Cheap Auto Insurance Quotes in New Bedford, MA (2021)

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Car Insurance in New Bedford, MA

The average cost of Massachusetts car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in New Bedford, MA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$97
$131
$202
AllstateGEICOTravelers
Monthly $

Cheapest Car Insurance in New Bedford, MA

Here are the cheapest carriers in New Bedford for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$147
$137
$158
$161
$134
$143
MassachusettsBostonWorcesterSpringfieldLowellNew Bedford
Monthly $

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New Bedford, MA Driving Facts

massachusetts

Minimum Car Insurance Requirements in MA

The state of Massachusetts requires all motor vehicle operators to have proof of insurance available in the car at all times.

The minimum bodily injury liability insurance requirements in Massachusetts are:

  • $20,000 bodily injury liability per person
  • $40,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Massachusetts state law requires are $20,000 for the injury or death of a single person involved in a car accident and $40,000 for the injury or death of multiple persons. Insurance providers list this coverage at 20/40, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $40,000 are your responsibility.

The minimum property damage liability insurance requirements in Massachusetts are:

  • $5,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of Massachusetts requires $5,000 for the minimum. You’ll see the collective state minimum listed at 20/40/5. The 5 refers to the property damage liability. Once again, any damages above the $5,000 are your responsibility.

  • $8,000 personal injury protection (PIP) per person per accident

 Massachusetts is a no-fault state, so personal injury protection (also called No-Fault) is mandatory coverage for all drivers. Massachusetts PIP covers you, your immediate family, and your passengers for economic losses, medical costs, and death benefits regardless of fault. The state sets $8,000 for the minimum coverage requirements

What happens if a driver hits you without insurance? The state requires uninsured motorist coverage:  

  • $20,000 uninsured motorist bodily per person
  • $40,000 uninsured motorist bodily per accident

Uninsured motorists bodily injury pays your medical expenses if you’re injured by a hit-and-run driver or one who has no insurance.

Find local New Bedford agents

Paul & Dixon Insurance Agency
388 County St, New Bedford, MA 02740
Gilbert J. Costa Insurance Agency, Inc.
811 Ashley Boulevard, New Bedford, MA 02745
Chas S Ashley & Sons Inc
330 Union St. 1st Floor, New Bedford, MA 02740
Bosworth Insurance Agency Inc
962 Kempton St, New Bedford, MA 02740
Humphrey Covill & Coleman Insurance Agency Inc
195 Kempton Street, New Bedford, MA 02741
Borden Insurance Agency
960 Kempton St., New Bedford, MA 02740
Gramlich Insurance
3263 Acushnet Ave, New Bedford, MA 02745
Lawler Insurance Agency Inc
4 Welby Rd, New Bedford, MA 02745
Neto Insurance Agency
96 Rockdale Ave, New Bedford, MA 02740
Bergeron Insurance Agency LLC
199 Phillips Ave, New Bedford, MA 02746

Insurify Insights: How New Bedford Drivers Measure Up

honda
Honda Accord
Most Popular Car in
New Bedford, MA
suspended licenses
#12
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how New Bedford drivers measure up to their fellow Massachusetts motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents New Bedford

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. New Bedford drivers rank 8 in the number of car accidents per driver across all cities in Massachusetts.

  • Rank within state: #8
  • Percent of drivers in New Bedford with an accident: 14.48%
  • Drivers in New Bedford, MA with an accident in their driving history paid on average 50.64% more than drivers with a clean record

Speeding New Bedford

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Massachusetts, New Bedford drivers rank 5 in the number of speeding infractions per driver.

  • Rank within state: #5
  • Percent of drivers in New Bedford with a speeding ticket: 8.38%
  • Drivers in New Bedford, MA with a speeding ticket in their driving history paid on average 22.44% more than drivers with a clean record

DUI/DWIs New Bedford

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. New Bedford drivers rank 20 in the number of DUI’s per driver across all cities in Massachusetts.

  • Rank within state: #20
  • Percent of drivers in New Bedford with a DUI: 0.76%
  • Drivers in New Bedford, MA with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle New Bedford

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in New Bedford is the Honda Accord.

Rude New Bedford

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Massachusetts, New Bedford drivers rank 6 in rude driving infractions.

  • Rank within state: #6
  • Percent of drivers in New Bedford with a reckless driving violation: 1.98%
  • Drivers in New Bedford, MA with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers New Bedford

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; New Bedford drivers rank 7 in clean driving records across all cities in Massachusetts.

  • Rank within state: #7
  • Percent of drivers in New Bedford with clean record: 78.96%

Failure to Yield the Right of Way New Bedford

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. New Bedford drivers rank 7 in failure to yield violations per driver across all cities in Massachusetts.

  • Rank within state: #7
  • Percent of drivers in New Bedford with a failure to yield violation: 0.15%
  • Drivers in New Bedford, MA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers New Bedford

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Massachusetts, New Bedford drivers rank 6 in the number of reckless driving offenses per driver.

  • Rank within state: #6
  • Percent of drivers in New Bedford with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership New Bedford

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. New Bedford drivers rank 19 in hybrid and electric vehicle ownership across all cities in Massachusetts.

  • Rank within state: #19
  • Percent of drivers in New Bedford with a hybrid/electric vehicle: 0.84%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.