Cheap Auto Insurance Quotes in Twin Falls, ID (2021)

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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.

If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Just over 50,000 people call Twin Falls home, and driving is the primary mode of transportation. Finding the best car insurance rate is a victory that tastes as sweet as potato ice cream.

Over 95 percent of Twin Fall households own cars. With that many people commuting, the right auto insurance policy shines forth in the Gem State.

Car Insurance in Twin Falls, ID

The average cost of Idaho car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Twin Falls, ID to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Twin Falls, ID

Here are the cheapest carriers in Twin Falls for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Twin Falls, ID

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Twin Falls. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

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Twin Falls, ID Driving Facts

Minimum Car Insurance Requirements in ID

Every state is unique when it comes to car insurance requirementsThe requirements in Idaho are only slightly higher than the national averageMinimum coverage in Idaho includes:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $15,000 property damage liability per accident

Optional coverage includes $25,000/$50,000 uninsured and underinsured motorist coverage. However, to waive that coverage Idaho drivers must do so in writing (according to Idaho Insurance Code §41-2502)

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Twin Falls, ID DMV Information

The Twin Falls Department of Motor Vehicle Title and Registration office is at 630 Addison Ave. W, Twin Falls, ID 83301. The hours are Monday through Friday 8 a.m. to 4:30 p.m., and the phone number is 1 (208) 736-4000. If you want to skip the hassle, you can renew your vehicle online along with other choice services.

Public Transportation in Twin Falls, ID

Most Twin Falls residents drive, but the city has public transportation. The Trans IV Buses are a limited service provided by CSI. Buses not your speed? You can choose rideshare services like Uber or Lyft. Traditional tax companies like Central Idaho Taxi and Magic Valley can also get the job done.

Conclusion: How to get the best and cheapest car insurance in Twin Falls, ID

Someone once said there's nothing more beautiful than an Idaho sunset. Well, there might be a car insurance deal in Twin Falls that can change their mind. Try Insurify to see the best rates and compare dozens of insurance quotes in just a few seconds.

When over 8 percent of Idaho drivers have no insurance, you can't roll the dice on protection. Use Insurify to lasso the coverage and rate that's worthy enough to earn you a spot in the Snake River Stampede.

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Twin Falls stacks up for the state of Idaho:

Most Patriotic City

Most Patriotic City

Twin Falls

Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

Twin Falls won Insurify's Most Patriotic Cities Award for the state of Idaho. The city has become notable for its cultural and ethnic diversity in recent years.


FAQs - Twin Falls, ID Car Insurance

Why is car insurance so expensive in Twin Falls?

More than 8 percent of Idaho drivers have no insurance. Expect more heavily congested, relatively urban areas to also have higher rates. Insurers try to set the premium by the level of risk.

How can I get the cheapest car insurance in Twin Falls?

If you want to save a buck, get state minimum coverage. It's the least amount of insurance Idaho allows. If you've financed your vehicle, you may need comprehensive and collision coverage. In that case, to reduce your bill, increase your deductibles as much as you can while still being able to afford out of pocket if an accident happens.

Who offers the cheapest car insurance in Twin Falls?

Auto insurance rates differ by city, company, and driver. If you want a price that's tailored to your driver profile, try Insurify to compare up to 10+ real quotes. You'll unlock savings and discounts and find the coverage you deserve at a premium you can afford.