120+ more*Quotes generated for Insurify users in and around Marietta, Georgia within the last 10 days. Last updated on May 21, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Marietta, Georgia within the last 10 days. Last updated on May 21, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
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The average auto policy in Marietta costs $234 per month, which is slightly higher than the Georgia average car insurance rate of $209 per month.
The type of coverage you choose in Georgia can affect your car insurance rates. Liability coverage costs an average of $187 per month in Marietta, while a full-coverage insurance policy costs an average of $280 per month.
Seven miles up the road, in Kennesaw, drivers pay slightly cheaper average rates, at $216 per month.
About a half hour south, in Atlanta, drivers pay lower average rates, at $285 per month.
In Marietta, Insurify data shows that 5.4% of drivers have an at-fault accident on their driving record, which is in line with the 5.4% of drivers with an accident on their record in nearby Atlanta. This relatively high accident percentage in a city of just over 63,000 residents may help explain the cost of auto insurance coverage in Marietta.
If you just want state-minimum coverage, Auto-Owners has the most affordable car insurance in Marietta.
Georgia requires all drivers to carry the following minimum auto insurance coverage:[1]
$25,000 in bodily injury liability coverage per person
$50,000 in bodily injury liability coverage per accident
$25,000 in property damage liability coverage
If you’re looking for liability insurance, you’ll find the cheapest Marietta insurance companies listed in the table below.
Insurance Company  | Average Monthly Quote: Liability Only |
|---|---|
| Auto-Owners | $82 |
| State Farm | $87 |
| Country Financial | $90 |
| Allstate | $96 |
| Mile Auto | $99 |
| USAA | $102 |
| Progressive | $127 |
| Mercury | $138 |
| Root | $162 |
| Bristol West | $165 |
| GEICO | $166 |
| GAINSCO | $170 |
| Clearcover | $171 |
| Direct Auto | $174 |
| The General | $186 |
| AssuranceAmerica | $188 |
| National General | $196 |
| Safeco | $199 |
| Trexis One | $199 |
| Mendota | $206 |
| Nationwide | $212 |
| First Acceptance | $215 |
| Trexis | $219 |
| Liberty Mutual | $354 |
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Marietta residents looking for full-coverage car insurance will find the cheapest rates with Auto-Owners. A full-coverage policy typically includes collision coverage, which pays for accident damage to your car regardless of fault, and comprehensive coverage, which pays for damage to your vehicle from anything other than a crash.
Since Georgia enacted tax incentives to entice Hollywood productions to film in the Peach State, Marietta has become a popular filming location. This is especially true of Marietta Square, which offers a great old-timey feel to movies and TV shows.[2] While this benefits the local economy, it does increase traffic congestion, which is why Marietta residents may want the peace of mind provided by full-coverage options.
Check out the table below for the cheapest full-coverage car insurance companies in Marietta.
Insurance Company | Average Monthly Quote: Full Coverage |
|---|---|
| Auto-Owners | $149 |
| State Farm | $159 |
| Country Financial | $161 |
| Mile Auto | $170 |
| Allstate | $175 |
| USAA | $186 |
| Mercury | $235 |
| Root | $247 |
| Progressive | $252 |
| Safeco | $264 |
| Direct Auto | $301 |
| National General | $306 |
| AssuranceAmerica | $310 |
| Clearcover | $310 |
| GEICO | $313 |
| Bristol West | $328 |
| GAINSCO | $349 |
| Mendota | $374 |
| Trexis One | $381 |
| Nationwide | $385 |
| The General | $392 |
| Trexis | $414 |
| First Acceptance | $418 |
| Liberty Mutual | $424 |
Marietta is geographically closer to Kennesaw and Roswell, but the average cost of auto insurance coverage in Marietta is closer to the higher premiums found in Atlanta.
Insurance rates in Marietta may be relatively high due to traffic congestion in the city, though the local government is working to mitigate the issue.
