Cheap Car Insurance Quotes in Fort Worth, Texas (2025)

Drivers in Fort Worth pay an overall average of $175 per month for car insurance, though rates vary widely depending on your insurer and your driving history. Due to Fort Worth’s population density, its drivers tend to pay more than motorists in several other Texas cities.

Here’s what you should know about finding car insurance in Fort Worth.

How much is car insurance in Fort Worth, TX?

Car insurance costs in Fort Worth are on par with the rates other Texas drivers pay. But Fort Worth rates are more expensive than the national average. See how Fort Worth car insurance rates compare in the table below.

	Full Coverage	Liability Only
Fort Worth	$226	$124
Texas	$228	$125
National average	$193	$107

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance companies in Fort Worth

Many different factors affect your insurance rates, so no single insurer is the cheapest for everyone. In the table below, you can see some of the cheapest car insurance companies offering coverage to Fort Worth drivers.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Full Coverage	Liability Only
State Farm	$82	$48
Allstate	$116	$68
Mile Auto	$140	$69
USAA	$146	$87
Mercury	$160	$96
Progressive	$175	$101
Nationwide	$184	$109
GEICO	$189	$130
Safeco	$209	$129
Clearcover	$219	$133
Root	$220	$120
Elephant	$245	$155
The General	$245	$124
Chubb	$248	$147
Direct Auto	$249	$145
National General	$258	$143
Bristol West	$260	$125
AssuranceAmerica	$278	$128
21st Century	$287	$170
GAINSCO	$307	$151
Dairyland	$326	$121
Liberty Mutual	$336	$255
Commonwealth Casualty	$355	$131
Foremost	$418	$202

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Best car insurance companies in Fort Worth

Car insurance rates vary widely in Fort Worth, but cost isn’t the only factor you should consider. Companies consider your age, location, driving record, credit history, and more when offering you quotes.

The best car insurance company for you is the one that provides the coverage you need at rates that work with your budget. The quotes in the table below represent overall Texas averages, not just Fort Worth.

Insurance Company	IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	Full Coverage	Liability Only	Best For
State Farm	9.3	$84	$50	Cheap rates
GEICO	9.2	$191	$131	Discounts
USAA	9.1	$149	$89	Military members and their families

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

• How Insurify rates insurance companies

  Our editorial team spent more than 350 hours developing the Insurify Quality (IQ) Score and scoring insurance companies. The IQ Score objectively analyzes and calculates a score for insurers using more than 15 crucial criteria. The team weighted criteria by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings.

  We rate each company on a 1 to 10 scale based on five categories: financial ratings, customer satisfaction, affordability, customer support and transparency, and availability. Insurify updates ratings once a year or as more recent information becomes available.

  • Third-party financial ratings: Insurify uses data from AM Best, S&P, Moody’s, and more to compare insurance companies’ credit and ability to pay out future claims.
  • Customer satisfaction: To calculate this score, Insurify analyzed more than 55,000 customer reviews across 155 car insurance companies. We also consider third-party ratings from J.D. Power, the National Association of Insurance Commissioners, and Trustpilot.
  • Affordability: Our data scientists analyzed more than 90 million real-time auto insurance rates from our partners across the U.S., as well as available discounts, to calculate an affordability score.
  • Customer support and transparency: This measures coverage options, ease of claims filing, and the insurer's transparency surrounding discounts, coverages, and claims process.
  • Availability and reach: Insurify scores availability and reach by identifying the number of states in which insurers offer coverage and company size by market share.

Best insurer for cheap rates: State Farm

Cheap Rates

Compare Quotes

User Reviews	4.1 6,047 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.3 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$48/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$82/mo

Hide Details

Driver Reviews

4.1

Best choiceBased on 11,282 verified guest reviews and ratings

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify

Best For

Customer service

Competitive rates

Discounts for safe drivers

Reviews (6,047)

Roseann

July 7, 2025

Verified Review

Excellent

I've checked several insurance companies and State Farm always comes out on top.

Alice

July 7, 2025

Verified Review

State Farm Cares

All good... the staff is great and they care about your issues.

Sheri

July 7, 2025

Verified Review

Raising Rates Continues

Sometimes there's a long wait to speak to a real person, and after 25 years of being a customer, rates keep rising at an alarming rate. I haven’t had a claim.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

657

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.84

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

State Farm is America’s most popular insurance company for good reason. First, it helps you save money with discounts for bundling policies and participating in programs like Drive Safe & Save and Steer Clear. In addition, it offers optional coverages that protect you when you’re driving for a rideshare service or when an accident leaves you stranded while traveling.

