Best Medicare Advantage plans in 2024
Many private insurance companies offer Medicare Advantage plans. But eligibility varies by state. Some companies work in one state or service area, while others have a broader reach. Here, you’ll find five of the best Medicare Advantage plans for 2024, including the insurer’s stars, the number of patients enrolled, and the number of states in which it offers coverage.
Company | CMS Rating | Patients Enrolled (2023) | Number of States Covered |
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Humana Medical Plan | 5 stars | 602,593 | 50 |
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Select Health | 5 stars | 47,705 | 4 (Colorado, Idaho, Nevada, Utah) |
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Essence Healthcare | 5 stars | 55,027 | 6 (Arkansas, Illinois, Indiana, Kentucky, Missouri, Ohio) |
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Highmark Choice Company | 5 stars | 58,410 | 4 (Delaware, New York, Pennsylvania, West Virginia) |
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Peoples Health | 5 stars | 97,472 | 1 (Louisiana) |
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Best overall: Humana
Humana is the best Medicare Advantage plan overall, with availability in all 50 states, serving more than 600,000 people.[2] Humana also ranks highly in several states on J.D. Power’s 2023 U.S. Medicare Advantage Study.[3] Humana Medicare Advantage plans include an HMO, PPO, and even special needs plans (SNPs) or private fee-for-service (PFFS) plans.
Best for residents in Rocky Mountain states: Select Health
Select Health has the best Medicare Advantage plan for consumers in the Rocky Mountain states. The company offers its policies in Colorado, Idaho, Nevada, and Utah, serving 47,705 Medicare beneficiaries in 2023.
The company has received a five-star rating from the CMS three years in a row. Select Health is a nonprofit health insurance company that started more than 40 years ago. The company offers HMO plans, PPO plans, and SNP plans.
Best for residents in the Midwest/South: Essence Healthcare
Essence Healthcare is another insurance company offering Medicare Advantage plans, with a five-star rating three years in a row. The company is best suited for residents in the Midwest and select states in the South, with HMO and PPO plans offered in Arkansas, Illinois, Indiana, Kentucky, Missouri, and Ohio.
If you need to reach out to customer service, you can contact the company seven days a week from 8 a.m.–8 p.m.
Best for residents in the Northeast: Highmark
Highmark is a highly rated Medicare Advantage plan provider, receiving five stars in 2023 and 2022. For residents in the Northeast, Highmark is one of the best Medicare Advantage plans, with availability in Delaware, New York, Pennsylvania, and West Virginia.
The company offers Highmark Blue Cross Blue Shield or Highmark Blue Shield HMO, PPO, and Part D plans. Highmark received the second spot in overall satisfaction for Medicare Advantage plans in Pennsylvania based on J.D. Power’s 2023 U.S. Medicare Advantage Study.
Best for residents in Louisiana: Peoples Health
The best Medicare Advantage plans for Louisiana residents come from Peoples Health, which has received five stars the past three years. Additionally, the company has been the highest-rated Medicare Advantage plan in the state of Louisiana for the past seven years.
While the company’s plans are exclusively available in the Pelican State, it’s a great option for the 17% of Louisiana residents who are age 65 or older.
Peoples Health offers HMO-POS, PPO, D-SNPs, and employer and retiree group Medicare Advantage plans. Under the PPO plan, you can see a primary care physician for $0, have $0 tier 1 and 2 drug coverage, $0 for dental care and exams, $0 for hearing exams, $0 for glasses, and more.