Cheap Auto Insurance Quotes in Enid, OK (2023)

Flat land and few roads make Enid an easy place to navigate, even for younger or less experienced drivers. With a population of roughly 50,000 people, Enid offers driving that is often quite laid-back. The city only boasts two main highways, with the rest of the area organized in a grid. Traffic here is rare; however, drivers should be careful of cyclists on many of the roads. Driving in Enid may be easy, but it’s always smart to enroll in robust auto insurance anyway.

Car Insurance in Enid, OK

The average cost of Oklahoma car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Enid, OK to find you the cheapest quotes in the area.

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• Cheap Car Insurance Oklahoma

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Cheapest Car Insurance in Enid, OK

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Best Car Insurance in Enid, OK

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated company reviews. The following are the top rated companies that offer car insurance in Enid. For the complete list, see Insurify's best car insurance companies .

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Average Car Insurance Cost

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Minimum Car Insurance Requirements in Oklahoma

Enid Car Insurance Rates by Driver Age

Hardworking teens should be able to pay $352 per month and still have a bit of spending money left over. In Enid, car insurance prices go down as the number of years behind the wheel increases. That’s why young adults in their 20s see a $150 price drop over the teenagers’ premium. From that point, everyone spends less than the state average of $203 per month. People in their 60s get the best deal, with a price that’s more than $225 cheaper than what the youngest drivers shell out.

Enid Car Insurance Rates by Driving and Accident History

Oklahomans know that safe driving is smart driving. They’re wise enough to get peace of mind on the road, and insurance companies reward the safest folks with “good driver” and “accident-free” discounts. But all those savings could go out the window after a quick text message or other distraction that causes a fender bender. Even worse, an at-fault accident pushes the rate up $200 per month, or $2,400 per year. The good news is three years of careful driving, and accidents and violations stop affecting insurance costs.

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• High-risk Car Insurance Oklahoma

• DUI Car Insurance Oklahoma

Enid Car Insurance Rates by Credit Tier

Some residents of the Sooner State are trying to figure out what MasterCard has to do with mastering the road? In Oklahoma, like most states, insurance companies assess credit when deciding the rates. Usually, people with the best credit pay the least. So why do those with poor and average credit pay so little in Enid? Drivers with better credit can finance costlier cars and get more coverage to protect their assets. Either way, moving from good to excellent credit will save over $125 per month, or $1,500 per year.

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Find local Enid agents

Enid, OK DMV Information

Two different Tag Agencies are located in Enid, offering a range of driving services to residents of the area. One office operates Monday through Friday from 8:30 a.m. to 5 p.m., with availability from 9 a.m. to noon on Saturdays. The TAG Agency of Enid is open from 8:30 a.m. to 5:30 p.m. on weekdays. Drivers in Enid are often able to complete their DMV tasks with minimal wait times thanks to the option of two locations.

Public Transportation in Enid, OK

Given the small size of Enid, the city doesn’t offer a traditional public bus system. Instead, Enid Transit is available on an on-call basis and provides round-trip service. Operating hours of Enid Transit are from 6 a.m. to 10 p.m. Monday through Saturday. Biking around the area is also a popular option, and Uber or Lyft can be utilized outside of Enid Transit’s regular schedule.

For more detailed Oklahoma city level guides, check out these below.

• Average Cost of Car Insurance Rates in Oklahoma

• DUI Car Insurance Rates in Oklahoma

• High-Risk Driver Car Insurance Rates in Oklahoma

• Oklahoma Car Insurance with Bad Credit Rates

• Short-Term Car Insurance in Oklahoma

How to get the best and cheapest car insurance in Enid, OK

In most cases, driving around Enid is uneventful; the city is small and doesn’t have many streets to begin with. However, with such a high rate of uninsured drivers in the area, it’s wise to enroll in adequate car insurance. Should you become involved in an accident, you’ll want to protect yourself from having to pay out of pocket for damages.

Even though car insurance in Oklahoma can be expensive, you don’t have to pay a ton for your policy. By visiting Insurify, drivers can find the most cost-effective policy that meets both their budget and their specific driving needs. Head over to Insurify today, and see how your policy compares.