Pros

• Some of the lowest rates in Fort Worth

• Good selection of coverages

Cons

• No usage-based insurance

• Drive Safe & Save discounts not available in all states

Best insurer for discounts: GEICO

Discounts

Compare Quotes

User Reviews	4.0 6,436 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.2 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$130/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$189/mo

Show Details

Driver Reviews

4.0

Best choiceBased on 12,002 verified guest reviews and ratings

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify

Best For

Teen drivers

Cheap rates

Accident forgiveness

Reviews (6,436)

Richard

July 8, 2025

Verified Review

Pricing Information

They quoted me one price, but when I called them back, they gave me another, higher price.

Jacq

July 8, 2025

Verified Review

My policy is expensive and customer service is lacking

I find my policy to be expensive, and when I need help, I have to call multiple times to get my issue resolved. Overall, I'm unsatisfied with the service.

Sharry

July 7, 2025

Verified Review

Every insurance is too high

Rates are high. They should be going down, but they are going up. I have a good record.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

637

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

0.59

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

GEICO offers low rates and coverage for a variety of vehicles, including ATVs and collectible cars. You can even get covered to drive your car in Mexico. But where GEICO really shines is with its discounts.

GEICO will discount your insurance policy if your car is new or has certain safety equipment installed. GEICO also reduces rates for active and past members of the military, federal employees, and anyone who belongs to one of more than 500 groups to which GEICO offers discounts.

Pros

• Many ways to save

• Offers Mexico car insurance

Cons

• Difficult to get customer support by phone vs. mobile app or virtual agent

• Limited optional coverage

Best insurer for military members and their families: USAA

Military Members and Their Families

Compare Quotes

User Reviews	4.9 1,194 reviews
IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.	9.1 /10
Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.	$87/mo
Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.	$146/mo

Show Details

Driver Reviews

4.9

Best choiceBased on 2,105 verified guest reviews and ratings

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify

Best For

Members of the military community

Outstanding customer service

Competitive rates

Reviews (1,194)

Errin

July 9, 2025

Verified Review

They Could Do Better!

Average, but not a real discount rate, and rates go up yearly and worsen after even a small claim.

Herbert

July 5, 2025

Verified Review

Personally beneficial

Very easy to work with.

John

June 17, 2025

Verified Review

USAA Critique

High exposure in the South and East leads to higher premiums. They do have a SafePilot program, which I use. They also have a cashback program, which I use.

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Our Advice

JD Power

J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.

739

NAIC Index

Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.

1.31

A.M. Best

A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).

A++

Why we picked this company

USAA isn’t the cheapest auto insurance company in Fort Worth. But its rates are well below average for liability-only and full-coverage insurance, and it earned Insurify’s second-highest IQ Score among Fort Worth insurers.

USAA was founded by Army officers in 1922, and its focus remains on members of the military and their families. Its vehicle insurance options might be the most extensive available in Fort Worth, with coverage for bicycles, electric bikes, and, through a third party, a variety of planes, including experimental aircraft.

Pros

• Specializes in meeting the needs of military members and their families

• Coverage for many vehicle types

Cons

• Doesn’t have the lowest rates

• Not available to non-military

How to get the cheapest car insurance in Fort Worth

Insurance companies consider several factors when calculating your insurance rate, including:^[1]

• Type of coverage and coverage amount

• Driving record

• Credit history

• Driving habits

• ZIP code

• Age and gender

• Deductible

Here are some steps you can take to keep rates down:

• Drive safely to avoid speeding tickets and accidents.

• Improve your credit.

• Raise your deductible.

• Take advantage of discounts for bundling policies.

• Maintain a clean driving record.

It’s also a good idea to shop around. Comparing quotes and coverage options from several Fort Worth insurance companies will help you find the best deal.

Car insurance requirements in Texas

Texas law requires proof that you can pay for any accidents you cause. For the vast majority of Fort Worth drivers, the best way to provide it is by purchasing 30/60/25 liability insurance to cover the following state minimum liability requirements:^[2]

Coverage	Minimum Requirements
Bodily injury liability	$30,000 per person / $60,000 per accident
Property damage liability	$25,000 per accident

All Texas policies come with personal injury protection, or PIP, which pays for your and your passengers’ medical bills as well as lost wages and other costs, according to the Texas Department of Insurance.

Other coverages you should consider include:

• 

  Medical payments coverage

  Medical payments insurance covers you and your passengers. It also covers you if you’re hurt while walking, biking, or riding in someone else’s car.

