Cheapest Auto Insurance in Odessa, Texas (2024)

Odessa drivers can find the cheapest rates with State Farm, which offers liability-only policies as low as $40 per month.

Jacqueline DeMarco
Jacqueline DeMarco
  • 13+ years writing insurance and personal finance content

  • Insurance, lending, and retirement expert

Jacqueline has contributed content, and her personal finance passion, to dozens of noteworthy financial brands, including Credit Karma, Bankrate, and MagnifyMoney.

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Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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Updated March 26, 2024

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The average cost of car insurance in Odessa, Texas, is $188 a month — which is more than the national average of $157.

Many factors affect car insurance premiums, such as weather, traffic patterns, and crime rates. Odessa experiences a relatively large number of car thefts and accidents compared to its population and size, which can contribute to its more expensive car insurance rates.[1] [2]

Here’s what you need to know about getting cheap car insurance in Odessa, Texas.

Quick Facts
  • Car insurance in Odessa costs an average of $271 a month for full coverage and $105 for liability only.

  • The average cost of car insurance in Odessa is on par with the Texas average rate of $184 a month.

  • Auto insurers in Texas can use your credit score to determine car insurance premiums.[3]

Cheapest car insurance companies in Odessa

Before diving into which car insurance companies offer the cheapest rates in Odessa, it’s important to note that the lowest price may not correlate with the best policy for your needs. You should choose a company that’s reliable, has the features you need, and can offer you the right amount of coverage for the best price.

Insurance CompanyIQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
Full CoverageLiability OnlyBest for
State Farm4.5$116$53Discounts
GEICO4.2$119$54Bundling
Mile Auto3.5$102$55Low-mileage drivers
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
  • Insurify uses an in-house, proprietary method to rate and review the best car insurance companies. The Insurify Quality (IQ) Score uses more than 15 crucial criteria, including average premiums, customer satisfaction, discounts, third-party ratings, and more, to calculate a final score for a company.

    Criteria are weighted by importance to the consumer — factors such as customer reviews and affordability influence the score more than availability and third-party ratings. With the IQ Score, Insurify is able to provide quantitative ratings for drivers to better compare car insurance companies and make informed decisions to meet their coverage needs.

Best insurer for discounts: State Farm

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.4
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
842
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$40/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$65/mo

Odessa residents have to watch their budgets carefully, thanks to the high cost of living in this Texas city. To help keep auto insurance spending low, drivers will appreciate that State Farm offers some of the lowest average premiums in the city, as well as various discounts.

You can get a discount for getting good grades, taking defensive driving lessons, installing safety features in your car, and more to help you save on your auto insurance premiums. You can also save by bundling your auto insurance policy with one of State Farm’s many insurance products, like renters, home, and life insurance.

Pros
  • No. 2 in J.D. Power’s 2023 U.S. Auto Insurance Study in Texas

  • Multiple available discounts

Cons
  • Doesn’t offer gap insurance

  • Quotes not available online

Craig - March 26, 2024
Verified

I called three times to talk with an agent, but he never called back. It was a very disappointing experience!

I called three times to talk with an agent, but he never called back. It was a very disappointing experience!

David - March 26, 2024
Verified

Considering Expanding Coverage

I was never informed that my rate would increase every month for some reason. No one told me about it. I received a notice in the mail stating that what I was supposed to pay that month was always 10 or 20 dollars more than it was the previous month. I would have liked to have been informed about this.

Beverly - March 26, 2024
Verified

Unsatisfactory Experience

A kid threw a rock through my window and I was blamed for the claim. What is the purpose of having insurance?
Read our State Farm review

Best insurer for bundling: GEICO

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
4.3
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
835
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$43/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$72/mo

Amid rising prices, drivers have a lot of expenses, and it makes sense to try to cut costs where possible. Whether you rent or own your home, bundling renters or homeowners insurance with car insurance from one company can be convenient and financially beneficial. With GEICO, you can bundle your auto insurance policy with a condo, renters, homeowners, or mobile home insurance policy.

