Car Insurance for High-Risk Drivers in Georgia (2026)
Auto-Owners is the cheapest insurer for high-risk drivers in Georgia, with an average monthly liability premium of $93.
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Quick Facts
Auto-Owners is the cheapest insurer for liability coverage for high-risk drivers in Georgia, with policies averaging $93 per month.
Georgia drivers convicted of driving under the influence (DUI) will need insurance policies that meet higher liability insurance coverage minimums.
Georgia drivers can reduce the number of points on their driving records and qualify for insurance discounts by completing an approved driving course.
Average cost of high-risk car insurance in Georgia
On average, high-risk drivers in Georgia pay monthly premiums of $192 for liability-only coverage and $318 for full-coverage policies. The overall average for high-risk drivers is about 26% higher than the average for people with clean driving records and good credit, according to Insurify data.
The table below shows the average liability and full-coverage rates for different driver profiles in Georgia.
Driver Profile  | Average Monthly Cost: Liability Only | Average Monthly Cost: Full Coverage |
|---|---|---|
| Clean record | $157 | $260 |
| Speeding ticket | $197 | $326 |
| At-fault accident | $215 | $357 |
| DUI | $191 | $317 |
| SR-22 | $189 | $313 |
Disclaimer: Table data is based on real-time Georgia quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Find Cheap Car Insurance in Georgia
Liability rates for high-risk drivers average $192 per month
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Cheapest car insurance in Georgia by violation
Although insurance rates can increase after an incident like a speeding ticket or DUI, how much your rates go up will vary by company. In general, Auto-Owners, State Farm, and Country Financial are among the cheapest insurance companies for high-risk drivers in Georgia.
Any rate increase you’ll see will depend on the violation and when it occurred. Over time, traffic violations will have less of an effect on your insurance rates.
Cheapest rates for high-risk drivers with DUIs in Georgia
In Georgia, a DUI applies to drivers with a blood alcohol concentration of 0.08% or higher. About 0.54% of drivers in Georgia have a DUI on their records, according to Insurify data. A DUI substantially increases your insurance requirements and premiums.
The cheapest insurer for Georgia drivers with DUIs is Auto-Owners. Policyholders pay an average of $92 per month. Below, you can compare the cheapest average rates for Georgia drivers with a DUI.
The below rates in Georgia are estimated rates current as of: Sunday, May 31 at 5:00 PM PDT.
Insurance Company | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| Auto-Owners | $92 | $164 |
| Country Financial | $103 | $185 |
| State Farm | $104 | $186 |
| Allstate | $113 | $204 |
| Mile Auto | $118 | $209 |
| USAA | $121 | $218 |
| Progressive | $130 | $265 |
| Mercury | $178 | $302 |
| Root | $193 | $295 |
| GEICO | $194 | $362 |
| Clearcover | $194 | $353 |
| Bristol West | $196 | $384 |
| GAINSCO | $206 | $423 |
| Direct Auto | $209 | $359 |
| The General | $213 | $448 |
| Trexis One | $217 | $415 |
| AssuranceAmerica | $221 | $361 |
| Mendota | $226 | $411 |
| National General | $233 | $367 |
| First Acceptance | $234 | $456 |
| Trexis | $240 | $455 |
| Nationwide | $250 | $450 |
| Safeco | $253 | $335 |
| Liberty Mutual | $419 | $510 |
Disclaimer: Table data sourced from real-time Georgia car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Georgia may vary based on the policy buyer's unique driver profile.
Cheapest rates for GA drivers with at-fault accidents
Nearly 5% of drivers in Georgia have at-fault accidents, Insurify data shows, and an accident can result in steep premium increases.
In Georgia, Auto-Owners has the lowest rates for drivers with an at-fault accident on their record, with a monthly average premium of $99. See the cheapest rates in Georgia for drivers with an at-fault accident.
The below rates in Georgia are estimated rates current as of: Sunday, May 31 at 5:00 PM PDT.
