Jess Ullrich

Jess Ullrich

Freelance Insurance Writer

Experience

  • Homeowners insurance
  • Pet insurance
  • Home warranty
  • Debt
  • Lending
  • Credit
  • Personal finance

About Jess's expertise

Jess is a personal finance writer who's been creating financial and business content for over a decade. Her work is published on Investopedia, MoneyWise, NextAdvisor, The HuffPost, and more. Prior to freelancing full-time, Jess was an editor at Investopedia, The Balance, and FinanceBuzz. Connect with her on LinkedIn.

Jess has been a contributor at Insurify since September 2022, and has written hundreds of empowering, informative articles on insurance topics.

Featured Work

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Jess's latest posts

Best Car Insurance Rates and Discounts for Teachers (2026)

Best Car Insurance Rates and Discounts for Teachers

If you’re a teacher, you might qualify for exclusive discounts on your car insurance coverage.
Best Car Insurance in Ohio (2026)

Best Car Insurance in Ohio

State Farm, Erie, and USAA are among the top car insurance companies in Ohio.
Best Cheap Auto Insurance in Toledo, Ohio (2026)

Best Cheap Auto Insurance in Toledo, Ohio

State Farm, Mile Auto, and Progressive are the cheapest insurance companies in Toledo.
What Is a Clean Driving Record?

What Is a Clean Driving Record?

A clean driving record means you have no recent moving violations or incidents on the road.
Mercury Auto Insurance: User Reviews and Quotes (2026)

Mercury Auto Insurance: User Reviews and Quotes

Mercury’s affordable car insurance makes it an attractive car insurance option, but it doesn’t sell policies in many U.S. states.
Best Car Insurance in Iowa (2026)

Best Car Insurance in Iowa

GEICO, Allstate, and American Family are among the top insurers for Iowa drivers.
Cheapest Auto Insurance in Bartlesville, Oklahoma (2026)

Cheapest Auto Insurance in Bartlesville, Oklahoma

State Farm is the cheapest car insurance company in Bartlesville, with monthly liability rates as low as $33.
Cheapest Car Insurance for Low-Income Drivers in Texas (2026)

Cheapest Car Insurance for Low-Income Drivers in Texas

State Farm has the cheapest liability car insurance in Texas, with average rates of $44 per month.
Cheap Auto Insurance in Enterprise, Alabama (2026)

Cheap Auto Insurance in Enterprise, Alabama

National General offers the cheapest car insurance in Enterprise, with minimum-coverage policies as low as $37 per month.
Best Car Insurance in Colorado (2026)

Best Car Insurance in Colorado

American Family, USAA, and State Farm are three of the best car insurance companies in Colorado.
Car Insurance for High-Risk Drivers in New York (2026)

Car Insurance for High-Risk Drivers in New York

Car insurance for high-risk drivers in New York state is generally more expensive, but it’s still possible to find an affordable policy.
Cheapest Auto Insurance in Spring Hill, Florida (2026)

Cheapest Auto Insurance in Spring Hill, Florida

Progressive has the cheapest liability rates in Spring Hill, starting at $78 per month.
Best Car Insurance in Georgia (2026)

Best Car Insurance in Georgia

State Farm, USAA, and Auto-Owners are some of the best car insurance companies for Georgia drivers.
Cheapest Auto Insurance in Duluth, Minnesota (2026)

Cheapest Auto Insurance in Duluth, Minnesota

State Farm offers the cheapest car insurance in Duluth, with minimum-coverage policies as low as $43 per month.
Cheapest Auto Insurance in Newark, Delaware (2026)

Cheapest Auto Insurance in Newark, Delaware

USAA offers the cheapest car insurance in Newark, with liability rates starting at $74 per month.
The Best Home and Car Insurance Bundles for Seniors (2026)

The Best Home and Car Insurance Bundles for Seniors

Erie and State Farm are our top two picks for seniors interested in bundling home and auto insurance coverages.
Best Car Insurance for 20-Year-Old Drivers (May 2026)

Best Car Insurance for 20-Year-Old Drivers (May 2026)

USAA, State Farm, and Auto-Owners are some of the best insurance companies for young adult drivers.
DUI Car Insurance in California (2026)

