About Melanie's expertise
Melanie Lockert is the founder of the blog and author of the book, "Dear Debt." Through her blog, she chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Allure, Business Insider, Credit Karma, Fortune, and more. She is also the co-founder of the Lola Retreat and host of the Mental Health and Wealth show podcast. She lives in Los Angeles and enjoys jazz music, traveling, coffee, and spending time with her two cats and partner.
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
Melanie's latest posts
![Cheapest Auto Insurance in Utah (2024)](https://a.storyblok.com/f/162273/1600x1200/ffe084c019/utah-pattern-orange.jpg/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in Utah (2024)
![Best Car Insurance for 17-Year-Old-Drivers](https://a.storyblok.com/f/162273/1856x1392/7a4bea43ad/teen-boy-driving-emerald.png/m/400x300/smart/filters:quality(90))
Best Car Insurance for 17-Year-Old-Drivers
![Pay-Per-Mile Car Insurance Guide (2024)](https://a.storyblok.com/f/162273/800x600/4c898e6d0a/thumbs-up-car-orange.png/m/400x300/smart/filters:quality(90))
Pay-Per-Mile Car Insurance Guide (2024)
![Gap Insurance: How It Works and When It’s Worth It](https://a.storyblok.com/f/162273/1600x1200/bbd068bc11/young-couple-driving-car-man-boy-convertible-car-pattern-orange.png/m/400x300/smart/filters:quality(90))
Gap Insurance: How It Works and When It’s Worth It
![Best Utah Homeowners Insurance Quotes (2024)](https://a.storyblok.com/f/162273/1600x1200/ffe084c019/utah-pattern-orange.jpg/m/400x300/smart/filters:quality(90))
Best Utah Homeowners Insurance Quotes (2024)
![Cheapest Auto Insurance in Grand Island, Nebraska (2024)](https://a.storyblok.com/f/162273/1856x1392/9e3f5285cb/car-chevrolet-silverado-emerald.png/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in Grand Island, Nebraska (2024)
![Best Medicare Advantage Plans (2024)](https://a.storyblok.com/f/162273/1856x1392/f423ddb62a/female-doctor-with-patient-emerald.png/m/400x300/smart/filters:quality(90))
Best Medicare Advantage Plans (2024)
![Cheapest Auto Insurance in Lancaster, South Carolina (2024)](https://a.storyblok.com/f/162273/1856x1392/21081c8cc3/red-car-aquamarine.png/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in Lancaster, South Carolina (2024)
![Noblr Auto Insurance: User Reviews and Quotes (2024)](https://a.storyblok.com/f/162273/1600x1200/4b40345048/noblr.png/m/400x300/smart/filters:quality(90))
Noblr Auto Insurance: User Reviews and Quotes (2024)
![When Does Medicare Coverage Start?](https://a.storyblok.com/f/162273/1600x1200/229d145709/healthcare-worker-talking-about-medical-reports-with-mature-woman-during-visit-pattern-yellow.png/m/400x300/smart/filters:quality(90))
When Does Medicare Coverage Start?
![Liberty Mutual vs. The Hartford: Which Is the Best? (2024)](https://a.storyblok.com/f/162273/1600x1200/ed24f65978/liberty-mutual-vs-the-hartford.png/m/400x300/smart/filters:quality(90))
Liberty Mutual vs. The Hartford: Which Is the Best? (2024)
![Cheapest Auto Insurance in the Bronx, New York (2024)](https://a.storyblok.com/f/162273/1856x1392/0ed3236d32/jeep-orange.png/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in the Bronx, New York (2024)
![Cheapest Auto Insurance in San Marcos, Texas (2024)](https://a.storyblok.com/f/162273/1856x1392/c12d4930ca/car-honda-cr-v-orange.png/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in San Marcos, Texas (2024)
![Cheapest Auto Insurance in Midvale, Utah (2024)](https://a.storyblok.com/f/162273/1856x1392/80531813e0/car-toyota-tacoma-orange.png/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in Midvale, Utah (2024)
![Cheapest Auto Insurance in Savannah, Georgia (2024)](https://a.storyblok.com/f/162273/1856x1392/5e8f072952/teen-girl.png/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in Savannah, Georgia (2024)
![Cheapest Auto Insurance in Wyoming (2024)](https://a.storyblok.com/f/162273/1600x1200/3e246639b9/wyoming-pattern-orange.jpg/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in Wyoming (2024)
![Cheapest Auto Insurance in Dalton, Georgia (2024)](https://a.storyblok.com/f/162273/1856x1392/228952ee78/red-car-orange.png/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in Dalton, Georgia (2024)
