Cheapest Auto Insurance in Iowa (2025)
State Farm offers the cheapest liability rates in Iowa, at $24 per month.
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Written byMelanie Lockert
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10+ years writing on personal finance topics
Host of the Mental Health and Wealth podcast
Melanie is a blogger, author, and speaker specializing in personal finance and debt management. She’s also the author of the blog and book “Dear Debt.”
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Edited byAshley Cox
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7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
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Reviewed byMark Friedlander
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Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
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Data reviewed byKonstantin Halachev
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7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
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Table of contents
Home to the college town of Iowa City and the capital of Des Moines, Iowa has a significant amount of farmland and a low crime rate, which positively affects its car insurance rates.[1] The average cost of liability-only insurance in Iowa is $53 per month, according to Insurify data, which is lower than the national average of $100 per month.
Learn what factors affect your costs and where to find cheap car insurance in Iowa.
Quick Facts
State Farm, Auto-Owners, and USAA offer the cheapest liability rates in Iowa.
Iowa drivers pay an average of $1,192 per year for full-coverage car insurance.
The Insurance Information Institute found that 10% of Iowa drivers are uninsured.[2]
3 of the cheapest car insurance companies in Iowa
If you’re in the market for new auto insurance coverage, you have many factors to consider. Here are three of the cheapest options for car insurance in Iowa, and who might benefit the most from each company.
Auto-Owners
| User Reviews | 4.3 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 8.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $38/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $69/mo |
4.3
Best choiceBased on 254 verified guest reviews and ratings
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
How drivers feel about Auto-Owners
Customers appreciate the friendly service and quick claims process but dislike the constant rate increases and perceived inflexibility in pricing.
AI-generated from the text of verified reviews collected by Insurify
Best For
Cheap rates
Senior drivers
Ample discounts
Reviews (130)
Chick
Verified Review
Disappointed! Would rather have TALKED to an actual person!
Reviewed in Wisconsin on November 2025
It has been excellent! I just wanted to compare prices, but unfortunately, I insure 6 vehicles and your website doesn’t allow me to include them all!
Ron
Verified Review
For now, USAA is too far away
Reviewed in Georgia on November 2025
My current insurance is through a broker in the next town, and although they are higher than USAA, I like that I can go into their office, sit, ask questions, and look at the person giving me the answers. I'm not comfortable dealing online with a company far away. I haven't made my final decision, but if USAA was significantly cheaper, I would consider them, even though my current insurance is higher. I like that I can go into their office and talk face-to-face, so I need to make my decision quickly. I'm leaning towards staying with my current insurance so I have more time to research and see if I can get comfortable with USAA, which is miles away and requires doing everything online. Even if they have offices, like in Atlanta, it's 2.5 hours away, and Nashville is 4.5 or 5 hours away. My insurance broker is currently 9 miles from my house.
Henry
Verified Review
Many Years of Service
Reviewed in Minnesota on November 2025
They have always paid claims promptly.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
654NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.46A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Iowa has a strong history in the agricultural industry, and farmers looking for car insurance should consider Auto-Owners. The company offers affordable auto insurance coverage and farm insurance in one place.
As an auto insurer, Auto-Owners offers standard coverage options in addition to road-trouble service, gap coverage, and accident forgiveness. The company also offers a multi-policy discount, and you may qualify if you also get farm insurance, home insurance, or life insurance from Auto-Owners.
Pros
Offers gap coverage
Many available discounts
Coverage for classic or modified vehicles
Cons
Low customer rating on the Better Business Bureau (BBB) website
Not available in every state
Not as many discounts as some other insurers
USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $41/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $74/mo |
4.9
Best choiceBased on 2,389 verified guest reviews and ratings
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
AI-generated from the text of verified reviews collected by Insurify
Best For
Members of the military community
Outstanding customer service
Competitive rates
Reviews (1,307)
David
Verified Review
I've been with USAA for as long as I can remember and have always found them to be extremely wonderful to work with.
Reviewed in North Carolina on November 2025
I've been with USAA for as long as I can remember and have always found them to be extremely wonderful to work with.
Romeo
Verified Review
Just okay, it's not worth the money I spend monthly to insure 2 vehicles and a house!
Reviewed in Texas on November 2025
It's too expensive, period, and for being with a company since 1992, you would think that they would be willing to give me a discount for all the years that I have been with the business!
