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Cheap Auto Insurance Quotes in Macon, GA (January 2022)

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Last Updated: January 2022
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Car Insurance in Macon, GA

The average cost of Georgia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Macon, GA to find you the cheapest quotes in the area.
$138
$156
$211
$237
$268
ProgressiveTravelersThe GeneralNationwideMercury

Cheapest Car Insurance in Macon, GA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$208
$253
$176
$207
$185
$219
GeorgiaAtlantaColumbusSavannahAugustaMacon
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Macon, GA Driving Facts

georgia

Minimum Car Insurance Requirements in GA

Within the first month that a hands-free driving law was put into effect, car accidents in Georgia dropped by roughly 27%.

Georgia's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Insurify Insights: How Macon Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Macon, GA
suspended licenses
#25
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Macon drivers measure up to their fellow Georgia motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Macon

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Macon drivers rank 107 in the number of car accidents per driver across all cities in Georgia.

  • Rank within state: #107
  • Percent of drivers in Macon with an accident: 9.46%
  • Drivers in Macon, GA with an accident in their driving history paid on average 43.98% more than drivers with a clean record

Speeding in Macon

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Georgia, Macon drivers rank 89 in the number of speeding infractions per driver.

  • Rank within state: #89
  • Percent of drivers in Macon with a speeding ticket: 9.62%
  • Drivers in Macon, GA with a speeding ticket in their driving history paid on average 36.09% more than drivers with a clean record

DUI/DWIs in Macon

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Macon drivers rank 44 in the number of DUI’s per driver across all cities in Georgia.

  • Rank within state: #44
  • Percent of drivers in Macon with a DUI: 1.49%
  • Drivers in Macon, GA with a DUI in their driving history paid on average 41.35% more than drivers with a clean record

Most Popular Vehicle in Macon

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Macon is the Honda Accord.

Rude Drivers in Macon

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Georgia, Macon drivers rank 77 in rude driving infractions.

  • Rank within state: #77
  • Percent of drivers in Macon with a reckless driving violation: 1.78%
  • Drivers in Macon, GA with a reckless driving violation in their driving history paid on average 47.37% more than drivers with a clean record.

Safest Drivers in Macon

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Macon drivers rank 5 in clean driving records across all cities in Georgia.

  • Rank within state: #5
  • Percent of drivers in Macon with clean record: 81.79%

Failure to Yield the Right of Way in Macon

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Macon drivers rank 72 in failure to yield violations per driver across all cities in Georgia.

  • Rank within state: #72
  • Percent of drivers in Macon with a failure to yield violation: 0.39%
  • Drivers in Macon, GA with a failure to yield violation in their driving history paid on average 900% more than drivers with a clean record

Reckless Drivers in Macon

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Georgia, Macon drivers rank 58 in the number of reckless driving offenses per driver.

  • Rank within state: #58
  • Percent of drivers in Macon with a reckless driving offense: 0.06%

Hybrid/Electric Vehicle Ownership in Macon

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Macon drivers rank 90 in hybrid and electric vehicle ownership across all cities in Georgia.

  • Rank within state: #90
  • Percent of drivers in Macon with a hybrid/electric vehicle: 0.42%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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