Cheapest Car Insurance Quotes in North Dakota
Auto-Owners, USAA, and State Farm offer some of North Dakota’s cheapest car insurance quotes.
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Writer: Jessica MartelInsurance Writer
Writer: Jessica MartelInsurance Writer
Qualifications:
7+ years in personal finance writing
Certified Financial Education Instructor
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. Her work has appeared in Time’s Stamped personal finance marketplace, Consumer Affairs, Forbes Advisor, Money Under 30 and more.
Jessica specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. As an Insurify contributor since July 2023, she’s written hundreds of articles aimed at helping readers make informed decisions about insurance.
She holds a Masters of Science degree in Cognitive Research Psychology, and is a National Financial Educators Council Certified Financial Education Instructor.
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Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
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Reviewer: Daniel RoccatoAdvisor
Reviewer: Daniel RoccatoAdvisor
Qualifications:
30+ years in financial services
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
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Data reviewer: Konstantin HalachevVP of Engineering & Data Science
Data reviewer: Konstantin HalachevVP of Engineering & Data Science
Qualifications:
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.
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North Dakota car insurance at a glance
Cheapest car insurance company in North Dakota: Auto-Owners
Cheapest car insurance rate in North Dakota: $24
Average monthly liability-only car insurance cost in ND: $66
Average monthly full-coverage car insurance cost in ND: $114
Cheapest car insurance quotes in North Dakota
Auto-Owners, USAA, and State Farm are three of the cheapest car insurers in North Dakota, according to Insurify data. To find the lowest rates and the best coverage for your needs, compare multiple insurance companies.
The following quotes are for North Dakota drivers with a clean driving record, good-to-excellent credit, and no recent claims.
The below rates in North Dakota are estimated rates current as of: Sunday, November 1 at 12:28 AM PDT.
Data reviewed by Konstantin Halachev)
Konstantin HalachevVP of Engineering & Data Science
7+ years experience in data analysis
Ph.D. in Computational Biology
Insurance Company | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| Auto-Owners | $24 | $46 |
| State Farm | $25 | $47 |
| USAA | $25 | $47 |
| American Family | $33 | $62 |
| GEICO | $45 | $91 |
| National General | $51 | $99 |
| Farmers | $53 | $100 |
| State Auto | $58 | $110 |
| Allstate | $65 | $106 |
| Direct Auto | $66 | $124 |
| Bristol West | $68 | $138 |
| Safeco | $79 | $127 |
| Root | $85 | $131 |
| The General | $100 | $198 |
Disclaimer: Table data sourced from real-time North Dakota car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in North Dakota may vary based on the policy buyer's unique driver profile.
Best-rated insurance companies in North Dakota
To help you find some of the best car insurance in North Dakota, we’ve compiled a list based on actual user reviews, financial strength ratings, customer satisfaction scores, and complaint data.
Best for full coverage: American Family
| User Reviews | 4.6 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $33/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $62/mo |
4.6
Best choice in North DakotaBased on 632 verified driver reviews and ratings
American Family's score | Industry average | |
|---|---|---|
| Coverage options | 4.7 | 3.2 |
| Customer service | 4.9 | 3.6 |
| Discounts | 4.7 | 2.9 |
| Policy transparency | 4.6 | 3.1 |
| Value | 4.5 | 2.9 |
How drivers feel about American Family
Drivers appreciate the fast claims processing and good initial rates but dislike the consistent rate increases and poor communication from agents.
Based on analysis of verified reviews collected by Insurify
Best in North Dakota for
Showing recent national reviewsSee all 286 American Family reviews
Verified Review
Reviewed in Nevada on October 29, 2026
Check American Family first—excellent service and affordability.
Verified Review
Reviewed in Missouri on October 13, 2026
No problems with any of the three policies.
Verified Review
Reviewed in Nevada on September 26, 2026
Great service so far. No issues. Fair pricing.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.47
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A
Why we picked this company
American Family Insurance is the 10th-largest company in the U.S. car insurance industry, with a market share of 1.5%, according to data from the National Association of Insurance Commissioners (NAIC). American Family offers customers a wide range of coverage options at competitive rates with access to a variety of discounts.
