Massachusetts SR-22 Car Insurance (With Quotes)

Cheapest Companies for SR-22 Insurance in Massachusetts (2022)

For drivers with SR-22 in Massachusetts, it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate. Comparing the right insurance companies after this incident will allow you to get the best possible insurance rate after an SR-22.

To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Massachusetts. The following are the best insurance rates from carriers that offer car insurance for drivers with an SR-22 in Massachusetts.

How Much Does SR-22 Insurance Cost in Massachusetts?

The cost of having to obtain an SR-22 can be hefty. Usually, you can expect to pay an average monthly rate of $158 for auto insurance coverage in Massachusetts. However, if you are required to get an SR-22, your rate could increase by as much as 53 percent. On average, with an SR-22, you should expect to pay $242 per month for coverage.

Insurify's comparison tool will help you make sure you're getting the best possible quote even after an SR-22. You can have peace of mind that you're reviewing all of your available insurance options and can confidently choose the one that is best for your situation.

What Is an SR-22, and Who Needs One in Massachusetts?

In Massachusetts, your insurance provider may request that you obtain an SR-22 form if you have had a major driving violation. The violations that often result in needing the certification include DUI/DWIs, reoccurring traffic violations, and causing an accident without having insurance.

The SR-22 form is a document that provides proof to the state that you are maintaining the minimum amount of auto insurance coverage. Generally, you will pay more for your auto insurance due to the violation that led to the form.

How Much Does Credit Score Affect SR-22 Insurance Costs in Massachusetts?

In most states, credit scores can significantly impact the cost of an SR-22 policy; however, that isn't the case in Massachusetts. Drivers who have an excellent credit rating will typically only see an increase of $39. Motorists with poor credit scores are only slightly higher, with an average increase of $48.

How to Find the Best SR-22 Insurance Rate in Massachusetts

Getting an SR-22 in Massachusetts can be costly, making shopping around for quotes the best way to find affordable rates. Since it can be difficult to identify which insurance providers offer SR-22 policies, comparing rates can be a hassle. Insurify makes the process easier by allowing you to quickly compare rates all on one page.

Non-Owner SR-22 Insurance in Massachusetts

Non-owner SR-22 policies are perfect options for drivers who don't have a vehicle but are still required to obtain an SR-22. They also act as a way to show the state proof of insurance so you can get your driver's license reinstated. One thing to keep in mind is that you won't be eligible for the non-owner SR-22 if anyone in your household owns a vehicle.

Alternatives to an SR-22 in Massachusetts

Since there aren't any direct alternatives for the SR-22 in Massachusetts, finding ways to lower the rate you pay can be tricky. The best way to find affordable rates is by shopping around at multiple providers. Most customers aren't aware that they can get multiple quotes from other companies and choose where their SR-22 comes from.

Compare Top Auto Insurance Companies

Use Insurify for all of your car insurance comparison needs! Compare and connect directly with the top insurance companies to find the best rates as well as the most personalized discounts and coverage options. Insurify’s network includes over 200 insurance companies throughout the U.S. who can work with you to get you the right auto insurance policy at the cheapest price. See All Auto Insurance Companies