Insurance Company | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| Auto-Owners | $99 | $176 |
| State Farm | $106 | $189 |
| Country Financial | $110 | $198 |
| Allstate | $116 | $210 |
| Mile Auto | $122 | $216 |
| USAA | $125 | $225 |
| Progressive | $147 | $298 |
| Root | $186 | $285 |
| Mercury | $190 | $323 |
| GEICO | $198 | $368 |
| Bristol West | $198 | $389 |
| GAINSCO | $203 | $416 |
| Direct Auto | $218 | $375 |
| Clearcover | $222 | $403 |
| AssuranceAmerica | $225 | $367 |
| The General | $233 | $490 |
| National General | $238 | $375 |
| Trexis One | $244 | $467 |
| Safeco | $252 | $334 |
| Mendota | $254 | $462 |
| Nationwide | $259 | $465 |
| First Acceptance | $263 | $513 |
| Trexis | $270 | $512 |
| Liberty Mutual | $427 | $519 |
Disclaimer: Table data sourced from real-time Georgia car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Georgia may vary based on the policy buyer's unique driver profile.
Cheapest rates for drivers with speeding tickets in Georgia
In Georgia, 4.31% of drivers have speeding tickets on their driving records, according to Insurify data.
Auto-Owners is the cheapest insurer for drivers with tickets, with an average liability rate of $95 per month. Here are the cheapest average rates for Georgia drivers with a speeding ticket.
The below rates in Georgia are estimated rates current as of: Sunday, May 31 at 5:00 PM PDT.
Insurance Company | Average Quote: Liability Only | Average Quote: Full Coverage |
|---|---|---|
| Auto-Owners | $95 | $170 |
| State Farm | $99 | $178 |
| Country Financial | $107 | $192 |
| Mile Auto | $108 | $191 |
| Allstate | $111 | $199 |
| USAA | $118 | $212 |
| Progressive | $134 | $272 |
| Mercury | $173 | $293 |
| Root | $173 | $265 |
| Bristol West | $186 | $365 |
| GAINSCO | $186 | $381 |
| GEICO | $193 | $359 |
| Clearcover | $195 | $355 |
| Direct Auto | $197 | $339 |
| AssuranceAmerica | $212 | $346 |
| National General | $219 | $345 |
| The General | $223 | $468 |
| Trexis One | $223 | $427 |
| Mendota | $232 | $423 |
| Safeco | $234 | $310 |
| First Acceptance | $241 | $469 |
| Nationwide | $244 | $438 |
| Trexis | $247 | $468 |
| Liberty Mutual | $402 | $489 |
Disclaimer: Table data sourced from real-time Georgia car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Georgia may vary based on the policy buyer's unique driver profile.
Best Georgia auto insurance companies for high-risk drivers
If insurers consider you a high-risk driver and you’re shopping for coverage in Georgia, the following insurers are among the best companies in the state based on their rates, coverage options, and available discounts.
The below rates in Georgia are estimated rates current as of: Sunday, May 31 at 5:00 PM PDT.
Insurance Company | Average Monthly Quotes: Liability Only |
|---|---|
| State Farm | $106 |
| Country Financial | $110 |
| USAA | $125 |
Disclaimer: Table data sourced from real-time Georgia car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in Georgia may vary based on the policy buyer's unique driver profile.
State Farm: Best for coverage options
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $78/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $140/mo |
4.0
Best choice in GeorgiaBased on 18,424 verified driver reviews and ratings
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.1 | 3.2 |
| Customer service | 4.3 | 3.6 |
| Discounts | 3.9 | 2.9 |
| Policy transparency | 3.9 | 3.1 |
| Value | 3.7 | 2.9 |
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
Based on analysis of verified reviews collected by Insurify
Best in Georgia for
Showing 75 reviews from Georgia driversSee all 7,603 State Farm reviews
Verified Review
Reviewed in Georgia on May 25, 2026
I've been with State Farm for a long time. They have added a bunch of rules, and you don't know what your payment is from month to month. They've made aggressive changes.
Verified Review
Reviewed in Georgia on May 19, 2026
Easily available and they answer questions well.
Verified Review
Reviewed in Georgia on May 17, 2026
I have been with them for years with no complaints until now when they increased rates unexpectedly.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
673
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
State Farm is among the cheapest insurers for liability-only and full-coverage policies for high-risk drivers in Georgia. In 2025, the Georgia Insurance Safety and Fire Commissioner announced major rate reductions for State Farm customers, reducing rates by about 10%.
