Porsche Cayman Car Insurance Quotes (2026)
It costs $181 per month to insure a Porsche Cayman, on average.
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Written byKim Porter
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Kim PorterInsurance Writer
Co-authored the book “Future Millionaires’ Guidebook”
13 years writing personal finance content
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Edited bySara Getman
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Sara GetmanAssociate Editor
3+ years in insurance content
Host of Insurify‘s podcast “No Dumb Questions“
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Reviewed byKatie Powers
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Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
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The Porsche Cayman is a sleek, high-performance sports car perfect for enthusiasts. But it comes at a cost. Insurance for a Porsche Cayman costs an average of $236 per month for full coverage and $125 per month for liability-only coverage. And a 2025 Cayman has a starting MSRP of $74,795 but goes up to over $166,000 depending on the trim level.
Average rates for your Cayman can vary depending on the insurance company and factors like the car’s age, your age, your driving record, your accident history, and location. With so many different factors affecting premiums, it’s a good idea to see how car insurance rates compare across insurance companies.
Here’s what you need to know about finding car insurance for your Cayman.
Quick Facts
USAA, GEICO, and State Farm offer the cheapest rates for the Cayman.
Older Porsche Cayman models are generally cheaper to insure, with the 2016 model being the cheapest.
The Cayman comes standard with a six-speed manual transmission.
Cost of Porsche Cayman insurance by model year
Car insurance for a Porsche Cayman costs $181 per month on average, higher than the national averages of $187 per month for full coverage and $98 per month for liability-only coverage.
The Cayman is a high-value car, so you’ll likely need to carry full-coverage insurance and higher levels of coverage, which increases your monthly premium.
Check out rates by model year in the table below.
Model Year | Average Monthly Quote |
|---|---|
| 2025 | $233 |
| 2024 | $225 |
| 2023 | $225 |
| 2022 | $215 |
| 2021 | $205 |
| 2020 | $199 |
| 2019 | $196 |
| 2018 | $190 |
| 2017 | $186 |
| 2016 | $182 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
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2025 Porsche Cayman insurance
The 2025 Porsche 718 Cayman has a starting MSRP of $74,795.[1] On average, insurance for this model year costs $304 per month for full coverage and $162 for liability-only coverage. Here are the cheapest rates for a 2025 Cayman.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $116 |
| State Farm | $138 |
| Allstate | $154 |
| GEICO | $171 |
| American Family | $177 |
| Progressive | $206 |
| Nationwide | $214 |
| Travelers | $226 |
| Farmers | $271 |
| Liberty Mutual | $341 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2024 Porsche Cayman insurance
The 2024 Porsche 718 Cayman had a starting MSRP of $69,950 and an average monthly quote of $225. Here are some of the cheapest insurance companies for a 2024 Cayman.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $112 |
| State Farm | $133 |
| Allstate | $149 |
| GEICO | $165 |
| American Family | $171 |
| Progressive | $199 |
| Nationwide | $206 |
| Travelers | $218 |
| Farmers | $261 |
| Liberty Mutual | $329 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2023 Porsche Cayman insurance
The 2023 Porsche 718 Cayman had a starting MSRP of $67,160. It has very similar average premiums to the 2024 Cayman, as you can see below.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $112 |
| State Farm | $133 |
| Allstate | $148 |
| GEICO | $166 |
| American Family | $171 |
| Progressive | $198 |
| Nationwide | $206 |
| Travelers | $217 |
| Farmers | $261 |
| Liberty Mutual | $328 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2022 Porsche Cayman insurance
The 2022 Porsche 718 Cayman had a starting MSRP of $63,200. If you want full-coverage insurance, it costs $281 per month on average. Liability insurance is cheaper, at an average of $149 per month.
