Cheapest Auto Insurance in Arkansas (2025)

The cheapest insurer in Arkansas is State Farm, which has rates as low as $30 per month.

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Cheapest recent car insurance quotes in Arkansas

Recent Arkansas car insurance prices for RAM, Ford, Buick , and more.

*Quotes generated for Insurify users from Arkansas within the last 10 days. Last updated on March 18, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 18, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users from Arkansas within the last 10 days. Last updated on March 18, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 18, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Anna Baluch
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Anna BaluchInsurance Writer
  • 4+ years writing insurance and personal finance content

  • MBA from Roosevelt University

Anna leverages her personal finance and insurance knowledge to create educational content that helps people make smart financial decisions.

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Elena Stratoberdha
Elena StratoberdhaEditorial Assistant

Elena Stratoberdha is an Editorial Assistant at Insurify. Before joining the content team at Insurify, Elena earned her bachelor’s degree in English Literature and Writing from Simmons University, where she collaborated as a copy editor and led the layout design for two student-run magazines: Sidelines and MindScope Magazine.

In her free time, Elena enjoys writing creative and short fiction, knitting, running near the beach, and exploring new music genres.

Konstantin Halachev
Data reviewed byKonstantin Halachev
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Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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Arkansas drivers pay an average of $121 per month for liability insurance and $252 per month for full coverage. That’s more expensive than the national average and possibly because of the state’s 4th highest traffic fatality rate in the U.S., with 21.1 deaths per 100,000 people.[1]

Here’s what you should know about finding affordable car insurance in the Bear State.

Quick Facts
  • The cheapest auto insurer for full coverage in Arkansas is State Farm, with rates of $57 per month.

  • Arkansas follows modified comparative negligence standards, meaning you can only recover damages from the other driver if you’re less than 50% at fault in an accident.[2]

  • Insurance companies in Arkansas must offer a defensive driver discount for drivers age 55 and older who’ve successfully completed an approved course.[3]

3 of the cheapest car insurance companies in Arkansas

If you’re looking for cheap car insurance in Arkansas, consider different factors like your ZIP code, budget, driving record, and coverage needs. It’s also a good idea to compare several auto insurance companies to find one that offers a great deal.

To help you with your search, here are three of the cheapest car insurance companies in Arkansas.

State Farm

State Farm logo
User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$30/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$57/mo
4.2
Best choiceBased on 10,074 verified guest reviews and ratings
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,556)

Doris

March 19, 2025

Verified Review

Need to Change

Don't get State Farm. If you have even one accident, they raise your premium.

Larry

March 19, 2025

Verified Review

Disappointed

I've been with you since 1972, and I feel let down several times. Now, you've given me a ridiculous price on one of my cars, even though I have over 17 insured with you.

Lindsay

March 19, 2025

Verified Review

High Premiums

State Farm is good with claims and takes care of business, but at a high premium. They are very expensive.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
843
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

If you’re a teen or young driver in Arkansas, you may be able to lock in a low rate with State Farm. The insurance company offers the Steer Clear program, which can save drivers younger than 25 up to 15% for having no at-fault accidents or moving violations on their records. You may also secure a discount for being a student.

Pros
  • Above-average J.D. Power customer satisfaction rating in the Central region

  • Drive Safe & Save program rewards safe drivers

Cons
  • Doesn’t offer gap insurance

  • Fewer advertised discounts than competitors

USAA

USAA logo
User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$37/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$69/mo
4.9
Best choiceBased on 1,818 verified guest reviews and ratings
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,045)

Salome

March 19, 2025

Verified Review

Rating USAA Insurance

It's too hard to communicate with anyone, be it the office or customer service.

Robert

March 19, 2025

Verified Review

Cost Increases are Insane

The policy remained the same, but the cost for both home and auto insurance skyrocketed despite having no claims.

Martha

March 18, 2025

Verified Review

Expensive Insurance Rates

Their rates are getting expensive.
See all USAA reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
879
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

If you’re a military member or veteran in the state, you might find cheap premiums with USAA. The insurer specifically serves the military community with car insurance as well as other insurance products, like homeowners insurance, renters insurance, and life insurance.

Pros
  • Top-rated mobile app

  • Multiple discounts advertised

Cons
  • Restrictive membership requirements

  • No gap insurance available

GEICO

GEICO logo
User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.0 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$46/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$86/mo
4.0
Best choiceBased on 11,101 verified guest reviews and ratings
How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,083)

Yuley

March 19, 2025

Verified Review

Mixed Experience

Most aspects are great, but I feel that there should be a discount on my policy as the values of my autos have decreased. Hence, the insurance rate should reflect this change. I have made no claims on my home, so why is the coverage so high?

Norman

March 19, 2025

Verified Review

Geico is the Best Insurance Company I've Ever Worked With

Excellent

Crystal

March 19, 2025

Verified Review

Good Insurance Company

Geico is a good insurance company. I have no complaints, I just needed a lower rate. I would go back to them.
See all GEICO reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
847
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

GEICO offers various savings opportunities for senior drivers in Arkansas, such as its retired government and military discount, defensive driving discount, and five-year good driving discount. Also, if you’re at least 50, you may benefit from its Prime Time Contract, which guarantees your policy renewal.

