Cheap Auto Insurance Quotes in Fall River, MA (2021)

Browse. Compare. Discover. Let Insurify find the best car insurance deals for you in The Bay State.

Enter your zipcode to get started

Shopper Approved

4.8 Rating

2,700 Reviews

12 Million

Quotes

Been Here Before?

Get Back to My Quotes

Car Insurance in Fall River, MA

The average cost of Massachusetts car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Fall River, MA to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$100
$126
$208
AllstateGEICOTravelers
Monthly $

Cheapest Car Insurance in Fall River, MA

Here are the cheapest carriers in Fall River for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$147
$137
$158
$161
$134
$145
MassachusettsBostonWorcesterSpringfieldLowellFall River
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Fall River, MA Driving Facts

massachusetts

Minimum Car Insurance Requirements in MA

The state of Massachusetts requires all motor vehicle operators to have proof of insurance available in the car at all times.

The minimum bodily injury liability insurance requirements in Massachusetts are:

  • $20,000 bodily injury liability per person
  • $40,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits Massachusetts state law requires are $20,000 for the injury or death of a single person involved in a car accident and $40,000 for the injury or death of multiple persons. Insurance providers list this coverage at 20/40, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $40,000 are your responsibility.

The minimum property damage liability insurance requirements in Massachusetts are:

  • $5,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of Massachusetts requires $5,000 for the minimum. You’ll see the collective state minimum listed at 20/40/5. The 5 refers to the property damage liability. Once again, any damages above the $5,000 are your responsibility.

  • $8,000 personal injury protection (PIP) per person per accident

 Massachusetts is a no-fault state, so personal injury protection (also called No-Fault) is mandatory coverage for all drivers. Massachusetts PIP covers you, your immediate family, and your passengers for economic losses, medical costs, and death benefits regardless of fault. The state sets $8,000 for the minimum coverage requirements

What happens if a driver hits you without insurance? The state requires uninsured motorist coverage:  

  • $20,000 uninsured motorist bodily per person
  • $40,000 uninsured motorist bodily per accident

Uninsured motorists bodily injury pays your medical expenses if you’re injured by a hit-and-run driver or one who has no insurance.

Find local Fall River agents

Lapointe Insurance
10 North Main Street, Fall River, MA 02720
Bearingstar Insurance
901 Eastern Avenue, Fall River, MA 02723
John F Stafford Insurance Agency
1000 North Main St, Fall River, MA 02720
Donald J. Medeiros Insurance Agency
154 Rhode Island Ave, Fall River, MA 02724
Neto Insurance Agency
1468 Pleasant Street, Fall River, MA 02723
HUB International New England LLC
222 Milliken Place, Fall River, MA 02722
Costa Insurance Agency
92 S Main St, Fall River, MA 02721
Paul B Sullivan Agency Inc
1467 S Main St, Fall River, MA 02724
Durfee - Buffinton Insurance Agency Inc.
377 Second Street, Fall River, MA 02722
Lincourt & Pappas Agency
1313 S Main St, Fall River, MA 02724

Insurify Insights: How Fall River Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Fall River, MA
suspended licenses
#32
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Fall River drivers measure up to their fellow Massachusetts motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Fall River

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Fall River drivers rank 4 in the number of car accidents per driver across all cities in Massachusetts.

  • Rank within state: #4
  • Percent of drivers in Fall River with an accident: 15.94%
  • Drivers in Fall River, MA with an accident in their driving history paid on average 37.84% more than drivers with a clean record

Speeding Fall River

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Massachusetts, Fall River drivers rank 2 in the number of speeding infractions per driver.

  • Rank within state: #2
  • Percent of drivers in Fall River with a speeding ticket: 9.91%
  • Drivers in Fall River, MA with a speeding ticket in their driving history paid on average 5.41% more than drivers with a clean record

DUI/DWIs Fall River

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Fall River drivers rank 18 in the number of DUI’s per driver across all cities in Massachusetts.

  • Rank within state: #18
  • Percent of drivers in Fall River with a DUI: 0.77%
  • Drivers in Fall River, MA with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle Fall River

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Fall River is the Honda Accord.

Rude Fall River

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Massachusetts, Fall River drivers rank 3 in rude driving infractions.

  • Rank within state: #3
  • Percent of drivers in Fall River with a reckless driving violation: 2.32%
  • Drivers in Fall River, MA with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Fall River

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Fall River drivers rank 9 in clean driving records across all cities in Massachusetts.

  • Rank within state: #9
  • Percent of drivers in Fall River with clean record: 78.02%

Failure to Yield the Right of Way Fall River

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Fall River drivers rank 2 in failure to yield violations per driver across all cities in Massachusetts.

  • Rank within state: #2
  • Percent of drivers in Fall River with a failure to yield violation: 0.77%
  • Drivers in Fall River, MA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Fall River

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Massachusetts, Fall River drivers rank 5 in the number of reckless driving offenses per driver.

  • Rank within state: #5
  • Percent of drivers in Fall River with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Fall River

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Fall River drivers rank 23 in hybrid and electric vehicle ownership across all cities in Massachusetts.

  • Rank within state: #23
  • Percent of drivers in Fall River with a hybrid/electric vehicle: 0.64%

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.