Best Cheap Auto Insurance in Stillwater, Oklahoma (2024)

State Farm offers the cheapest rates in Stillwater for $32 per month.

Jacqueline DeMarco
Jacqueline DeMarco
  • 13+ years writing insurance and personal finance content

  • Insurance, lending, and retirement expert

Jacqueline has contributed content, and her personal finance passion, to dozens of noteworthy financial brands, including Credit Karma, Bankrate, and MagnifyMoney.

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Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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Updated April 17, 2024

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Home to Oklahoma State University, Stillwater has a permanent resident population of 49,000 and is the 10th-largest city in the state.[1] However, the university’s undergraduate population is 24,000 students, 26% of which come from out of state.[2] This influx of young drivers from across the state and country may contribute to Stillwater’s higher-than-expected average car insurance rates of $147 per month.

Here’s what you need to know about finding the cheapest and best car insurance companies for your situation in Stillwater, Oklahoma.

Quick Facts
  • Full-coverage insurance costs on average $207 per month, and liability insurance costs $88 on average in Stillwater.

  • Stillwater drivers have lower average auto insurance rates than drivers in neighboring cities like Tulsa and Oklahoma City.

  • Oklahoma State students in Stillwater can use community buses and transit for free with a valid university ID, so it’s worth considering leaving your car at home for a potential student-away-at-school discount.

Best car insurance companies in Stillwater

When shopping for the cheapest car insurance in Stillwater, you need to keep more than the price in mind, as the cheapest policy may not be the right one for your needs as a driver. Insurify identified some of the top auto insurers in the city to help you start your search.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest For
State Farm4.5$61$32Full coverage
USAA4.5$76$40Military community
Allstate4.2$84$44Liability coverage
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Our editorial team spent 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

    We rate each company on a 1 to 5 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. We update ratings once a year or as more recent information becomes available.

    • Third-party financial ratings: We use data from AM Best, S&P, Moody's, and more to compare insurance companies’ credit and ability to pay out future claims.
    • Customer satisfaction: To calculate this score, Insurify analyzed more than 20,000 customer reviews across 155 car insurance companies. We also considered third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
    • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the United States, as well as available discounts, to calculate an affordability score.
    • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
    • Availability and reach: Insurify identified the number of states in which insurers offer coverage and company size by market share to score availability and reach.

Best full-coverage insurance: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$32/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$60/mo

State Farm auto insurance offers comprehensive coverage options designed to meet the diverse needs of drivers. Its offerings include liability insurance, collision and comprehensive coverage, medical payments coverage, uninsured/underinsured motorist protection, and more. State Farm also provides additional coverage, such as rental car reimbursement and roadside assistance. With a wide network of agents, State Farm ensures personalized service and support.

Pros
  • Variety of available discounts

  • Above-average J.D. Power customer satisfaction rating in Central region

Cons
  • Gap coverage not available

  • Low Trustpilot rating

Read our State Farm review
Hephzibah - April 16, 2024
Verified

Looking for Good Service and Prices

Not good. The quotes changed and they were difficult to deal with.

Jane - April 16, 2024
Verified

Good Deals

They are friendly and offer good pricing.

Roger - April 16, 2024
Verified

Excellent

Very good agent.

Best insurance for military members and veterans: USAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$40/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$74/mo

USAA offers competitive rates and discounts for safe driving, bundling policies, and military affiliation — which can make it easier for military personnel and veterans to save on car insurance. USAA’s auto insurance includes features like roadside assistance, rental reimbursement, and flexible payment options. Overall, USAA offers reliable coverage tailored to the needs of military members and their families.

Pros
  • Many potential discounts

  • Roadside assistance available

Cons
  • Coverage only available to military members, veterans, and their family members

  • Gap coverage not available

Read our USAA review
Tom - April 16, 2024
Verified

USAA Excellence for Auto and Personal Property Insurance

Excellent.

Joseph - April 13, 2024
Verified

Excellent

It has been very good for a long time.

Candace - April 12, 2024
Verified

USAA Didn't Look Out for Me!

I was overcharged and rated incorrectly.

Best liability-only insurance: Allstate

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.2
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
833
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$44/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$81/mo

Allstate has some of the lowest average premiums for liability insurance in the city. Drivers who don’t need a lot of coverage can find savings with Allstate. Plus, drivers may be able to find even more savings with Allstate’s DriveWise app, which measures driving habits, has crash detection, and encourages users to drive safer. Allstate will also apply a policy credit every six months for participating in the program.

