Temporary Car Insurance in Georgia:
Costs and Quotes (2022)

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Last Updated: January 2022

Cheapest Companies for Temporary Car Insurance Georgia (2022)

For drivers looking for temporary insurance in Georgia, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies will allow you to get the best possible insurance rate for drivers looking for a 6-month policy.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Georgia. The following are the best insurance rates from carriers that offer temporary car insurance for drivers in Georgia.

Carrier
freedom-national
$157/mo
mile-auto
$182/mo
$193/mo
travelers
$203/mo
elephant
$242/mo

What Is Temporary Car Insurance and How to Get It in Georgia?

A temporary car insurance policy will typically last for six months. It is also generally less expensive than a 12-month policy. Some websites might offer one-month or even one-week policies, but those are likely scams. Insurance companies in the United States only offer six-month and 12-month policies. If you think you need car insurance for less than six months, your best bet is to purchase a temporary policy and cancel it when you need to.

Short-term car insurance policies are great because you’re not locked into an expensive policy with a company that maybe isn’t the best fit. Additionally, a short-term car insurance policy will allow you to shop around for better rates much sooner. That kind of flexibility means you won’t have to worry about overpaying for insurance for too long. Check out Insurify to find a good, affordable temporary car insurance policy in Georgia. Insurify can find up to 20 short-term car insurance policies for you from top companies in minutes!

What Are the Average Short-Term Car Insurance Rates in Georgia?

According to Insurify’s database of more than four million car insurance policy applications, Georgia drivers pay about $1,900 on average for a six-month policy. That’s an average of $322 per month. Typically, a six-month car insurance policy is less expensive than a 12-month policy because the insurance company is assuming less risk.

Length of Short-Term Insurance Policy
6 months$322$1,935

What Are the Benefits of Choosing a Six-Month Auto Insurance Policy in Georgia?

There are plenty of good reasons for buying a six-month car insurance policy in Georgia. Perhaps the best reason is car insurance rates aren’t set in stone. You might have gotten your policy at a great rate, but your premium could increase within a couple of months. With a six-month car insurance policy, you’re always in a position to find the best car insurance rate sooner rather than later.

It’s wise from a financial standpoint to reassess your car insurance policy and do some comparison-shopping every six months. And it doesn’t take much time to do so with Insurify. You can compare car insurance quotes from up to 20 companies at a time within minutes. Staying on top of car insurance rates every six months can also help keep you from wasting money.

Find Cheap Short-Term Car Insurance in Minutes

You could find cheap short term car insurance options in Georgia within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.

Best Short-Term Car Insurance Plans in Georgia

Insurance prices and policies can vary significantly between companies, and a state like Georgia draws a wide variety of choices when drivers are evaluating temporary car insurance plans.

Insurify's rate comparison tool will help you make sure you're getting the best possible quote based on your needs and location. You can have peace of mind you're not paying any more than you need to, and customers save $585 per year on average.

Top Auto Insurance Companies

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options.
Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price.

FAQs - Georgia Car Insurance

Why is car insurance so expensive in Georgia?

There are many different factors that go into the how expensive your car insurance is. That said, some of the reasons why you could be paying so much for your insurance include: living in a state with high minimum insurance requirements, being a young or new driver, committing past traffic offenses like at-fault accidents or DUIs, and having a low credit score.

Do car insurance rates vary by county in Georgia?

Auto insurance costs will vary between locations and insurance carriers, depending on the county Georgia. Insurify analyzed the latest data for the five most populous cities in Georgia to find you the cheapest quotes in each of these metropolitan areas.

Which providers have the best auto insurance ratings in Georgia?

The way to find the carrier with the best auto insurance ratings in Georgia and save on your insurance premiums is to compare quotes from all companies in your area. Use a car insurance quotes comparison site like Insurify to compare up to 10+ real quotes for your specific driver profile and unlock savings and discounts. Rates can fluctuate greatly based on whether you're a safe driver or a high risk one, but you should never overpay. Insurify provides the cheapest car insurance quotes and companies in your area in just a few seconds.

How much do annual auto insurance rates increase in Georgia?

During the past three years in the United States, national premium costs have risen an average of 4.5 percent annually. In states where quotes have risen, this figure has been 7.8 percent; and in those where rates have fallen, prices have decreased by approximately 6.0 percent. Individual rates by state will of course vary depending on the driver’s history and a multitude of factors.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.