Your job can also help you save with GEICO. Military members, federal employees, and workers at more than 500 different employers can all qualify for extra savings on their car insurance premiums.

Pros
  • Popular mobile app

  • 24/7 customer service

Cons
  • Gap insurance not available

  • Doesn’t offer rideshare insurance

Radera - March 26, 2024
Verified

Don't Recommend

I wouldn't recommend them. They seem to look for any reason to cancel your policy.

Jan - March 25, 2024
Verified

Average

Rigid on pricing.

Linda - March 23, 2024
Verified

Best for the Money

They were helpful in trying to lower my bill.
Read our GEICO review

Best insurer for low-mileage drivers: Mile Auto

Compare personalized, real-time quotes
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-five scale. The Insurify editorial team researches insurer data to determine the final scores.
3.4
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
NR
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$54/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$108/mo

No commute? Working from home can save you a lot on gas and vehicle maintenance. And with the right car insurance company, working from home can also help you save on car insurance. Mile Auto offers pay-per-mile policies in which you spend less when you don’t drive that often. All you have to do to qualify for savings is take a picture of your car’s odometer once a month.

Pros
  • Doesn’t require a telematics device

  • Offers online quotes

Cons
  • Bad for long commutes

  • No J.D. Power rankings available

How to get the cheapest car insurance in Odessa

If you’re looking to save on your car insurance policy in Odessa, here are some money-saving tips that can help you find cheap car insurance:

  • Compare quotes. To find the best policy that suits your needs and budget, start by comparing quotes from multiple insurance companies. The cheapest auto insurance company for you offers the lowest rate for the coverage you want.

  • Bundle multiple policies. If you already have another form of insurance — such as homeowners insurance, renters insurance, or life insurance — from an insurer, check if that insurance company also offers auto insurance. Many companies provide bundling discounts for customers with multiple policies.

  • Choose the right car. Choose a less expensive car, as they’re cheaper to repair and replace, resulting in lower insurance claims. This choice can lead to significant savings on your car insurance premium.

Find Cheap Car Insurance in Odessa, Texas

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Cheapest liability-only car insurance in Odessa

Liability-only car insurance provides coverage for damages you cause to others in an accident. It covers their medical expenses and property damage. It doesn’t cover your own car. Drivers often choose this type of coverage when they drive older or less valuable vehicles.

State Farm is the cheapest liability-only auto insurance company in Odessa, with an average cost of $40 per month.

The following table outlines the cheapest liability-only car insurance policies in Odessa.

The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm40
GEICO43
Hugo54
Mile Auto54
Allstate55
USAA71
Safeco82
Nationwide93
Mercury96
Midvale Home & Auto99
Progressive99
Dairyland106
Clearcover108
Chubb120
National General124
Liberty Mutual128
Elephant130
Commonwealth Casualty134
Direct Auto136
21st Century138
The General150
GAINSCO152
Bristol West167
State Auto179
AssuranceAmerica186
Infinity193
Foremost221
Hallmark233
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance in Odessa

The main difference between liability-only and full-coverage car insurance is what they protect. Liability insurance covers damages you cause to others, while full-coverage also includes protection for your own vehicle.

Full coverage is beneficial for drivers with newer or high-value cars, as it provides comprehensive protection in case of accident, theft, or natural disaster. In Odessa, the average cost of full-coverage car insurance is $271 a month.

The next table gives a look at the lowest average rates for full-coverage policies in Odessa.

The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote
State Farm65
GEICO72
Allstate92
Mile Auto108
USAA116
Clearcover143
Hugo147
Mercury152
Travelers163
Nationwide167
Progressive176
Midvale Home & Auto177
Safeco177
Chubb198
Elephant212
21st Century229
AssuranceAmerica241
Liberty Mutual262
Direct Auto268
Dairyland269
National General273
Infinity295
The General303
Bristol West315
State Auto328
GAINSCO330
Commonwealth Casualty343
Foremost443
Hallmark462
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Car insurance requirements in Texas

In most states, including Texas, liability car insurance coverage is mandatory. Texas, being an at-fault state, requires Odessa drivers to have a certain level of liability insurance to cover damage and medical expenses for other parties in accidents they cause.