• 

  Uninsured/underinsured motorist coverage

  Uninsured/underinsured motorist insurance covers you if an underinsured or uninsured driver hits you or you’re the victim of a hit-and-run.

• 

  Roadside assistance coverage

  Roadside assistance coverage pays for towing if your car breaks down and labor charges to fix a flat or jump-start your battery.

• 

  Rental reimbursement coverage

  Rental reimbursement coverage pays for a rental while your car is out of commission after an accident or theft.

Cheapest car insurance for drivers with an incident

Any event you report to an insurance company or that gets reported has the potential to increase your rates. These events are called chargeable incidents, and insurance companies take them seriously because they indicate that you’re a higher-risk driver who is more likely to file a claim. Incidents include at-fault accidents, speeding tickets, and DUI convictions.

Find Cheap Car Insurance in Fort Worth, TX

Monthly rates start at $55 for drivers with an incident

Enter your ZIP codeView My Quotes

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Based on 3,806+ reviews

4.8/5

Cheapest car insurance for drivers with a speeding ticket: State Farm

Speeding increases your risk of getting into an accident, and it also increases the severity of injuries and vehicle damage. As a result, insurance companies penalize drivers for being ticketed for speeding, especially if they’ve accumulated multiple tickets over a short period. But even one ticket can raise your rates.

The average cost of car insurance for drivers with a speeding ticket in Fort Worth is $266 per month for full coverage and $146 for liability only. The following table illustrates how a speeding ticket affects liability rates from top insurers in Fort Worth.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With Speeding Ticket
State Farm	$48	$57
Allstate	$68	$81
Mile Auto	$69	$79
USAA	$87	$104
Mercury	$96	$125
Progressive	$101	$119
Nationwide	$109	$131
Root	$120	$153
Dairyland	$121	$145
The General	$124	$157
Bristol West	$125	$152
AssuranceAmerica	$128	$148
Safeco	$129	$159
GEICO	$130	$160
Commonwealth Casualty	$131	$160
Clearcover	$133	$165
National General	$143	$171
Direct Auto	$145	$175
Chubb	$147	$176
GAINSCO	$151	$173
Elephant	$155	$179
21st Century	$170	$209
Foremost	$202	$247
Liberty Mutual	$255	$312

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident: State Farm

Unless your auto insurance coverage includes accident forgiveness, an at-fault accident is likely to increase your insurance rate. The size of the increase depends on the claim and your insurance company. In Fort Worth, the average cost of car insurance for drivers with an accident is $280 per month for full coverage and $154 for liability only.

Here you can see how an at-fault accident affects liability rates from the cheapest car insurance companies for Fort Worth drivers.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With Accident
State Farm	$48	$59
Allstate	$68	$85
Mile Auto	$69	$87
USAA	$87	$109
Mercury	$96	$133
Progressive	$101	$125
Nationwide	$109	$137
Root	$120	$150
Dairyland	$121	$152
The General	$124	$162
Bristol West	$125	$157
AssuranceAmerica	$128	$151
Safeco	$129	$171
GEICO	$130	$153
Commonwealth Casualty	$131	$164
Clearcover	$133	$188
National General	$143	$178
Direct Auto	$145	$187
Chubb	$147	$183
GAINSCO	$151	$184
Elephant	$155	$193
21st Century	$170	$216
Foremost	$202	$257
Liberty Mutual	$255	$324

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI: State Farm

Under Texas law, you’re legally intoxicated when your blood-alcohol content reaches 0.08%, but any impairment that affects your driving is illegal.^[3] First offenders get a $2,000 fine, three to 180 days in jail, and loss of driving privileges for up to one year. And they can also expect to see a hefty increase in their insurance premium for several years.

Fort Worth drivers pay an average of $275 per month for full coverage and $151 for liability only after a DUI conviction. The table below compares rates for Fort Worth drivers with clean driving records versus drivers with DUI convictions.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Clean Driving Record	With DUI
State Farm	$48	$64
Allstate	$68	$91
Mile Auto	$69	$92
USAA	$87	$117
Mercury	$96	$131
Progressive	$101	$123
Nationwide	$109	$146
Root	$120	$161
Dairyland	$121	$162
The General	$124	$166
Bristol West	$125	$167
AssuranceAmerica	$128	$171
Safeco	$129	$181
GEICO	$130	$174
Commonwealth Casualty	$131	$175
Clearcover	$133	$178
National General	$143	$191
Direct Auto	$145	$194
Chubb	$147	$197
GAINSCO	$151	$202
Elephant	$155	$208
21st Century	$170	$228
Foremost	$202	$271
Liberty Mutual	$255	$341

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors: State Farm

Older drivers typically have significantly fewer accidents than younger drivers do. Beginning around age 25, insurance rates drop to reflect that lower risk. The risk — and the number of accidents — starts to increase again beginning at age 70, and rates creep up as well.

