Best Cheap Auto Insurance in Fort Worth, Texas (2023)

State Farm, USAA, and GEICO are the best insurers in Fort Worth, Texas.

Daria Kelly Uhlig
Daria Kelly Uhlig
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  • Contributor to Nasdaq and USA Today

Daria is a licensed Realtor and resort property manager specializing in personal finance, real estate, and insurance topics. In her spare time, she practices photography.

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Danny Smith
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Danny SmithHome and Pet Insurance Editor
  • P&C license candidate in Massachusetts

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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Konstantin Halachev
Data reviewed byKonstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Updated September 20, 2023

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Texas drivers in Fort Worth pay an average of $252 per month for car insurance, though rates vary widely depending on the insurer and your driving history. Due to its population density, drivers in Fort Worth tend to pay more than drivers in other Texas cities. 

Big-name insurers State Farm, GEICO, and USAA have some of the cheapest overall car insurance rates in Fort Worth. All three companies compare quite favorably to the state average cost of $258 per month for full coverage, according to Insurify data.

Quick Facts
  • Texas allows auto insurers to use your credit score when determining your premium.

  • All Texas car insurance policies include personal injury protection (PIP) unless you request that it be removed.

  • Drivers in Fort Worth must carry bodily injury and property damage liability coverage.

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Best car insurance companies in Fort Worth

Car insurance rates vary widely in Fort Worth, but cost isn’t the only factor you should consider. The best car insurance company for you is the one that provides the coverage you need at rates that work with your budget.

Best insurer for cheap rates: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$38/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$60/mo

State Farm is America’s most popular insurance company for good reason. First, it helps you save money with discounts for bundling policies and participating in programs like Drive Safe & Save and Steer Clear. In addition, it offers optional coverages that protect you when you’re driving for a rideshare service or when an accident leaves you stranded while traveling.

Pros
  • Some of the lowest rates in Fort Worth

  • Good selection of coverages

Cons
  • No usage-based insurance

  • Drive Safe & Save discounts not available in all states

Friendly; knowledgeable; cares for customer needs

Phyllis - February 1, 2023
Verified

Premiums jump every six months

Kenneth - January 31, 2023
Verified

They are great; prompt, polite, very educated

Angela - January 31, 2023
Verified
Read our State Farm review

Best insurer for discounts: GEICO

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$41/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$65/mo

GEICO offers low rates and coverage for a variety of vehicles, including ATVs and collectible cars. You can even get covered to drive your car in Mexico. But where GEICO really shines is with its discounts.

GEICO will discount your insurance policy if your car is new or has certain safety equipment installed. GEICO also reduces rates for active and past members of the military, federal employees, and anyone who belongs to one of more than 500 groups to which GEICO offers discounts.

Pros
  • Many ways to save

  • Offers Mexico car insurance

Cons
  • Difficult to get customer support by phone vs. mobile app or virtual agent

  • Limited optional coverage

Good communication

John - February 4, 2023
Verified

They offer the best rate.

Shannon - February 1, 2023
Verified

Any time I called them, they were on top of it and gave me an answer right away.

John - January 31, 2023
Verified
Read our GEICO review

Best insurer for military members and their families: USAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$67/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$107/mo

USAA isn’t the cheapest auto insurance company in Fort Worth. But its rates are well below average for liability-only and full-coverage insurance, and it earned Insurify’s second-highest IQ Score among Fort Worth insurers.

USAA was founded by Army officers in 1922, and its focus remains on members of the military and their families. Its vehicle insurance options might be the most extensive available in Fort Worth, with coverage for bicycles, electric bikes, and, through a third party, a variety of planes, including experimental aircraft.

Pros
  • Specializes in meeting the needs of military members and their families

  • Coverage for many vehicle types

Cons
  • Doesn’t have the lowest rates

  • Not available to non-military

The representative was very helpful and caring. I felt valued.

Tawana - January 17, 2023
Verified

I have been a member for 14 years. They have always delivered excellent customer care anytime I needed to reach out to them for any reason, whether it was to resolve an issue or assist me with an application for one of the many services and products they offer.

