How your age affects your Washington, D.C., car insurance rates
Because insurers generally equate age with experience level, your age will significantly affect how much you pay for car insurance. New drivers, who tend to be teens or people in their early 20s, typically pay more for insurance than drivers 25 and older.
The following table gives a high-level view of how age can affect insurance rates.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for younger drivers
In some areas of the country, it can be difficult for young drivers to find car insurance at all, let alone cheap car insurance. Their relative inexperience behind the wheel and higher incidence of getting into accidents can push insurance rates high for younger drivers. Those with an infraction on their record, like a DUI, will see even higher rates.
The following table gives some insight into the impact a DUI can have on car insurance rates for younger drivers in Washington, D.C.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for middle-aged drivers
Car insurance rates usually begin to fall for drivers once they reach age 25. During your 30s, 40s and 50s, your car insurance rates will likely stabilize, provided you maintain a clean driving record. However, a DUI can significantly affect monthly car insurance costs for middle-aged drivers in Washington, D.C., as the following table illustrates.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.
Quotes for senior drivers
Senior drivers typically have the cheapest car insurance rates of any age group. However, the older you get, the more likely your rates will begin to creep up again — especially if you have driving violations on your record. The following table shows the effect a DUI can have on car insurance rates for senior drivers in Washington, D.C.
Disclaimer: Table data sourced from real-time quotes from Insurify's 50-plus partner insurance providers. Actual quotes may vary based on the policy buyer's unique driver profile.