Pros
  • Offers car accident forgiveness

  • Various coverage options available

Cons
  • Doesn’t offer gap insurance

  • Below-average J.D. Power customer satisfaction rating in the Central region

How to get the cheapest car insurance in Arkansas

Many car insurance companies offer auto policies to Arkansas drivers, and it can be hard to find the one that best fits your budget. These tips can help you land the lowest rates:

  • Compare quotes. Use a quote-comparison tool or work with a car insurance agent to get quotes from at least three different car insurance companies. Then, choose the auto insurance company with the cheapest premiums and the right coverage for your needs.

  • Look for discounts. Many car insurance companies offer discounts to customers, including an auto-pay discount, multi-car discount, and loyalty discount. Find out which discounts apply to you and take advantage of them.

  • Bundle policies. If you purchase your car insurance from the same company as your home insurance, renters insurance, or life insurance, you may be able to lock in more affordable auto insurance coverage.

  • Drive safely. Serious traffic violations, like speeding, at-fault accidents, and DUIs, can increase your car insurance costs. For the cheapest rates, do your best to be a responsible driver.

Find Cheap Car Insurance in Arkansas

Liability rates start at $30 per month

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Cheapest liability-only car insurance quotes in Arkansas: State Farm

Arkansas law requires drivers to purchase liability-only car insurance. This coverage pays for others’ property damage and injuries after an accident you cause. Liability-only policies in Arkansas cost an average of $121 per month.

Here’s a look at the most affordable rates for liability insurance in the state.

The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
State Farm$30
USAA$37
GEICO$46
Auto-Owners$51
Allstate$67
Shelter$67
Farmers$68
Nationwide$68
Root$71
Progressive$72
Travelers$72
Safeco$92
GAINSCO$98
National General$100
Dairyland$104
The General$129
Bristol West$142
Liberty Mutual$151
Direct Auto$194
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance quotes in Arkansas: State Farm

Full-coverage car insurance usually includes liability coverage, collision coverage, and comprehensive coverage. It offers additional protection on the road, and you may need it if you finance or lease your vehicle. Arkansas drivers pay an average of $252 per month for full-coverage car insurance.

The table below shows the best rates for a full-coverage policy in Arkansas.

The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
State Farm$57
USAA$69
GEICO$86
Auto-Owners$97
Shelter$126
Allstate$127
Farmers$128
Nationwide$128
Root$131
Travelers$135
Progressive$136
National General$170
Safeco$176
GAINSCO$221
Dairyland$263
The General$273
Liberty Mutual$291
Bristol West$368
Direct Auto$442
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent car insurance quotes in Arkansas

Recent Arkansas car insurance prices for Ford, KIA, Hyundai , and more.

*Quotes generated for Insurify users within the last 10 days. Last updated on March 18, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 18, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on March 18, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from March 18, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
  • Insurance companies consider your age when determining premiums. Teen drivers pay higher car insurance premiums than other age groups due to their limited experience behind the wheel. Average rates generally decrease around age 25 and start to increase again around age 70.

    Because of impairments like poor vision and slower reflexes, seniors’ driving capabilities may cause their risk of an accident to increase.[4] But senior drivers still typically pay lower-than-average rates.

    Age Group
    sort ascsort desc
    Average Monthly Quote: Liability Only
    sort ascsort desc
    Average Monthly Quote: Full Coverage
    sort ascsort desc
    Teen drivers$210$437
    Adult drivers$112$234
    Senior drivers$96$201
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Car insurance requirements in Arkansas

Arkansas is an at-fault state, also called a tort state. This means the driver responsible for the accident must pay for the damages and injuries they cause to drivers and passengers in another vehicle. Arkansas car insurance laws are unique in that they follow modified comparative negligence standards.

Under modified comparative negligence standards, you can collect damages from the other driver only if you’re less than 50% at fault. The Bear State requires bodily injury liability coverage and property liability coverage and mandates proof of insurance when law enforcement requests it.

Here are the minimum insurance requirements in Arkansas:

Coverage
sort ascsort desc
Minimum Requirements
sort ascsort desc
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$25,000 per accident

While the coverage amounts above meet the minimum requirements in Arkansas, you might want to upgrade your coverage with any of the following options:

    • illustration card https://a.storyblok.com/f/162273/150x150/0ee044afbd/car-and-driving-96x96-orange_039-car-accident.svg

      Collision coverage

      Collision coverage pays to repair or replace your vehicle after you hit another vehicle or object, no matter who’s at fault.

    • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

      Comprehensive coverage

      Comprehensive coverage helps pay for vehicle damage from non-collision events, like fires, theft, falling objects, and vandalism.

    • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

      Uninsured/underinsured motorist coverage

      Uninsured/underinsured motorist coverage protects you from financial losses if someone without insurance or enough insurance hits you.

    • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

      Gap coverage

      Gap insurance covers the difference between your loan balance and your insurance settlement after a total loss.