Pros
  • Range of available discounts

  • Below-average J.D. Power customer satisfaction ratings in Central region

Cons
  • Not accredited by the Better Business Bureau (BBB) 

  • Negative Trustpilot reviews

Read our Allstate review
Wayne - April 16, 2024
Verified

Good

Find a company cheaper than All-State.

Michael - April 16, 2024
Verified

Poor Customer Service and Website

The customer service is poor. The website is also poor.

Roderick - April 16, 2024
Verified

Searching for a Good Agent

It started out great, but since my agent retired, I don't feel welcome anymore.

How to get the cheapest car insurance in Stillwater

It takes time to find cheap rates, so you should expect to spend some time in the insurance-shopping process.

“It pays to shop your coverage to compare costs and coverages,” says Mark Friedlander, director of corporate communications at the Insurance Information Institute. “You can find significant price differences between companies and potentially save hundreds of dollars based on the insurer you choose. When shopping for coverage, we recommend getting at least three quotes and finding out what kinds of discounts each insurer offers.”

Keep in mind the best ways to find affordable car insurance when shopping insurers in Stillwater:

  • Research different insurance companies. Shop around using a comparison site like Insurify and compare quotes from multiple insurance companies to find the best rate tailored to your needs.

  • Bundle your policies. Maximize your savings potential by inquiring about multi-policy discounts when bundling your auto policy with other insurance products like renters insurance, home insurance, or umbrella policies.

  • Drive safely. Maintain a clean driving record by obeying traffic laws and avoiding accidents and violations, as this can help keep your insurance rates affordable.

  • Choose a higher deductible. Raising your deductible typically results in lower premiums. Just make sure you can afford the out-of-pocket cost if you ever file a claim.

  • Ask for discounts. Don’t forget to ask about available discounts you may qualify for. Common discounts include vehicle safety features, anti-lock brakes, good driving, good grades, and defensive driving education courses.

Cheapest liability-only car insurance in Stillwater: State Farm

Liability insurance is a type of coverage that provides financial protection for damages or injuries you cause to other drivers and passengers in a car accident. It doesn’t cover repairs to your own vehicle or your medical bills. This type of insurance meets Oklahoma’s state-minimum requirements for car insurance and pays for the other party’s medical expenses and property damage up to your policy’s limits.

Stillwater residents can find the cheapest liability coverage from State Farm for $32 per month.

Here are the cheapest average liability-only car insurance quotes in Stillwater, Oklahoma.

The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm32
USAA40
Allstate44
Safeco56
GEICO63
Farmers67
Mercury67
Clearcover73
Progressive75
National General79
Liberty Mutual88
CSAA90
Direct Auto93
Shelter94
GAINSCO101
Midvale Home & Auto101
The General104
Hallmark112
Foremost120
Bristol West146
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Find Cheap Liability Rates in Stillwater

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Cheapest full-coverage car insurance in Stillwater: State Farm

Liability-only car insurance safeguards against damages and injuries you cause to others while excluding coverage for your own vehicle. Full-coverage car insurance extends beyond liability, encompassing protection for damages to your car.

Full-coverage insurance is a good idea for drivers with valuable cars, people living in areas with high accident rates or theft incidents, or anyone seeking comprehensive coverage for both personal and third-party damages.

State Farm has the cheapest full-coverage insurance in Stillwater for $60

This table breaks down which Stillwater auto insurance companies offer the cheapest average full-coverage quotes.

The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm60
USAA74
Allstate81
GEICO118
Clearcover125
Farmers125
Mercury130
Safeco141
Progressive142
Direct Auto150
National General160
Shelter176
CSAA190
Midvale Home & Auto201
The General221
Liberty Mutual224
GAINSCO230
Hallmark241
Foremost257
Bristol West298
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in Oklahoma

To meet Oklahoma state law, drivers must meet the minimum car insurance requirements the state establishes. Oklahoma’s minimum liability insurance is 25/50/25, which translates to the following coverages:[3]

CoverageMinimum Requirements
Bodily injury liability$25,000 per person and $50,000 per accident
Property damage liability$25,000 per accident

Liability insurance is the bare-minimum coverage you can purchase to drive in Oklahoma. Because it doesn’t offer coverage for your own vehicle damages or injuries, drivers should consider additional coverages to add to their auto policies. In addition to bodily injury and property damage liability coverage, you can also buy these optional coverages for peace of mind:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage pays for damages to your vehicle resulting from a collision with another vehicle or object, even if you’re at fault.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage pays for non-collision incidents, like theft, vandalism, fire, falling objects, or natural disasters.