DUI Car Insurance in California

Drivers in California with a DUI pay an average of $193 per month for car insurance.
How to Get Car Insurance With a Suspended License

How to Get Car Insurance With a Suspended License

You’ll likely need car insurance even if your license is suspended to avoid coverage gaps and to get your license reinstated.
Car Insurance Requirements in Alabama (2026)

Car Insurance Requirements in Alabama

Alabama requires all drivers to carry a minimum amount of bodily injury and property damage liability insurance.
OTTO Insurance Review: Legit or Just a Lead Generator? (2026)

OTTO Insurance Review: Legit or Just a Lead Generator?

Otto is a lead generator that links users to third-party insurers it partners with.
Cheap Car Insurance Quotes in Myrtle Beach, South Carolina (May 2026)

Cheap Car Insurance Quotes in Myrtle Beach, South Carolina (May 2026)

USAA is the cheapest car insurer in Myrtle Beach, with an average rate of $71 per month for liability-only insurance. The area’s high tourism levels and hurricane risk may play a role in car insurance rates for local drivers.
Car Insurance Requirements in Arizona (2026)

Car Insurance Requirements in Arizona

Arizona drivers need a minimum of $25,000 per person and $50,000 per accident in bodily injury liability and $15,000 in property damage liability.
What You Need to Know About $1,000 Car Insurance Deductibles

What You Need to Know About $1,000 Car Insurance Deductibles

Choosing a higher car insurance deductible can reduce your premiums, but you’ll pay more out of pocket if you need to submit a claim.
Cheap Car Insurance Quotes in Abilene, Texas (May 2026)

Cheap Car Insurance Quotes in Abilene, Texas (May 2026)

State Farm is the cheapest car insurance company for Abilene drivers, with rates at $35 per month. Local West Texas factors like severe thunderstorms and hail can increase your insurance rates.
States With No-Fault Insurance Laws

States With No-Fault Insurance Laws

In 12 states, drivers file accident claims for their injuries with their own insurers — regardless of who caused an accident.
Cheap Car Insurance Quotes in Pensacola, Florida (May 2026)

Cheap Car Insurance Quotes in Pensacola, Florida (May 2026)

Progressive is the cheapest insurer in Pensacola, with liability rates averaging $65 per month. Pensacola’s Gulf Coast location increases the risk of hurricanes and flooding, which can raise insurance premiums.
Hurricane Insurance: A Complete Guide for Homeowners

Hurricane Insurance: A Complete Guide for Homeowners

Hurricane insurance isn’t a stand-alone policy but multiple coverage types designed to protect your home from wind and water damage.
Why Is Car Insurance So Expensive in California? (2026)

Why Is Car Insurance So Expensive in California?

The average annual cost of car insurance in California is $1,752, higher than the national average of $1,707 annually.
5 Best Las Vegas Homeowners Insurance Companies (2026)

5 Best Las Vegas Homeowners Insurance Companies

Travelers, American Family, and Foremost offer some of the best homeowners insurance policies in Las Vegas.
5 Best San Francisco Homeowners Insurance Companies (2026)

5 Best San Francisco Homeowners Insurance Companies

Farmers, USAA, and Amica are some of the best home insurance companies in San Francisco.
Best Pet Insurance in Pennsylvania (2026)

Best Pet Insurance in Pennsylvania

Pets Best, Healthy Paws, and AKC are some of the best options for pet insurance coverage in Pennsylvania.
Best Homeowners Insurance Companies in Pennsylvania (2026)

Best Homeowners Insurance Companies in Pennsylvania

Chubb, Amica, and Allstate are some of the top home insurers in Pennsylvania.
Best Wyoming Homeowners Insurance Quotes (2026)

Best Wyoming Homeowners Insurance Quotes

USAA offers some of the cheapest homeowners insurance policies in Wyoming, with average monthly premiums of $102.
Tiny House Insurance: How to Insure a Small or Mobile Home

Tiny House Insurance: How to Insure a Small or Mobile Home

Find out what kind of insurance you need for your tiny home — whether it’s on wheels, off the grid, or built on a permanent foundation.
Does Renters Insurance Cover a Stolen Bike?

