Best Cheap Auto Insurance in Fort Worth, Texas (2024)

State Farm offers the cheapest car insurance in Fort Worth, with minimum-coverage policies as low as $39 per month.

Daria Kelly Uhlig
Daria Kelly Uhlig
  • Licensed Realtor with 10+ years in personal finance content

  • Contributor to Nasdaq and USA Today

Daria is a licensed Realtor and resort property manager specializing in personal finance, real estate, and insurance topics. In her spare time, she practices photography.

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Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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Konstantin Halachev
Data reviewed byKonstantin Halachev
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Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Updated April 17, 2024

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Texas drivers in Fort Worth pay an average of $252 per month for car insurance, though rates vary widely depending on the insurer and your driving history. Due to its population density, drivers in Fort Worth tend to pay more than drivers in other Texas cities. 

Big-name insurers State Farm, GEICO, and USAA have some of the cheapest overall car insurance rates in Fort Worth. All three companies compare quite favorably to the state average cost of $258 per month for full coverage, according to Insurify data.

Quick Facts
  • Texas allows auto insurers to use your credit score when determining your premium.

  • All Texas car insurance policies include personal injury protection (PIP) unless you request that it be removed.

  • Drivers in Fort Worth must carry bodily injury and property damage liability coverage.

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Best car insurance companies in Fort Worth

Car insurance rates vary widely in Fort Worth, but cost isn’t the only factor you should consider. The best car insurance company for you is the one that provides the coverage you need at rates that work with your budget.

Best insurer for cheap rates: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$39/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$64/mo

State Farm is America’s most popular insurance company for good reason. First, it helps you save money with discounts for bundling policies and participating in programs like Drive Safe & Save and Steer Clear. In addition, it offers optional coverages that protect you when you’re driving for a rideshare service or when an accident leaves you stranded while traveling.

Pros
  • Some of the lowest rates in Fort Worth

  • Good selection of coverages

Cons
  • No usage-based insurance

  • Drive Safe & Save discounts not available in all states

Read our State Farm review
Hephzibah - April 16, 2024
Verified

Looking for Good Service and Prices

Not good. The quotes changed and they were difficult to deal with.

Jane - April 16, 2024
Verified

Good Deals

They are friendly and offer good pricing.

Roger - April 16, 2024
Verified

Excellent

Very good agent.

Best insurer for discounts: GEICO

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$42/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$70/mo

GEICO offers low rates and coverage for a variety of vehicles, including ATVs and collectible cars. You can even get covered to drive your car in Mexico. But where GEICO really shines is with its discounts.

GEICO will discount your insurance policy if your car is new or has certain safety equipment installed. GEICO also reduces rates for active and past members of the military, federal employees, and anyone who belongs to one of more than 500 groups to which GEICO offers discounts.

Pros
  • Many ways to save

  • Offers Mexico car insurance

Cons
  • Difficult to get customer support by phone vs. mobile app or virtual agent

  • Limited optional coverage

Read our GEICO review
Arturo - April 17, 2024
Verified

Average

I need cheaper coverage. It's too much for two cars.

Eminny - April 17, 2024
Verified

Inconsistent Communication and Service

This is my second time with GEICO. The first time was fine, but this time around, they set my policy to be cancelled on a Monday. They claimed to have sent me a letter the previous Friday requesting documents that I never received. I called them multiple times about it, and each time I received a different reason and excuse. Despite sending them everything they needed, my policy remains cancelled. Without insurance, my car just sits there, and since it's financed, I might even end up losing it. I'm just waiting for them to review my documents and reactivate my policy. They said they would reach out to me if they needed anything else or to at least let me know the verdict, which they never did. I have to keep calling them myself, only to receive different excuses each time and no policy reactivation. They never reach out when they say they will, and other insurance options are very expensive for me as a fairly new driver.

Andy - April 15, 2024
Verified

Unexpected Rate Increase

I had an accident and they raised my rates to over $8,000 a year. I initially thought I was making normal upfront payments, but it turned out to be monthly payments.

Best insurer for military members and their families: USAA

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$69/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$113/mo

USAA isn’t the cheapest auto insurance company in Fort Worth. But its rates are well below average for liability-only and full-coverage insurance, and it earned Insurify’s second-highest IQ Score among Fort Worth insurers.

