The nation's capital is strong representation of America's history and politics. Free museums, monuments, and memorials tell a story of the United State's vibrant and diverse past and present.
Requirement : Yes
Car insurance is required in Washington D.C. . Drivers must have a minimum of liability coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability coverage is required:
Other Car Insurance Coverage Options:
Liability is the only requirements for Washington D.C. motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include:
Proof of Insurance: Yes
You must carry proof of insurance and registration with your vehicle at all times.
Your car insurance card must include:
Violations, Fines & Penalties:
A SR-22 may be required after a suspension in order to get your driver’s license reinstated. An SR-22 certificate only certifies proof of insurance of minimum requirements, it is not insurance.
Credit Scores & Determining Your Insurance Premium :
All Washington D.C. drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers.
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in Washington D.C.:
Drivers under the age of 18 are banned from using their cell phones while driving. All drivers are prohibited from texting while driving. Washington D.C. has a hand-held band, drivers are prohibited from holding a device while driving. Violations are considered primary offenses. Violators face a $124 fine.