410
Infinity517266
The General557354
Bristol West605338
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

How to get the cheapest car insurance in Gainesville

From marital status and age to ZIP codes and vehicle type, many factors influence your premium. To potentially lower your monthly bill and find the cheapest car insurance in Gainesville, consider these tips:

  • Look for discounts. Insurers offer discounts that drivers can take advantage of. Look for companies that have discounts for attending college away from home, taking a defensive driving course, vehicle safety features, paying premiums in full, and more.

  • Bundle policies. Many insurers have discounts when you buy more than one insurance product from them. For example, you can bundle auto insurance with home insurance, boat insurance, life insurance, renters insurance, and more, to save money on both policies.

  • Improve your credit score. Your credit score can affect your car insurance rates, so improve your credit by paying credit cards and loans on time and keeping your credit utilization ratio below 30%.

Compare Auto Insurance in Gainesville

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Gainesville car insurance quotes by credit tier

Even with a clean driving record, Gainesville drivers may not get the lowest rates available if they have unfavorable credit scores. Georgia auto insurance companies are legally allowed to check your credit report and use that information as one of many factors influencing your policy eligibility and rate.[8]

Drivers with excellent or good credit scores usually pay cheaper rates than drivers with poor credit scores.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Gainesville?

Car insurance is more expensive in Gainesville compared to the national average of $106 a month for liability insurance and $172 a month for full coverage. However, Gainesville has cheaper rates compared to major Georgia cities, like Atlanta and Savannah.

This could be because Gainesville has fewer residents than these cities, and insurance companies consider an area’s population when determining car insurance premiums.[9] Also, Gainesville reported fewer car accidents in 2022 than Atlanta and Savannah.[10]

More cities in Georgia

Here’s how the average cost of car insurance in Gainesville compares to other Georgia cities’ rates.

CityAverage Monthly QuoteCompared to Gainesville
Atlanta$40822%
Augusta$282-16%
Decatur$48746%
Lawrenceville$36810%
Marietta$310-7%
Savannah$3618%
Stone Mountain$44834%
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Gainesville car insurance FAQs

Learn why car insurance rates are increasing, and check out Insurify’s answers to common questions about auto coverage in Gainesville.

  • How much is car insurance in Gainesville, Georgia?

    The average cost of car insurance in Gainesville is $216 a month for liability-only insurance and $334 a month for full coverage.

  • What are the best car insurance companies in Gainesville?

    Some of the best car insurance companies in Gainesville include Auto-Owners, State Farm, and COUNTRY Financial. These insurance companies have high Insurify Quality (IQ) Scores, solid AM Best ratings, and plenty of coverage options for drivers to choose from. But you should always compare quotes from different insurers to find the company that offers the right coverage at the best price for your budget.

  • What factors influence the cost of car insurance in Gainesville, Georgia?

    Factors outside of your control that influence the cost of your car insurance in Gainesville include the city’s accident and car theft rates, the number of claims in the area, and your age. However, factors within your control are your driving record, credit score, vehicle type, and coverage options.

  • How much car insurance do you need in Gainesville, Georgia?

    Georgia requires 25/50/25 minimum liability limits. This translates to $25,000 per person and $50,000 per accident for bodily injury liability and $25,000 per accident for property damage liability.[1]

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Georgia Office of Insurance and Safety Fire Commissioner. "Auto." Accessed August 10, 2023
  2. Georgia Office of Insurance and Safety Fire Commissioner. "Governor Kemp Signs Legislation Giving Insurance Commissioner More Authority Over Auto Rates." Accessed August 10, 2023
  3. NHTSA. "Speeding and Aggressive Driving Prevention." Accessed August 10, 2023
  4. III. "Do auto insurance premiums go up after a claim?." Accessed August 10, 2023
  5. Georgia Department of Driver Services. "DUI Data Reports." Accessed August 10, 2023
  6. Insurance Institute for Highway Safety. "Fatality Facts 2021: Older people." Accessed August 10, 2023
  7. Governors Highway Safety Association. "Teens and Speeding: Breaking the Deadly Cycle." Accessed August 10, 2023
  8. Georgia Attorney General's Consumer Protection Division. "Credit and Debt." Accessed August 10, 2023
  9. U.S. Census Bureau. "QuickFacts: Savannah city, Georgia; Atlanta city, Georgia; Gainesville city, Georgia." Accessed August 10, 2023
  10. Georgia Department of Transportation. "Georgia Crash Data." Accessed August 10, 2023
Nick Dauk
Nick Dauk

Nick Dauk is a freelance writer specializing in business, entrepreneurship, personal finance, and travel. His work has been featured in Fox Business, BBC, The Edge, Business Insider, and Bisnow. Nick is a first-generation college graduate, having majored in Interdisciplinary Studies at the University of Central Florida. His eclectic coursework, combined with previous managerial roles in the retail and broadcast television industries, have helped him develop an interdisciplinary approach to writing.

For nearly a decade, Nick has created content for mom-and-pop businesses and global corporations. As a travel writer, his global adventures have also been featured on Inside Hook, Houston Chronicle, Culture Trip, and Matador. When he's not traveling, Nick can be found in Orlando spending time with his wife and toddler.

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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