Pros
Above-average JD Power customer satisfaction rating in the Central region
Above-average JD Power claims satisfaction rating
Excellent Trustpilot rating
Cons
Lower AM Best financial strength rating than some competitors
Not available in all U.S. states
Limited number of local agents
Best for minimum coverage: State Farm
| User Reviews | 4.2 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.3 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $25/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $47/mo |
4.2
Best choice in North DakotaBased on 21,546 verified driver reviews and ratings
State Farm's score | Industry average | |
|---|---|---|
| Coverage options | 4.2 | 3.2 |
| Customer service | 4.4 | 3.6 |
| Discounts | 4.0 | 2.9 |
| Policy transparency | 4.0 | 3.1 |
| Value | 3.9 | 2.9 |
How drivers feel about State Farm
Customers appreciate the insurer’s excellent customer service and personal attention but dislike the high prices and frequent rate increases. They also express frustration with the claims process.
Based on analysis of verified reviews collected by Insurify
Best in North Dakota for
Showing 3 reviews from North Dakota driversSee all 8,274 State Farm reviews
Verified Review
Reviewed in North Dakota on March 18, 2026
Very expensive compared to other quotes.
Verified Review
Reviewed in North Dakota on February 12, 2026
My agent and her team have never let me down. If there is something going on, they are on it promptly. Renee is a top-shelf agent. I really believe that if there is a problem, she and her team address it immediately. Thank you.
Verified Review
Reviewed in North Dakota on November 6, 2025
They have covered my car and rental needs.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
657
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.84
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
State Farm is the largest private-passenger car insurance company in the U.S., with a market share of almost 19%, according to NAIC data. In addition to a wide variety of coverage options and discounts, State Farm offers some of the cheapest minimum-coverage rates to North Dakota drivers.
Pros
Above-average JD Power customer satisfaction rating in the Central region
Wide network of local agents
Competitive rates in North Dakota
Cons
Gap insurance not available
Low Trustpilot rating
No accident forgiveness coverage
Best for savings: GEICO
| User Reviews | 4.1 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.2 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $45/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $91/mo |
4.1
Best choice in North DakotaBased on 21,197 verified driver reviews and ratings
GEICO's score | Industry average | |
|---|---|---|
| Coverage options | 4.1 | 3.2 |
| Customer service | 4.3 | 3.6 |
| Discounts | 4.0 | 2.9 |
| Policy transparency | 4.1 | 3.1 |
| Value | 4.0 | 2.9 |
How drivers feel about GEICO
Customers appreciate the reliability and customer service but find the rates to be high and increase frequently, even without claims or accidents. The app has improved, but some find the claims process lacking.
Based on analysis of verified reviews collected by Insurify
Best in North Dakota for
Showing recent national reviewsSee all 8,330 GEICO reviews
Verified Review
Reviewed in Texas on November 1, 2026
Too expensive, and they don’t seem to consider customers who have been with them for more than five years.
Verified Review
Reviewed in New Jersey on November 1, 2026
It’s great, but my premium is higher.
Verified Review
Reviewed in Oregon on October 31, 2026
I find the website frustrating. Customer service responses have always been excellent. Emergency roadside assistance is excellent. That’s about all I’ve used my policy for. I feel like I should get a long-time customer discount. I keep cutting my coverage because of price increases. GEICO has been excellent overall, except for the details listed here.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
637
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
0.59
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
If you want to save on car insurance, GEICO offers a large selection of discounts to North Dakota drivers. For the 12% of North Dakota drivers who have multiple vehicles, according to Insurify data, GEICO offers savings of up to 25%. People who maintain a clean driving record can save up to 22%.
Pros
Above-average JD Power customer satisfaction rating in the Central region
Online quotes available
Wide range of available discounts
Cons
Below-average JD Power claims satisfaction rating
Low Trustpilot rating
No local insurance agents
Best for customer service: USAA
| User Reviews | 4.9 |
|---|---|
| IQ Score The Insurify Quality (IQ) Score uses more than 15 criteria to objectively rate insurance companies on a one-to-ten scale. The Insurify editorial team researches insurer data to determine the final scores. | 9.1 /10 |
| Liability Only Liability-only insurance, sometimes called minimum-coverage insurance, pays for bodily injury and property damage to others in an accident the policyholder causes. It does not pay for the insured’s own damages. | $25/mo |
| Full Coverage Full-coverage car insurance generally includes liability, collision, and comprehensive coverage, and may include other optional coverages such as uninsured motorist coverage. Collision covers a policyholder’s repair or replacement costs in case of an accident. Comprehensive covers damages caused by non-accident events. The average quote displayed here reflects policies with the following coverage limits: $50,000 bodily injury liability per person; $100,000 bodily injury liability per accident; $50,00 property damage liability per accident; $1,000 collision deductible; and a $1,000 comprehensive deductible. | $47/mo |
4.9
Best choice in North DakotaBased on 4,367 verified driver reviews and ratings
USAA's score | Industry average | |
|---|---|---|
| Coverage options | 4.9 | 3.2 |
| Customer service | 4.9 | 3.6 |
| Discounts | 4.9 | 2.9 |
| Policy transparency | 4.9 | 3.1 |
| Value | 4.9 | 2.9 |
How drivers feel about USAA
Customers appreciate the insurer’s reliable customer service and claim handling but express concerns about high rates and frequent price increases. Some also find the insurer’s security protocols and communication methods frustrating.