Tameika
Verified Review
Why I Chose to Leave USAA After 17 Years
Reviewed in California on November 2025
USAA insurance company is great for filing claims quickly and easily. They pay claims promptly and are super helpful. However, when it comes to truly caring about their members, it's disappointing. I have credit cards, bank accounts, my car loan, and car insurance all under USAA. Personally, after battling cancer and health issues, getting USAA to show compassion for my situation was nonexistent. They only seem to care about active duty members, which is the only group they will help in a financial crisis. For that reason, I am really disappointed in USAA as a whole. I think for the money, it's not worth it. There are other companies that will insure my car just the same for cheaper. I don't need to carry the USAA brand and overpay when they won't do anything for a member going through something catastrophic.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
Iowa is home to more than 171,000 veterans and 1,300 active-duty service members, according to U.S. Census data and Military State Policy Source.[3][4]
USAA is a membership-based insurance and financial services company that works exclusively with the military community. It offers a range of insurance products and discounts if you’re on a military base or if you store your car on base during a deployment.
Pros
Military-specific discounts
Highly rated mobile app
Significant savings potential of up to 30% with SafePilot program
Cons
Poor customer satisfaction on Trustpilot
Only available to military members and their families
Low customer rating on the BBB website
GEICO
| User Reviews | 4.0 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $44/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $80/mo |
4.0
Best choiceBased on 13,108 verified guest reviews and ratings
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
AI-generated from the text of verified reviews collected by Insurify
Best For
Teen drivers
Cheap rates
Accident forgiveness
Reviews (6,812)
Wayne
Verified Review
Geico stood by me
Reviewed in Florida on November 2025
To me, Geico has been more than helpful, reasonable, and fair. They have stood by me during three accidents, one serious, caused by another driver who ran a stop sign, totaled my vehicle, and sent me to the hospital. Another when a very large van slammed into the right side of my new 2025 Toyota and then fled the scene.
Dagoberto
Verified Review
Fair Money
Reviewed in Nevada on November 2025
Good price!
Alex
Verified Review
Good, but not great
Reviewed in Virginia on November 2025
It’s been good for the most part except for the cost. Insurance keeps increasing with each renewal, even with no tickets and the fact that I drive less than average annually in miles.
JD Power
J.D. Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++Why we picked this company
According to U.S. Census data, 71.5% of Iowa residents own their home.[3] GEICO is a top option for homeowners, as the company offers savings when you bundle home and auto insurance.
GEICO offers standard coverage options as well as rental reimbursement, mechanical breakdown insurance, and emergency roadside assistance.
Pros
Mobile app available
15% good student discount
Streamlined claims process with Auto Repair Xpress
Cons
Limited agent network
Rideshare and gap insurance not available
Complaints on Trustpilot about surprise policy cancellations
How to get the cheapest car insurance in Iowa
Car insurance can be costly, but you can do some things to make it more affordable. In addition to driving safely and maintaining a clean record, the following steps can help you get the cheapest car insurance in Iowa:
Research discounts. Insurance companies may offer discounts based on your driving, affiliation, or safety features. Review which ones you qualify for and how much you could save.
Bundle insurance policies. You may get the best deal if you have more than one insurance policy with a company. Adding home insurance or renters insurance could lower your rate.
Check your credit report. Insurance companies may use your credit history as one of the factors to determine your rates. Drivers with good credit typically pay lower rates than drivers with poor credit. Review your credit report to ensure there are no errors that could be costing you money. If there are, dispute them with the appropriate credit bureau.
Compare options. Many insurance companies offer coverage to Iowa drivers, so compare several companies and quotes to find the best coverage for you.
Find Affordable Car Insurance in Iowa
Liability rates average $53 per month
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Cheapest liability-only car insurance quotes in Iowa: State Farm
Liability-only coverage meets the basic minimum coverage required in Iowa. Liability insurance covers your liability and pays out to cover injuries and damages suffered by the other parties in an accident you cause. But it doesn’t cover any of your damages.
Liability-only coverage costs an average of $53 per month in Iowa.
The table below shows average monthly rates offered by many of the state’s top companies.
