Cheap Auto Insurance Quotes in Manchester, NH (January 2022)

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Car Insurance in Manchester, NH

The average cost of New Hampshire car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Manchester, NH to find you the cheapest quotes in the area.
$40
$69
$85
$106
$112
ProgressiveAllstateGEICOAmerican FamilyTravelers

Cheapest Car Insurance in Manchester, NH

The cost of car insurance can vary depending on the insurance provider. That’s because every insurance provider values information like your driving history and your credit score a little bit differently. Although the following car insurance companies offer the cheapest auto insurance premiums on average, it’s always important to compare quotes. Use Insurify to find your best rate today!

Average Car Insurance Cost

$113
$133
$101
$101
$116
$114
New HampshireNashuaConcordDoverRochesterManchester
Click here to learn about car insurance quotes and save on your current policy.

Manchester, NH Driving Facts

new-hampshire

Minimum Car Insurance Requirements in NH

In the state of New Hampshire, car insurance is not mandatory. The state requires drivers to pay for any injury or property damage arising from their vehicles. To avoid legal repercussions of an unexpected accident, it is recommended that New Hampshire drivers purchase insurance just in case.

New Hampshire's minimum liability car insurance limits are as follows:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident
  • $25,000 property damage liability per accident
  • $25,000 uninsured/underinsured motorist coverage per person
  • $50,000 uninsured/underinsured motorist coverage per accident
  • $25,000 uninsured/underinsured motorist property damage coverage
  • $1,000 medical payments coverage

Find local Manchester agents

Foy Insurance-Manchester 
1889 Elm St, Manchester, NH 03104-2525
Cross Insurance Agency 
1100 Elm St, Manchester, NH 03101
Roger J Belanger Agcy Inc 
904 Hanover St., Bldg. #2, Manchester, NH 03104-5422
Clark Insurance 
1 Sundial Ave Ste 302N, Manchester, NH 03103-7254
Optisure Risk Partners 
40 Stark St, Manchester, NH 03101-1979
New England Risk Management, Inc. 
530 Chestnut Street, Manchester, NH 03101
Granite Group Benefits, LLC 
1001 Elm Street, Ste. 301, Manchester, NH 03101
Fortified Insurance Agency 
911 Candia Road, Manchester, NH 03109
FIAI Inc dba Ferdinando Ins. Assoc. 
1100 Elm St, Manchester, NH 03104
AVOCA Underwriting Partners, Inc. 
1000 Elm Street, Ste. 1900, Manchester, NH 03101

Insurify Insights: How Manchester Drivers Measure Up

honda
Honda Civic
Most Popular Car in
Manchester, NH
suspended licenses
#2
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Manchester drivers measure up to their fellow New Hampshire motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Accidents in Manchester

While car accidents are a sadly unavoidable feature of time spent on the road, rates of accidents do vary from city to city and from state to state. Manchester drivers rank 1 in the number of car accidents per driver across all cities in New Hampshire.

  • Rank within state: #1
  • Percent of drivers in Manchester with an accident: 15.08%
  • Drivers in Manchester, NH with an accident in their driving history paid on average 18.75% more than drivers with a clean record

Speeding in Manchester

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in New Hampshire, Manchester drivers rank 1 in the number of speeding infractions per driver.

  • Rank within state: #1
  • Percent of drivers in Manchester with a speeding ticket: 13.69%
  • Drivers in Manchester, NH with a speeding ticket in their driving history paid on average 22.92% more than drivers with a clean record

DUI/DWIs in Manchester

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Manchester drivers rank 1 in the number of DUI’s per driver across all cities in New Hampshire.

  • Rank within state: #1
  • Percent of drivers in Manchester with a DUI: 1.79%
  • Drivers in Manchester, NH with a DUI in their driving history paid on average --% more than drivers with a clean record

Rude in Manchester

The Insurify team classifies rude drivers as those who commit the following driving offenses: failure to yield or failure to stop, improper backing, passing where prohibited, tailgating, street racing, or hit-and-runs. Among all cities in New Hampshire, Manchester drivers rank 1 in rude driving infractions.

  • Rank within state: #1
  • Percent of drivers in Manchester with a reckless driving violation: 3.17%
  • Drivers in Manchester, NH with a reckless driving violation in their driving history paid on average 30.56% more than drivers with a clean record.

Safest Drivers in Manchester

Having a squeaky-clean driving record is an accomplishment to be proud of. Some cities have safer drivers than others; Manchester drivers rank 1 in clean driving records across all cities in New Hampshire.

  • Rank within state: #1
  • Percent of drivers in Manchester with clean record: 74.21%

Failure to Yield the Right of Way in Manchester

Failing to yield the right of way isn’t just frustrating for other drivers; it’s dangerous, too. Manchester drivers rank 1 in failure to yield violations per driver across all cities in New Hampshire.

  • Rank within state: #1
  • Percent of drivers in Manchester with a failure to yield violation: 0.2%
  • Drivers in Manchester, NH with a failure to yield violation in their driving history paid on average --% more than drivers with a clean record

Reckless Drivers in Manchester

Reckless driving refers to a specific traffic violation: when drivers willfully act dangerously in spite of the risks they’re imposing on both themselves and others. Among all cities in New Hampshire, Manchester drivers rank 1 in the number of reckless driving offenses per driver.

  • Rank within state: #1
  • Percent of drivers in Manchester with a reckless driving offense: 0.2%

Most Popular Vehicle in Manchester

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Manchester is the Honda Civic.

Methodology

The car insurance quotes displayed are based on an analysis of Insurify’s database of over 40 million quotes from 500 ZIP codes nationwide. To obtain representative rates, Insurify’s data science team performs frequent comprehensive analyses of the factors car insurance providers weigh to calculate rates including driver demographics, driving record, credit score, desired coverage level, and more.

Insurify’s analysis also incorporates the Insurify Composite Score (ICS) assigned to each insurance provider. The ICS is a proprietary rating that weighs multiple factors reflecting the quality, reliability, and health of an insurance company. Ratings used to calculate the ICS include Financial Strength Ratings from A.M. Best, Standard & Poor’s, Moody’s, and Fitch; J.D. Power ratings; Consumer Reports customer satisfaction surveys and customer complaints; mobile app reviews; and user-generated company reviews. 

With the above insights and ranking methods, Insurify is able to offer car insurance shoppers insight into how various insurance providers compare to one another in terms of both cost and quality. Note, actual quotes will vary based on unique attributes including the policyholder’s driver history and their garaging address.


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