USAA was founded by Army officers in 1922, and its focus remains on members of the military and their families. Its vehicle insurance options might be the most extensive available in Fort Worth, with coverage for bicycles, electric bikes, and, through a third party, a variety of planes, including experimental aircraft.

Pros
  • Specializes in meeting the needs of military members and their families

  • Coverage for many vehicle types

Cons
  • Doesn’t have the lowest rates

  • Not available to non-military

Read our USAA review
Tom - April 16, 2024
Verified

USAA Excellence for Auto and Personal Property Insurance

Excellent.

Joseph - April 13, 2024
Verified

Excellent

It has been very good for a long time.

Candace - April 12, 2024
Verified

USAA Didn't Look Out for Me!

I was overcharged and rated incorrectly.
Check Out: Cheapest Car Insurance Companies with Affordable Rates

Check Out: Cheapest Car Insurance Companies with Affordable Rates

Cheapest liability-only car insurance in Fort Worth

Liability insurance covers the cost of the other driver’s car repairs and their medical bills — as well as their passengers’ — if you’re at fault in an accident. Most states require a certain amount of liability coverage, but if the minimum isn’t enough to adequately protect your finances, you can purchase additional coverage.[1]

The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
State Farm39
GEICO42
Hugo53
Mile Auto53
Allstate54
USAA69
Safeco80
Nationwide91
Mercury93
Midvale Home & Auto96
Progressive96
Dairyland103
Clearcover105
Chubb116
National General120
Liberty Mutual124
Elephant126
Commonwealth Casualty130
Direct Auto132
21st Century134
The General146
GAINSCO148
Bristol West162
State Auto174
AssuranceAmerica181
Infinity188
Foremost215
Hallmark227
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Fort Worth

Liability insurance doesn’t cover your own damages. For that, you need full-coverage car insurance, which adds collision and comprehensive coverages to your liability insurance. Collision covers the cost of repairing or replacing your car if you’re in a collision, while comprehensive covers damage from non-collision events, such as fire, flood, theft, and vandalism.

The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Monthly Quote
State Farm64
GEICO70
Allstate90
Mile Auto105
USAA113
Clearcover139
Hugo143
Mercury148
Travelers159
Nationwide162
Progressive171
Midvale Home & Auto172
Safeco172
Chubb193
Elephant206
21st Century223
AssuranceAmerica235
Liberty Mutual255
Direct Auto261
Dairyland262
National General266
Infinity287
The General295
Bristol West306
State Auto319
GAINSCO321
Commonwealth Casualty334
Foremost432
Hallmark450
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in Texas

Texas law requires proof that you can pay for any accidents you cause. For the vast majority of Fort Worth drivers, the best way to provide it is by purchasing 30/60/25 liability insurance to cover the following state minimum liability requirements:[2]

CoverageMinimum Requirements
Bodily injury liability
  • $30,000 per person
  • $60,000 per accident
Property damage liability
  • $25,000

All Texas policies come with personal injury protection, or PIP, which pays for your and your passengers’ medical bills as well as lost wages and other costs, according to the Texas Department of Insurance.

Other coverages you should consider include:

  • illustration card https://a.storyblok.com/f/162273/x/4c9753bdbe/medical-payments.svg

    Medical payments coverage

    Medical payments covers you and your passengers. It also covers you if you’re hurt while walking, biking, or riding in someone else’s car.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    This covers you if you’re hit by an underinsured or uninsured driver or are the victim of a hit-and-run.

  • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

    Roadside assistance coverage

    Roadside assistance coverage pays for towing if your car breaks down and labor charges to fix a flat or jump-start your battery.

  • illustration card https://a.storyblok.com/f/162273/100x100/24f1697280/car-key.svg

    Rental reimbursement coverage

    Rental reimbursement coverage pays for a rental while your car is out of commission after an accident or theft.

Cheapest car insurance for drivers with an incident

Any event you report to an insurance company or that gets reported has the potential to increase your rates. These events are called chargeable incidents, and insurance companies take them seriously because they indicate that you’re a higher-risk driver who is more likely to file a claim. Incidents include at-fault accidents, speeding tickets, and DUI convictions.

