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Cheap Auto Insurance Quotes in Kalamazoo, MI (January 2022)

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Last Updated: January 2022
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Car Insurance in Kalamazoo, MI

The average cost of Michigan car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Kalamazoo, MI to find you the cheapest quotes in the area.
$198
$1,173
Liberty MutualAmerican Family

Cheapest Car Insurance in Kalamazoo, MI

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$457
$520
$241
$338
$498
$686
MichiganDetroitGrand RapidsWarrenSterling HeightsKalamazoo
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Kalamazoo, MI Driving Facts

michigan

Minimum Car Insurance Requirements in MI

Michigan has more complex insurance laws, centered around a no-fault car insurance policy mandate, that are designed to cover injuries and damages caused in an accident regardless of fault. Michigan car insurance companies also offer three types of collision car insurance: limited, standard, and broad form.

Find local Kalamazoo agents

The Nulty Agency, Inc. 
5579 Stadium Drive, Kalamazoo, MI 49009-1929
Ron Jackson Insurance Agency, Inc. 
220 N Drake Rd, Kalamazoo, MI 49009
Worgess Agency Inc 
350 E Michigan Ave, Kalamazoo, MI 49007-3800
Ted Hartleb Agency 
5840 King Hwy, Kalamazoo, MI 49048-5930
Lake Michigan Insurance Agency 
5865 Venture Park Dr, Kalamazoo, MI 49009-1849
Boot Haan Insurance Agency 
443 S Drake Rd, Kalamazoo, MI 49009-1216
Burnham & Flower Agcy 
315 S Kalamazoo Mall, Kalamazoo, MI 49007-4806
Keyser Insurance Group 
151 E Michigan, Kalamazoo, MI 49007-3907
Lighthouse Insurance Group Inc 
527 S Rose St, Kalamazoo, MI 49007-5243
Lighthouse Insurance Group Inc 
527 S Rose St, Kalamazoo, MI 49007-5243

Insurify Insights: How Kalamazoo Drivers Measure Up

chevrolet
Chevrolet Impala
Most Popular Car in
Kalamazoo, MI
suspended licenses
#9
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Kalamazoo drivers measure up to their fellow Michigan motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Kalamazoo

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Kalamazoo drivers rank 6 in the number of car accidents per driver across all cities in Michigan.

  • Rank within state: #6
  • Percent of drivers in Kalamazoo with an accident: 6.99%
  • Drivers in Kalamazoo, MI with an accident in their driving history paid on average 71.01% more than drivers with a clean record

Speeding in Kalamazoo

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in Michigan, Kalamazoo drivers rank 31 in the number of speeding infractions per driver.

  • Rank within state: #31
  • Percent of drivers in Kalamazoo with a speeding ticket: 5.79%
  • Drivers in Kalamazoo, MI with a speeding ticket in their driving history paid on average 71.38% more than drivers with a clean record

DUI/DWIs in Kalamazoo

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Kalamazoo drivers rank 18 in the number of DUI’s per driver across all cities in Michigan.

  • Rank within state: #18
  • Percent of drivers in Kalamazoo with a DUI: 1.42%
  • Drivers in Kalamazoo, MI with a DUI in their driving history paid on average --% more than drivers with a clean record

Most Popular Vehicle in Kalamazoo

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Kalamazoo is the Chevrolet Impala.

Rude Drivers in Kalamazoo

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in Michigan, Kalamazoo drivers rank 6 in rude driving infractions.

  • Rank within state: #6
  • Percent of drivers in Kalamazoo with a reckless driving violation: 1.75%
  • Drivers in Kalamazoo, MI with a reckless driving violation in their driving history paid on average 47.46% more than drivers with a clean record.

Safest Drivers in Kalamazoo

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Kalamazoo drivers rank 10 in clean driving records across all cities in Michigan.

  • Rank within state: #10
  • Percent of drivers in Kalamazoo with clean record: 87.1%

Failure to Yield the Right of Way in Kalamazoo

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Kalamazoo drivers rank 4 in failure to yield violations per driver across all cities in Michigan.

  • Rank within state: #4
  • Percent of drivers in Kalamazoo with a failure to yield violation: 0.66%
  • Drivers in Kalamazoo, MI with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Kalamazoo

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in Michigan, Kalamazoo drivers rank 11 in the number of reckless driving offenses per driver.

  • Rank within state: #11
  • Percent of drivers in Kalamazoo with a reckless driving offense: --%

Hybrid/Electric Vehicle Ownership in Kalamazoo

As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Kalamazoo drivers rank 17 in hybrid and electric vehicle ownership across all cities in Michigan.

  • Rank within state: #17
  • Percent of drivers in Kalamazoo with a hybrid/electric vehicle: 0.76%

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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