Cheapest Auto Insurance in Connecticut (2025)

State Farm has the cheapest liability quotes in Connecticut, at $55 per month.

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Cheapest recent car insurance quotes in Connecticut

Drivers in and around Connecticut have found policies from Root, GEICO, Bristol West, and more, through Insurify in the last few days.

*Quotes generated for Insurify users from Connecticut within the last 10 days. Last updated on April 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users from Connecticut within the last 10 days. Last updated on April 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Jacqueline DeMarco
Jacqueline DeMarco
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Elena Stratoberdha
Elena StratoberdhaEditorial Assistant

Elena Stratoberdha is an Editorial Assistant at Insurify. Before joining the content team at Insurify, Elena earned her bachelor’s degree in English Literature and Writing from Simmons University, where she collaborated as a copy editor and led the layout design for two student-run magazines: Sidelines and MindScope Magazine.

In her free time, Elena enjoys writing creative and short fiction, knitting, running near the beach, and exploring new music genres.

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Reviewed byMark Friedlander
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  • 20+ years in insurance and communications

As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

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  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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Connecticut drivers spend an average of $269 per month on car insurance coverage, which is higher than the national monthly average of $150.

That’s because location-specific factors can affect your insurance premium. For example, Connecticut drivers typically deal with dangerous driving conditions when it snows heavily in the winter, which could lead to filing more claims and increased rates.[1]

Here’s what you need to know about comparing quotes and finding cheap car insurance in Connecticut.

Quick Facts
  • State Farm, GEICO, and USAA offer the cheapest liability car insurance in Connecticut.

  • On average, Connecticut drivers pay $206 per month for liability insurance and $332 for full-coverage insurance.

  • Connecticut drivers must carry a minimum of $50,000 in bodily injury liability per accident, $25,000 in property damage liability, and $50,000 in uninsured/underinsured motorist coverage per accident.

3 of the cheapest car insurance companies in Connecticut

The car insurance company you choose to buy coverage from can play a major role in how much you pay for your policy. While it’s tempting to look for the insurer that offers the cheapest possible policy, it’s a good idea to consider which one has the insurance products and customer experience you’re looking for.

Here are a few of the best car insurance options for Connecticut drivers.

State Farm

State Farm logo
User Reviews
4.2
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.3 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$55/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$87/mo
4.2
Best choiceBased on 10,437 verified guest reviews and ratings
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
How drivers feel about State Farm

Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.

AI-generated from the text of verified reviews collected by Insurify
Best For
Customer service
Competitive rates
Discounts for safe drivers
Reviews (5,748)

Sandra

April 13, 2025

Verified Review

Better than Progressive

They are always accessible and their rates aren't higher than Progressive's. Also, they have much better commercials than those on Progressive. Just saying.

Daphne

April 13, 2025

Verified Review

Policy Inflated for Agent Benefits

The handling of my policies was very unprofessional on all levels, and my record contained outdated information. The agents managing my accounts were also unsatisfactory.

Julie

April 13, 2025

Verified Review

Epic Fail with the Claims Department

The roadside assistance has been good in the past and the phone service to my broker is usually good, as they can answer my questions. However, my car was recently hit by someone and the claims process was a nightmare. It was very annoying and the claims handler was inefficient, not providing me with all my options. After trying to reach a supervisor, they just said it was too late to help. The claims person deemed my car totaled within 2 minutes of reviewing it. When I asked if there were any options, he said no. When I found cars similar to mine and asked for more money, they refused, saying it was either accept their offer or nothing. Only after I accepted the offer and called back to State Farm did a supervisor explain to me about the option of a salvage title, which I knew nothing about. I am still incensed that no one from State Farm told me that was an option. If I knew it was an option, I definitely would have done that instead of accepting their paltry offer and having to go through the time-consuming process of researching cars, looking for cars, and buying a new car, thereby incurring debt when my car was already paid off. I called back again to explain how upset I was and they just said too bad, we will review with the claims adjuster so he will be more thorough in the future. This was an epic fail and they are now losing me as a 20+ year customer as soon as I find another carrier.
See all State Farm reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
838
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.78
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

You can save on your car insurance policy with an insurer like State Farm, which offers a wide variety of discounts. Because car insurance costs more in Connecticut than in some other states, it’s a good idea to ask about potential discounts with State Farm, including those for having safety features in your car, finishing a defensive driving course, or earning good grades.

