Cheap Auto Insurance Quotes in Springdale, AR (2021)

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As we work together to slow the spread of COVID-19, state insurance commissions and insurance providers are constantly changing regulations and practices surrounding monthly payments, claim payouts, and more. To stay up to date with the latest on auto insurance reimbursements in your area, be sure to check with your state’s insurance commission and your current auto insurance provider.

If your driving habits have changed due to COVID-19, find a new, cheaper, ready-to-buy auto insurance policy on Insurify by comparing dozens of quotes at once.

Springdale's 81,000 plus Razorback loving residents mostly drive to get from point A to B. Not a Razorback? You can still fall in love with the right car insurance policy for your unique driver profile in your particular part of Arkansas.

Over 94 percent of Springdale households own cars. With that many people watching the wildflowers bloom as they cruise down the road, a reliable auto insurance policy becomes a natural part of living in the Natural State.

Car Insurance in Springdale, AR

The average cost of Arkansas car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Springdale, AR to find you the cheapest quotes in the area.

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Cheapest Car Insurance in Springdale, AR

Here are the cheapest carriers in Springdale for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Best Car Insurance in Springdale, AR

The Insurify Composite Score is calculated by analyzing multiple factors that indicate the quality, reliability, and health of an insurance company. Inputs to the score include financial strength ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings, Consumer Reports customer satisfaction surveys, mobile app reviews, and user-generated carrier reviews. The following are the top rated carriers that offer car insurance in Springdale. For the complete list, see Insurify's best car insurance companies.

Average Car Insurance Cost

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Springdale, AR Driving Facts

Minimum Car Insurance Requirements in AK

Arkansas' minimum liability auto insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident
arkansas

Springdale Car Insurance Rates by Driver Age

More-seasoned drivers in Springdale can expect to pay less for insurance than younger drivers do. Why? Statistics demonstrate that younger drivers are more inclined to engage in risky road behavior due to immaturity. Also, they make more driving mistakes than those with more driving time under their belts. Though rates get better when you hit your 20s, in Springdale, young drivers pay $443 for insurance premiums (on average) monthly—nearly three times as much as someone in their 30s.

Driver's AgeAvg. Monthly Cost
teens$444
20s$223
30s$149
40s$204
50s$239
60s$123
70s$143
80s$300
Driving HistoryAvg. Monthly Cost
No Violation$188
Speeding Ticket$263
At-Fault Accident$246
Failure to Stop for Red Light / Stop Sign$291

Springdale Car Insurance Rates by Driving and Accident History

Your driving reputation explains a lot when it comes to understanding rates. Rates increase when you make mistakes because mistakes signal that the driver is an increased claims risk. In Springdale, those with driving offenses on their records pay more on average for car insurance than those whose records are clean. A clean record driver pays $187 per month for insurance premiums. However, the cost for auto insurance jumps for those with a speeding or failure-to-stop violation on their record to $262 and $290, respectively.

Springdale Car Insurance Rates by Credit Tier

Auto insurance companies collect a lot of data about you to help them predict the amount of risk to assign. The higher the risk, the higher your car insurance rates. Besides things like age and driving habits, insurance companies consider how good your credit is to accurately predict risk. Statistically speaking, people with low credit file more claims than people with good credit. If you have poor credit in Springdale, the average cost of car insurance tops out at $264. However, those with excellent credit can expect to pay much less—at an average of $178.

Credit TieAvg. Monthly Cost
Excellent$179
Good$201
Average$221
Poor$206

Springdale, AR DMV Information

The Springdale Revenue Office is at 3159 Springdale Ave., Springdale, AR 72762. The mailing address is PO Box 8320, Springdale, AR 72766. The hours are Monday through Friday from 7 a.m. to 6 p.m., and the phone number is 1 (479) 751-4498. The location has a self-service kiosk, and you can pick up special tags and your Arkansas REAL driver license and ID there.

Public Transportation in Springdale, AR

Most residents drive, but the city provides public transportation. Ozark Regional Transit serves the area and has routes to Fayetteville, Rogers, and Bentonville. If you're skipping the bus, you can opt for rideshare services like Uber and Lyft. Traditional taxi companies such as Fayetteville Taxi and Payless Taxi can also help you reach your destination. You may soon see bikeshares expand to the city like VeoRide has in Fayetteville.

Conclusion: How to get the best and cheapest car insurance in Springdale, AR

Driving in Springdale? May as well get a good deal on car insurance. Try Insurify to track down the best rates and compare dozens of insurance quotes in just a few seconds.

When one out of six drivers on Arkansas’ roads has no insurance, skipping protection becomes a huge risk. Use Insurify to get the coverage and rate that will make you holler "woo, pig, sooie!”

Insurify Rankings

Using a proprietary dataset of over 1.6 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Here's how Springdale stacks up for the state of Arkansas:

ford
Ford F-Series Pickup
Most Popular Car in
Springdale, AR
suspended licenses
#4
Cities with Most
Suspended Licenses Rank

FAQs - Springdale, AR Car Insurance

Why is car insurance so expensive in Springdale?

Springdale ranks first for DUIs in Arkansas, third for moving violations, and fourth for most suspended licenses. Insurers assign higher rates to match the increased risk.

How can I get the cheapest car insurance in Springdale?

If you want to pay the least possible, get a policy with the state minimum coverage. It's the least amount of protection Arkansas will allow. If you're financing the car, you may also need comprehensive and collision coverage. In that case, to lower your bill, increase your deductibles to the most you can afford out of pocket if an accident happens.

Who offers the cheapest car insurance in Springdale?

Auto insurance rates differ by city, company, and person. If you're looking for rates tailored to your driver profile, try Insurify to compare up to 10+ real quotes. You'll unlock savings and discounts and find the coverage you deserve at a price you can afford.