Cheap Car Insurance for High-Risk Drivers in Massachusetts:
Costs and Quotes (2021)

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Cheapest Insurance Companies for High Risk Drivers in Massachusetts (2021)

For drivers that are high-risk in Massachusetts, it's important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate for drivers that are high-risk.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Massachusetts. The following are the best insurance rates from carriers that offer car insurance for high-risk drivers in Massachusetts.

What Makes a Driver High-Risk in Massachusetts?

Whenever a car insurance company takes on a new customer, the company will first evaluate the customer's driving record. If a driver has certain mistakes in their past, such as speeding or a DUI, they'll be considered high-risk and may have to deal with higher car insurance rates.

In the Bay State, a few serious mistakes can lead you to being dubbed a "high-risk driver." These mistakes include at-fault accidents, DUIs, speeding tickets, and reckless driving. If you're a high-risk driver, you should probably expect higher prices for insurance. But that shouldn't stop you from browsing Massachusetts's wide range of insurance options.

Massachusetts Car Insurance Rates for High-Risk Drivers
Average Monthly Cost
$140
$147
$162
$181
$163
No ViolationSpeeding TicketAt-Fault AccidentReckless DrivingFailure to Stop
Driving History

Insurify's comparison tool will help you make sure you're getting the best possible quote even after high risk driving violation. You can have peace of mind you're not paying any more than need to, and customers save $48 per month on average.

How Much Does High-Risk Driving Affect Car Insurance Rates in Massachusetts?

A high-risk driving charge can stay on your driving record for years and lead to higher car insurance rates. In Massachusetts, something as simple as a lane-changing violation can earn you a reckless driving charge.

Unfortunately, car insurance providers aren't the most forgiving when it comes to high-risk driving charges on your record. Massachusetts drivers with a reckless driving charge could see their rates go up by nearly 30 percent. Here is how some high-risk driving charges can affect your car insurance rates in Massachusetts:

Driving History
No Violation$140
Speeding Ticket$147
At-Fault Accident$162
Reckless Driving$181
Failure to Stop$163

How Much Does a Speeding Ticket Impact Car Insurance Rates in Massachusetts?

When you go too fast on the road, you can endanger yourself and the drivers around you. And more immediately, a speeding ticket in Massachusetts raises your insurance rates by an average of $7. Here are some typical rates you can expect to see if you have a speeding ticket on your record in this state:

$140
$147
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$7 ▴Avg. Monthly Rate Increase

How Does an at-Fault Accident Impact Insurance Rates in Massachusetts?

An accident can happen to even the best of drivers. And when you find yourself at fault in an accident in Massachusetts, you could see your car insurance rates increase by $22 a month. Here are the rates you can expect in Massachusetts after an at-fault accident:

$140
$162
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$22 ▴Avg. Monthly Rate Increase

How Much Does Failure to Stop for a Red Light or Stop Sign Impact Car Insurance Rates in Massachusetts?

When you roll through a red light or stop sign in Massachusetts, your car insurance rates could go up by about $23 a month—nearly $300 a year. Though this mistake may prevent you from getting the cheapest rates out there, it's still worth doing your research to find a reasonable rate. Here are typical rates for Massachusetts drivers with this kind of offense on their record:

$140
$163
No Violation - Avg. Monthly RateSpeeding ticket - Avg. Monthly Rate
$23 ▴Avg. Monthly Rate Increase

Does Driving With a Suspended License Impact Car Insurance Rates in Massachusetts?

Whenever a car insurance company takes on a new customer, the company will first evaluate the customer's driving record. If a driver has certain mistakes in their past, such as speeding or a DUI, they'll be considered high-risk and may have to deal with higher car insurance rates.

In the Bay State, a few serious mistakes can lead you to being dubbed a "high-risk driver." These mistakes include at-fault accidents, DUIs, speeding tickets, and reckless driving. If you're a high-risk driver, you should probably expect higher prices for insurance. But that shouldn't stop you from browsing Massachusetts's wide range of insurance options.

Tips for Researching High-Risk Massachusetts Car Insurance Rates

Insurance prices and policies can vary significantly between companies, and a large and growing state like Massachusetts draws a wide variety of choices when factoring high-risk driving insurance rates.

Insurify''s rate comparison tool will help you make sure you''re getting the best possible quote based on your needs and location. You can have peace of mind you''re not paying any more than you need to, and customers save $585 per year on average.

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Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.