Cheap Auto Insurance Quotes in Springdale, AR (2021)

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Springdale's 81,000 plus Razorback loving residents mostly drive to get from point A to B. Not a Razorback? You can still fall in love with the right car insurance policy for your unique driver profile in your particular part of Arkansas.

Over 94 percent of Springdale households own cars. With that many people watching the wildflowers bloom as they cruise down the road, a reliable auto insurance policy becomes a natural part of living in the Natural State.

Car Insurance in Springdale, AR

The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Springdale, AR to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$61
$74
$93
$93
$150
State FarmAllstateNationwideGEICODirect Auto
Monthly $

Cheapest Car Insurance in Springdale, AR

Here are the cheapest carriers in Springdale for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Springdale, AR

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Springdale. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$160
$190
$150
$138
$194
$130
ArkansasLittle RockFort SmithFayettevilleJonesboroSpringdale
Monthly $

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Springdale, AR Driving Facts

arkansas

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident

Springdale Car Insurance Rates by Driver Age

More-seasoned drivers in Springdale can expect to pay less for insurance than younger drivers do. Why? Statistics demonstrate that younger drivers are more inclined to engage in risky road behavior due to immaturity. Also, they make more driving mistakes than those with more driving time under their belts. Though rates get better when you hit your 20s, in Springdale, young drivers pay $443 for insurance premiums (on average) monthly—nearly three times as much as someone in their 30s.

Driving History
No Violation$188
Speeding Ticket$263
At-Fault Accident$246
Failure to Stop for Red Light / Stop Sign$291

Springdale Car Insurance Rates by Driving and Accident History

Your driving reputation explains a lot when it comes to understanding rates. Rates increase when you make mistakes because mistakes signal that the driver is an increased claims risk. In Springdale, those with driving offenses on their records pay more on average for car insurance than those whose records are clean. A clean record driver pays $187 per month for insurance premiums. However, the cost for auto insurance jumps for those with a speeding or failure-to-stop violation on their record to $262 and $290, respectively.

Springdale Car Insurance Rates by Credit Tier

Auto insurance companies collect a lot of data about you to help them predict the amount of risk to assign. The higher the risk, the higher your car insurance rates. Besides things like age and driving habits, insurance companies consider how good your credit is to accurately predict risk. Statistically speaking, people with low credit file more claims than people with good credit. If you have poor credit in Springdale, the average cost of car insurance tops out at $264. However, those with excellent credit can expect to pay much less—at an average of $178.

Springdale, AR DMV Information

The Springdale Revenue Office is at 3159 Springdale Ave., Springdale, AR 72762. The mailing address is PO Box 8320, Springdale, AR 72766. The hours are Monday through Friday from 7 a.m. to 6 p.m., and the phone number is 1 (479) 751-4498. The location has a self-service kiosk, and you can pick up special tags and your Arkansas REAL driver license and ID there.

Public Transportation in Springdale, AR

Most residents drive, but the city provides public transportation. Ozark Regional Transit serves the area and has routes to Fayetteville, Rogers, and Bentonville. If you're skipping the bus, you can opt for rideshare services like Uber and Lyft. Traditional taxi companies such as Fayetteville Taxi and Payless Taxi can also help you reach your destination. You may soon see bikeshares expand to the city like VeoRide has in Fayetteville.

Conclusion: How to get the best and cheapest car insurance in Springdale, AR

Driving in Springdale? May as well get a good deal on car insurance. Try Insurify to track down the best rates and compare dozens of insurance quotes in just a few seconds.

When one out of six drivers on Arkansas’ roads has no insurance, skipping protection becomes a huge risk. Use Insurify to get the coverage and rate that will make you holler "woo, pig, sooie!”