Find Cheap Car Insurance in Fort Worth, TX

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Cheapest car insurance for drivers with a speeding ticket

Speeding increases your risk of getting into an accident, and it also increases the severity of injuries and vehicle damage. As a result, insurance companies penalize drivers for being ticketed for speeding, especially if they’ve accumulated multiple tickets over a short period. But even one ticket can raise your rates.

The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm8149
GEICO9054
Allstate11569
USAA14588
Mile Auto14975
Clearcover192145
Hugo20375
Nationwide210118
Mercury219137
Progressive228128
Safeco240111
Chubb251151
Elephant267163
21st Century298179
AssuranceAmerica322248
National General344155
Direct Auto345175
Dairyland348137
Liberty Mutual352171
Infinity379248
The General393194
Bristol West400212
GAINSCO402185
Commonwealth Casualty417162
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

Unless your auto insurance coverage includes accident forgiveness, an at-fault accident is likely to increase your insurance rate. The amount of increase depends on the size of the claim and your insurance company. Here are the cheapest car insurance companies for Fort Worth drivers with accidents on their records.

The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm8753
GEICO9658
Allstate12374
USAA15595
Mile Auto16081
Hugo19673
Nationwide224126
Clearcover226170
Mercury231145
Progressive243137
Safeco257119
Chubb267160
Elephant286175
21st Century316190
AssuranceAmerica336259
Dairyland367144
Direct Auto370187
National General372168
Liberty Mutual375182
Infinity378248
The General418207
Bristol West420222
GAINSCO433200
Commonwealth Casualty462180
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI

Under Texas law, you’re legally intoxicated when your blood-alcohol content reaches 0.08%, but any impairment that affects your driving is illegal.[3] First offenders get a $2,000 fine, three to 180 days in jail, and loss of driving privileges for up to a year. And they can also expect to see a hefty increase in their insurance premium.

The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm10464
GEICO11468
Allstate14788
Mile Auto17890
USAA184112
Hugo21580
Clearcover227171
Mercury248156
Nationwide264148
Progressive279157
Safeco280130
Chubb315189
Elephant336205
21st Century364218
AssuranceAmerica383295
Liberty Mutual416202
Direct Auto425215
Dairyland427168
National General434196
Infinity468306
The General481238
Commonwealth Casualty489190
Bristol West499264
GAINSCO523241
Foremost704351
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors

Older drivers typically have significantly fewer accidents than younger drivers do. Beginning around age 35, insurance rates drop to reflect that lower risk. The risk — and the number of accidents — starts to increase again beginning at age 70, and by age 75, rates creep up as well.

The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm3320
GEICO3924
Allstate5231
Mile Auto6030
USAA6640
Progressive7743
Nationwide8045
Chubb9255
Mercury9459
Clearcover11386
Safeco11755
21st Century12072
Elephant12073
AssuranceAmerica12495
Direct Auto14774
Liberty Mutual15173
Dairyland16063
National General17277
Bristol West18196
The General18993
Commonwealth Casualty21785
GAINSCO218100
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens

Teen drivers are some of the riskiest drivers on the road, and the insurance premiums that they pay reflect that. They’re much more likely to drive dangerously and aggressively, so insurers charge them higher premiums than older drivers.

Many insurance companies have programs to reduce the cost of teens’ auto policies. State Farm, for example, employs usage-based technology that tracks young drivers’ driving behavior and rewards safe driving with up to 30% off. You might also get a discount if you get good grades, take a professional driving course, or leave your car at home when you go to college.

The below rates are estimated rates current as of: Wednesday, April 17 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance CompanyAverage Quote: Full CoverageAverage Quote: Liability Only
State Farm10765
GEICO10865
Allstate15593
USAA183112
Mile Auto199100
Clearcover244184
Hugo25394
Mercury266167
Nationwide272153
Progressive301169
Safeco301140
Elephant334204
Chubb351211
21st Century365219
Dairyland416164
Liberty Mutual422205
AssuranceAmerica444342
The General462229
Direct Auto467236
Infinity473310
National General496224
Bristol West499264
GAINSCO564260
Commonwealth Casualty574223
Foremost757377
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

How to get the cheapest car insurance in Fort Worth

Insurance companies consider several factors when calculating your insurance rate, including:[4]

  • Type of coverage and coverage amount

  • Driving record

  • Credit history

  • Driving habits

  • ZIP code

  • Age and gender

  • Deductible

Here are some steps you can take to keep rates down:

  • Drive safely to avoid speeding tickets and accidents.