The City of Marietta and the Georgia Department of Transportation have proposed a project that aims to improve traffic operations on North Marietta Parkway, also known as state Route 5 and state Route 120 Alternate. The project would involve reconfiguring the parkway to include four 11-foot travel lanes, protective left-turn lanes, and medians, among other changes.[3]
Compare the average monthly auto insurance quote in Marietta and other major cities in Georgia in the table below.
City | Average Monthly Quote |
|---|---|
| Albany | $191 |
| Alpharetta | $211 |
| Athens | $178 |
| Atlanta | $285 |
| Augusta | $194 |
| Columbus | $190 |
| Dallas | $236 |
| Dalton | $147 |
| Gainesville | $194 |
| Lawrenceville | $251 |
| Macon | $241 |
| Marietta | $234 |
| Savannah | $230 |
| Valdosta | $148 |
| Warner-Robins | $197 |
| Woodstock | $208 |
Like other cities in Cobb County, Marietta is at a relatively high risk of tornadoes, according to the Federal Emergency Management Agency’s Resilience Analysis and Planning Tool.
An insurance company will also consider the high rate of traffic congestion from film crews visiting Marietta to film movies and television shows, as well as by tourists who come to the area to visit the nearby Six Flags White Water amusement park. Also, 5.4% of Marietta drivers have an at-fault accident on their driving record, which increases rates for every driver.
Compared to the average Georgia driver, these localized risk factors may make Marietta residents appear higher risk to an insurance company and make insurance rates more expensive.
*Quotes generated for Insurify users in and around Marietta, Georgia within the last 10 days. Last updated on May 21, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users in and around Marietta, Georgia within the last 10 days. Last updated on May 21, 2026. Actual quotes may vary based on the policy buyer’s unique driver profile.
Your driving record has a major effect on the cost of your insurance policy. A Marietta driver with a clean record will typically pay a much lower premium than one with a speeding ticket, an at-fault accident, or a driving under the influence (DUI) conviction on their driving history.
Cheapest car insurance for Marietta drivers with a clean driving record: Auto-Owners
Cheapest car insurance for drivers with a speeding ticket in Marietta: Auto-Owners
Cheapest car insurance for Marietta drivers with an at-fault accident: Auto-Owners
Cheapest car insurance for drivers with a DUI in Marietta: Auto-Owners
Even if you’re among the 3.6% of Marietta drivers with a speeding ticket, the 5.4% of drivers with an at-fault accident, or the 0.5% of drivers with a DUI on your record, you can still find affordable coverage.
Just remember that major traffic violations can result in serious penalties from the state of Georgia. Driving 15 to 18 miles per hour over the limit results in two points on your license, with the points going up with the speed.[4] A DUI means a license suspension of up to one year, possible jail time, a mandatory minimum of 40 hours of community service, and a fine of $300 to $1,000.[5]
The table below shows average monthly rates for drivers with different incidents on their record.
Driving Record | Average Monthly Quote |
|---|---|
| Clean driving record | $234 |
| Speeding ticket | $294 |
| At-fault accident | $322 |
| DUI | $284 |
Nestled in the foothills of Kennesaw Mountain, Marietta is a 23-square-mile city located about 15 miles northwest of the much larger Atlanta. While this quaint but thriving city offers a slower pace than Georgia’s capital, there are still some important things to know about driving in Marietta:
Commuting: The average commute time in Marietta is 27.5 minutes, and a large proportion of Marietta drivers spend more than 30 minutes commuting each morning. This may indicate that many Marietta residents commute to nearby Atlanta, which is approximately 26 minutes away via I-75, assuming no traffic.
Tourism: The city of Marietta encourages tourism, and it’s home to a number of festivals and other events throughout the year. The nearby Six Flags White Water amusement park also draws hundreds of thousands of visitors each summer. The influx of tourists can increase traffic congestion in Marietta.
Uninsured/underinsured motorists: Although not a state requirement, drivers in Marietta may want the peace of mind offered by uninsured/underinsured motorist coverage. In Georgia, 19% of drivers are uninsured. This may be especially important for Marietta residents, given how many tourists from throughout the Peach State visit Marietta.