For drivers with newer vehicles who want more protection, State Farm offers multiple coverage options and add-ons, including insurance for rideshare drivers and travel expense coverage.
Pros
Low rates for high-risk drivers in Georgia
Strong customer satisfaction rating from J.D. Power
Telematics program available
Cons
Doesn’t sell gap insurance
Significantly higher rates for teen drivers
Doesn’t offer accident forgiveness
Country Financial: Best for coverage discounts
| User Reviews | 4.0 |
|---|---|
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $79/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $142/mo |
4.0
Best choice in GeorgiaBased on 67 verified driver reviews and ratings
Country Financial's score | Industry average | |
|---|---|---|
| Coverage options | 3.9 | 3.2 |
| Customer service | 3.4 | 3.6 |
| Discounts | 3.5 | 2.9 |
| Policy transparency | 3.8 | 3.1 |
| Value | 3.2 | 2.9 |
How drivers feel about Country Financial
Customers appreciate the prompt claims service and personal touch but are frustrated by the constant rate increases and lack of discounts.
Based on analysis of verified reviews collected by Insurify
Best in Georgia for
Showing recent national reviewsSee all 35 Country Financial reviews
Verified Review
Reviewed in Colorado on February 23, 2026
For years, they were the best we could find, then the rates skyrocketed from $800/month to $1800/month. Typical greedy insurance.
Verified Review
Reviewed in Nevada on October 28, 2025
It's good insurance, but I'm over 55, own my vehicle, and have been with them for many years, yet my policy has never gone down. It just steadily rises. I even drive less than 20 miles a day. It seems like you pay and pay and pay, and I never get anything out of it. Like with most insurance companies, you may never use it, and you've paid all this money. It's frustrating paying for something you don't get anything out of.
Verified Review
Reviewed in Illinois on October 25, 2025
The experience has been good; the exception is the constant percentage increases. They are pricing me out of their services because I can purchase comparable coverage for less (and we are “bundled” with autos, home, and liability). I believe I will be changing my auto insurance as I find comparable coverage for $230/6 months for less.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
665
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.44
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A+
Why we picked this company
Country Financial is a regional insurer that sells car insurance in a few states, including Georgia. Country Financial has competitive rates for high-risk drivers, and drivers can take advantage of the company’s lengthy list of discounts.
Country Financial has some unusual discounts that few insurance companies offer. Besides standard discounts like multi-policy or good student discounts, you can also save money with the company’s discounts for engaged couples, legacy customers, and certain occupations.
Pros
Unique discounts
Telematics program available
Multiple coverage add-ons available
Cons
Mixed reviews on Trustpilot
Poor app reviews
Doesn’t sell gap insurance
USAA: Best for veterans and service members
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $91/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $164/mo |
4.9
Best choice in GeorgiaBased on 3,709 verified driver reviews and ratings
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.9 | 3.2 |
| Customer service | 4.8 | 3.6 |
| Discounts | 4.9 | 2.9 |
| Policy transparency | 4.9 | 3.1 |
| Value | 4.9 | 2.9 |
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
Based on analysis of verified reviews collected by Insurify
Best in Georgia for
Showing 32 reviews from Georgia driversSee all 1,586 USAA reviews
Verified Review
Reviewed in Georgia on May 5, 2026
Customer service is excellent. However, it is expensive.
Verified Review
Reviewed in Georgia on May 4, 2026
Make sure you are told the policy period. I had no idea and was not told that my coverage was only for 6 months. I could have stayed with my previous provider at a lower premium.
Verified Review
Reviewed in Georgia on April 28, 2026
I was a victim of a hit and run. Due to the location of the damage, it was not discovered at the time it happened. When I submitted a claim for the issue, I found myself being questioned multiple times, seemingly to try to find cause to refuse my claim and not pay out.
Then, upon review of my auto and home coverage, I found several key items of coverage completely missing or with an outrageous deductible.
…
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
759
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
Georgia’s veteran population is the ninth-largest in the nation, and the state is home to 12 military bases and installations.
For high-risk drivers who meet USAA’s membership requirements based on their military service (or that of a family member), USAA offers competitive rates and added perks, including a special discount for drivers who store their cars on a military base.
