Home of Mount Rushmore, South Dakota attracts 3 milllion tourists a year. The state is also famous for its many miles of shoreline, free roaming bison, and honey production.
Requirement : Yes
Car insurance is required in South Dakota . Drivers must have a minimum of liability, and uninsured motorist coverage.
Minimum Coverage Car Insurance Requirements:
A minimum liability, and uninsured motorist coverage is required:
Other Car Insurance Coverage Options:
Liability, and uninsured coverage is the only requirements for South Dakota motorist to have, there are several other types of coverage available to drivers:
Other Forms of Financial Responsibility:
Other legal ways around buying car insurance include:
Proof of Insurance: Yes
You must carry proof of insurance and registration with your vehicle at all times.
Valid forms of proof of financial responsibility include:
Violations, Fines & Penalties:
A SR22 may be required after a suspension in order to get your driver’s license reinstated. An SR22 certificate only certifies proof of insurance of minimum requirements, it is not insurance.
Credit Scores & Determining Your Insurance Premium :
All South Dakota drivers are required to have car insurance, however, insurance providers are reserved the right to deny coverage to high-risk drivers. Drivers unable to get private coverage can purchase insurance through the Associated Auto Insurers Plan of South Dakota (AAIPSC).
Other factors that may be used to determine your premiums include:
Discounts : Yes
Discounts available in South Dakota:
There is no ban on cellphone use while driving. All drivers are prohibited from texting while driving. Texting violations are considered secondary offenses. Violators face a $100 fine.