Does Renters Insurance Cover a Stolen Bike?

Renters insurance may cover a stolen bike, but it depends on your policy and the value of your bike.
Best Renters Insurance in San Francisco (2026)

Best Renters Insurance in San Francisco

San Francisco residents pay a monthly average of $23 for renters insurance.
Guide to Cell Phone Insurance (2026)

Guide to Cell Phone Insurance

The best cell phone insurance offers comprehensive protection at an affordable cost.
Roost Renters Insurance Review: Cost, Coverage, and More (2026)

Roost Renters Insurance Review: Cost, Coverage, and More

Roost is primarily a security deposit platform for property managers. Tenants at partner properties can access renters insurance and pay a subscription cost for several benefits.
Drone Insurance: Cost, Coverages, and Whether You Need It

Drone Insurance: Cost, Coverages, and Whether You Need It

While there’s no law requiring you to buy drone insurance, it offers valuable protection for professionals and hobbyists.
What to Do After an Accident With an Uninsured Driver in Florida

What to Do After an Accident With an Uninsured Driver in Florida

If the person at fault in an accident has no insurance in Florida, some options include filing a personal injury lawsuit or a property damage claim.
Is It Safe for Cats to Eat Carrots?

Is It Safe for Cats to Eat Carrots?

Cats can eat carrots, but you need to prepare them properly and be aware of possible allergies.
Cheapest Homeowners Insurance for Seniors (2026)

Cheapest Homeowners Insurance for Seniors

Your age won’t affect your home insurance rate, but several other factors will.
Cheap Motorcycle Insurance Quotes (2026)

Cheap Motorcycle Insurance Quotes

State Farm, USAA, and Auto-Owners are among the cheapest companies for motorcycle insurance.
Is It Safe for Dogs to Eat Beets?

Is It Safe for Dogs to Eat Beets?

It’s typically safe for dogs to eat beets in moderation.
Is It Safe for Dogs to Eat Radishes?

Is It Safe for Dogs to Eat Radishes?

It’s safe for dogs to eat radishes in moderation, although the peppery taste may not appeal to them.
Is It Safe for Dogs to Eat Chocolate?

Is It Safe for Dogs to Eat Chocolate?

Chocolate isn’t safe for dogs to eat, and certain types are more toxic than others.
Mazda 3 Car Insurance Quotes (2026)

Mazda 3 Car Insurance Quotes

The overall average cost of car insurance for a Mazda 3 is $142 per month.
Best Huntsville Homeowners Insurance Quotes (2026)

Best Huntsville Homeowners Insurance Quotes

Allstate, USAA, and State Farm offer the best homeowners insurance policies in Huntsville, Alabama.
Matic Home Insurance Review: Consumer Reviews, Quotes (2026)

Matic Home Insurance Review: Consumer Reviews, Quotes

Matic makes it simple to compare homeowners insurance quotes, but the number of quotes it returns is limited.
GEICO Home Insurance Review: Ratings and Quotes (2026)

GEICO Home Insurance Review: Ratings and Quotes

GEICO has standard coverage and discount offerings, but customers have mixed opinions on its homeowners insurance coverage.
Can You Drive in California With a Foreign License?

Can You Drive in California With a Foreign License?

You can drive in California with a foreign license, but the rules differ depending on whether you’re visiting or moving there.
What Is a Home Insurance Binder?

What Is a Home Insurance Binder?

Home insurance binders are temporary contracts that prove you’ve purchased home insurance.
What Are Flood Insurance Requirements for Homeowners?

What Are Flood Insurance Requirements for Homeowners?

Flood insurance requirements for homeowners vary depending on where you live and your lender’s requirements.
AmigoMex Auto Insurance: User Reviews and Quotes (2026)

AmigoMex Auto Insurance: User Reviews and Quotes

AmigoMex can help you get the auto insurance coverage you need to meet minimum requirements in Mexico.
Best Raleigh Homeowners Insurance Quotes (2026)

Best Raleigh Homeowners Insurance Quotes

State Farm offers some of the cheapest homeowners insurance policies in Raleigh, with average annual premiums of $764.