Cheap Auto Insurance Quotes in Lawton, OK (2021)

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Car Insurance in Lawton, OK

The average cost of Oklahoma car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Lawton, OK to find you the cheapest quotes in the area.

$65
$137
$138
$176
$228
State FarmProgressiveTravelersThe GeneralLiberty Mutual

Cheapest Car Insurance in Lawton

Here are the cheapest carriers in Lawton for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

$169
$185
$168
$180
$164
$149
OklahomaOklahoma CityTulsaNormanBroken ArrowLawton

Click here to learn about car insurance quotes and save on your current policy.

Lawton, OK Driving Facts

oklahoma

Minimum Car Insurance Requirements in OK

All motor vehicles operated or parked on Oklahoma roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in Oklahoma are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Oklahoma state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Oklahoma law.

  • $25,000/accident for Property Damage (PD)

The state minimum amount of property damage liability coverage property damage liability property damage liability coverage required in the state of Oklahoma is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Lawton agents

Carstensen Insurance 
1901 W Gore Blvd Ste A, Lawton, OK 73501-3630
McBride Insurance Agency Inc 
1416 NW 52nd St, Lawton, OK 73505-3417
'Floyd''s Insurance Agency LLC '
1306 NW 53rd St, Lawton, OK 73505-4648
Insurica of Lawton 
10 SW 2nd, Lawton, OK 73501-4027
Smith & Sons Ins Agency Inc 
716 W Gore, Lawton, OK 73501-3717
Dismuke Ins and Investments Inc 
507 N Sheridan Rd, Lawton, OK 73505-6507
All About Auto Insurance
1304 SW Lee Blvd, Lawton, OK 73501
Farm Bureau Insurance
502 SW 11th St, Lawton, OK 73501
Humble Insurance Agency
1103 NW 67th St, Lawton, OK 73505
Chris Middick - State Farm Insurance Agent
6211 W Gore Blvd, Lawton, OK 73505

Insurify Insights: How Lawton Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Lawton, OK
suspended licenses
#19
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Lawton drivers measure up to their fellow Oklahoma motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Lawton

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Lawton drivers rank 23 in the number of car accidents per driver across all cities in Oklahoma.

  • Rank within state: #23
  • Percent of drivers in Lawton with an accident: 5.86%
  • Drivers in Lawton, OK with an accident in their driving history paid on average 55.48% more than drivers with a clean record

Speeding Lawton

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Oklahoma, Lawton drivers rank 8 in the number of speeding infractions per driver.

  • Rank within state: #8
  • Percent of drivers in Lawton with a speeding ticket: 9.96%
  • Drivers in Lawton, OK with a speeding ticket in their driving history paid on average 40.41% more than drivers with a clean record

DUI/DWIs Lawton

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Lawton drivers rank 8 in the number of DUI’s per driver across all cities in Oklahoma.

  • Rank within state: #8
  • Percent of drivers in Lawton with a DUI: 1.56%
  • Drivers in Lawton, OK with a DUI in their driving history paid on average 6.16% more than drivers with a clean record

Most Popular Vehicle Lawton

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Lawton is the Ford F-Series Pickup.

Rude Lawton

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Oklahoma, Lawton drivers rank 6 in rude driving infractions.

  • Rank within state: #6
  • Percent of drivers in Lawton with a reckless driving violation: 1.76%
  • Drivers in Lawton, OK with a reckless driving violation in their driving history paid on average 22.6% more than drivers with a clean record.

Safest Drivers Lawton

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Lawton drivers rank 2 in clean driving records across all cities in Oklahoma.

  • Rank within state: #2
  • Percent of drivers in Lawton with clean record: 84.28%

Failure to Yield the Right of Way Lawton

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Lawton drivers rank 8 in failure to yield violations per driver across all cities in Oklahoma.

  • Rank within state: #8
  • Percent of drivers in Lawton with a failure to yield violation: 0.29%
  • Drivers in Lawton, OK with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Lawton

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Oklahoma, Lawton drivers rank 6 in the number of reckless driving offenses per driver.

  • Rank within state: #6
  • Percent of drivers in Lawton with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Lawton

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Lawton drivers rank 13 in hybrid and electric vehicle ownership across all cities in Oklahoma.

  • Rank within state: #13
  • Percent of drivers in Lawton with a hybrid/electric vehicle: 0.56%
Most Patriotic City

Most Patriotic City

Lawton

Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

Lawton won Insurify's Most Patriotic Cities Award for the state of Oklahoma. Lawton is located just south of the famed Fort Sill, which is itself a National Historic Landmark.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.