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Cheap Auto Insurance Quotes in Washington D.C. (January 2022)
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Driving in Washington, D.C., is no fun. Parking is hard to find, traffic circles make a mess of things, and tourists are everywhere.
Though millions of commuters pour into the capital city each day, a full 60 percent of them choose to drive their cars. When you are on the road with this many people, it’s only logical to make sure that you have a good insurance policy in place in case the unthinkable happens.
For drivers in Washington D.C., that are looking for the cheapest quote possible, you can consider a state minimum policy for liability insurance.
To simplify finding the cheapest minimum liability quote, Insurify has analyzed rates from top insurance providers in Washington D.C.. The following are the cheapest insurance rates from carriers that offer minimum liability auto insurance in Washington D.C..
For drivers in Washington D.C., that are looking for a full coverage policy that includes comprehensive and collision insurance it’s important that you evaluate all of your potential insurance options to ensure you are finding the best rate.
To simplify comparing companies, Insurify has analyzed rates from top insurance providers in Washington D.C.. The following are the best insurance rates from carriers that offer full coverage auto insurance in Washington D.C..
The required minimum coverage limits in Washington, D.C. are:
Sure, you may be ready to get out there and complete DMV-related errands right now, but not everyone likes the thought of waiting in a busy lobby. Instead, the DMV has plenty of services that can be done online, over the phone, or by mail. It even ensures that your financial transactions are secure and encrypted. Still, there are plenty of people willing to venture out there just to talk to a live person. If that’s the case for you, then there are four DMV Service Centers for which you can schedule your appointment: Benning Ridge, Brentwood, Georgetown, and Rhode Island.
Washington, D.C., is used to crowds and has a pretty wide selection of tourist-friendly ways of getting from one place to another. The problem in a city this fantastic is deciding just where to go! Getting around the capital city in anything other than your own car means you’ll be taking one or more of the following transportation options: Metrorail, Metrobus, taxis, rental cars, black car/limos, the DC Circulator, and various bikeshare and scooter options. Ridesharing services include Lyft, Uber, Via, and Scoop.
Whether you are in the city daily or this is a once-in-a-lifetime travel opportunity for you, D.C. is an exciting destination full of great ways to get around.
Driving in D.C. takes a little more of your attention than in a smaller city, but many wouldn’t have it any other way. Paying attention to your car insurance is another good practice since things are changing all of the time and you don’t want to be left without the best possible policy in place.
Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Washington D.C. drivers measure up to their fellow motorists across the United States in the rankings above.
From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.
While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Among all fifty states, Washington D.C. drivers rank 25 in the number of car accidents per driver.
Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. Washington D.C. drivers rank 25 in the number of speeding infractions per driver across all fifty states.
While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Washington D.C. drivers rank 35 in the number of DUI’s per driver across all fifty states.
Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Washington D.C. is the Nissan Altima.
The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all fifty states, Washington D.C. drivers rank 15 in rude driving infractions.
Having a squeaky-clean driving record is an accomplishment to be proud of. Some states have safer drivers than others; Washington D.C. drivers rank 26 in clean driving records across all fifty states.
Street racing might seem like something straight out of a Fast and Furious movie, but it’s a real issue that threatens public safety. Among all fifty states, Washington D.C. drivers rank 9 in street racing violations per driver.
Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Washington D.C. drivers rank 47 in failure to yield violations per driver across all fifty states.
Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all fifty states, Washington D.C. drivers rank 17 in the number of reckless driving offenses per driver.
As auto manufacturers increasingly turn towards producing greener car models, more and more motorists are embracing hybrids and EV’s. Washington D.C. drivers rank 3 in hybrid and electric vehicle ownership across all fifty states.
The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint. This city has been named the "greenest" in the state by Insurify.
Washington, D.C. is the headquarters of the Environmental Protection Agency. The district is home to over 3 million square feet of "green roof" - an eco-friendly stormwater management practice. Nationals Park is the nation's first LEED Silver certified ballpark, as determined by the U.S. Green Building Council, which measures energy efficiency and sustainability in building design and operation. Washington, D.C. offers many green driver incentives, including federal tax credits, driving restriction waivers and reduced registration fees for fuel-efficient cars, and discounts through some car insurance carriers.
What city is more patriotic than Washington, D.C.? As our nation's capital, the District of Columbia is home to the federal government's most eminent legislative, executive, and judicial bodies.
The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.
Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews.
With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.