These are the minimum-coverage requirements in Texas:[4]

CoverageMinimum Requirements
Bodily injury liability$30,000 per person / $60,000 per accident
Property damage liability$25,000 per accident

While you must maintain the minimum coverage levels in Texas, you have the option to enhance your auto insurance policy with the following additional coverages:

  • illustration card https://a.storyblok.com/f/162273/x/169fdfde11/liability-coverage.svg

    Collision coverage

    Collision coverage takes care of vehicle damages if you hit stationary objects or other vehicles.

  • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

    Comprehensive coverage

    Comprehensive coverage deals with damages stemming from non-collision events, such as fire, vandalism, theft, falling objects, and natural disasters.

  • illustration card https://a.storyblok.com/f/162273/x/73ee7a876e/repair.svg

    Glass coverage

    Don’t overlook the significance of glass protection, which includes windshield and glass damage, and potentially provides no-deductible coverage for side windows, rear windows, and glass sunroofs.

  • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

    Uninsured/underinsured motorist coverage

    Uninsured/underinsured motorist coverage steps in when an uninsured or inadequately insured driver is responsible for an accident, covering your damages and injuries.

  • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

    Gap coverage

    If you financed or leased your vehicle, gap insurance covers the difference between your auto loan balance and the insurance settlement in case of a total loss.

Learn More: How Much Car Insurance Do You Need?

Learn More: How Much Car Insurance Do You Need?

Cheapest car insurance for drivers with an incident

Finding the most affordable car insurance when you have incidents on your driving record — such as speeding tickets, driving under the influence (DUI), at-fault accidents, and other moving violations — is a top priority. Incidents raise insurance rates due to the increased risk they signal to car insurance companies. Insurance companies view drivers with incidents as more likely to file claims, which results in higher premiums.

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Cheapest car insurance for drivers with a speeding ticket

Speeding tickets can significantly affect your car insurance rates due to the increased risk they signal to insurance companies. When you receive a speeding ticket, it suggests a tendency to engage in risky behavior behind the wheel, which makes you more likely to be involved in accidents. Insurance companies adjust your rates to compensate for this higher risk, potentially leading to higher premiums. Multiple tickets or severe violations may result in even steeper rate increases.

The average rate for drivers with a speeding ticket in the city is $264 a month. If you have speeding tickets on your record, you may want to research the following Odessa insurance companies.

The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability Only
State Farm8250
GEICO9255
Allstate11770
USAA14890
Mile Auto15778
Clearcover197149
Hugo20676
Nationwide215120
Mercury223141
Progressive233131
Safeco247115
Chubb256155
Elephant272167
21st Century304183
AssuranceAmerica330255
National General350159
Dairyland354140
Direct Auto354179
Liberty Mutual359176
Infinity390255
The General399198
Bristol West408217
GAINSCO410189
Commonwealth Casualty425166
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with an at-fault accident

At-fault accidents can significantly affect your car insurance rates because they indicate a higher risk of future claims. When you’re responsible for an accident, auto insurance companies see you as a more accident-prone driver.

To cover the potential cost of your future claims, insurers may increase your premiums. With an at-fault accident, car insurance costs an average of $280 a month in Odessa.

This table outlines the insurance companies that offer the lowest rates for drivers with accidents on their records in Odessa.

