)
Experience
- Homeowners insurance
- Mortgages
- Auto insurance
- Travel insurance
- Pet insurance
- Loans
- Credit
- Banking
- Retirement savings
About Kim's expertise
Kim Porter is a writer and editor who's been creating personal finance content since 2010. Before transitioning to full-time freelance writing in 2018, Kim was the chief copy editor at Bankrate, a managing editor at Macmillan, and co-author of the personal finance book "Future Millionaires' Guidebook."
Her work has appeared in AARP's print magazine and on sites such as U.S. News & World Report, Fortune, NextAdvisor, Credit Karma, and more. Kim loves to bake and exercise in her free time, and she plans to run a half marathon on each continent.
Since joining Insurify’s freelance team in October 2022, Kim has written hundreds of insurance articles, helping readers feel confident about their home, auto, travel, and pet insurance choices.
Featured Work
Our Editorial Guidelines
Insurify’s content goes through a rigorous editing and fact-checking process that includes reviews by insurance agents, data scientists, and multiple editors with years of experience in insurance and personal finance. We vet every article and report for: accuracy, educational value, objectivity, enjoyability.
Learn more about our editorial team and editorial guidelines here
Kim's latest posts
)
Car Insurance Requirements in Massachusetts
Massachusetts drivers need to purchase a minimum amount of bodily injury liability, property damage liability, personal injury protection, and uninsured motorist coverage.
)
Cheap SR-22 Insurance in Colorado From $61
The average monthly insurance rate for drivers requiring an SR-22 in Colorado is $113 per month. But you may find more affordable rates by comparing quotes from several insurers.
)
Leased Car Insurance: Requirements, Cost, and Cheap Rates
Insurance requirements for a leased car are stricter than for an owned car. Here’s what coverage you need, what it costs, and how to find the most affordable rates.
)
Cheapest Auto Insurance in Fall River, Massachusetts
State Farm offers the cheapest car insurance in Fall River, with minimum-coverage policies as low as $63 per month.
)
Car Insurance Requirements in South Carolina
South Carolina drivers must carry $25,000 in bodily injury liability per person and $50,000 per accident, $10,000 in property damage liability, and uninsured motorist coverage.
)
Car Insurance Requirements in Vermont
In Vermont, drivers are required to carry liability insurance with limits of 25/50/10. Drivers also need uninsured/underinsured coverage with 50/100/10 limits.
)
Cheapest Auto Insurance in Lafayette, Indiana
Auto-Owners offers the cheapest car insurance in Lafayette, with minimum-coverage policies as low as $32 per month.
)
Cheapest Car Insurance Quotes in Tampa, Florida (June 2026)
Tampa drivers generally find the most affordable auto insurance quotes from Progressive, averaging $95 per month. Coastal hurricane and flood exposure contribute to Tampa’s higher-than-average car insurance rates.
)
Cheapest Auto Insurance in Somerville, Massachusetts
With a monthly liability-only rate of $49, State Farm is the cheapest car insurance company in Somerville.
)
Car Insurance for High-Risk Drivers in North Carolina
High-risk North Carolina drivers can find the best coverage from Erie, Progressive, and GEICO.
)
Cheapest Auto Insurance in Alpharetta, Georgia
Auto-Owners offers the cheapest car insurance in Alpharetta, with minimum-coverage policies as low as $74 per month.
)
Best Credit Cards for Rental Car Insurance
Chase, Ink, Capital One, and United offer some of the best credit cards to use when renting a car.
)
Cheapest Auto Insurance in Helena, Montana
Helena drivers can find the cheapest car insurance rates from State Farm. The insurer’s liability rates start at just $47 per month.
)
Cheapest Car Insurance Quotes in Maryland
USAA has the cheapest liability rates in Maryland, with coverage as low as $118 per month. Compare real car insurance quotes from top companies in Maryland. No calls, no spam, and you can buy online with help from our licensed agents.
