Washington D.C. Driving Facts

Washington, D.C.'s minimum liability car insurance limits are as follows:

Bodily Injury to Others:

  • $25,000 per person / $50,000 per accident

Property Damage Liability:

  • $10,000 per accident

Uninsured Motorist Bodily Injury Liability:

  • $25,000 per person / $50,000 per accident

Uninsured Property Damage Liability:

  • $5,000 per accident, subject to $200 deductible

State Rankings

Using a proprietary dataset of over 1.5 million car insurance shopper applications, the data scientists at Insurify have run various studies on driver behavior across geographical locations, age ranges, motor vehicle registration, and other variables all related to auto insurance coverage.

We’ve been able to determine the speediest cities in the nation, the most popular cars among age groups, and the occupations with the worst drivers, among other insightful reports. We’ve also launched annual awards campaigns to congratulate the communities across the country who have excelled in environmentally friendly initiatives, educational attainment, and other areas.

Green Driving in Washington D.C.

The EPA reports that the United States' transportation sector accounts for 27% of national greenhouse gas emissions. In a country of over 263 million registered vehicles, many communities are taking action to reduce their environmental impact and vehicular carbon footprint.

Washington, D.C. is the headquarters of the Environmental Protection Agency. The district is home to over 3 million square feet of "green roof" - an eco-friendly stormwater management practice. Nationals Park is the nation's first LEED Silver certified ballpark, as determined by the U.S. Green Building Council, which measures energy efficiency and sustainability in building design and operation. Washington, D.C. offers many green driver incentives, including federal tax credits, driving restriction waivers and reduced registration fees for fuel-efficient cars, and discounts through some car insurance carriers.

most patriotic
% of Hybrids/Electrics 4%

Most Patriotic City


Beginning in 2018, Insurify launched the Most Patriotic Cities Awards, which salute the community in each state with the highest percentage of individuals who currently serve in the military or identify as armed service veterans.

What city is more patriotic than Washington, D.C.? As our nation's capital, the District of Columbia is home to the federal government's most eminent legislative, executive, and judicial bodies.

Road Statistics

Insurify used a recent report from TripNet to rank twenty-five states by roads in poor condition, structurally deficient bridges, and fatality rate per 100 million vehicle miles traveled (VMT) on rural roads. Knowledge of infrastructure in Washington D.C. is vital for all car insurance shoppers hitting the road in the nation's capital.