The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company  | Average Monthly Quote |
|---|---|
| State Farm | $24 |
| Auto-Owners | $38 |
| USAA | $41 |
| GEICO | $44 |
| American Family | $47 |
| Safeco | $50 |
| Allstate | $50 |
| National General | $51 |
| Bristol West | $53 |
| Farmers | $57 |
| Root | $59 |
| Direct Auto | $62 |
| Dairyland | $63 |
| The General | $68 |
| Liberty Mutual | $71 |
| Nationwide | $77 |
| Travelers | $77 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest full-coverage car insurance quotes in Iowa: State Farm
With full-coverage car insurance, you’re typically getting state-required liability insurance, as well as collision and comprehensive coverage. If you’re financing a vehicle or want additional protection, full coverage is likely a good fit for you.
Drivers in Iowa pay an average of $99 per month for full coverage.
In the table below, you can see the top insurance companies offering cheap full-coverage car insurance in Iowa.
The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company | Average Monthly Quote |
|---|---|
| State Farm | $43 |
| Auto-Owners | $69 |
| USAA | $74 |
| GEICO | $80 |
| American Family | $86 |
| Allstate | $91 |
| Safeco | $97 |
| National General | $100 |
| Farmers | $104 |
| Root | $106 |
| Direct Auto | $110 |
| Liberty Mutual | $120 |
| Nationwide | $139 |
| Travelers | $139 |
| Bristol West | $154 |
| The General | $168 |
| Dairyland | $192 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Cheapest recent car insurance quotes in Iowa
Drivers in and around Iowa have found policies from Bristol West, Liberty Mutual, State Farm, and more, through Insurify in the last few days.
*Quotes generated for Insurify users within the last 10 days. Last updated on November 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
*Quotes generated for Insurify users within the last 10 days. Last updated on November 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Rates shown are real-time Insurify user quotes from 500+ insurance companies and Quadrant Information Services data. Insurify’s algorithm excludes anomalous quotes and anonymizes personal details, then displays refined quotes by price, date, and insurer popularity up to 10 days ago from November 20, 2025. Actual quotes may vary based on the policy buyer’s unique driver profile.
Your car insurance rates will change over time with age. Teen drivers are expensive to insure, as they’re more likely to engage in risky behaviors like speeding or texting behind the wheel.
Car insurance rates begin to decrease at age 35 and continue to drop well into retirement age. Senior drivers are generally eligible for lower rates because they have ample driving experience, a long driving history, and typically drive less. At around age 70, though, premiums start to increase because older drivers are at a higher risk of having a car accident.
Age GroupAverage Monthly Quote: Liability OnlyAverage Monthly Quote: Full CoverageTeen drivers $120 $225 Adult drivers $54 $101 Senior drivers $43 $81 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Car insurance requirements in Iowa
Iowa requires drivers to carry at least minimum coverage or liability insurance. Iowa is an at-fault, or tort, state, which means it assigns fault to the driver that caused the incident.[5]
The table below shows the minimum requirements you must meet to drive legally in Iowa:[6]
Coverage | Minimum Requirements |
|---|---|
| Bodily injury liability | $20,000 per person / $40,000 per accident |
| Property damage liability | $15,000 |
While you’re only required to carry minimum liability car insurance, it can be a good idea to look into additional coverage options depending on your needs. You can consider the following coverages for more financial protection:
Collision coverage
Liability-only insurance doesn’t cover the damage to your car if you’re in an at-fault accident. Collision coverage can help pay for damage to your vehicle.
Comprehensive coverage
It’s not just accidents you need to worry about. Comprehensive insurance will cover you in events like damage from falling rocks, floods, theft, and vandalism.
Personal injury protection (PIP) coverage
Personal injury protection coverage helps pay for medical expenses if you or your passengers get injured in an accident.
Uninsured/underinsured motorist coverage
Uninsured/underinsured motorist coverage helps pay costs if you’re involved in an accident with an uninsured driver or if you’ve been the victim of a hit-and-run.
The Iowa Automobile Insurance Plan
If you’ve tried to secure coverage through conventional insurers and have been rejected, you can get car insurance through the Iowa Automobile Insurance Plan (IAIP).
The program began in 1969 and works with insurers to provide high-risk drivers coverage when they lack other options. Iowa drivers seeking coverage through the IAIP must certify they’ve been unable to get auto insurance coverage elsewhere.
Cheapest car insurance in Iowa by driving record
While different factors affect your car insurance premiums, your driving history carries a lot of weight. People with a clean driving record free of incidents qualify for the most competitive rates. High-risk drivers with an incident on their record will likely receive more expensive rates.
Common incidents include speeding tickets, at-fault accidents, and driving under the influence (DUI).
Iowa drivers with a clean record pay a monthly average of $53 for liability insurance. That jumps to $78 per month for drivers with a DUI.