Here are the cheapest average rates for a 2022 Cayman.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $107 |
| State Farm | $128 |
| Allstate | $142 |
| GEICO | $158 |
| American Family | $163 |
| Progressive | $190 |
| Nationwide | $198 |
| Travelers | $208 |
| Farmers | $250 |
| Liberty Mutual | $314 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2021 Porsche Cayman insurance
The 2021 Porsche 718 Cayman had a starting MSRP of $54,869. USAA and State Farm offer the cheapest rates for the 2021 Cayman, and you can see other rates for this model year in the table below.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $102 |
| State Farm | $121 |
| Allstate | $135 |
| GEICO | $150 |
| American Family | $156 |
| Progressive | $181 |
| Nationwide | $188 |
| Travelers | $198 |
| Farmers | $237 |
| Liberty Mutual | $299 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2020 Porsche Cayman insurance
The 2020 Porsche 718 Cayman had a starting MSRP of $51,736 and an average insurance rate of $199 per month. But 2020 Cayman drivers can find cheaper rates, as shown below.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $99 |
| State Farm | $118 |
| Allstate | $131 |
| GEICO | $146 |
| American Family | $151 |
| Progressive | $176 |
| Nationwide | $183 |
| Travelers | $192 |
| Farmers | $231 |
| Liberty Mutual | $291 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2019 Porsche Cayman insurance
The 2019 Porsche 718 Cayman had a starting MSRP of $45,698, with USAA and State Farm offering the cheapest average rates.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $98 |
| State Farm | $116 |
| Allstate | $129 |
| GEICO | $144 |
| American Family | $149 |
| Progressive | $173 |
| Nationwide | $180 |
| Travelers | $189 |
| Farmers | $227 |
| Liberty Mutual | $286 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2018 Porsche Cayman insurance
The 2018 Porsche 718 Cayman had a starting MSRP of $45,119. On average, a full-coverage policy for a 2018 Cayman costs $248 per month, and a liability-only policy costs $132.
The table below shows the cheapest rates for a 2018 Cayman.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $95 |
| State Farm | $113 |
| Allstate | $125 |
| GEICO | $140 |
| American Family | $145 |
| Progressive | $168 |
| Nationwide | $174 |
| Travelers | $184 |
| Farmers | $220 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2017 Porsche Cayman insurance
The 2017 Porsche 718 Cayman had a starting MSRP of $39,544. You can see the cheapest rates for a 2017 Cayman in the table below, with USAA and State Farm offering the lowest rates for this model year.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $93 |
| State Farm | $111 |
| Allstate | $123 |
| GEICO | $137 |
| American Family | $141 |
| Progressive | $165 |
| Nationwide | $171 |
| Travelers | $180 |
| Farmers | $216 |
| Liberty Mutual | $272 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
2016 Porsche Cayman insurance
The 2016 Porsche 718 Cayman had a starting MSRP of $37,557. The 2016 edition has the cheapest rates, as shown below.
Insurance Company | Average Monthly Quote |
|---|---|
| USAA | $91 |
| State Farm | $108 |
| Allstate | $120 |
| GEICO | $133 |
| American Family | $138 |
| Progressive | $161 |
| Nationwide | $167 |
| Travelers | $176 |
| Farmers | $211 |
| Liberty Mutual | $265 |
Disclaimer: Table data is based on real-time quotes from Insurify’s network of 500+ insurance partners. Actual rates may vary depending on the policyholder’s individual profile and coverage needs.
Average cost of Porsche insurance by state
Car insurance rates can vary widely depending on your state, city, and even ZIP code.[2] In the map below, you can see the average monthly cost of Porsche car insurance across the U.S. Alaska and Hawaii are not included due to lack of data.