    • illustration card https://a.storyblok.com/f/162273/100x100/9997698e9e/emergency-roadside-service.svg

      Roadside assistance coverage

      Roadside assistance coverage pays for fuel delivery, towing, tire changes, and related services to cover emergency situations.

Cheapest car insurance in Arkansas by driving record

If your driving record has at-fault accidents, speeding tickets, or driving under the influence (DUI) violations, insurers may perceive you as a high-risk driver and charge you more expensive premiums. But some incidents carry a heavier penalty. If you’re convicted of a DUI in Arkansas, for example, you may face a license suspension, fines, be required to have an ignition interlock device, and more.[5]

On average, Arkansas drivers with a clean record usually pay $121 for liability coverage per month, while drivers with a DUI spend an average of $208 per month.

The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
With Speeding Ticket
sort ascsort desc
With At-Fault Accident
sort ascsort desc
With DUI/DWI
sort ascsort desc
State Farm$39$41$50
USAA$49$52$62
GEICO$61$64$77
Auto-Owners$69$72$85
Allstate$89$93$112
Farmers$91$95$114
Nationwide$91$96$114
Shelter$93$99$102
Progressive$96$102$120
Travelers$97$101$120
Root$102$107$108
Safeco$125$132$148
National General$133$138$167
Dairyland$138$144$174
GAINSCO$139$131$164
The General$178$185$216
Bristol West$191$199$238
Liberty Mutual$214$222$253
Direct Auto$259$277$325
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Shop for Car Insurance in Arkansas

Monthly rates start at $37 for drivers with an incident

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Based on 3,806+ reviews
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  • Where you live in Arkansas, even down to your ZIP code, can affect your car insurance rates. Drivers living in populated areas with higher crime and accident rates generally pay more for insurance than drivers in rural areas.

    The below rates are estimated rates current as of: Thursday, March 13 at 12:00 PM PDT
    Data reviewed by Konstantin Halachev
    Headshot of Konstantin Halachev, VP of Engineering at Insurify
    Konstantin HalachevVP of Engineering & Data Science
    • 7+ years experience in data analysis

    • Ph.D. in Computational Biology

    Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

    City
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    Russellville$101$219
    Fort Smith$118$232
    Fayetteville$123$228
    Springdale$123$243
    Paragould$126$215
    Jonesboro$129$253
    Conway$129$238
    Benton$134$258
    Pine Bluff$135$308
    North Little Rock$148$281
    Little Rock$156$284
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Arkansas car insurance FAQs

Before you begin to shop around for car insurance, it’s important to figure out the right amount of coverage you’ll need on the road. The following information should help as you’re researching your insurance coverage options in Arkansas.

  • The average cost of car insurance in Arkansas is $121 per month for liability insurance and $252 per month for full coverage.

  • State Farm, USAA, and GEICO offer the cheapest liability insurance coverage in Arkansas, with rates of $30, $37, and $46 per month, respectively.

    But the best way to find the cheapest rates for your situation is to compare quotes from at least three different insurers for the same coverage level. The more quotes you get, the better, so shopping around with an online comparison tool can help.

  • Some of the best car insurance companies in Arkansas include State Farm, GEICO, and USAA. These insurers have solid AM Best financial strength ratings, strong Insurify Quality (IQ) Scores, and relatively cheap rates for drivers.

  • Arkansas requires drivers to maintain 25/50/25 minimum insurance coverage. This translates to $25,000 per person and $50,000 per accident in bodily injury liability coverage and $25,000 per accident in property damage liability coverage.

  • Arkansas drivers can reduce car insurance costs by looking for discounts, maintaining clean driving records, bundling insurance policies, and comparing quotes regularly.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Insurance Institute for Highway Safety. "Fatality Facts 2022: State by State."
  2. Nolo. "Arkansas Auto Accident Laws."
  3. Arkansas Insurance Department. "Consumers FAQ."
  4. Insurance Information Institute. "Senior driving safety and insurance tips."
  5. Arkansas Department of Finance and Administration. "DUI/DWI/BUI/BWI OFFENSES."
Anna Baluch
Anna BaluchInsurance Writer

Anna Baluch is a Cleveland-based personal finance and insurance expert. With an MBA from Roosevelt University, she enjoys writing educational content that helps people make smart financial decisions. Her work can be seen across the internet on many publications, including Freedom Debt Relief, Credit Karma, RateGenius, and the Balance. Connect with Anna on LinkedIn.

Anna has been a contributor at Insurify since December 2022.

Elena Stratoberdha
Edited byElena StratoberdhaEditorial Assistant
Elena Stratoberdha
Elena StratoberdhaEditorial Assistant

Elena Stratoberdha is an Editorial Assistant at Insurify. Before joining the content team at Insurify, Elena earned her bachelor’s degree in English Literature and Writing from Simmons University, where she collaborated as a copy editor and led the layout design for two student-run magazines: Sidelines and MindScope Magazine.

In her free time, Elena enjoys writing creative and short fiction, knitting, running near the beach, and exploring new music genres.

Konstantin Halachev
Data reviewed byKonstantin HalachevVP of Engineering & Data Science
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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