Pros
  • AM Best financial strength rating of A++ (Superior)

  • Many potential discounts

Cons
  • Can’t enroll online

  • Doesn’t offer gap insurance

GEICO

GEICO logo
User Reviews
4.0
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$67/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$107/mo
4.0
Best choiceBased on 11,366 verified guest reviews and ratings
How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO

Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.

AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,217)

Sandra

April 13, 2025

Verified Review

Expensive

Don't purchase it unless you're wealthy.

Margie

April 13, 2025

Verified Review

Higher Insurance

I'm not entirely sure because I go through an agency. I haven't spoken to anyone on the Geico team, but I just don't think I need to be paying high car insurance even though I had a fender bender in December 2023. I have had a clean record for over 16 months.

Kathie

April 13, 2025

Verified Review

Good

I need it to be cheaper.
See all GEICO reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
827
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.74
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Connecticut is one of the most expensive states to live in. To save on coverage, Connecticut residents may appreciate GEICO’s option to bundle multiple insurance products — like homeowner, condo, and mobile home insurance — with their auto policy at a discount. The company has an AM Best financial strength rating of A++ (Superior).

Pros
  • Highly rated mobile app

  • Top customer satisfaction rating in New England in J.D. Power’s 2024 U.S. Auto Insurance Study

Cons
  • Gap insurance not available

  • Rideshare coverage not available

USAA

USAA logo
User Reviews
4.9
IQ Score
The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores.
9.4 /10
Liability Only
Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages.
$75/mo
Full Coverage
Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible.
$119/mo
4.9
Best choiceBased on 1,908 verified guest reviews and ratings
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA

Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.

AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,108)

Kate

April 13, 2025

Verified Review

Happy with USAA

Responsive.

Stellar

April 13, 2025

Verified Review

Very Cheap Car Insurance

Great!

Pat

April 12, 2025

Verified Review

Long Time USAA Policy Holder

It's expensive.
See all USAA reviews
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
880
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.35
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company

Veterans and their family members can potentially save on car insurance with USAA. This insurer caters to military members, veterans, and their families with competitive rates and policies customized to their unique needs. For example, USAA offers discounts for customers who store their vehicles on a military base during a deployment.

Pros
  • Specialized military discounts

  • AM Best financial strength rating of A++ (Superior)

Cons
  • Requires membership to be eligible for coverage

  • Doesn’t offer gap insurance

How to get the cheapest car insurance in Connecticut

Insurance companies consider various factors when determining your car insurance premium. Having a clean driving record often leads to lower premiums. The level of coverage you choose and the type of vehicle you own — including its make, model, and year — can also affect insurance costs.

To help you find more affordable car insurance in Connecticut, consider the following tips:

  • Compare quotes. Ask for quotes from multiple insurers to find the best rates. Make sure you request quotes for the same type and amount of coverage to get an accurate idea of which insurance company can offer you the best price.

  • Bundle policies. Combining auto and home insurance with the same insurer often leads to discounts.

  • Drive safely. Good drivers tend to save on car insurance. Avoid accidents and traffic violations to maintain a clean driving record and lower rates.

  • Ask about discounts. Many car insurance companies offer a variety of discounts. Before purchasing a policy, ask insurance agents from each company you’re considering about which discounts you may qualify for.

Find Cheap Car Insurance in Connecticut

Liability insurance quotes start at $55 per month

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate

Cheapest liability-only car insurance quotes in Connecticut: State Farm

Liability-only car insurance provides coverage for bodily injury and property damage if you cause an accident. It doesn’t cover your medical bills or vehicle damage. While it offers limited protection, it can be a cost-effective option for drivers looking to fulfill legal obligations without the added expense of comprehensive or collision coverage.[2]

In Connecticut, liability-only policies cost an average of $206 per month. The following table highlights the other cheapest car insurance policies in Connecticut.

The below rates are estimated rates current as of: Tuesday, April 1 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
State Farm$55
GEICO$67
USAA$75
Progressive$104
CSAA$105
Travelers$111
Nationwide$121
Allstate$128
Safeco$134
Root$161
Direct Auto$199
Bristol West$248
National General$260
Amica$271
Foremost$417
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest full-coverage car insurance quotes in Connecticut: State Farm

The main difference between liability-only and full-coverage car insurance is how much protection you have. Full-coverage insurance includes liability, comprehensive, and collision coverage, offering protection for your vehicle as well.

If you lease your vehicle or have a new or expensive car, you may benefit from full-coverage insurance. In Connecticut, the average cost for a full-coverage policy is $332 per month.

The table below shows the cheapest monthly quotes for full-coverage policies.