)
Cheapest Car Insurance Quotes in New Mexico
Progressive has the cheapest liability rates in New Mexico, with an average rate of $38 per month. Compare real car insurance quotes from top companies in New Mexico. No calls, no spam, and you can buy online with help from our licensed agents.
)
Cheap Car Insurance Quotes in Jersey City (June 2026)
The cheapest car insurance in Jersey City comes from CSAA, with an average liability rate of $109 per month. Jersey City’s high population density and proximity to a major metro area put upward pressure on local car insurance rates.
)
Cheap Car Insurance Quotes in Macon, Georgia (June 2026)
Auto-Owners offers the cheapest car insurance in Macon, with an average monthly rate of $84 for liability coverage. Heavy traffic and a high fatal crash rate increase insurance costs for drivers.
)
Cheap Car Insurance Quotes in Grand Rapids (June 2026)
Auto-Owners offers some of the cheapest car insurance in Grand Rapids, Michigan, with an average monthly liability premium of $59. Despite its large population, Grand Rapids remains one of the most affordable cities in Michigan for car insurance.
)
AAA vs. State Farm: Which Insurance Company Is Better in 2026?
State Farm tends to offer cheaper car insurance and has fewer customer complaints than AAA.
)
National General Car Insurance Review: 1,289+ User Ratings and Expert Insights
While National General customers value the quick, easy policy setup, many mention poor customer service, a slow claims process, and frequent and unexplained rate increases.
)
Best Homeowners Insurance Companies in Indiana
Allstate offers some of the cheapest homeowners insurance policies in Indiana, with premiums averaging $60 per month.
)
Best Pet Insurance in Mississippi
Lemonade, Embrace, and MetLife offer some of the best pet insurance policies in Mississippi.
)
Pekin Auto Insurance: User Reviews and Quotes
Pekin has a solid financial strength rating and low rates, but its customer satisfaction can improve.
)
Allstate vs. Liberty Mutual: Which Insurance Company Is Better in 2026?
Allstate’s lower rates make it a good choice for cost-conscious drivers, but Liberty Mutual has more robust coverage offerings and discounts.
)
At What Age Does Car Insurance Go Down?
Car insurance rates typically start to fall at age 25, especially for drivers who’ve maintained a clean record.
)
Which State Has the Most Hurricanes?
Florida faces more hurricanes than any other states, but all states on the east coast or in the Gulf of Mexico face the threat of hurricane damage.
)
State Farm vs. USAA: Which Is the Best?
USAA has cheaper average rates and ranks higher in customer satisfaction than State Farm, but you must be affiliated with the military to buy a policy.
)
Best Earthquake Insurance Companies
California Earthquake Authority, Allstate, and American Family Insurance are among the best earthquake insurance companies for homeowners.
)
Best Commercial Auto Insurance Companies
GEICO, Progressive, and Nationwide are some of the best commercial car insurance companies for business owners.
Best Renters Insurance in Georgia
Renters insurance is easy to find and relatively affordable in Georgia, at an average of $22 per month.
)
Best Renters Insurance in Houston
Renters insurance rates in Texas are nearly identical to the national average.
)
Does Renters Insurance Cover Mold?
Renters insurance covers mold if a named peril caused the damage that led to the mold growth.
)
Best Renters Insurance in Georgia
Renters insurance is easy to find and relatively affordable in Georgia, at an average of $22 per month.
)
How Does Renters Insurance Work?
After buying renters insurance, you’ll pay a premium to keep the policy active and may submit claims for any covered losses. You may need to pay a deductible, too.
)
Does Renters Insurance Cover Theft from Your Car?
Renters insurance offers protection when someone steals personal items stored in your car, like a laptop, wallet, or golf clubs.
)
Does Allstate Have Dog Breed Restrictions for Homeowners Insurance?
Allstate doesn’t have dog breed restrictions for homeowners insurance. But if your dog has a bite history, you might not be able to get coverage.
)
Actual Cash Value: What It Means for Your Home Insurance
Actual cash value coverage pays for damaged property based on its depreciated value, not the cost to replace it new.
