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Cheap Auto Insurance Quotes in Cedar Rapids, IA (January 2022)

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Last Updated: January 2022

Car Insurance in Cedar Rapids, IA

The average cost of Iowa car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Cedar Rapids, IA to find you the cheapest quotes in the area.
$25
$39
$41
$77
$140
ProgressiveState FarmAllstateNationwideThe General

Cheapest Car Insurance in Cedar Rapids, IA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$98
$70
$92
$85
$178
$64
IowaDes MoinesDavenportSioux CityIowa CityCedar Rapids
Click here to learn about car insurance quotes and save on your current policy.

Cedar Rapids, IA Driving Facts

iowa

Minimum Car Insurance Requirements in IA

Iowa drivers are held to different standards than most of the nation's motorists: there is no specific law mandating that they purchase Iowa car insurance. However, if an Iowa driver gets into an accident, or gets a license suspended or revoked, they must demonstrate proof of financial responsibility to the state's Department of Transportation.

Find local Cedar Rapids agents

The Accel Group LLC
5500 Fountains Drive NE Ste 201, Cedar Rapids, IA 52411
Peritia Senior Advisors LLC
465 Northland Ave NE Ste 102, Cedar Rapids, IA 52402
Klug Insurance Services Inc
2750 1st Ave NE Ste 240, Cedar Rapids, IA 52402-4831
Stamy Agency Inc
2841 Johnson Avenue NW Ste 1, Cedar Rapids, IA 52405
Platinum Insurance Partners Inc dba Weinstein Insurance
700 1st Avenue NE Ste 101, Cedar Rapids, IA 52401
Dupaco Insurance Services
3131 Williams Blvd SW, Cedar Rapids, IA 52404
Holmes Murphy & Assoc
201 1st St SE Ste 700, Cedar Rapids, IA 52401-1424
Daley Insurance Agency Inc
6405 Casey Lane NE, Cedar Rapids, IA 52411
Weinstein Insurance
700 1st Avenue NE Ste 101, Cedar Rapids, IA 52401
Holmes Murphy & Associates
4000 River Ridge Dr NE, Cedar Rapids, IA 52401

Insurify Insights: How Cedar Rapids Drivers Measure Up

chevrolet
Chevrolet Impala
Most Popular Car in
Cedar Rapids, IA
suspended licenses
#10
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Cedar Rapids drivers measure up to their fellow Iowa motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Cedar Rapids

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Cedar Rapids drivers rank 5 in the number of car accidents per driver across all cities in Iowa.

  • Rank within state: #5
  • Percent of drivers in Cedar Rapids with an accident: 12.57%
  • Drivers in Cedar Rapids, IA with an accident in their driving history paid on average 42.97% more than drivers with a clean record

Speeding in Cedar Rapids

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Iowa, Cedar Rapids drivers rank 10 in the number of speeding infractions per driver.

  • Rank within state: #10
  • Percent of drivers in Cedar Rapids with a speeding ticket: 14.46%
  • Drivers in Cedar Rapids, IA with a speeding ticket in their driving history paid on average 37.5% more than drivers with a clean record

DUI/DWIs in Cedar Rapids

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Cedar Rapids drivers rank 8 in the number of DUI’s per driver across all cities in Iowa.

  • Rank within state: #8
  • Percent of drivers in Cedar Rapids with a DUI: 2.77%
  • Drivers in Cedar Rapids, IA with a DUI in their driving history paid on average 3.13% more than drivers with a clean record

Most Popular Vehicle in Cedar Rapids

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Cedar Rapids is the Chevrolet Impala.

Rude Drivers in Cedar Rapids

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Iowa, Cedar Rapids drivers rank 5 in rude driving infractions.

  • Rank within state: #5
  • Percent of drivers in Cedar Rapids with a reckless driving violation: 2.57%
  • Drivers in Cedar Rapids, IA with a reckless driving violation in their driving history paid on average 30.47% more than drivers with a clean record.

Safest Drivers in Cedar Rapids

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Cedar Rapids drivers rank 3 in clean driving records across all cities in Iowa.

  • Rank within state: #3
  • Percent of drivers in Cedar Rapids with clean record: 74.55%

Failure to Yield the Right of Way in Cedar Rapids

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Cedar Rapids drivers rank 6 in failure to yield violations per driver across all cities in Iowa.

  • Rank within state: #6
  • Percent of drivers in Cedar Rapids with a failure to yield violation: 0.5%
  • Drivers in Cedar Rapids, IA with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Cedar Rapids

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Iowa, Cedar Rapids drivers rank 5 in the number of reckless driving offenses per driver.

  • Rank within state: #5
  • Percent of drivers in Cedar Rapids with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership in Cedar Rapids

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Cedar Rapids drivers rank 8 in hybrid and electric vehicle ownership across all cities in Iowa.

  • Rank within state: #8
  • Percent of drivers in Cedar Rapids with a hybrid/electric vehicle: 0.69%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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