The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability Only
State Farm8754
GEICO9859
Allstate12575
USAA15897
Mile Auto16884
Hugo20073
Nationwide229128
Clearcover230174
Mercury236149
Progressive249140
Safeco264122
Chubb271164
Elephant291179
21st Century322194
AssuranceAmerica345266
Dairyland374147
Direct Auto378192
National General378172
Liberty Mutual383187
Infinity391256
The General426211
Bristol West428227
GAINSCO442203
Commonwealth Casualty470184
State Auto489267
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for drivers with a DUI

Alcohol and drugs were a factor in more than 22,000 car crashes in Texas in 2022.[5] DUIs significantly affect your car insurance rates because they signify a high level of risk. When you have a DUI conviction, insurance companies perceive you as a driver with impaired judgment and consider you more likely to be involved in accidents.

To cover the potential costs of these accidents, insurance companies increase your premiums substantially. Additionally, some insurers may even choose not to renew your policy.

Car insurance costs are an average of $318 a month for drivers in Odessa with a DUI. Review the following table to see which auto insurance companies tend to offer the lowest rates to drivers with DUIs.

The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT
Insurance CompanyAverage Monthly Quote: Full CoverageAverage Monthly Quote: Liability Only
State Farm10565
GEICO11770
Allstate14989
Mile Auto17588
USAA188115
Hugo22482
Clearcover232175
Mercury252159
Nationwide271151
Progressive285160
Safeco287133
Chubb321194
Elephant344211
21st Century371224
AssuranceAmerica391301
Liberty Mutual425207
Direct Auto434220
Dairyland436172
National General442201
Infinity478313
The General491243
Commonwealth Casualty502196
Bristol West511271
State Auto532290
GAINSCO535246
Foremost718358
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for seniors

Car insurance rates tend to decrease around age 35 as you gain experience and maintain a good driving record. However, rates start to increase around age 75 due to factors like reduced reaction times and increased vulnerability to accidents.[6] Insurance companies view older drivers as a slightly higher risk, resulting in an uptick in premiums.

On average, senior drivers in Odessa pay $133 a month for car insurance. This next table can help senior drivers find the cheapest car insurance in Odessa.

The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
State Farm2033
GEICO2440
Allstate3153
Mile Auto3162
USAA4167
Progressive4479
Nationwide4682
Safeco55119
Chubb5794
Mercury6196
Dairyland65165
21st Century74122
Elephant75122
Liberty Mutual75153
Direct Auto76150
National General82181
Commonwealth Casualty86220
Clearcover89118
The General98197
Bristol West99186
GAINSCO100218
AssuranceAmerica102132
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest car insurance for teens

Teenagers often face considerably higher car insurance rates than adults due to their limited driving experience and the higher risk associated with young drivers. Inexperienced teens are more prone to accidents, leading insurance companies to charge more for premiums. On average, teens and young drivers pay $320 a month for car insurance in Odessa.

However, teenagers can still get affordable car insurance. One effective approach is staying on a parent’s insurance policy, benefitting from their parent’s established driving history. Opting for a safe, reliable car with advanced safety features can also help lower premiums. Additionally, maintaining good grades can lead to a good student discount, reducing insurance costs for responsible students.

These auto insurance companies offer the lowest average rates for teen drivers in Odessa.

The below rates are estimated rates current as of: Tuesday, March 26 at 12:00 PM PDT
Insurance CompanyLiability OnlyFull Coverage
GEICO66110
State Farm67108
Allstate94158
Hugo95258
Mile Auto101203
USAA114187
Safeco144310
Nationwide155278
Dairyland168426
Mercury173274
Progressive173307
Clearcover189250
Elephant210342
Liberty Mutual212433
Chubb216356
21st Century225373
Commonwealth Casualty230588
National General231510
The General234472
Direct Auto243479
GAINSCO267581
Bristol West271511
State Auto313574
Infinity317485
AssuranceAmerica348450
Foremost387775
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

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Odessa car insurance quotes by credit tier

In the state of Texas, car insurance companies are allowed to take your credit score into account when determining rates.[3] The higher your credit score is, the less you tend to pay for car insurance. Drivers with good and excellent credit scores usually pay less for car insurance than drivers with poor credit scores.