The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT.
Data reviewed by Konstantin Halachev
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
Insurance Company | With Speeding Ticket | With At-Fault Accident | With DUI/DWI |
|---|---|---|---|
| State Farm | $31 | $32 | $35 |
| Auto-Owners | $50 | $51 | $56 |
| USAA | $54 | $56 | $60 |
| GEICO | $59 | $58 | $63 |
| American Family | $62 | $64 | $69 |
| National General | $65 | $69 | $75 |
| Allstate | $66 | $68 | $74 |
| Safeco | $67 | $72 | $78 |
| Bristol West | $68 | $71 | $78 |
| Farmers | $74 | $77 | $84 |
| Direct Auto | $80 | $86 | $91 |
| Dairyland | $80 | $85 | $93 |
| Root | $80 | $79 | $86 |
| Liberty Mutual | $92 | $97 | $105 |
| The General | $92 | $96 | $100 |
| Nationwide | $101 | $105 | $114 |
| Travelers | $101 | $105 | $114 |
Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Find Affordable Quotes in Iowa
Rates start as low as $29 for drivers with an incident
Secure. Free. Easy-to-use.
Based on 7,669+ reviews
4.8/5
Where you live in Iowa affects your car insurance rates. Location is related to risk factors like accident frequency, road congestion, and vehicle vandalism and theft rates. Check out liability and full-coverage rates for various Iowa cities in the table below.
The below rates are estimated rates current as of: Saturday, November 1 at 12:00 PM PDT.Data reviewed by Konstantin Halachev7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
CityAverage Quote: Liability OnlyAverage Quote: Full CoverageDavenport $61 $107 Cedar Rapids $62 $107 Sioux City $63 $113 Council Bluffs $64 $118 Des Moines $68 $113 Disclaimer: Table data sourced from real-time quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual quotes may vary based on the policy buyer's unique driver profile.
Iowa car insurance FAQs
If you still have questions about car insurance in Iowa, this additional information may help as you research your coverage options.
On average, car insurance in Iowa costs $53 per month for liability-only coverage and $99 per month for full coverage.
State Farm, Auto-Owners, and USAA offer the cheapest liability rates in Iowa, at $24, $38, and $41 per month, respectively.
But these companies might not be the cheapest for you. Comparing quotes is the best way to find the cheapest insurance for your coverage needs.
Insurify identified Auto-Owners, USAA, and GEICO as some of the best insurance companies in Iowa. These companies offer drivers plenty of discounts, coverage options, and have high Insurify Quality Scores of 8.2, 9.1, and 9.2, respectively.
Iowa requires drivers to have a minimum amount of liability insurance including $20,000 per person and $40,000 per accident in bodily injury liability, and $15,000 of property damage liability coverage.
No. Iowa is an at-fault, or tort, state. This means that in an at-fault accident, your insurer is responsible for paying any costs related to the other driver’s injuries and vehicle damage.
Methodology
Insurify data scientists analyzed more than 90 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
Quotes for Allstate, Farmers, GEICO, State Farm, and USAA are estimates based on Quadrant Information Services’ database of auto insurance rates.
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Sources
- Britannica. "Iowa."
- III. "Facts + Statistics: Uninsured motorists."
- Census.gov. "U.S. Census Bureau QuickFacts: Iowa."
- Military State Policy Source. "Iowa."
- FindLaw. "Iowa Car Accident Compensation Laws."
- Iowa Insurance Division. "Auto Insurance."
)
Melanie Lockert
Melanie Lockert is the founder of the blog and author of the book, "Dear Debt." Through her blog, she chronicled her journey out of $81,000 in student loan debt. Her work has appeared on Allure, Business Insider, Credit Karma, Fortune, and more. She is also the co-founder of the Lola Retreat and host of the Mental Health and Wealth show podcast. She lives in Los Angeles and enjoys jazz music, traveling, coffee, and spending time with her two cats and partner.
Melanie has been a contributor at Insurify since November 2022.
7+ years in content creation and management
5+ years in insurance and personal finance content
Ashley is a seasoned personal finance editor who’s produced a variety of digital content, including insurance, credit cards, mortgages, and consumer lending products.
Featured in
Corporate communications director for Insurance Information Institute
20+ years in insurance and communications
As Director, Corporate Communications for Triple-I, Mark serves as the non-profit’s national spokesperson, sharing information and education on a wide array of insurance issues.
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.