Based on analysis of verified reviews collected by Insurify
Best in North Dakota for
Showing recent national reviewsSee all 1,734 USAA reviews
Verified Review
Reviewed in Oregon on November 1, 2026
I’ve never had any problems with USAA. They’ve been quick to settle claims and quick to offer assistance after an accident that wasn’t my fault, including following up with the other driver’s insurance. They’ve also been fast to make policy changes, but I still think they’re a little overpriced. I do get a veterans discount.
They’re always very courteous on the phone and excellent about getting information to me and connecting me with the right people. Today, I’m going to talk to them about combining my auto policy with my home insurance policy.
Verified Review
Reviewed in Idaho on October 29, 2026
Combine policies and agree to the free insurance review.
Verified Review
Reviewed in Georgia on October 27, 2026
I wish it could be a little cheaper.
JD Power
JD Power data measures overall customer satisfaction and claims satisfaction based on a 1,000-point scale.
739
NAIC Index
Average amount of customer complaints relative to competitors on a 0-5 scale. A lower score represents fewer complaints.
1.31
A.M. Best
A.M. Best analyzes an insurer’s financials, operating performance, business profile, and other factors to generate an opinion-based rating of a company’s financial and credit strength. Ratings range from A++ (exceptional) to D (poor).
A++
Why we picked this company
The United Services Automobile Association (USAA) offers exceptional customer satisfaction and competitive car insurance rates to military members and their families. With more than 40,000 veterans in North Dakota, according to census data, many drivers can take advantage of coverage from USAA.
Pros
Highest JD Power customer satisfaction rating in the Central region
Above-average JD Power claims satisfaction rating
AM Best financial strength rating of A++ (Superior)
Cons
Available only to military members and families
No physical locations in North Dakota
Low Trustpilot rating
How we chose the best companies
We evaluated insurers operating in North Dakota using a combination of Insurify customer reviews, financial strength ratings, claims satisfaction studies, complaint ratios, coverage options, and pricing data. We also considered factors particularly relevant to North Dakota drivers, including tornado and hurricane risks, urban congestion, vehicle theft trends, and the availability of local agents throughout the state.
How much is car insurance in North Dakota?
The average cost of car insurance in North Dakota is $795 per year for liability-only coverage and $1,368 for full coverage. This is lower than the national annual averages of $1,184 for liability-only coverage and $2,243 for full coverage.
North Dakota’s low population density and shorter-than-average commute times may help explain why its rates are lower than the national average.[1] Lower congestion and less time spent on the roads may reduce the potential for car accidents and insurance claims.
Find Cheap Car Insurance in North Dakota
Liability policies average $66/mo.
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Average car insurance quotes in North Dakota cities
North Dakota car insurance premiums can vary based on where you live. If you’re in a more densely populated city like Fargo, you’ll likely pay higher rates than if you live in a lower-density city like Grand Forks.
The table below shows average liability and full-coverage rates for different cities in North Dakota.
The below rates in North Dakota are estimated rates current as of: Sunday, November 1 at 12:28 AM PDT.
Data reviewed by Konstantin Halachev
Konstantin HalachevVP of Engineering & Data Science
7+ years experience in data analysis
Ph.D. in Computational Biology
City | Average Monthly Quote: Liability Only | Average Monthly Quote: Full Coverage |
|---|---|---|
| Grand Forks | $65 | $98 |
| Fargo | $70 | $109 |
Disclaimer: Table data sourced from real-time North Dakota car insurance quotes from Insurify's 500+ partner insurance providers and quote estimates from Quadrant Information Services. Actual car insurance quotes in North Dakota may vary based on the policy buyer's unique driver profile.
