Cheap Auto Insurance Quotes in Boise, ID (2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Gem State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

Car Insurance in Boise, ID

The average cost of Idaho car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Boise, ID to find you the cheapest quotes in the area.

$64
$71
$99
$158
$167
State FarmProgressiveNationwideAmerican FamilyThe General

Cheapest Car Insurance in Boise

Here are the cheapest carriers in Boise for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

$114
$121
$129
$108
$99
$112
IdahoNampaMeridianIdaho FallsPocatelloBoise

Click here to learn about car insurance quotes and save on your current policy.

Boise, ID Driving Facts

idaho

Minimum Car Insurance Requirements in ID

Every state is unique when it comes to car insurance requirementsThe requirements in Idaho are only slightly higher than the national averageMinimum coverage in Idaho includes:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

Optional coverage includes $25,000/$50,000 uninsured and underinsured motorist coverage. However, to waive that coverage Idaho drivers must do so in writing (according to Idaho Insurance Code §41-2502)

Insurify Insights: How Boise Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Boise, ID
suspended licenses
#6
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Boise drivers measure up to their fellow Idaho motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Boise

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Boise drivers rank 13 in the number of car accidents per driver across all cities in Idaho.

  • Rank within state: #13
  • Percent of drivers in Boise with an accident: 12.42%
  • Drivers in Boise, ID with an accident in their driving history paid on average 31.03% more than drivers with a clean record

Speeding Boise

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Idaho, Boise drivers rank 2 in the number of speeding infractions per driver.

  • Rank within state: #2
  • Percent of drivers in Boise with a speeding ticket: 14.26%
  • Drivers in Boise, ID with a speeding ticket in their driving history paid on average 28.45% more than drivers with a clean record

DUI/DWIs Boise

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Boise drivers rank 4 in the number of DUI’s per driver across all cities in Idaho.

  • Rank within state: #4
  • Percent of drivers in Boise with a DUI: 3.48%
  • Drivers in Boise, ID with a DUI in their driving history paid on average -95.69% more than drivers with a clean record

Most Popular Vehicle Boise

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Boise is the Honda Accord.

Rude Boise

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Idaho, Boise drivers rank 2 in rude driving infractions.

  • Rank within state: #2
  • Percent of drivers in Boise with a reckless driving violation: 4.6%
  • Drivers in Boise, ID with a reckless driving violation in their driving history paid on average 21.55% more than drivers with a clean record.

Safest Drivers Boise

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Boise drivers rank 7 in clean driving records across all cities in Idaho.

  • Rank within state: #7
  • Percent of drivers in Boise with clean record: 73.78%

Failure to Yield the Right of Way Boise

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Boise drivers rank 2 in failure to yield violations per driver across all cities in Idaho.

  • Rank within state: #2
  • Percent of drivers in Boise with a failure to yield violation: 1.51%
  • Drivers in Boise, ID with a failure to yield violation in their driving history paid on average 1700% more than drivers with a clean record

Reckless Drivers Boise

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Idaho, Boise drivers rank 5 in the number of reckless driving offenses per driver.

  • Rank within state: #5
  • Percent of drivers in Boise with a reckless driving offense: 0.13%

Hybrid/Electric Vehicle Ownership Boise

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Boise drivers rank 5 in hybrid and electric vehicle ownership across all cities in Idaho.

  • Rank within state: #5
  • Percent of drivers in Boise with a hybrid/electric vehicle: 0.48%
Most Patriotic City

Most Patriotic City

Boise

Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

Twin Falls won Insurify's Most Patriotic Cities Award for the state of Idaho. The city has become notable for its cultural and ethnic diversity in recent years.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.