Interstate 75 runs through Marietta and serves as the most convenient route to Atlanta under normal conditions. But I-75 is regularly plagued by congestion that can slow things to a crawl. This may contribute to the 27.5-minute average commute, even for Marietta residents who don’t travel all the way to Atlanta for work.
The good news is that Marietta drivers can access an interactive map of Georgia traffic to help them avoid major congestion and other issues. This Georgia Department of Transportation tool lets you see traffic speeds, roadway construction, and major incidents, all in real time.
Georgia teens can start the license process at 15 and need to complete courses and driving hours to secure a license.[6] Teen drivers typically pay the highest rates of any age demographic, since they’re inexperienced behind the wheel.
Given that 21.4% of Marietta residents are younger than 18, affordable coverage for teen drivers is likely a significant concern in the city. Auto-Owners offers the lowest car insurance rates to teen drivers in Marietta.
Find the cheapest car insurance for Marietta teen drivers listed in the table below.
Insurance Company | Average Monthly Quote: Liability Only |
|---|---|
| Country Financial | $142 |
| Auto-Owners | $164 |
| State Farm | $166 |
| USAA | $185 |
| Allstate | $186 |
| Mile Auto | $200 |
| Progressive | $221 |
| Mercury | $247 |
| Clearcover | $274 |
| Root | $275 |
| Bristol West | $286 |
| GEICO | $294 |
| GAINSCO | $297 |
| The General | $327 |
| Direct Auto | $331 |
| Trexis One | $346 |
| Mendota | $358 |
| First Acceptance | $373 |
| Trexis | $380 |
| AssuranceAmerica | $382 |
| National General | $384 |
| Safeco | $396 |
| Nationwide | $406 |
| Liberty Mutual | $607 |
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Seniors older than 65 make up 14% of Marietta’s total population. Auto-Owners has the cheapest rates for senior drivers in Marietta.
Senior drivers, usually defined as drivers age 60 or older, often pay the lowest insurance premiums of any age demographic thanks to their many decades of experience on the road. But it’s still helpful to identify the most affordable options for senior drivers.
The table below lists the cheapest car insurance options for senior drivers in Marietta.
Insurance Company | Average Monthly Quote: Liability Only |
|---|---|
| Auto-Owners | $66 |
| State Farm | $70 |
| Country Financial | $73 |
| Allstate | $80 |
| Mile Auto | $80 |
| USAA | $84 |
| Mercury | $112 |
| Progressive | $114 |
| GEICO | $135 |
| Root | $138 |
| Bristol West | $141 |
| Direct Auto | $146 |
| GAINSCO | $148 |
| AssuranceAmerica | $151 |
| Clearcover | $155 |
| National General | $157 |
| The General | $162 |
| Nationwide | $166 |
| Safeco | $177 |
| Trexis One | $179 |
| Mendota | $185 |
| First Acceptance | $193 |
| Trexis | $197 |
| Liberty Mutual | $301 |
If you’re in the market for affordable car insurance in Marietta, Georgia, the answers to the following common questions can help you find the right coverage for your needs.
The average insurance premium in Marietta costs $234 per month. But each driver’s specific insurance quotes may vary depending on the deductible, location, driving history, credit, and other factors.
Auto-Owners has the cheapest auto insurance quote in Marietta, per Insurify data, with liability rates averaging $82 per month.
The average rate across the entire state of Georgia is $209 per month, Insurify data shows.
Tourism, economic development, the risk of tornadoes, commuting patterns, and street improvements may all factor into the cost of car insurance in Marietta.
If you live in Marietta and want to reduce your car insurance premiums, you can compare multiple insurance quotes, consider increasing your deductible, ask your insurance agent or insurance company about bundling and other discounts, and commit to safe driving.
Insurify data scientists analyzed more than 190 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Plutus Award winner
Over 12 years writing about insurance and personal finance
Featured in
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Featured in
Licensed property and casualty insurance agent
10+ years editing experience
NPN: 20461358
Featured in
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