Christina - January 17, 2023
Verified

Exceptional customer service

Anthony - January 15, 2023
Verified
Read our USAA review
Check Out: Cheapest Car Insurance Companies with Affordable Rates

Check Out: Cheapest Car Insurance Companies with Affordable Rates

Cheapest liability-only car insurance in Fort Worth

Liability insurance covers the cost of the other driver’s car repairs and their medical bills — as well as their passengers’ — if you’re at fault in an accident. Most states require a certain amount of liability coverage, but if the minimum isn’t enough to adequately protect your finances, you can purchase additional coverage.[1]

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
State Farm38
GEICO41
Mile Auto48
Allstate53
USAA67
Safeco81
Progressive92
State Auto94
Mercury98
Midvale Home & Auto100
Dairyland103
Nationwide104
Chubb114
Clearcover114
Commonwealth Casualty116
Liberty Mutual118
National General119
Elephant121
Direct Auto130
21st Century131
GAINSCO135
The General145
Bristol West152
AssuranceAmerica157
Infinity186
Foremost209
Hallmark212
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Fort Worth

Liability insurance doesn’t cover your own damages. For that, you need full-coverage car insurance, which adds collision and comprehensive coverages to your liability insurance. Collision covers the cost of repairing or replacing your car if you’re in a collision, while comprehensive covers damage from non-collision events, such as fire, flood, theft, and vandalism.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
State Farm60
GEICO65
Allstate85
Mile Auto94
USAA107
Clearcover140
Mercury151
Travelers154
Progressive159
Safeco171
Nationwide174
Midvale Home & Auto178
Elephant180
Chubb182
Stillwater188
21st Century210
AssuranceAmerica216
Direct Auto216
State Auto216
Liberty Mutual235
Dairyland252
Bristol West254
National General263
Infinity280
The General284
Commonwealth Casualty288
GAINSCO305
Foremost367
Hallmark418
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in Texas

Texas law requires proof that you can pay for any accidents you cause. For the vast majority of Fort Worth drivers, the best way to provide it is by purchasing 30/60/25 liability insurance to cover the following state minimum liability requirements:[2]

CoverageMinimum Requirements
Bodily injury liability
  • $30,000 per person
  • $60,000 per accident
Property damage liability
  • $25,000

All Texas policies come with personal injury protection, or PIP, which pays for your and your passengers’ medical bills as well as lost wages and other costs, according to the Texas Department of Insurance.

Other coverages you should consider include:

illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

Medical payments coverage

Medical payments covers you and your passengers. It also covers you if you’re hurt while walking, biking, or riding in someone else’s car.

illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

Uninsured/underinsured motorist coverage

This covers you if you’re hit by an underinsured or uninsured driver or are the victim of a hit-and-run.

illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

Roadside assistance coverage

Roadside assistance coverage pays for towing if your car breaks down and labor charges to fix a flat or jump-start your battery.

illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

Rental reimbursement coverage

Rental reimbursement coverage pays for a rental while your car is out of commission after an accident or theft.

Cheapest car insurance for drivers with an incident

Any event you report to an insurance company or that gets reported has the potential to increase your rates. These events are called chargeable incidents, and insurance companies take them seriously because they indicate that you’re a higher-risk driver who is more likely to file a claim. Incidents include at-fault accidents, speeding tickets, and DUI convictions.