  • illustration card https://a.storyblok.com/f/162273/x/e30eeeebc5/personal-injury-protection.svg

    Personal injury protection (PIP) coverage

    Personal injury protection (PIP) covers medical expenses and bills for you and your passengers in an accident, regardless of fault.

  • illustration card https://a.storyblok.com/f/162273/x/73ee7a876e/repair.svg

    Glass coverage

    Glass coverage includes protection for windshield and other glass damages, such as side windows, rear windows, and glass sunroofs, sometimes with no deductible.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap coverage

    If you finance or lease your car, gap insurance covers the difference between what’s left on your auto loan and the insurance settlement after a total loss.

Learn More: How Much Car Insurance Do You Need?

Learn More: How Much Car Insurance Do You Need?

Cheapest car insurance for drivers with an incident

If you’re a driver who has experienced incidents such as at-fault accidents, speeding tickets, driving under the influence (DUI) convictions, or other moving violations, finding budget-friendly car insurance is essential. Keep in mind that incidents often lead to higher rates because they indicate a higher probability of future claims.[4]

If you have any minor or major violations on your driving record, here’s what you need to know about how it can affect your car insurance premiums in Stillwater.

Find Car Insurance in Stillwater

Rates for drivers with an incident averaging at $201/month

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Cheapest car insurance for drivers with a speeding ticket: State Farm

If you have a speeding ticket on your record, you can expect your auto insurance premiums to be higher than if you have a clean driving record, even if you didn’t cause a car accident. Speeding is a risky behavior and was a factor in 29% of all car accident fatalities in 2021.[5] To offset this risk, insurance companies charge higher rates to drivers with speeding tickets.

On average, Stillwater residents with a speeding ticket pay $314 per month for full-coverage insurance, and $134 per month for liability-only coverage.

Here’s a look at the average monthly quotes for the cheapest Stillwater insurance companies for drivers with a speeding ticket.

The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
State Farm4279
USAA5398
Allstate58108
Safeco81203
GEICO84157
Farmers89167
Mercury102198
Clearcover104179
Progressive104197
National General106214
CSAA124262
Liberty Mutual126320
Direct Auto127206
GAINSCO131299
Shelter137257
The General144305
Bristol West198404
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Payne County, where Stillwater is located, reported a little more than 1,100 car crashes in 2020.[6] Having an at-fault accident on your driving record can lead to increased auto insurance rates. Insurance companies raise rates to mitigate potential losses from future accidents.[4]

But, drivers with an accident on their record can still find affordable liability rates from State Farm for $44 per month.

If you have an at-fault accident on your record, consult the table below for the average quotes from the cheapest car insurance companies in Stillwater.

The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
State Farm4482
USAA55102
Allstate61112
Safeco84211
GEICO87163
Farmers92172
Mercury105204
Progressive107203
National General111225
Clearcover119204
Liberty Mutual130331
CSAA131276
Direct Auto132213
GAINSCO137312
Shelter141264
The General148315
Bristol West201411
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

DUIs are major violations and lead to significantly higher car insurance premiums. Car insurance companies see a history of DUIs as a significant risk to them financially and increase rates accordingly.

On average, drivers with a DUI pay $152 per month for liability coverage, and $357 for full coverage in Stillwater

If you have a DUI on your record, State Farm offers the cheapest rates in Stillwater, but review this table to help find more affordable companies.

The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
State Farm5298
USAA65121
Allstate72133
Safeco92231
GEICO103193
Farmers110205
Mercury113218
Clearcover119205
Progressive123232
National General129262
Liberty Mutual144367
Shelter145271
CSAA147311
Direct Auto152246
GAINSCO165376
The General170362
Foremost196421
Bristol West239488
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Age is a key factor that auto insurers use in determining car insurance rates. Rates typically decrease around age 35 as drivers accumulate more experience. Nevertheless, around age 70, premiums may increase slightly due to factors such as potential health issues and higher accident risks.[7]

State Farm offers the cheapest rates for seniors at $23 per month.

The table below shows the insurers with the cheapest quotes for senior drivers in Stillwater.

The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
State Farm2344
USAA3056
Allstate3462
Safeco45114
GEICO4788
Farmers5093
Progressive5196
Mercury52100
National General61123
Shelter64121
CSAA65138
Clearcover65111
Direct Auto68109
Liberty Mutual68174
GAINSCO79179
The General80171
Bristol West111226
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Teenagers and young adults often face significantly higher rates compared to older drivers due to their limited driving experience and increased risk factors. As a teen, one way to secure cheap car insurance in Stillwater is by remaining on a parent’s insurance policy, as it typically results in more favorable rates. Moreover, selecting a safe and reliable vehicle with good safety features and maintaining good grades to qualify for a good student discount can further help you find affordable rates.