)
Recoverable Depreciation: What It Means for Your Home Insurance Claim
Recoverable depreciation is the portion of your insurance payout that your insurer withholds until you repair or replace damaged property.
)
Business Insurance: A Comprehensive Guide
Business insurance protects you against multiple risks that you may face when running your company.
)
Electric Vehicle Rebates by State
While federal tax credits ended in 2025, many states still offer rebates, tax credits, and utility perks that can meaningfully reduce the cost of owning an EV.
Best Home Warranty Companies
A home warranty is a service contract that helps pay to repair or replace your home’s major systems and appliances.
)
Extended Car Warranty in California: What to Know Before You Buy
Car warranties are available only through dealerships in California. If you want extra protection, consider mechanical breakdown insurance.
)
Best Emergency Pet Insurance Companies
If you’re looking for low rates, direct vet payments, or exotic animal coverage, Figo, Pets Best, and Nationwide offer some of the best emergency pet insurance.
)
MetLife Pet Insurance Reviews: How It Stacks Up
Formerly known as PetFirst, MetLife Pet Insurance offers standard pet insurance that covers accidents, injuries, illnesses, procedures, prescriptions, and more.
)
AKC Pet Insurance Review: How It Stacks Up
AKC Pet Insurance has a relatively affordable basic pet insurance plan for people with cats and dogs younger than 9 years old.
)
Guide to Travel Insurance in New York
Travel insurance when flying to New York can be helpful if there are flight delays or your baggage gets stolen.
)
Chevrolet Silverado Car Insurance Quotes
Chevrolet Silverado drivers pay $1,668 annually, on average, for car insurance.
)
Uninsured Motorist Coverage in Michigan: What to Know
Uninsured motorist coverage is an optional insurance in Michigan that kicks in if you’re in an accident with someone who doesn’t have insurance.
)
Porsche Cayman Car Insurance Quotes
It costs $181 per month to insure a Porsche Cayman, on average.
)
Best South Lake Tahoe Homeowners Insurance Quotes
Allstate and Chubb offer the best homeowners insurance policies in South Lake Tahoe.
)
How to Cancel Your ASPCA Pet Insurance Policy
You may cancel your ASPCA pet insurance policy by emailing the company and including the reason for your cancellation or calling the company to start the process.
)
Compare Travel Insurance Plans
When you compare travel policies, you should review potential coverage options, exclusions, and limits.
Best Commercial Auto Insurance Companies
GEICO, Progressive, and Nationwide are some of the best commercial car insurance companies for business owners.
)
The Most Expensive Car Insurance in 2026
The type of car you drive and where you live can affect insurance rates. On average, living in Maryland and driving a Tesla Model 3 leads to the highest insurance rates.
)
Sewer Line Coverage and Home Insurance: What You Need to Know
Sewer line coverage doesn’t cost much and can help protect you financially if your sewer line is damaged.
)
10 States with the Most Hail Damage in 2026
Texas has the highest number of hailstorms so far in 2026, with more than 500 recorded events.
)
Best Boston Homeowners Insurance Quotes
AIG offers some of the cheapest homeowners insurance policies in Boston, with average annual premiums of $755.
)
Does Medicare Cover Ozempic?
Medicare doesn’t cover Ozempic if you’re using it solely for weight loss, but it will cover the medication when you use it to treat Type 2 diabetes.
)
Medicaid vs. Medicare: What’s the Difference?
Medicare is health insurance for people 65 or older or people with certain disabilities. Medicaid is health insurance for people with limited incomes.
)
Are Home Insurance Premiums Tax Deductible in 2026?
Homeowners insurance isn’t tax deductible for most homeowners, but you can take advantage of several other tax breaks for homeowners.
)
When You Need Car Travel Insurance, and When You Don’t
You may not need to purchase rental car insurance if your personal auto policy provides coverage.
)
Foreign Cars vs. American Cars: Which Are Better?
American cars may have lower repair costs, while foreign cars have a reputation for fuel efficiency. But there’s not much difference in the cost of insuring foreign versus domestic cars.
…