Pros
Highly rated mobile apps
Two usage-based policies available
Extra savings for on-base vehicles
Cons
Coverage not available to all drivers
Fewer discounts than some competitors
Poor reviews on Trustpilot
When choosing the best car insurance companies for high-risk drivers, we compared factors like costs for drivers with an incident, available discounts, customer service options, customer satisfaction ratings, and overall financial stability. The companies we’ve listed above offer competitive rates, a range of discounts, accessible customer service teams, and high customer satisfaction and financial stability ratings.
How to find cheaper car insurance for high-risk drivers in Georgia
To find cheaper car insurance in Georgia, follow these tips:
Take an approved course. In Georgia, drivers can take an approved, in-person, six-hour driver improvement program to reduce the number of points on their driving record or qualify for special insurance discounts.[1] You can find a list of certified program providers on the Georgia Department of Driver Services website.
Compare car insurance quotes. Request car insurance quotes from three to five insurers to find cheaper rates. If you’re having trouble qualifying for quotes because of your driving history, consider the Georgia Automobile Insurance Plan (GAAIP). The GAAIP is for high-risk drivers who have been denied coverage from at least two insurers. If you’ve struggled to find coverage, the GAAIP can help you obtain state-required insurance.
Enroll in a telematics program. If a traditional car insurance policy is too expensive, telematics or usage-based insurance can be a smart alternative. Georgia drivers tend to drive fewer miles per year than the national average, according to Kelley Blue Book data. If you maintain safe driving habits, you could reduce your premiums by as much as 30% with one of these programs.
Ask about discounts. In Georgia, high-risk drivers may save money by qualifying for special discounts. For example, you may be eligible for a multi-policy discount for bundling your auto coverage with homeowner insurance or renters insurance, or by paying your annual premiums up front. Many Georgia insurance companies also offer discounts for certain occupations, such as discounts for teachers, police officers, or firefighters. Contact your local insurance agent to find out about discounts that could make it easier to secure cheap car insurance.
Georgia minimum car insurance requirements for high-risk drivers
After a license suspension, conviction for driving without insurance, or a DUI, Georgia may require drivers to file a Georgia Safety Responsibility Insurance Certificate, also known as SR-22A coverage, for three years.[2]
In 2025, Georgia passed a bill that amended the state’s insurance requirements for drivers convicted of a DUI. After a conviction, drivers must maintain coverage with higher bodily injury liability and property damage liability limits.
After a first offense, the minimum coverage required is $50,000/$100,000/$50,000. Drivers with a second DUI must have a policy that meets coverage limits of $100,000/$300,000/$100,000.
The table below shows Georgia’s insurance coverage requirements for drivers before and after a DUI:[3]
Coverage Type | Georgia Minimum Requirement: Clean Driving Record | After First DUI | After Second DUI | What It Covers |
|---|---|---|---|---|
| Bodily injury liability per person | $25,000 | $50,000 | $100,000 | Injuries caused to another person in an accident |
| Bodily injury liability per accident | $50,000 | $100,000 | $300,000 | Injuries caused to another driver and their passengers in an accident |
| Property damage liability | $25,000 | $50,000 | $100,000 | Damages caused to other people’s property or vehicle |
| SR-22 | Not required | Filed for at least three years | Filed for at least three years | State-required certificate of financial responsibility |
Who is a high-risk driver in Georgia?
Insurers consider people who are likely to file insurance claims “high-risk” drivers. This distinction can lead to expensive insurance costs. In Georgia, the label is usually issued to drivers with accidents, DUI convictions, repeated speeding tickets, or drivers who the state requires to have SR-22 coverage.
Whether you live in Atlanta or Athens, the state of Georgia uses a points system for driving infractions:[4]
Speeding: 2–6 points
Using wireless device: 3 points
Driving with an open container: 2 points
Reckless driving: 4 points
But points for speeding only apply if the driver is going more than 15mph above the speed limit.
If you accumulate 15 points within 24 months, the state will suspend your driver’s license.
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How long will Georgia consider you a high-risk driver?
Under Georgia law, violations can affect your driving record and insurance requirements for three to five years.[5]
How long an infraction will affect your auto insurance rates depends on the insurance company. In general, most infractions will cause you to pay higher rates for three years. But a DUI will affect your rates for a longer period. Depending on the insurer, a DUI can lead to higher car insurance premiums for up to 10 years.
