Cheap Auto Insurance Quotes in Roanoke, VA (2021)

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Car Insurance in Roanoke, VA

The average cost of Virginia car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Roanoke, VA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$40
$56
$88
$101
$145
AllstateState FarmNationwideTravelersAmerican Family
Monthly $

Cheapest Car Insurance in Roanoke, VA

Here are the cheapest carriers in Roanoke for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$126
$114
$134
$150
$124
$108
VirginiaVirginia BeachNorfolkChesapeakeRichmondRoanoke
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Roanoke, VA Driving Facts

virginia

Minimum Car Insurance Requirements in VA

In Virginia, motorists are required to purchase liability insurance in the following minimum coverage limits:

  • $25,000 for bodily injury or death of one person
  • $50,000 for bodily injury or death of two+ people
  • $20,000 for property damage liability

Proof of insurance should be kept in the vehicle at all times. This can be in the form of an insurance card or policy declaration page. And while lawyers and police officers may disagree about whether carrying proof of insurance is a law, your best bet is to comply with the recommendations of the DMV. 

Find local Roanoke agents

Marsh & McLennan Agcy - Roanoke 
One South Jefferson St, Roanoke, VA 24011
Bankers Ins Roanoke 
3130 Chaparral Dr Ste 202, Roanoke, VA 24018-4369
Horner Ins Agcy t/a Metro Ins 
5423 Peters Creek Rd, Roanoke, VA 24019
Eades & Lower Inc 
5007 Carriage Dr Ste 100, Roanoke, VA 24018-2227
Scott Ins - ROA 
10 Franklin Rd SE Ste 550, Roanoke, VA 24011-2121
BB&T/W C Brown Ins Svcs Inc 
PO Box 1600, Roanoke, VA 24007-1600
McGriff Ins - Roanoke 
310 First St SW Ste 201, Roanoke, VA 24011
Trustpoint Co Ins 
16 East Church Ave, Roanoke, VA 24011
Norwinski Insurance Agency
4896 Hollins Rd, Roanoke, VA 24019
Hufford Insurance
5219 Peters Creek Rd, Roanoke, VA 24019

Insurify Insights: How Roanoke Drivers Measure Up

chevrolet
Chevrolet Malibu
Most Popular Car in
Roanoke, VA
suspended licenses
#12
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Roanoke drivers measure up to their fellow Virginia motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Roanoke

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Roanoke drivers rank 43 in the number of car accidents per driver across all cities in Virginia.

  • Rank within state: #43
  • Percent of drivers in Roanoke with an accident: 9.49%
  • Drivers in Roanoke, VA with an accident in their driving history paid on average 58.27% more than drivers with a clean record

Speeding Roanoke

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Virginia, Roanoke drivers rank 3 in the number of speeding infractions per driver.

  • Rank within state: #3
  • Percent of drivers in Roanoke with a speeding ticket: 17.19%
  • Drivers in Roanoke, VA with a speeding ticket in their driving history paid on average 48.82% more than drivers with a clean record

DUI/DWIs Roanoke

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Roanoke drivers rank 33 in the number of DUI’s per driver across all cities in Virginia.

  • Rank within state: #33
  • Percent of drivers in Roanoke with a DUI: 1.64%
  • Drivers in Roanoke, VA with a DUI in their driving history paid on average 1.57% more than drivers with a clean record

Most Popular Vehicle Roanoke

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Roanoke is the Chevrolet Malibu.

Rude Roanoke

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Virginia, Roanoke drivers rank 18 in rude driving infractions.

  • Rank within state: #18
  • Percent of drivers in Roanoke with a reckless driving violation: 3.14%
  • Drivers in Roanoke, VA with a reckless driving violation in their driving history paid on average 45.67% more than drivers with a clean record.

Safest Drivers Roanoke

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Roanoke drivers rank 14 in clean driving records across all cities in Virginia.

  • Rank within state: #14
  • Percent of drivers in Roanoke with clean record: 75.11%

Failure to Yield the Right of Way Roanoke

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Roanoke drivers rank 12 in failure to yield violations per driver across all cities in Virginia.

  • Rank within state: #12
  • Percent of drivers in Roanoke with a failure to yield violation: 0.97%
  • Drivers in Roanoke, VA with a failure to yield violation in their driving history paid on average 1100% more than drivers with a clean record

Reckless Drivers Roanoke

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Virginia, Roanoke drivers rank 26 in the number of reckless driving offenses per driver.

  • Rank within state: #26
  • Percent of drivers in Roanoke with a reckless driving offense: 0.15%

Hybrid/Electric Vehicle Ownership Roanoke

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Roanoke drivers rank 22 in hybrid and electric vehicle ownership across all cities in Virginia.

  • Rank within state: #22
  • Percent of drivers in Roanoke with a hybrid/electric vehicle: 1.22%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.