Full-Coverage Rates by State
State | Average Monthly Quote |
|---|---|
| Alabama | $169 |
| Arkansas | $304 |
| Arizona | $206 |
| California | $286 |
| Colorado | $261 |
| Connecticut | $397 |
| Delaware | $292 |
| Florida | $273 |
| Georgia | $296 |
| Iowa | $144 |
| Idaho | $148 |
| Illinois | $202 |
| Indiana | $171 |
| Kansas | $195 |
| Kentucky | $257 |
| Louisiana | $263 |
| Massachusetts | $211 |
| Maryland | $402 |
| Maine | $179 |
| Michigan | $328 |
| Minnesota | $232 |
| Missouri | $229 |
| Mississippi | $246 |
| Montana | $197 |
| North Carolina | $111 |
| North Dakota | $163 |
| Nebraska | $208 |
| New Hampshire | $134 |
| New Jersey | $211 |
| New Mexico | $188 |
| Nevada | $333 |
| New York | $559 |
| Ohio | $153 |
| Oklahoma | $211 |
| Oregon | $191 |
| Pennsylvania | $205 |
| Rhode Island | $175 |
| South Carolina | $320 |
| South Dakota | $153 |
| Tennessee | $177 |
| Texas | $280 |
| Utah | $217 |
| Virginia | $228 |
| Vermont | $180 |
| Washington | $189 |
| District of Columbia | $408 |
| Wisconsin | $157 |
| West Virginia | $186 |
| Wyoming | $141 |
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How to ensure you have enough coverage on your Porsche Cayman
All 50 states have “financial responsibility” laws, which require drivers to either carry car insurance or prove they can pay for expenses after causing an accident.[3] But due to its high value, you should consider carrying some additional coverages for your Porsche Cayman, including:
Collision coverage
Collision insurance reimburses you for damage to your car when you hit another vehicle or object, regardless of who’s at fault. It also covers damage to your car from driving over potholes, hitting curbs, and rollover accidents.
Comprehensive coverage
Comprehensive insurance pays for damage to your car from a non-collision event, such as fire, weather damage, vandalism, and theft.
Gap coverage
If you total your vehicle in an accident, gap insurance pays the difference between the current market value of the car and how much you still owe on it. This type of coverage is especially useful for cars with a higher-than-average price tag, including sports cars.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage pays for your medical bills and car repairs when another driver causes an accident but doesn’t have enough insurance to cover your expenses. This type of coverage also protects you financially if you’re hurt or your car is damaged in a hit-and-run. It may be especially helpful in places with a high percentage of uninsured motorists.
Porsche Cayman car insurance FAQs
If you’re still curious about car insurance rates for Porsche Cayman cars, see the answers to common questions below.
Which company has the cheapest Porsche Cayman insurance?
USAA has the cheapest Porsche Cayman insurance. But the company offers insurance only to military members, veterans, select federal agency employees, and their families. If you don’t fit that minimum requirement, consider checking State Farm and GEICO for Porsche Cayman insurance.
Is the Porsche Cayman expensive to insure?
Yes. Car insurance for a Porsche Cayman costs $181 per month, on average. Being a high-value sports car means it’s more expensive to fix. Plus, the car doesn’t have great safety ratings, which contributes to higher rates.[4] In comparison to other Porches, the Cayman is cheaper than the Macan and Panamera but more expensive than the 911 and the Boxster.
How much does it cost to insure a Porsche Cayman?
Porsche Cayman drivers pay an average of $181 per month for car insurance. Cayman insurance costs an average of $236 per month for full coverage and $125 per month for liability coverage.
Are Porsches more expensive to insure?
Yes. The average car insurance rate for all Porsche vehicles is $177 per month, which is more than the national average of $143. Brands known for their safety and with lower value, such as Honda and Toyota, cost around $140 per month to insure.
Sources
- Kelley Blue Book. "Porsche Cayman."
- III. "What determines the price of an auto insurance policy?."
- III. "Is it legal to drive without insurance?."
- IIHS. "2025 Top Safety Picks."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
)
Kim PorterInsurance Writer
Co-authored the book “Future Millionaires’ Guidebook”
13 years writing personal finance content
Featured in
Sara GetmanAssociate Editor
3+ years in insurance content
Host of Insurify‘s podcast “No Dumb Questions“
Katie PowersLicensed P&C Agent, Senior Insurance Editor
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Featured in