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Cheap Auto Insurance Quotes in Davenport, IA (May 2022)

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Tanveen Vohra

By: Tanveen Vohra

Edited by Olivia Oksenhorn | Reviewed by licensed insurance agent, Amber Benka

Last Updated February 4, 2022

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Quick Facts

  • The average cost of car insurance in Davenport is $147 per month, or $1764 annually.
  • Car insurance in Davenport is $5 more than the average cost of car insurance in Iowa.
  • The cheapest car insurance provider in Davenport on average is Acuity, but you should always compare quotes to find your best personal rate.

Car Insurance in Davenport, IA

The average cost of Iowa car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Davenport, IA to find you the cheapest quotes in the area.

Quotes by Top Companies

Progressive
$31
State Farm
$41
Allstate
$43
Nationwide
$91
American Family
$107

Cheapest Car Insurance in Davenport, IA

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!
Insurance Provider in DavenportQuotes
Progressive$31 /mo
State Farm$41 /mo
Allstate$43 /mo
Nationwide$91 /mo
American Family$107 /mo

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Average Car Insurance Cost

Iowa Cities
Des Moines$70/mo
Cedar Rapids$64/mo
Sioux City$85/mo
Iowa City$178/mo
Davenport$92/mo
Iowa$98/mo
Cedar Rapids
$64
Des Moines
$70
Sioux City
$85
Davenport
$92
Average for IA
$98
Iowa City
$178
Click here to learn about car insurance quotes and save on your current policy.

Minimum Car Insurance Requirements in IA

Iowa drivers are held to different standards than most of the nation's motorists: there is no specific law mandating that they purchase Iowa car insurance. However, if an Iowa driver gets into an accident, or gets a license suspended or revoked, they must demonstrate proof of financial responsibility to the state's Department of Transportation.

Find local Davenport agents

  • Core-Vens & Company

    622 East 38th Street,
    Davenport, IA 52807
  • Mel Foster Co Insurance, LLC

    3218 East 35th Street Ct.,
    Davenport, IA 52807
  • Independent Insurance Services Inc

    3956 N Pine St,
    Davenport, IA 52806
  • Hub International IA/Ruhl & Ruhl Ins

    212 Brady Street Ste 4B,
    Davenport, IA 52801
  • Holmes Murphy & Associates

    4550 E 53rd St SE 100,
    Davenport, IA 52807
  • Molyneaux Insurance Inc

    5025 Utica Ridge Road Ste 100,
    Davenport, IA 52807
  • Jorgensen Insurance Agency

    2304 Jersey Ridge Road,
    Davenport, IA 52803
  • Larry Thein - Insurance Agent

    4726 N Brady St,
    Davenport, IA 52806
  • Ruhl & Ruhl Insurance

    212 Brady St #4b,
    Davenport, IA 52801
  • Haas Insurance Agency

    3127 Brady St #1,
    Davenport, IA 52803
View more

FAQs - Davenport, IA Car Insurance

  • Insurance companies weigh multiple factors when calculating your car insurance rates, including your age, driving history, type of vehicle, and even your marital status. Not only do states have different laws and limits surrounding minimum liability coverage, but where you live within your state could also affect your driver risk profile. Insurance companies use your ZIP code to analyze your area’s weather patterns, rates of vehicle theft, likelihood of vandalism, average traffic congestion, and other factors that might lead you to file an insurance claim.
  • If you want to pay the lowest possible rate on your car insurance policy, opt for state minimum coverage. This is the cheapest level of car insurance coverage your state will allow. Comparing real, ready-to-purchase quotes on a car insurance comparison site like Insurify can find you the lowest rates for your area, risk profile, and financial needs.

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Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.

Insurify Insights

How Davenport Drivers Measure Up

While most drivers know that car insurance quotes are determined in part by your personal driving history, many may be unaware that rates are also impacted by the average risk of the drivers around you as well. Check out Insurify's latest analysis of driving records in Davenport, Iowa below:

Methodology

Drawing from an internal database of over 4 million car insurance applications, the research team at Insurify analyzes patterns in car ownership and driver behavior - including how Davenport drivers measure up to their fellow motorists across Iowa in areas including speeding, DUIs, and more.
Insurify Insights publishes data-driven articles, trend analyses, and national rankings each week on all factors related to cars and those who drive them.

ford

Ford Escape

Most Popular Car in Davenport

#8

City with the Most Speeding Tickets Rank in Iowa

#10

City with the Most Moving Violations Rank in Iowa

#10

City with the Most DUIs Rank in Iowa

#10

City with the Most Suspended Licenses in Iowa

  • While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Davenport drivers rank 9 in the number of car accidents per driver across all cities in Iowa.

    • Rank within state: #9
    • Percent of drivers in Davenport with an accident: 11.96%
    • Drivers in Davenport, IA with an accident in their driving history pay on average 61.76% more than drivers with a clean record
  • Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Iowa, Davenport drivers rank 8 in the number of speeding infractions per driver.

    • Rank within state: #8
    • Percent of drivers in Davenport with a speeding ticket: 14.65%
    • Drivers in Davenport, IA with a speeding ticket in their driving history pay on average 50.74% more than drivers with a clean record
  • While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Davenport drivers rank 10 in the number of DUI’s per driver across all cities in Iowa.

    • Rank within state: #10
    • Percent of drivers in Davenport with a DUI: 2.46%
    • Drivers in Davenport, IA with a DUI in their driving history pay on average 29.41% more than drivers with a clean record
  • Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Davenport is the Ford Escape.

  • The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Iowa, Davenport drivers rank 4 in rude driving infractions.

    • Rank within state: #4
    • Percent of drivers in Davenport with a reckless driving violation: 2.58%
    • Drivers in Davenport, IA with a reckless driving violation in their driving history pay on average 44.85% more than drivers with a clean record.
  • Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Davenport drivers rank 1 in clean driving records across all cities in Iowa.

    • Rank within state: #1
    • Percent of drivers in Davenport with clean record: 75.5%
  • Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Davenport drivers rank 2 in failure to yield violations per driver across all cities in Iowa.

    • Rank within state: #2
    • Percent of drivers in Davenport with a failure to yield violation: 0.82%
    • Drivers in Davenport, IA with a failure to yield violation in their driving history pay on average 0% more than drivers with a clean record
  • Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Iowa, Davenport drivers rank 3 in the number of reckless driving offenses per driver.

    • Rank within state: #3
    • Percent of drivers in Davenport with a reckless driving offense: 0.12%
  • As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Davenport drivers rank 3 in hybrid and electric vehicle ownership across all cities in Iowa.

    • Rank within state: #3
    • Percent of drivers in Davenport with a hybrid/electric vehicle: 1.18%
Insurify Insights

Insurify's team of data scientists and content specialists presents Insurify Insights, a series of automotive, home, and health studies focusing on the topics that impact us all. through expert analysis of over 4 million car insurance applications and an array of top data sources, the Insurify Insights team produces new data-driven articles, trend analyses, regional superlatives, and national rankings every week. See Insurify Insights as featured in Forbes, Fox News, USA Today, NPR, and more.

Tanveen Vohra
Tanveen Vohra

Content Manager at Insurify

Tanveen Vohra is a content manager at Insurify specializing in writing property and casualty insurance content. Through her content, Tanveen helps consumers better understand the components of their insurance policies so they can make smarter purchase decisions. Tanveen's work has been cited by CNBC, Fox Business, Business Insider, Fortune, and Market Watch, among others

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