What are the best car insurance companies for a 17-year-old driver?
Car insurance rates for 17-year-old drivers vary by insurance company. Companies set their own underwriting factors and premiums based on their own internal risk factors. The table below shows average monthly rates for 17-year-olds from top car insurance companies.
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
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Nationwide | $136 | $405 |
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Travelers | $180 | $160 |
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Usaa | $227 | $306 |
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Erie | $232 | $301 |
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State Farm | $260 | $343 |
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GEICO | $261 | $349 |
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Progressive | $275 | $549 |
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Allstate | $402 | $517 |
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Amica Mutual | $966 | $1,194 |
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Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
1. GEICO
GEICO car insurance is one of the best car insurance providers for 17-year-olds, offering competitive rates. The company has been around for 85 years and has a 97% customer satisfaction rate, according to its website.
Geico pros and cons
Average Annual Premium for Minimum Coverage | Average Annual Premium for Full Coverage |
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$3,132 | $4,188 |
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Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
2. Travelers
Travelers car insurance has a long and established history of more than 165 years. The company offers an array of insurance products, including auto coverage.
Travelers pros and cons
Average Annual Premium for Minimum Coverage | Average Annual Premium for Full Coverage |
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$2,160 | $1,920 |
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Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
3. Progressive
Progressive car insurance company has served more than 27 million customers and was founded in 1937, according to the company’s website. As an insurance provider, the company offers various types of insurance coverage, including auto insurance for teen drivers.
Progressive pros and cons
Average Annual Premium for Minimum Coverage | Average Annual Premium for Full Coverage |
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$3,300 | $6,588 |
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Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
4. USAA
USAA is a financial services and insurance company that focuses on the military community. While not available to everyone, drivers who qualify may be able to get lower car insurance premiums.
USAA pros and cons
Average Annual Premium for Minimum Coverage | Average Annual Premium for Full Coverage |
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$2,724 | $3,672 |
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Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
5. Allstate
Allstate car insurance company began in 1931, during the Great Depression era, and has been serving customers ever since. The company provides various types of insurance, including auto insurance.
Allstate pros and cons
Pros
Smart student discount, which could apply for 17-year-old drivers
Roadside assistance available as an add-on
Average Annual Premium for Minimum Coverage | Average Annual Premium for Full Coverage |
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$4,824 | $6,204 |
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Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
6. Nationwide
Nationwide car insurance company started in 1926 and now offers many financial services and insurance coverage. It is a top-rated auto insurance company and a solid option for teen drivers looking for cost-effective coverage.
Nationwide pros and cons
Average Annual Premium for Minimum Coverage | Average Annual Premium for Full Coverage |
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$1,632 | $4,860 |
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Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
7. State Farm
State Farm has been around for 100 years, starting out in 1922. The company offers financial products and insurance products, including various types of car insurance coverage.
State Farm pros and cons
Cons
No traditional gap insurance coverage, but offers Payoff Protector
Higher liability-only rates than other insurers
Average Annual Premium for Minimum Coverage | Average Annual Premium for Full Coverage |
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$3,120 | $4,116 |
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Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
8. Amica
Amica is the oldest insurer of automobiles in the U.S., according to the company’s website. On top of auto coverage policies, the company provides other types of insurance as well.
Amica pros and cons
Average Annual Premium for Minimum Coverage | Average Annual Premium for Full Coverage |
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$11,592 | $14,328 |
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Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
9. Erie
Erie insurance began in 1925 and is now a Fortune 500 company with 6 million policies, according to the company’s website. The company offers many types of insurance policies, including auto coverage.
Erie pros and cons
Average Annual Premium for Minimum Coverage | Average Annual Premium for Full Coverage |
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$2,784 | $3,612 |
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Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.