In Odessa, this is how average car insurance rates vary based on credit score.

Rates by Credit Tier

Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Is car insurance more expensive in Odessa?

The nationwide average cost for a car insurance policy is $212 a month for full coverage and $103 for a liability-only policy. Unfortunately, you should plan to spend a bit more than that if you live in Odessa.

Drivers in Odessa can expect to spend an average of $271 a month for full coverage and $105 for liability-only coverage. The exact ZIP code you live in causes variations in how much you spend on car insurance thanks to factors like weather, crime rates, and traffic patterns.

More cities in Texas

Here’s how other Texas cities’ average rates compare to Odessa’s car insurance rates:

CityAverage Quote: Liability OnlyAverage Quote: Full Coverage
Arlington$125$247
Austin$129$235
Dallas$138$279
Fort Worth$123$242
Houston$170$315
Killeen$108$208
Lubbock$108$238
Midland$101$235
Plano$123$244
San Antonio$125$244
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Odessa car insurance FAQs

Learn about how long a DUI can stay on your record, and check out Insurify’s answers to common questions about car insurance in Odessa below.

  • How much is car insurance in Odessa, Texas?

    The average cost of car insurance in Odessa is $271 a month for full coverage and $105 for liability only.

  • Which company has the cheapest car insurance in Odessa?

    State Farm, GEICO, and Hugo offer the cheapest car insurance rates in Odessa, according to Insurify data. But the best way to find the cheapest car insurance for your situation is to compare quotes from multiple companies for the same coverage level.

  • What are the best car insurance companies in Odessa?

    The best car insurance companies in Odessa include State Farm and GEICO. These insurers have solid Insurify Quality (IQ) Scores, high J.D. Power rankings, and strong AM Best ratings. This is just a starting point for your own car insurance research, however. You should always compare quotes and research company reputations to find the best insurer for your needs.

  • How much is car insurance in Texas per month?

    Car insurance in Texas costs an average of $119 a month for liability only and $248 a month for full coverage.

  • What’s the minimum car insurance in Texas?

    Texas requires 30/60/25 liability insurance limits. This translates to $30,000 per person and $60,000 per accident in bodily injury liability coverage and $25,000 per accident for property damage liability coverage.[4]

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Federal Bureau of Investigation. "TEXAS Offenses Known to Law Enforcement by City, 2019." Accessed September 18, 2023
  2. Texas Department of Transportation. "Crashes and Injuries: Cities and Towns 202." Accessed September 18, 2023
  3. Texas Department of Insurance. "Credit Scoring and Insurance." Accessed September 18, 2023
  4. Texas Department of Insurance. "Auto insurance guide." Accessed September 18, 2023
  5. Texas Department of Transportation. "Crash Contributing Factors: 2022." Accessed September 18, 2023
  6. III. "Senior driving safety and insurance tips." Accessed September 18, 2023
Jacqueline DeMarco
Jacqueline DeMarco

During college, Jacqueline DeMarco interned at a retirement plan advisory firm and was tasked with creating a presentation on the importance of financial wellness. During her research into how money can affect our health, relationships and career, Jacqueline realized just how important financial education is. Jacqueline is a contributor for Insurify and has worked with more than a dozen financial brands, including LendingTree, Capital One, Credit Karma, Fundera, Chime, Bankrate, Student Loan Hero, ValuePenguin, SoFi, and Northwestern Mutual, providing thoughtful content to give readers insight into complex topics that they likely didn’t learn in school.

Courtney Mikulski
Edited byCourtney MikulskiSenior Editor, Auto
Courtney Mikulski
Courtney MikulskiSenior Editor, Auto
  • 3+ years producing insurance and personal finance content

  • Main architect of the Insurify Quality Score

Courtney’s deep personal finance knowledge extends beyond insurance to credit cards, consumer lending, and banking. She thrives on creating actionable content.

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