  • Improve your credit.

  • Raise your deductible.

  • Take advantage of discounts for bundling policies.

  • Maintain a clean driving record.

It’s also a good idea to shop around. Comparing quotes and coverage options from several Fort Worth insurance companies will help you find the best deal.

Shop for Cheap Car Insurance in Fort Worth

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Fort Worth car insurance quotes by credit tier

While insurance rates aren’t directly tied to credit scores, per se, they’re influenced by credit-based insurance scores that predict the likelihood that you’ll file a claim.

In Texas and every other state that allows insurers to use credit scores in calculating rates, maintaining your excellent or good credit score or improving a poor credit score could save you money.[5]

Here’s how credit correlates with average monthly insurance quotes for full coverage in Fort Worth:

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Fort Worth?

Texas has the 13th-highest insurance rates in the country. The average rates for Fort Worth drivers are on par with the state average, and they fall about in the middle compared to other Texas cities. Drivers in Fort Worth pay more than Austin drivers, but they pay less than Corpus Christi drivers.

The following factors affect rate variations from one area to another:

  • Crime rates

  • The number and cost of lawsuits

  • Cost of medical care

  • Cost of auto repairs

  • Prevalence of auto insurance fraud

  • Weather

More cities in Texas

Insurify researched average full-coverage quotes for several other Texas cities. Here’s how they compare to the average quote in Fort Worth:

CityAverage Monthly QuoteCompared to Fort Worth
Amarillo$3080%
Austin$282-8%
Corpus Christi$3184%
El Paso$294-4%
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Fort Worth car insurance FAQs

Before you shop for car insurance in Fort Worth, check out the answers to these commonly asked questions.

  • How much is car insurance in Fort Worth?

    Fort Worth drivers pay an average of $196 per month for liability insurance and $307 per month for full coverage. These numbers are slightly higher than the state average.

  • What are the best car insurance companies in Fort Worth?

    Fort Worth drivers have access to many top insurance companies. The best car insurance company in Fort Worth is State Farm because of its affordable premiums, top-rated customer service, and excellent financial strength. Other top companies include USAA and GEICO.

  • What is Texas’ minimum car insurance?

    Texas’ minimum car insurance requirements are $30,000 per person and $60,000 per accident in bodily injury liability and $25,000 in property damage liability.

  • Why is auto insurance so expensive in Fort Worth, Texas?

    Auto insurance rates in Fort Worth, Texas, are high due to a number of factors. It’s a densely populated city, so the risk of accidents is higher than in many other towns. Auto insurers in the state have also begun to increase rates, according to the Texas Department of Insurance.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Insurance Information Institute. "Auto Insurance Basics."
  2. Texas Department of Insurance. "Automobile insurance guide."
  3. Texas Department of Transportation. "Impaired driving and penalties - DUI/DWI."
  4. Insurance Information Institute. "What determines the price of an auto insurance policy?."
  5. Texas Department of Insurance. "Credit Scoring and Insurance."
Daria Kelly Uhlig
Daria Kelly Uhlig

Daria Uhlig is a freelance writer and editor with over a decade of experience creating personal finance content. Her work appears on USA Today, Nasdaq, MSN, Yahoo Finance, Fox Business, GOBankingRates and AOL. As a licensed Realtor and resort property manager, she specializes in real estate topics, including landlord, homeowners and renters insurance. In her spare time, Daria can be found photographing people and places on Maryland's Eastern Shore. Connect with her on LinkedIn.

Danny Smith
Edited byDanny Smith
Photo of an Insurify author
Danny Smith
  • Licensed auto and home insurance agent

  • 4+ years in content creation and marketing

As Insurify’s home and pet insurance editor, Danny also specializes in auto insurance. His goal is to help consumers navigate the complex world of insurance buying.

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Konstantin Halachev
Data reviewed byKonstantin HalachevVice President of Engineering
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVice President of Engineering
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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