On-the-spot guidance from licensed insurance experts
)
Anuj DesaiLicensed Property & Casualty Insurance Agent
Anuj DesaiLicensed Property & Casualty Insurance Agent
Qualifications:
Licensed property and casualty insurance agent
25+ years of insurance experience
Anuj has 25+ years of experience in auto, home, and renters insurance. As a digital insurance agent at Insurify, he takes pride in helping customers understand their coverage and in offering risk-management strategies tailored to each customer’s needs.
)
Britney BalkLicensed P&C Agent and Customer Service Supervisor
Britney BalkLicensed P&C Agent and Customer Service Supervisor
Qualifications:
Licensed property and casualty insurance agent
14+ years insurance experience
Britney has 14+ years of experience in auto and home insurance. She’s committed to making sure customers feel informed and supported through every step of the insurance-buying process.
)
Brett ClendenenLicensed P&C Insurance Agent and Sales Manager
Brett ClendenenLicensed P&C Insurance Agent and Sales Manager
Qualifications:
Licensed property and casualty insurance agent
15+ years of insurance experience
Brett has 15+ years of experience in personal and commercial insurance. As a sales manager at Insurify, Brett leads a high-performing sales team, ensuring they achieve key sales targets while maintaining high-quality work.
Why you should compare car insurance quotes in North Dakota
Car insurance rates can vary significantly in North Dakota depending on factors like where you live, the vehicle you drive, and the insurance company you choose. Shopping around for quotes from multiple insurance companies is an easy way to save on your premiums.
To get the most accurate quotes in North Dakota:
Provide the same information to each insurer.
Keep coverage types and amounts the same across insurers.
Be honest about your driving and claims history.
Ask which car insurance discounts you qualify for.
Compare deductibles.
Look at policy features in addition to rates.
Get quotes from multiple insurance companies.
North Dakota car insurance requirements
To drive legally in nearly every state, including North Dakota, you need to meet minimum insurance requirements. The table below shows the minimum requirements in North Dakota:[2]
Insurance Type | Minimum Coverage Amount |
|---|---|
| Bodily injury liability | $25,000 per person/$50,000 per accident |
| Property damage liability | $25,000 per accident |
| Uninsured/underinsured motorist coverage | $25,000 per person/$50,000 per accident |
| Personal injury protection | $30,000 per person |
North Dakota’s minimum requirements, including bodily injury, property damage liability, and uninsured motorist coverage, are the same as in neighboring South Dakota. Unlike North Dakota, South Dakota is an at-fault state, so drivers don’t require no-fault/PIP coverage.
To protect your vehicle from damage, you can also consider adding comprehensive coverage and collision coverage.
Agent Tip: Does liability-only coverage offer enough protection?
“North Dakota’s state-minimum liability insurance alone won’t provide any coverage for your vehicle if you have a car accident. You need to purchase a full-coverage policy with comprehensive and collision coverage, as well as higher liability limits, to protect your vehicle and avoid costly out-of-pocket expenses.”
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Anuj DesaiLicensed Property & Casualty Insurance Agent
How to find the cheapest North Dakota car insurance
While average insurance premiums in North Dakota are already below the national average, if you want to find the cheapest rates, consider the following tips:
Improve your credit. North Dakota insurers can use your credit history when setting insurance premiums.
Attend a defensive driving course. Drivers who voluntarily complete an approved defensive driving course are eligible for a discount by law.
Maintain a clean driving record. In North Dakota, 8.6% of drivers have a ticket, and 1.7% have a driving under the influence (DUI) conviction, according to Insurify data. People with driving incidents on their record pay higher car insurance rates than people with a clean driving record.
Ask about discounts. Car insurance discounts can help you save on your policy. For instance, if you’re one of the 12% of North Dakota drivers with multiple vehicles, you might qualify for a multi-vehicle discount.
Shop around. Compare quotes from multiple North Dakota insurers to find the best rates.
Compare North Dakota Car Insurance Quotes
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Auto insurance premiums vary between drivers because insurers base them on individual factors such as your driving history, age, credit, and the type and amount of coverage you choose.
North Dakota car insurance guides
How car insurance costs have changed in North Dakota
In June 2026, average annual insurance rates in North Dakota were $1,175, representing a slight drop of 1.5% in the first six months of the year, according to Insurify’s American Driver report. By December 2026, Insurify data projects rates to increase by 0.4% to $1,180, for a total reduction of 1.1% across the year.
North Dakota’s competitive insurance market, lower exposure to weather risks and expensive climate disasters, and low population density have helped keep car insurance rates relatively stable.
North Dakota car insurance FAQs
Here’s more information to help you find the cheapest car insurance in North Dakota.
How much does car insurance cost in North Dakota?
