Cheap Auto Insurance Quotes in Fort Worth, TX (2021)

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Car Insurance in Fort Worth, TX

The average cost of Texas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Fort Worth, TX to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$162
$167
$204
$206
$226
ProgressiveState FarmNationwideMercuryDirect Auto
Monthly $

Cheapest Car Insurance in Fort Worth, TX

Here are the cheapest carriers in Fort Worth for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$222
$222
$225
$258
$203
$203
TexasHoustonSan AntonioDallasAustinFort Worth
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Fort Worth, TX Driving Facts

texas

Minimum Car Insurance Requirements in TX

All motor vehicles operated or parked on Texas roadways are required to be insured. Proof of insurance must be carried in your car at all times and must available when:

  • Requested by law enforcement
  • Renewing vehicle registration
  • The vehicle is involved in a car accident

The minimum liability insurance requirements for private passenger vehicles in Texas are as follows:

  • $30,000/$60,000 bodily injury liability per person/accident

Bodily injury liability coverage protects drivers if their car is involved in an accident that harms another individual. The minimum limits required by Texas state law are $30,000 for the death or injury of a single victim as a result of a car accident and $60,000 for the deaths or injuries of multiple victims. Insurance providers list this type of coverage as 30/60, referring to the dollar limitations of each minimum. In the case of an accident, liability coverage can aid perpetrators with costs involved in a legal proceeding as a result of a crash. Bodily injury coverage is part of the minimum coverage required by Texas law.

  • $25,000 propery damage liability per accident

The state minimum amount of property damage liability coverage required in the state of Texas is $25,000. If an insured driver is determined to be at fault and held liable in a motor vehicle accident, this coverage pays for damage repair to another individual’s property. Property damage coverage will also pay for legal costs if an insured driver is involved in a lawsuit following an accident.

Find local Fort Worth agents

Joseph A. Ferriulo 
2605 Airport Freeway, Fort Worth, TX 76111
Beat Insurance Services, LLC 
9800 Hillwood Pkwy Ste 140, Fort Worth, TX 76177
Cordell & Co. Insurance Agency, Inc. 
3513 S Fwy, Fort Worth, TX 76110
Lone Star Insurers 
8101 Boat Club Road, Fort Worth, TX 76179
Hemphill Insurance Agency 
3121 Hemphill St., Fort Worth, TX 76110
Graham Insurance Group, Inc 
2914 SE Loop 820, Fort Worth, TX 76140
MODCO Insurance Agency, Inc. 
6300 Ridglea Pl., Ste. 920, Fort Worth, TX 76116
AG-Pro Insurance Services, LLC 
P.O. Box 22, Fort Worth, TX 76101
Marsh & McLennan Agency 
301 Commerce Street #2201, Fort Worth, TX 76102
Yates & Associates, Inc. 
5828 S. Hulen, Fort Worth, TX 76132

Insurify Insights: How Fort Worth Drivers Measure Up

nissan
Nissan Altima
Most Popular Car in
Fort Worth, TX
suspended licenses
#61
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Fort Worth drivers measure up to their fellow Texas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Fort Worth

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Fort Worth drivers rank 100 in the number of car accidents per driver across all cities in Texas.

  • Rank within state: #100
  • Percent of drivers in Fort Worth with an accident: 9.66%
  • Drivers in Fort Worth, TX with an accident in their driving history paid on average 44% more than drivers with a clean record

Speeding Fort Worth

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Texas, Fort Worth drivers rank 96 in the number of speeding infractions per driver.

  • Rank within state: #96
  • Percent of drivers in Fort Worth with a speeding ticket: 8.75%
  • Drivers in Fort Worth, TX with a speeding ticket in their driving history paid on average 41.5% more than drivers with a clean record

DUI/DWIs Fort Worth

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Fort Worth drivers rank 100 in the number of DUI’s per driver across all cities in Texas.

  • Rank within state: #100
  • Percent of drivers in Fort Worth with a DUI: 1.24%
  • Drivers in Fort Worth, TX with a DUI in their driving history paid on average 41.5% more than drivers with a clean record

Most Popular Vehicle Fort Worth

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Fort Worth is the Nissan Altima.

Rude Fort Worth

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Texas, Fort Worth drivers rank 37 in rude driving infractions.

  • Rank within state: #37
  • Percent of drivers in Fort Worth with a reckless driving violation: 1.57%
  • Drivers in Fort Worth, TX with a reckless driving violation in their driving history paid on average 44.5% more than drivers with a clean record.

Safest Drivers Fort Worth

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Fort Worth drivers rank 51 in clean driving records across all cities in Texas.

  • Rank within state: #51
  • Percent of drivers in Fort Worth with clean record: 82.27%

Failure to Yield the Right of Way Fort Worth

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Fort Worth drivers rank 2 in failure to yield violations per driver across all cities in Texas.

  • Rank within state: #2
  • Percent of drivers in Fort Worth with a failure to yield violation: 0.36%
  • Drivers in Fort Worth, TX with a failure to yield violation in their driving history paid on average 3100% more than drivers with a clean record

Reckless Drivers Fort Worth

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Texas, Fort Worth drivers rank 24 in the number of reckless driving offenses per driver.

  • Rank within state: #24
  • Percent of drivers in Fort Worth with a reckless driving offense: 0.01%

Hybrid/Electric Vehicle Ownership Fort Worth

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Fort Worth drivers rank 98 in hybrid and electric vehicle ownership across all cities in Texas.

  • Rank within state: #98
  • Percent of drivers in Fort Worth with a hybrid/electric vehicle: 0.74%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.