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Cheapest car insurance for drivers with a speeding ticket

Speeding increases your risk of getting into an accident, and it also increases the severity of injuries and vehicle damage. As a result, insurance companies penalize drivers for being ticketed for speeding, especially if they’ve accumulated multiple tickets over a short period. But even one ticket can raise your rates.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm8352
GEICO9057
Allstate11773
Mile Auto13066
USAA14892
Clearcover193157
Mercury208135
Progressive219127
Safeco236112
Nationwide240143
Midvale Home & Auto246138
Elephant248167
Chubb251157
21st Century290181
AssuranceAmerica298217
Direct Auto298179
State Auto298130
Liberty Mutual324163
Dairyland348142
Bristol West350210
National General363164
Infinity386257
The General392200
Commonwealth Casualty397160
GAINSCO421186
Foremost506288
Hallmark577292
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

Unless your auto insurance coverage includes accident forgiveness, an at-fault accident is likely to increase your insurance rate. The amount of increase depends on the size of the claim and your insurance company. Here are the cheapest car insurance companies for Fort Worth drivers with accidents on their records.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm8856
GEICO9660
Allstate12578
Mile Auto13871
USAA15798
Clearcover206168
Mercury222144
Progressive234135
Safeco251119
Nationwide256153
Midvale Home & Auto262147
Elephant264178
Chubb267168
21st Century309192
AssuranceAmerica317231
Direct Auto317191
State Auto317138
Liberty Mutual345173
Dairyland370151
Bristol West373223
National General386175
Infinity411273
The General417213
Commonwealth Casualty423170
GAINSCO448198
Foremost539307
Hallmark614311
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI

Under Texas law, you’re legally intoxicated when your blood-alcohol content reaches 0.08%, but any impairment that affects your driving is illegal.[3] First offenders get a $2,000 fine, three to 180 days in jail, and loss of driving privileges for up to a year. And they can also expect to see a hefty increase in their insurance premium.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm10063
GEICO10968
Allstate14288
Mile Auto15780
USAA179112
Clearcover234190
Mercury252164
Progressive265154
Safeco285135
Nationwide290174
Midvale Home & Auto297167
Elephant300202
Chubb304190
21st Century351219
AssuranceAmerica361262
Direct Auto361217
State Auto361157
Liberty Mutual392197
Dairyland421172
Bristol West424254
National General439199
Infinity467310
The General474242
Commonwealth Casualty481194
GAINSCO509225
Foremost613349
Hallmark698354
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors

Older drivers typically have significantly fewer accidents than younger drivers do. Beginning around age 35, insurance rates drop to reflect that lower risk. The risk — and the number of accidents — starts to increase again beginning at age 70, and by age 75, rates creep up as well.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm3019
GEICO3220
Allstate4226
Mile Auto4724
USAA5333
Clearcover7057
Mercury7549
Progressive7946
Safeco8540
Nationwide8752
Midvale Home & Auto8950
Elephant9060
Chubb9157
21st Century10565
AssuranceAmerica10878
Direct Auto10865
State Auto10847
Liberty Mutual11759
Dairyland12551
Bristol West12676
National General13159
Infinity13993
The General14172
Commonwealth Casualty14358
GAINSCO15267
Foremost183104
Hallmark208106
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens

Teen drivers are some of the riskiest drivers on the road, and the insurance premiums that they pay reflect that. They’re much more likely to drive dangerously and aggressively, so insurers charge them higher premiums than older drivers.

Many insurance companies have programs to reduce the cost of teens’ auto policies. State Farm, for example, employs usage-based technology that tracks young drivers’ driving behavior and rewards safe driving with up to 30% off. You might also get a discount if you get good grades, take a professional driving course, or leave your car at home when you go to college.

The below rates are estimated rates current as of: Monday, September 18 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm10868
GEICO11673
Allstate15295
Mile Auto16886
USAA192120
Clearcover251204
Mercury271176
Progressive285165
Safeco306145
Nationwide312186
Midvale Home & Auto319179
Elephant323217
Chubb326204
21st Century376235
AssuranceAmerica387281
Direct Auto387233
State Auto387168
Liberty Mutual421211
Dairyland452185
Bristol West455272
National General471213
Infinity502333
The General509260
Commonwealth Casualty516208
GAINSCO546242
Foremost658374
Hallmark749380
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

How to get the cheapest car insurance in Fort Worth

Insurance companies consider several factors when calculating your insurance rate, including:[4]

  • Type of coverage and coverage amount

  • Driving record

  • Credit history

  • Driving habits

  • ZIP code

  • Age and gender

  • Deductible

Here are some steps you can take to keep rates down:

  • Drive safely to avoid speeding tickets and accidents.