The average cost of car insurance for senior drivers in Fort Worth is $187 per month for full coverage and $103 for liability only.

Here are quotes from top insurers for senior drivers in Fort Worth.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Liability Only	Full Coverage
State Farm	$37	$63
Mile Auto	$52	$106
Allstate	$54	$93
USAA	$69	$116
Mercury	$78	$130
Nationwide	$81	$137
Progressive	$84	$145
Dairyland	$97	$261
AssuranceAmerica	$97	$211
The General	$99	$195
Root	$100	$183
Bristol West	$100	$209
GEICO	$101	$147
Commonwealth Casualty	$103	$279
National General	$108	$195
Chubb	$108	$182
Safeco	$110	$179
Direct Auto	$112	$193
Clearcover	$114	$188
GAINSCO	$124	$252
Elephant	$126	$198
21st Century	$128	$217
Foremost	$169	$350
Liberty Mutual	$210	$277

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens: State Farm

Teen drivers are some of the riskiest drivers on the road, and the insurance premiums that they pay reflect that. They’re more likely to get into accidents or engage in risky driving behaviors like distracted driving or speeding.

Teen drivers in Fort Worth pay an average of $440 per month for full coverage and $241 for liability only.

Many insurance companies have programs to reduce the cost of teens’ auto policies. State Farm, for example, employs usage-based technology that tracks young drivers’ driving behavior and rewards safe driving with up to 30% off. You might also get a discount if you get good grades, take a professional driving course, or leave your car at home when you go to college.

Here are quotes for teen drivers in Fort Worth.

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

Insurance Company	Liability Only	Full Coverage
State Farm	$93	$159
Allstate	$136	$233
Mile Auto	$145	$294
USAA	$163	$274
Mercury	$184	$306
Progressive	$197	$341
Dairyland	$207	$559
Root	$214	$392
Nationwide	$216	$364
The General	$219	$432
Bristol West	$230	$479
Clearcover	$245	$403
Commonwealth Casualty	$246	$666
AssuranceAmerica	$260	$564
Safeco	$271	$439
Elephant	$276	$436
GAINSCO	$290	$589
Direct Auto	$292	$502
National General	$298	$538
Chubb	$317	$535
21st Century	$321	$541
Foremost	$393	$814
Liberty Mutual	$472	$622

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Shop for Cheap Car Insurance in Fort Worth

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4.8/5

Fort Worth car insurance quotes by credit tier

While insurance rates aren’t directly tied to credit scores, they’re influenced by credit-based insurance scores that predict the likelihood that you’ll file a claim.

In Texas and every other state that allows insurers to use credit history in calculating rates, maintaining your excellent or good credit or improving poor credit could save you money.^[4]

Here’s how credit correlates with average monthly insurance quotes for full coverage in Fort Worth:

Cost of car insurance in other Texas cities

Insurify researched average quotes for several other Texas cities. Here’s how they compare to the averages in Fort Worth:

The below rates are estimated rates current as of: Thursday, July 3 at 12:00 PM PDT. 

Data reviewed by Konstantin Halachev

Konstantin HalachevVP of Engineering & Data Science

• 7+ years experience in data analysis

• Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Read Editorial Guidelines

View Full Bio

City	Average Quote: Liability Only	Average Quote: Full Coverage
Abilene	$95	$195
El Paso	$104	$199
Amarillo	$109	$226
Killeen	$109	$203
Midland	$110	$217
Lubbock	$111	$220
Odessa	$112	$246
San Marcos	$114	$220
Huntsville	$116	$217
Denton	$122	$212
Laredo	$123	$210
Brownsville	$124	$210
Fort Worth	$124	$226
Plano	$128	$224
San Antonio	$129	$231
Arlington	$131	$233
Grand Prairie	$132	$244
Irving	$132	$243
Corpus Christi	$134	$220
Austin	$134	$222
Galveston	$135	$216
Mesquite	$137	$248
Dallas	$138	$259
Garland	$138	$242
Mcallen	$141	$219
Beaumont	$143	$242
Houston	$178	$297

Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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