The below rates are estimated rates current as of: Tuesday, April 1 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
Average Monthly Quote
sort ascsort desc
State Farm$87
GEICO$107
USAA$119
Safeco$142
CSAA$159
Progressive$166
Travelers$176
Nationwide$193
Allstate$204
Root$236
Direct Auto$371
Bristol West$401
National General$422
Amica$431
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Cheapest recent car insurance quotes in Connecticut

Drivers in and around Connecticut have found policies from Root, Direct Auto, Progressive, and more, through Insurify in the last few days.

*Quotes generated for Insurify users within the last 10 days. Last updated on April 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

*Quotes generated for Insurify users within the last 10 days. Last updated on April 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.

Rates shown are real-time Insurify user quotes from 120+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from April 2, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
  • The average cost of car insurance fluctuates with age. Teen drivers pay higher car insurance premiums due to their lack of driving experience and greater accident risk.

    Rates generally decrease around age 25 but start to increase again around age 70. Although senior drivers still pay lower-than-average rates, they may see an uptick in their rates because of age-related risk factors.

    Age Group
    sort ascsort desc
    Average Monthly Quote: Liability Only
    sort ascsort desc
    Average Monthly Quote: Full Coverage
    sort ascsort desc
    Teen drivers$380$613
    Adult drivers$192$310
    Senior drivers$158$255
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.

Car insurance requirements in Connecticut

Connecticut drivers must carry a minimum amount of insurance to drive legally in the state, including liability insurance and uninsured/underinsured motorist coverage.

To better understand which types of insurance coverage you need in Connecticut, check out the following table:[3]

Coverage
sort ascsort desc
Minimum Requirements
sort ascsort desc
Bodily injury liability$25,000 per person / $50,000 per accident
Property damage liability$25,000 per accident
Uninsured/underinsured motorist$25,000 per person / $50,000 per accident

To more fully protect your vehicle, you should also consider buying one or more of the following optional insurance policies:

    • illustration card https://a.storyblok.com/f/162273/150x150/0ee044afbd/car-and-driving-96x96-orange_039-car-accident.svg

      Collision coverage

      When you have collision insurance, it pays for vehicle repair costs when you get in a car accident and damage another car or even a stationary object, no matter who’s at fault.

    • illustration card https://a.storyblok.com/f/162273/x/665da91bf7/comprehensive-coverage.svg

      Comprehensive coverage

      Comprehensive insurance helps pay for vehicle damages and loss from non-collision incidents, like fires, vandalism, natural disasters, or theft.

    • illustration card https://a.storyblok.com/f/162273/x/5285c4cd74/uninsured-or-underinsured-motorist-coverage.svg

      Uninsured/underinsured motorist coverage

      If you want coverage for damages and injuries caused by a driver who doesn’t have adequate car insurance coverage, uninsured/underinsured motorist coverage can help.

    • illustration card https://a.storyblok.com/f/162273/x/abffe6238f/financial-protection.svg

      Gap coverage

      A gap insurance policy will pay the difference between the cost of your insurance settlement and the lease balance of an auto loan after your insurer declares the car as a total loss.

Cheapest car insurance in Connecticut by driving record

If you have an incident on your driving record, insurers can raise your car insurance rates. Insurance companies consider driving infractions — such as speeding tickets, driving under the influence (DUI), at-fault accidents, and other moving violations — as indicators of a high-risk driver, leading to increased premiums.

In Connecticut, drivers with a clean record pay an average of $206 per month for liability-only coverage, while drivers with an incident on their record pay an average of $268 for the same policy.

The below rates are estimated rates current as of: Tuesday, April 1 at 12:00 PM PDT
Data reviewed by Konstantin Halachev
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

Insurance Company
sort ascsort desc
With Speeding Ticket
sort ascsort desc
With At-Fault Accident
sort ascsort desc
With DUI/DWI
sort ascsort desc
State Farm$71$73$89
GEICO$88$90$108
USAA$98$100$121
Progressive$137$142$168
CSAA$140$146$169
Travelers$147$149$179
Nationwide$160$163$195
Allstate$167$171$206
Safeco$179$186$212
Root$230$234$238
Direct Auto$262$272$321
Bristol West$329$332$400
National General$339$343$419
Amica$391$401$412
Foremost$580$588$672
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Shop for Car Insurance in Connecticut

Monthly rates start at $67 for drivers with an incident

Secure. Free. Easy-to-use.
Based on 3,806+ reviews
4.8/5
Shopper Approved
ProgressiveLiberty MutualAllstate
  • Where you live in Connecticut can affect your car insurance rate, even down to the ZIP code. If you reside in a densely populated city, you may see higher rates compared to drivers living in rural areas.

