The effect of driving habits on car insurance in Fort Worth
Racking up accidents or serious traffic violations on your driving record will likely drive up the cost of your car insurance.[5] Insurify found that one citation can cause premiums to increase by an average of 35%.
The following tables compare average quotes per month for Fort Worth drivers with a clean driving record, with an accident, with a DUI, and with a speeding ticket.
It’s important to note that when you see a negative difference in a table, it doesn’t mean that particular insurance company lowers rates for drivers with that infraction on their records. Rather, it may mean that our sample size was small — insurers may choose not to offer policies to drivers with that infraction. Your actual rate can vary based on a number of factors other than your driving record.
Cheapest car insurance with an accident in Fort Worth: Travelers
An accident on your record can negatively affect your rates. If you’ve caused an accident, statistically, you may be at a higher risk of causing another. Insurance companies may increase your premiums to cover that risk.[16] Travelers offers the cheapest average premiums for drivers with an accident on their record, with a monthly rate of $182.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance with a DUI in Fort Worth: Direct Auto
Driving under the influence (DUI) is a serious offense. With a DUI citation or conviction on your record, insurance companies may choose to not renew your policy or to not insure you at all.[16] It’s important to shop around for insurance quotes in Fort Worth if you have a DUI on your record because your rates can increase to over $200 a month.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest car insurance with a speeding ticket in Fort Worth: Clearcover
In 2021, there were 1,026 car crashes in Tarrant County that involved a speeding driver.[17] Like DUIs and accidents, a speeding ticket citation can increase your car insurance premiums in Fort Worth. Clearcover offers the cheapest car insurance quotes for drivers with speeding ticket citations, at $158 a month on average.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance in other Texas cities
Car insurance rates vary greatly from city to city — even within the same state. Here’s a look at car insurance rates in some other Texas cities: