Cheap Auto Insurance Quotes in Lawton, OK (2021)

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Car Insurance in Lawton, OK

The average cost of Oklahoma car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Lawton, OK to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Lawton, OK

Here are the cheapest carriers in Lawton for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

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Lawton, OK Driving Facts

Minimum Car Insurance Requirements in OK

All motor vehicles operated or parked on Oklahoma roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability car insurance requirements for private passenger vehicles in Oklahoma are as follows:

  • $25,000 per person/$50,000 per accident for Bodily Injury (BI)

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Oklahoma state law are $25,000 for the death or injury of a single victim as a result of a car accident and $50,000 for the deaths or injuries of multiple victims. Insurance companies list this type of coverage as 25/50, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Oklahoma law.

  • $25,000/accident for Property Damage (PD)

The state minimum amount of property damage liability coverage property damage liability property damage liability coverage required in the state of Oklahoma is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.


Find local Lawton agents

Carstensen Insurance 
1901 W Gore Blvd Ste A, Lawton, OK 73501-3630
McBride Insurance Agency Inc 
1416 NW 52nd St, Lawton, OK 73505-3417
'Floyd''s Insurance Agency LLC '
1306 NW 53rd St, Lawton, OK 73505-4648
Insurica of Lawton 
10 SW 2nd, Lawton, OK 73501-4027
Smith & Sons Ins Agency Inc 
716 W Gore, Lawton, OK 73501-3717
Dismuke Ins and Investments Inc 
507 N Sheridan Rd, Lawton, OK 73505-6507
All About Auto Insurance
1304 SW Lee Blvd, Lawton, OK 73501
Farm Bureau Insurance
502 SW 11th St, Lawton, OK 73501
Humble Insurance Agency
1103 NW 67th St, Lawton, OK 73505
Chris Middick - State Farm Insurance Agent
6211 W Gore Blvd, Lawton, OK 73505

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Lawton stacks up for the state of Oklahoma:

Ford F-Series Pickup
Most Popular Car in
Lawton, OK
suspended licenses
Cities with Most
Suspended Licenses Rank
Most Patriotic City

Most Patriotic City


Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

Lawton won Insurify's Most Patriotic Cities Award for the state of Oklahoma. Lawton is located just south of the famed Fort Sill, which is itself a National Historic Landmark.