    The table below shows liability and full-coverage rates for different Connecticut cities.

    The below rates are estimated rates current as of: Tuesday, April 1 at 12:00 PM PDT
    Data reviewed by Konstantin Halachev
    Headshot of Konstantin Halachev, VP of Engineering at Insurify
    Konstantin HalachevVP of Engineering & Data Science
    • 7+ years experience in data analysis

    • Ph.D. in Computational Biology

    Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

    City
    sort ascsort desc
    Average Quote: Liability Only
    sort ascsort desc
    Average Quote: Full Coverage
    sort ascsort desc
    Danbury$211$334
    New Britain$214$346
    Stamford$221$366
    Waterbury$265$414
    Bridgeport$290$449
    New Haven$310$481
    Hartford$314$474
    Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.

Connecticut car insurance FAQs

Before you start shopping around for car insurance, you should determine the right amount of insurance for your needs. The following information should help you find cheap car insurance in Connecticut.

  • On average, car insurance in Connecticut costs $269 per month. Drivers in the state pay $206 per month for liability-only insurance and $332 for full coverage. The cost of your policy will depend on your driving record, credit history, age, vehicle type, ZIP code, and more.

  • State Farm has the cheapest liability car insurance in Connecticut, at $55 per month. Other affordable insurers include GEICO and USAA, which offer cheap liability coverage at $67 and $75 per month, respectively. The best way to find cheap car insurance is to compare quotes from multiple auto insurers.

  • The minimum car insurance requirements in Connecticut include $25,000 per person and $50,000 per accident in bodily injury liability and $25,000 per accident in property damage liability coverage. Drivers must also carry $25,000 per person and $50,000 per accident in uninsured/underinsured motorist coverage.

  • No. Connecticut is an at-fault state for car insurance. This means the at-fault driver must cover the other driver’s resulting medical expenses and vehicle repairs.

Methodology

Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 50+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.

Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).

Liability-only premium averages correspond to policies with the following coverage limits:

  • Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
  • Property damage limits between $10,000 and $50,000
  • No additional coverage
Full-coverage premium averages correspond to the same bodily injury and property damage limits in addition to:
  • Comprehensive coverage with a $1,000 deductible
  • Collision coverage with a $1,000 deductible

Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.

Sources

  1. Connecticut State Division of Emergency Management and Homeland Security. "Winter Weather Awareness."
  2. Insurance Information Institute. "Auto insurance basics—understanding your coverage."
  3. Connecticut Insurance Department. "AUTO INSURANCE COVERAGE INFORMATION."
Jacqueline DeMarco
Jacqueline DeMarco

During college, Jacqueline DeMarco interned at a retirement plan advisory firm and was tasked with creating a presentation on the importance of financial wellness. During her research into how money can affect our health, relationships and career, Jacqueline realized just how important financial education is. Jacqueline is a contributor for Insurify and has worked with more than a dozen financial brands, including LendingTree, Capital One, Credit Karma, Fundera, Chime, Bankrate, Student Loan Hero, ValuePenguin, SoFi, and Northwestern Mutual, providing thoughtful content to give readers insight into complex topics that they likely didn’t learn in school.

Jacqueline has been a contributor at Insurify since October 2022.

Elena Stratoberdha
Edited byElena StratoberdhaEditorial Assistant
Elena Stratoberdha
Elena StratoberdhaEditorial Assistant

Elena Stratoberdha is an Editorial Assistant at Insurify. Before joining the content team at Insurify, Elena earned her bachelor’s degree in English Literature and Writing from Simmons University, where she collaborated as a copy editor and led the layout design for two student-run magazines: Sidelines and MindScope Magazine.

In her free time, Elena enjoys writing creative and short fiction, knitting, running near the beach, and exploring new music genres.

Mark Friedlander
Reviewed byMark FriedlanderSenior Director, Media Relations, Triple-I
Mark Friedlander
Mark FriedlanderSenior Director, Media Relations, Triple-I
  • Corporate communications director for Insurance Information Institute

  • 20+ years in insurance and communications

As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.

Konstantin Halachev
Data reviewed byKonstantin HalachevVP of Engineering & Data Science
Headshot of Konstantin Halachev, VP of Engineering at Insurify
Konstantin HalachevVP of Engineering & Data Science
  • 7+ years experience in data analysis

  • Ph.D. in Computational Biology

Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.

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