Over time, driving violations or driving infractions affect your insurance premiums less, so your costs will likely improve.
Georgia high-risk drivers insurance FAQs
If you’re a high-risk driver struggling to find affordable car insurance in Georgia, the following information will help you compare your options and select an auto insurance policy.
How much is high-risk car insurance in Georgia?
In Georgia, high-risk auto insurance averages $254 per month, according to Insurify data. This is significantly higher than the national average of $172 per month.
What is the best insurance company for high-risk drivers in Georgia?
State Farm, Country Financial, and Root are some of the best companies for high-risk drivers in Georgia based on their rates and car insurance coverage options. The best company for you will depend on your ZIP code, insurance credit score, driving history, and vehicle.
What does the state of Georgia consider reckless driving?
Georgia defines reckless driving as showing a disregard for the safety of people and property. Examples include speeding, weaving in and out of traffic, and improperly passing.
How can you find affordable high-risk car insurance in Georgia?
As a high-risk driver, you can find affordable car insurance and reduce your monthly or annual premiums by taking advantage of insurer discounts, enrolling in a telematics program, bundling coverage with other types of insurance, and completing a defensive driving course.
Sources
- Georgia Department of Driver Services. "Driver Improvement Program."
- Georgia Department of Driver Services. "Reinstatement FAQS - No Proof of Insurance (Multiple Convictions)."
- Georgia Office of the Commissioner of Insurance and Safety Fire. "Auto Insurance."
- Georgia Department of Driver Services. "Points Schedule."
- Georgia Department of Driver Services. "Points and Points Reduction."
Methodology
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Auto-Owners offers the cheapest car insurance in Augusta, with an average liability rate of $68 per month. Many roads, including Greene Street, Walton Way, and Wheeler Road, often become congested, resulting in traffic that most Augusta drivers consider unacceptable.
Cheapest Car Insurance Quotes in Lawrenceville, Georgia (June 2026)
Drivers looking for cheap Lawrence car insurance are most likely to find it from Auto-Owners, with an average monthly liability rate of $88. Traffic congestion along commuter routes such as state Route 29 and U.S. Route 316 is a key factor influencing Lawrenceville insurance rates.
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Cheapest Auto Insurance Quotes in Warner Robins, GA
Auto-Owners is the cheapest liability auto insurance company in Warner Robins.
Cheap Car Insurance Quotes in Decatur, Georgia (June 2026)
Auto-Owners is the cheapest insurer in Decatur, with an average liability rate of $115 per month. Drivers in Decatur likely pay higher rates due to the city’s high vehicle theft rate.
Cheapest Car Insurance Quotes in Atlanta (June 2026)
Auto-Owners is the cheapest auto insurance in Atlanta, with liability car insurance at an average cost of $100 per month. Atlanta experiences a high rate of vehicle thefts, ranking No. 12 in the nation by volume, which may affect auto insurance pricing for drivers in the state capital.
Cheapest Car Insurance Quotes in Savannah, Georgia (June 2026)
The cheapest insurer in Savannah is Auto-Owners, with liability-only rates averaging $80 per month. Savannah’s coastal hurricane exposure affects car insurance rates in the city.
Cheap Car Insurance Quotes in Macon, Georgia (June 2026)
Auto-Owners offers the cheapest car insurance in Macon, with an average monthly rate of $84 for liability coverage. Heavy traffic and a high fatal crash rate increase insurance costs for drivers.
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Cheap Car Insurance Quotes in Marietta, Georgia (June 2026)
Marietta drivers can find the cheapest insurance coverage with Auto-Owners, with liability rates averaging $82 per month. The average commute is 27.5 minutes, which is longer than the national average. The extra time behind the wheel can increase insurance premiums.
Cheapest Car Insurance Quotes in Columbus, Georgia (June 2026)
Auto-Owners offers Columbus drivers the cheapest car insurance rates, with liability policies averaging $66 per month. The city’s limited traffic and relatively low vehicle theft rates likely contribute to the below-average auto insurance costs.
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Kat TretinaInsurance and Personal Finance Writer
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