  • Improve your credit.

  • Raise your deductible.

  • Take advantage of discounts for bundling policies.

  • Maintain a clean driving record.

It’s also a good idea to shop around. Comparing quotes and coverage options from several Fort Worth insurance companies will help you find the best deal.

Shop for Cheap Car Insurance in Fort Worth

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Fort Worth car insurance quotes by credit tier

While insurance rates aren’t directly tied to credit scores, per se, they’re influenced by credit-based insurance scores that predict the likelihood that you’ll file a claim.

In Texas and every other state that allows insurers to use credit scores in calculating rates, maintaining your excellent or good credit score or improving a poor credit score could save you money.[5]

Here’s how credit correlates with average monthly insurance quotes for full coverage in Fort Worth:

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Fort Worth?

Texas has the 13th-highest insurance rates in the country. The average rates for Fort Worth drivers are on par with the state average, and they fall about in the middle compared to other Texas cities. Drivers in Fort Worth pay more than Austin drivers, but they pay less than Corpus Christi drivers.

The following factors affect rate variations from one area to another:

  • Crime rates

  • The number and cost of lawsuits

  • Cost of medical care

  • Cost of auto repairs

  • Prevalence of auto insurance fraud

  • Weather

More cities in Texas

Insurify researched average full-coverage quotes for several other Texas cities. Here’s how they compare to the average quote in Fort Worth:

CityAverage Monthly QuoteCompared to Fort Worth
Amarillo$3080%
Austin$282-8%
Corpus Christi$3184%
El Paso$294-4%
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Fort Worth car insurance FAQs

Before you shop for car insurance in Fort Worth, check out the answers to these commonly asked questions.

  • How much is car insurance in Fort Worth?

    Fort Worth drivers pay an average of $196 per month for liability insurance and $307 per month for full coverage. These numbers are slightly higher than the state average.

  • What are the best car insurance companies in Fort Worth?

    Fort Worth drivers have access to many top insurance companies. The best car insurance company in Fort Worth is State Farm because of its affordable premiums, top-rated customer service, and excellent financial strength. Other top companies include USAA and GEICO.

  • What is Texas’ minimum car insurance?

    Texas’ minimum car insurance requirements are $30,000 per person and $60,000 per accident in bodily injury liability and $25,000 in property damage liability.

  • Why is auto insurance so expensive in Fort Worth, Texas?

    Auto insurance rates in Fort Worth, Texas, are high due to a number of factors. It’s a densely populated city, so the risk of accidents is higher than in many other towns. Auto insurers in the state have also begun to increase rates, according to the Texas Department of Insurance.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Insurance Information Institute. "Auto Insurance Basics." Accessed July 27, 2023
  2. Texas Department of Insurance. "Automobile insurance guide." Accessed July 27, 2023
  3. Texas Department of Transportation. "Impaired driving and penalties - DUI/DWI." Accessed July 27, 2023
  4. Insurance Information Institute. "What determines the price of an auto insurance policy?." Accessed July 27, 2023
  5. Texas Department of Insurance. "Credit Scoring and Insurance." Accessed July 27, 2023
Daria Kelly Uhlig
Daria Kelly Uhlig

Daria Uhlig is a freelance writer and editor with over a decade of experience creating personal finance content. Her work appears on USA Today, Nasdaq, MSN, Yahoo Finance, Fox Business, GOBankingRates and AOL. As a licensed Realtor and resort property manager, she specializes in real estate topics, including landlord, homeowners and renters insurance. In her spare time, Daria can be found photographing people and places on Maryland's Eastern Shore. Connect with her on LinkedIn.

Danny Smith
Edited byDanny SmithHome and Pet Insurance Editor
Photo of an Insurify author
Danny SmithHome and Pet Insurance Editor
  • P&C license candidate in Massachusetts

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

Featured in

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Konstantin Halachev
Data reviewed byKonstantin HalachevVice President of Engineering
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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