![Cheapest Auto Insurance in Iowa (2024)](https://a.storyblok.com/f/162273/1600x1200/02238b1f27/iowa-pattern-orange.jpg/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in Iowa (2024)
![Cheapest Auto Insurance in Waterbury, Connecticut (2024)](https://a.storyblok.com/f/162273/1856x1392/23d99e3717/mazda-orange.png/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in Waterbury, Connecticut (2024)
![How the State Farm Drive Safe & Save Telematics Program Works (2024)](https://a.storyblok.com/f/162273/1856x1392/fa374efc6f/driveshare-woman-gold.png/m/400x300/smart/filters:quality(90))
How the State Farm Drive Safe & Save Telematics Program Works (2024)
![Cheapest Auto Insurance in Portsmouth, Virginia (2024)](https://a.storyblok.com/f/162273/1856x1392/e90b5e62e9/car-ford-explorer-orange.png/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in Portsmouth, Virginia (2024)
![10 Largest Dog Breeds by Height, Weight, and Personality](https://a.storyblok.com/f/162273/1856x1392/5023da8401/pet_wellbeing-aquamarine.png/m/400x300/smart/filters:quality(90))
10 Largest Dog Breeds by Height, Weight, and Personality
![Car Insurance Requirements in Oklahoma (2024)](https://a.storyblok.com/f/162273/1856x1392/7e2eaba138/toyota-rav4-emerald.png/m/400x300/smart/filters:quality(90))
Car Insurance Requirements in Oklahoma (2024)
![AssuranceAmerica Auto Insurance Review: Ratings and Quotes (2024)](https://a.storyblok.com/f/162273/1600x1200/2a675c9e93/assurance-america.png/m/400x300/smart/filters:quality(90))
AssuranceAmerica Auto Insurance Review: Ratings and Quotes (2024)
![Car Insurance Requirements in Nevada (2024)](https://a.storyblok.com/f/162273/800x600/da57816cdb/thumbs-up-car-yellow.png/m/400x300/smart/filters:quality(90))
Car Insurance Requirements in Nevada (2024)
![Car Insurance Requirements in Wisconsin (2024)](https://a.storyblok.com/f/162273/1856x1392/f07e1ddc56/black-car-orange.png/m/400x300/smart/filters:quality(90))
Car Insurance Requirements in Wisconsin (2024)
![MAPFRE Auto Insurance Review: Ratings and Quotes (2024)](https://a.storyblok.com/f/162273/1600x1200/c68f5229d7/mapfre.png/m/400x300/smart/filters:quality(90))
MAPFRE Auto Insurance Review: Ratings and Quotes (2024)
![Allstate Car Insurance Review: Ratings and Quotes (2024)](https://a.storyblok.com/f/162273/1600x1200/3d006df88b/allstate.png/m/400x300/smart/filters:quality(90))
Allstate Car Insurance Review: Ratings and Quotes (2024)
![Cheapest Auto Insurance in Colorado (2024)](https://a.storyblok.com/f/162273/1600x1200/d827b56656/colorado-pattern-orange.jpg/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in Colorado (2024)
![Average Car Insurance Cost in Florida July, 2024](https://a.storyblok.com/f/162273/1856x1392/0454d02d1d/florida-sapphire.png/m/400x300/smart/filters:quality(90))
Average Car Insurance Cost in Florida July, 2024
![Cheapest Auto Insurance in Tacoma, Washington (2024)](https://a.storyblok.com/f/162273/800x600/4d53d5058c/man-in-front-of-car-yellow.png/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in Tacoma, Washington (2024)
![Cheapest Auto Insurance in Independence, Missouri (2024)](https://a.storyblok.com/f/162273/1856x1392/222e55d4a6/car-ford-explorer-aquamarine.png/m/400x300/smart/filters:quality(90))
Cheapest Auto Insurance in Independence, Missouri (2024)
![Gap Insurance in Michigan (2024)](https://a.storyblok.com/f/162273/1856x1392/7cde6f320c/young-couple-car-saphire.png/m/400x300/smart/filters:quality(90))
Gap Insurance in Michigan (2024)
![Rideshare Insurance in New York (2024)](https://a.storyblok.com/f/162273/1856x1392/c131adeb0e/driveshare-man-phone-car-amethyst.png/m/400x300/smart/filters:quality(90))
Rideshare Insurance in New York (2024)
![Cheap SR-22 Insurance in Washington, D.C. (2024)](https://a.storyblok.com/f/162273/1856x1392/c24f2e1e33/red-car-gold.png/m/400x300/smart/filters:quality(90))
Cheap SR-22 Insurance in Washington, D.C. (2024)
![Cheap SR-22 Insurance in Illinois (2024)](https://a.storyblok.com/f/162273/1856x1392/579f05c5ea/chicago-saphire.png/m/400x300/smart/filters:quality(90))