Cheap Auto Insurance Quotes in Athens, GA (November 2021)

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Car Insurance in Athens, GA

The average cost of Georgia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Athens, GA to find you the cheapest quotes in the area.
$108
$126
$131
$165
$172
ProgressiveTravelersAllstateThe GeneralAmerican Family

Cheapest Car Insurance in Athens, GA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$197
$253
$176
$207
$185
$166
GeorgiaAtlantaColumbusSavannahAugustaAthens
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Athens, GA Driving Facts

georgia

Minimum Car Insurance Requirements in GA

Within the first month that a hands-free driving law was put into effect, car accidents in Georgia dropped by roughly 27%.

Georgia's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Find local Athens agents

Johnson Insurance Services, Inc.
250 Gaines School Rd, Athens, GA 30605-3120
Boswell Insurance Group
788 Prince Ave, Athens, GA 30606-5902
AIC Insuring America
3021 Atlanta Highway, Athens, GA 30606-3388
Chastain & Associates Insurance Agency, Inc.
272 W Hancock Ave, Athens, GA 30601-4552
Advantage Insurance
3724 Atlanta Highway, Athens, GA 30606-1863
Doherty, Duggan, Hart and Tiernan Insurors - Branch in Athens
345 W. Hancock St., Athens, GA 30601
Chasteen Insurance Agency
1030 Mitchell Bridge Rd Ste 100, Athens, GA 30606-1926
KC Dean & Company dba Physicians Insurance Services
1181 Hearthstone Way, Athens, GA 30606-4739
McGriff Insurance Services - Athens
1071 Founders Blvd., Athens, GA 30606-6176
The Hamilton Agency
780 US-29, Athens, GA 30601

Insurify Insights: How Athens Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Athens, GA
suspended licenses
#52
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Athens drivers measure up to their fellow Georgia motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Athens

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Athens drivers rank 49 in the number of car accidents per driver across all cities in Georgia.

  • Rank within state: #49
  • Percent of drivers in Athens with an accident: 12.38%
  • Drivers in Athens, GA with an accident in their driving history paid on average 37.68% more than drivers with a clean record

Speeding Athens

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Georgia, Athens drivers rank 7 in the number of speeding infractions per driver.

  • Rank within state: #7
  • Percent of drivers in Athens with a speeding ticket: 14.03%
  • Drivers in Athens, GA with a speeding ticket in their driving history paid on average 35.27% more than drivers with a clean record

DUI/DWIs Athens

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Athens drivers rank 9 in the number of DUI’s per driver across all cities in Georgia.

  • Rank within state: #9
  • Percent of drivers in Athens with a DUI: 2.15%
  • Drivers in Athens, GA with a DUI in their driving history paid on average 11.59% more than drivers with a clean record

Most Popular Vehicle Athens

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Athens is the Honda Accord.

Rude Athens

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Georgia, Athens drivers rank 45 in rude driving infractions.

  • Rank within state: #45
  • Percent of drivers in Athens with a reckless driving violation: 3.69%
  • Drivers in Athens, GA with a reckless driving violation in their driving history paid on average 33.33% more than drivers with a clean record.

Safest Drivers Athens

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Athens drivers rank 69 in clean driving records across all cities in Georgia.

  • Rank within state: #69
  • Percent of drivers in Athens with clean record: 75.23%

Failure to Yield the Right of Way Athens

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Athens drivers rank 60 in failure to yield violations per driver across all cities in Georgia.

  • Rank within state: #60
  • Percent of drivers in Athens with a failure to yield violation: 0.61%
  • Drivers in Athens, GA with a failure to yield violation in their driving history paid on average 900% more than drivers with a clean record

Reckless Drivers Athens

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Georgia, Athens drivers rank 17 in the number of reckless driving offenses per driver.

  • Rank within state: #17
  • Percent of drivers in Athens with a reckless driving offense: 0.22%

Hybrid/Electric Vehicle Ownership Athens

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Athens drivers rank 63 in hybrid and electric vehicle ownership across all cities in Georgia.

  • Rank within state: #63
  • Percent of drivers in Athens with a hybrid/electric vehicle: 0.6%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.


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