Find local Springdale agents

Haymond Insurance
1032 E. Hendri de Tonti Blvd, Springdale, AR 72762
AMEGA Quality Insurance Agency LLC
1400 W Huntsville Ave 1400 W Huntsville Ave, Springdale, AR 72764
Walker Bros. Insurance, Inc.
'6800 Isaac''s Orchard Rd, Springdale, AR 72762-6096'
Farris Insurance Agency, Inc.
4706 S Thompson, Springdale, AR 72764
Boone Ritter Insurance
3906-B Kelley Avenue, Springdale, AR 72762
Nationwide Insurance: Bryan Insurance Agency Inc.
1216 S Thompson St, Springdale, AR 72764
American International Insurance Agency
511 N Thompson St, Springdale, AR 72764
Variety Insurance
809 W Emma Ave, Springdale, AR 72764
Jones Insurance Agency
1458 Plaza Pl, Springdale, AR 72764
Walter Chastain - State Farm Insurance Agent
720 W Sunset Ave, Springdale, AR 72765

Insurify Insights: How Springdale Drivers Measure Up

honda
Honda Accord
Most Popular Car in
Springdale, AR
suspended licenses
#9
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Springdale drivers measure up to their fellow Arkansas motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents Springdale

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Springdale drivers rank 18 in the number of car accidents per driver across all cities in Arkansas.

  • Rank within state: #18
  • Percent of drivers in Springdale with an accident: 9.01%
  • Drivers in Springdale, AR with an accident in their driving history paid on average 53.42% more than drivers with a clean record

Speeding Springdale

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Arkansas, Springdale drivers rank 9 in the number of speeding infractions per driver.

  • Rank within state: #9
  • Percent of drivers in Springdale with a speeding ticket: 10.41%
  • Drivers in Springdale, AR with a speeding ticket in their driving history paid on average 44.72% more than drivers with a clean record

DUI/DWIs Springdale

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Springdale drivers rank 9 in the number of DUI’s per driver across all cities in Arkansas.

  • Rank within state: #9
  • Percent of drivers in Springdale with a DUI: 2.62%
  • Drivers in Springdale, AR with a DUI in their driving history paid on average -91.93% more than drivers with a clean record

Most Popular Vehicle Springdale

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Springdale is the Honda Accord.

Rude Springdale

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Arkansas, Springdale drivers rank 18 in rude driving infractions.

  • Rank within state: #18
  • Percent of drivers in Springdale with a reckless driving violation: 0.79%
  • Drivers in Springdale, AR with a reckless driving violation in their driving history paid on average --% more than drivers with a clean record.

Safest Drivers Springdale

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Springdale drivers rank 11 in clean driving records across all cities in Arkansas.

  • Rank within state: #11
  • Percent of drivers in Springdale with clean record: 81.63%

Failure to Yield the Right of Way Springdale

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Springdale drivers rank 18 in failure to yield violations per driver across all cities in Arkansas.

  • Rank within state: #18
  • Percent of drivers in Springdale with a failure to yield violation: 0.17%
  • Drivers in Springdale, AR with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers Springdale

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Arkansas, Springdale drivers rank 13 in the number of reckless driving offenses per driver.

  • Rank within state: #13
  • Percent of drivers in Springdale with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership Springdale

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Springdale drivers rank 12 in hybrid and electric vehicle ownership across all cities in Arkansas.

  • Rank within state: #12
  • Percent of drivers in Springdale with a hybrid/electric vehicle: 0.53%

FAQs - Springdale, AR Car Insurance

Why is car insurance so expensive in Springdale?

Springdale ranks first for DUIs in Arkansas, third for moving violations, and fourth for most suspended licenses. Insurers assign higher rates to match the increased risk.

How can I get the cheapest car insurance in Springdale?

If you want to pay the least possible, get a policy with the state minimum coverage. It's the least amount of protection Arkansas will allow. If you're financing the car, you may also need comprehensive and collision coverage. In that case, to lower your bill, increase your deductibles to the most you can afford out of pocket if an accident happens.

Who offers the cheapest car insurance in Springdale?

Auto insurance rates differ by city, company, and person. If you're looking for rates tailored to your driver profile, try Insurify to compare up to 10+ real quotes. You'll unlock savings and discounts and find the coverage you deserve at a price you can afford.

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.