"The Cornhuskers State" is known for it's long stretches of highway surrounded by, you guessed it, corn. Besides corn, Nebraska is also home of the Reuben sandwich and chili-cinnamon roll combo. A great snack while you watch the Huskers football game.
Requirement : Yes
Car insurance is required in Nebraska . Drivers must have a minimum of liability coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability insurance policy is required:
Other Car Insurance Coverage Options:
Liability coverage is the only requirements for Nebraska motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include:
Proof of Insurance: Yes
You must carry proof of insurance and registration with your vehicle at all times. The insurance company (provider) will give you an insurance card as proof of insurance.
The card will include:
Violations, Fines & Penalties:
Credit Scores & Determining Your Insurance Premium :
All Nebraska drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. Drivers unable to get private coverage can purchase insurance through the Western Association of Automobile Insurance Plans (WAIP).
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Nebraska:
Drivers under the age of 18 with a learner’s permit, or intermediate license are prohibited from using cell phones while driving. All drivers are prohibited from texting while driving. Cell phone and texting violations are considered secondary offenses. Violators are subject to a $200 first offense fine, $300 second offense fine, $500 plus 3 points against driver’s license for all subsequent offenses.