Stillwater teens can find the most affordable coverage from State Farm for $57 per month.

Here are the cheapest average car insurance quotes for teen drivers in Stillwater.

The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
State Farm57106
USAA68126
Allstate80147
GEICO103193
Safeco103260
Farmers120225
Mercury127246
Clearcover134230
Progressive139263
Liberty Mutual153390
National General154313
CSAA156330
Shelter167313
The General172366
Direct Auto175282
GAINSCO186425
Foremost221473
Bristol West251512
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Stillwater car insurance quotes by credit tier

While some states don’t allow insurance companies to use credit history to determine premiums, insurers in Oklahoma can. Having a poor credit can indicate to insurance companies that you’re more likely to file a claim and as a result, they may charge a higher premium. If you have an excellent or good credit, you may pay lower rates.

Here’s how average car insurance rates in Stillwater rise as credit scores go down.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Stillwater?

The average cost of full-coverage car insurance in the Oklahoma is $147, which similar to the average rate in Stillwater of $147. However, car insurance rates can vary significantly from one city to another in Oklahoma because of different factors in ZIP code, like weather conditions, crime rates, and traffic congestion.[8]

More cities in Oklahoma

To get a better idea of how car insurance rates can vary by city and ZIP code in Oklahoma, here’s how the average monthly rate for car insurance in Stillwater compares to other Oklahoma cities.

CityFull CoverageLiability Only
Ardmore$205$84
Enid$175$78
Lawton$206$89
Muskogee$186$82
Norman$214$98
Oklahoma City$220$111
Tulsa$241$110
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Stillwater car insurance FAQs

Understanding how much it costs to own a vehicle can give you important insights during your car insurance search. Insurify also answers frequently asked questions about auto insurance in Stillwater.

  • How much is car insurance in Stillwater?

    The average cost of car insurance in Stillwater is $207 a month for full coverage and $88 a month for liability-only insurance.

  • What are the best car insurance companies in Stillwater?

    The best car insurance companies in Stillwater include Allstate, State Farm, and USAA. These insurers have comparatively cheap rates, solid financial strength ratings from AM Best, and high Insurify Quality Scores, which indicate high-quality customer service. But the best insurance company depends on your specific needs and budget, so you should always request quotes from different companies, compare rates, and choose an option tailored to you.

  • Is Oklahoma a no-fault state?

    No. Oklahoma is not a no-fault state. Instead, it follows a fault-based system in which the driver responsible for the accident pays for the damages and injuries of the involved parties.[9]

  • Why is car insurance in Oklahoma expensive?

    Drivers in Oklahoma pay near-average car insurance rates compared to the national average, according to Insurify data. Car insurance in Oklahoma may be expensive because it has experienced hundreds of recorded tornadoes since the 1950s, and insurance companies increase rates to offset the risk of storm damage from these severe weather incidents.[10]

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. U.S. Census Bureau. "QuickFacts: Stillwater city, Oklahoma."
  2. Oklahoma State University. "Fast Facts."
  3. Oklahoma Insurance Department. "Auto Insurance: Common Myths."
  4. III. "Do auto insurance premiums go up after a claim?."
  5. NHTSA. "Speeding and Aggressive Driving Prevention."
  6. Oklahoma Department of Public Safety. "2020 Oklahoma Crash Facts."
  7. III. "Senior driving safety and insurance tips."
  8. III. "What determines the price of an auto insurance policy?."
  9. Nolo. "Oklahoma Auto Insurance Laws and Requirements."
  10. National Weather Service. "Oklahoma Historic Tornado Data Web Pages by County."
Jacqueline DeMarco
Jacqueline DeMarco

During college, Jacqueline DeMarco interned at a retirement plan advisory firm and was tasked with creating a presentation on the importance of financial wellness. During her research into how money can affect our health, relationships and career, Jacqueline realized just how important financial education is. Jacqueline is a contributor for Insurify and has worked with more than a dozen financial brands, including LendingTree, Capital One, Credit Karma, Fundera, Chime, Bankrate, Student Loan Hero, ValuePenguin, SoFi, and Northwestern Mutual, providing thoughtful content to give readers insight into complex topics that they likely didn’t learn in school.

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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