The average cost of car insurance in North Dakota is $66 per month for liability coverage and $114 per month for full coverage, according to Insurify data.
What company has the cheapest car insurance in North Dakota?
Auto-Owners offers some of the cheapest car insurance in North Dakota, with an average rate of $24 per month for liability insurance.
What are the minimum auto insurance requirements in North Dakota?
Minimum auto insurance requirements in North Dakota include $25,000 per person and $50,000 per accident in bodily injury liability; $25,000 per accident in property damage liability; $25,000 per person and $50,000 per accident in uninsured/underinsured motorist coverage; and $30,000 per person in personal injury protection coverage.
Is North Dakota a no-fault state for car insurance?
Yes. North Dakota is a no-fault state, which is why drivers must carry $30,000 in no-fault coverage, also known as personal injury protection coverage.[3]
What is the cheapest company for teens and young drivers in North Dakota?
Auto-Owners offers the cheapest car insurance for teen and young drivers in North Dakota, with liability policies averaging $47 monthly, based on Insurify data.
What happens if a driver is caught without car insurance in North Dakota?
If law enforcement catches you driving without car insurance in North Dakota, you can face a fine of at least $150, the loss of your license, and possible jail time.[4] You might also need to file an SR-22 insurance certificate to show proof of minimum coverage.
Sources
- U.S. Census Bureau. "QuickFacts North Dakota."
- North Dakota Insurance & Securities Department. "Auto."
- NOLO. "What Are North Dakota's Car Accident Laws?."
- North Dakota Department of Transportation. "Uniform Complaint and Summons Information."
Methodology
Insurify data scientists analyzed more than 250 million quotes served to car insurance applicants in Insurify’s proprietary database to calculate the premium averages displayed on this page. These premiums are real quotes that come directly from Insurify’s 500+ partner insurance companies in all 50 states and Washington, D.C. Quote averages represent the median price for a quote across the given coverage level, driver subset, and geographic area.
Unless otherwise specified, quoted rates reflect the average cost for drivers between 20 and 70 years old with a clean driving record and average or better credit (a credit score of 600 or higher).
Liability-only premium averages correspond to policies with the following coverage limits:
- Bodily injury limits between state-minimum rates and $50,000 per person, $100,000 per accident
- Property damage limits between $10,000 and $50,000
- No additional coverage
- Comprehensive coverage with a $1,000 deductible
- Collision coverage with a $1,000 deductible
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Cheap SR-22 Insurance in North Dakota From $76
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Car Insurance Requirements in North Dakota
North Dakota drivers must carry liability insurance, uninsured/underinsured motorist coverage (UM/UIM), and personal injury protection (PIP).
Average Car Insurance Cost in North Dakota
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Writer: Jessica MartelInsurance Writer
Writer: Jessica MartelInsurance Writer
Qualifications:
7+ years in personal finance writing
Certified Financial Education Instructor
Jessica is a freelance writer, professional researcher, and mother of two rambunctious little boys. Her work has appeared in Time’s Stamped personal finance marketplace, Consumer Affairs, Forbes Advisor, Money Under 30 and more.
Jessica specializes in personal finance, women and money, and financial literacy. Jessica is fascinated by the psychology of money and what drives people to make important financial decisions. As an Insurify contributor since July 2023, she’s written hundreds of articles aimed at helping readers make informed decisions about insurance.
She holds a Masters of Science degree in Cognitive Research Psychology, and is a National Financial Educators Council Certified Financial Education Instructor.
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Editor: Katie PowersLicensed P&C Agent, Senior Insurance Editor
Qualifications:
Licensed auto and home insurance agent
4+ years experience in insurance and personal finance editing
NPN: 20564519
Katie uses her knowledge and expertise as a licensed property and casualty agent in Massachusetts to help readers understand the complexities of insurance shopping.
Reviewer: Daniel RoccatoAdvisor
Reviewer: Daniel RoccatoAdvisor
Qualifications:
30+ years in financial services
Clinical Professor of Finance, University of San Diego
Dan is a well-recognized and widely quoted financial services expert, regularly appearing in a variety of national and local media as a subject matter expert.
Data reviewer: Konstantin HalachevVP of Engineering & Data Science
Data reviewer: Konstantin HalachevVP of Engineering & Data Science
Qualifications:
7+ years experience in data analysis
Ph.D. in Computational Biology
Konstantin has led data teams across multiple industries, including insurance, travel, and biology. He’s led Insurify’s engineering team for more than three years.