Just over 50,000 people call Twin Falls home, and driving is the primary mode of transportation. Finding the best car insurance rate is a victory that tastes as sweet as potato ice cream.
Over 95 percent of Twin Fall households own cars. With that many people commuting, the right auto insurance policy shines forth in the Gem State.
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Every state is unique when it comes to car insurance requirements.
As demonstrated by the table below, younger drivers cost more to insure in Twin Falls than those their parents’ and grandparents’ age. Why? Immature drivers often make careless mistakes. These mistakes end up as claims that cost car insurance companies money. To recoup these losses, insurance companies charge higher rates for this age group overall. Teen drivers in Twin pay $237 to insure their ride monthly, while the twentysomething crowd pays premiums averaging out to $165.
|Failure to Stop for Red Light / Stop Sign||$151|
If you care about insurance costs, it makes no sense to speed in Twin Falls. Though you may have a perfect driving record now, speeders pay $148 a month on average for car insurance. That’s $20 more a month than someone without a violation. How does your insurance company even know you got a ticket? Insurance companies review behind-the-wheel behavior when they write a policy for you and when you renew. If your rates have gone up because you made a driving mistake, it may be an excellent time to compare policy rates at other places.
Car insurance companies use credit-based insurance scores to calculate risk and assign rates. What does your credit score have to do with driving? Studies have shown that if you manage your money well (as revealed by your credit score), you’re less likely to file a claim. Insurance companies like this because they don’t want to lose money. Paying your bills on time is just one way you can keep your credit score intact. Drivers in Twin Falls who have a good credit score can expect to pay on average $140 for their insurance policy.
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The Twin Falls Department of Motor Vehicle Title and Registration office is at 630 Addison Ave. W, Twin Falls, ID 83301. The hours are Monday through Friday 8 a.m. to 4:30 p.m., and the phone number is 1 (208) 736-4000. If you want to skip the hassle, you can renew your vehicle online along with other choice services.
Most Twin Falls residents drive, but the city has public transportation. The Trans IV Buses are a limited service provided by CSI. Buses not your speed? You can choose rideshare services like Uber or Lyft. Traditional tax companies like Central Idaho Taxi and Magic Valley can also get the job done.
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Twin Falls drivers measure up to their fellow Idaho motorists in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Twin Falls drivers rank 21 in the number of car accidents per driver across all cities in Idaho.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Idaho, Twin Falls drivers rank 9 in the number of speeding infractions per driver.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Twin Falls drivers rank 7 in the number of DUI’s per driver across all cities in Idaho.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Twin Falls is the Ford F-Series Pickup.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Idaho, Twin Falls drivers rank 5 in rude driving infractions.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Twin Falls drivers rank 1 in clean driving records across all cities in Idaho.
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Twin Falls drivers rank 6 in failure to yield violations per driver across all cities in Idaho.
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Idaho, Twin Falls drivers rank 2 in the number of reckless driving offenses per driver.
Someone once said there's nothing more beautiful than an Idaho sunset. Well, there might be a car insurance deal in Twin Falls that can change their mind. Try Insurify to see the best rates and compare dozens of insurance quotes in just a few seconds.
When over 8 percent of Idaho drivers have no insurance, you can't roll the dice on protection. Use Insurify to lasso the coverage and rate that's worthy enough to earn you a spot in the Snake River Stampede.
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.