In Michigan, temporary car insurance policies typically have a six-month period and are often more affordable than long-term 12-month policies. You can search websites advertising daily, weekly, or monthly policies, but these are almost always ploys to trick you into a standard six-month policy. In the U.S., car insurance companies only offer six- or 12-month policies. If you need one for a shorter period, you might look into getting a six-month policy and canceling early.

Often, people are stuck with a policy that they don’t like for a variety of reasons. Short-term car insurance lets you move on because you’ll never wait more than six months to see a better deal. It’s one way you can avoid overpaying and lock in affordable car insurance in Michigan. Try Insurify to find up to 20 short-term car insurance quotes from top companies within minutes!

With information from 25 million quotes, the Insurify database reveals the total cost of a six-month policy in Michigan is $2,640 on average. A bit of quick math, and that breaks down to $440 per month, a rate that makes Michigan the costliest for short-term car insurance in the country.

Michigan had a major auto insurance bill pass in 2019, but many folks still struggle to find a low price. One of the biggest benefits of a six-month policy is that you can shop around if your company decides you’re a greater risk. Insurance companies change the way they assess risk as more data becomes available, and that means that half a year from now, your renewal rate could be significantly higher than what you’re paying now. When you look for a new company every six months, you’re constantly getting the best premium that the market offers.

Another benefit is flexibility. Say you have a negative experience with an insurance agent. With short-term car insurance, you’re within a few months of moving to a company that you may like more. While you’re transitioning, use Insurify to compare quotes from up to 20 companies in just a few minutes.

You could find cheap short term car insurance options in Michigan within minutes using Insurify. All you’ve got to do is fill in some basic information about yourself and your car, and you’ll be presented with a list of up to 20 short-term car insurance policy options within minutes. These quotes are customized, real-time, and accurate. Insurify also allows you the option to toggle between the rates for a six-month policy and a 12-month policy—that way you can see for yourself which option is best for you.

Compare quotes fast, free, and online with Insurify’s car insurance quote comparison tool.