Cheap Auto Insurance Quotes in Aberdeen, SD (2021)

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Car Insurance in Aberdeen, SD

The average cost of South Dakota car insurance will vary from city to city and between insurance companies. Insurify analyzed the latest insurance rates in Aberdeen, SD to find you the cheapest quotes in the area.

Quotes by Top Carriers
Quotes ($/mo)
$48
$52
$91
$132
$136
AllstateState FarmProgressiveThe GeneralAmerican Family
Monthly $

Cheapest Car Insurance in Aberdeen, SD

Here are the cheapest carriers in Aberdeen for the following user profile: a single, 30 year old male with a clean driving record who drives a 2012 Honda Accord and pays a $1,000 deductible for the state’s minimum liability insurance.

Average Car Insurance Cost

Quotes by Top Carriers
Quotes ($/mo)
$93
$103
$84
$86
$101
$92
South DakotaSioux FallsRapid CityBrookingsWatertownAberdeen
Monthly $

Click here to learn about car insurance quotes and save on your current policy.

Aberdeen, SD Driving Facts

south-dakota

Minimum Car Insurance Requirements in SD

The state of South Dakota requires all motor vehicle operators to have proof of insurance available in the car at all times. The minimum bodily injury liability insurance requirements in South Dakota are:

  • $25,000 bodily injury liability per person
  • $50,000 bodily injury liability per accident

Bodily injury coverage protects you by paying for the injuries of anyone you harm in an accident. The minimum coverage limits that South Dakota state law requires are $25,000 for the injury or death of a single person involved in a car accident and $50,000 for the injury or death of multiple persons. Insurance providers list this coverage at 25/50, stating the limitations of each minimum. In an accident, liability coverage protects you up to the policy limit. Damages above the policy limit of $50,000 are your responsibility.

The minimum property damage liability insurance requirements in South Dakota are:

  • $25,000 property damage liability per accident

Property damage liability coverage pays for any property that you damage in an accident. The state of South Dakota requires $25,000 for the minimum. You’ll see the collective state minimum listed at 25/50/25. The second 25 refers to the property damage liability. Once again, any damages above the $25,000 are your responsibility.

What happens if someone hits you, and they do not have insurance or enough insurance to pay for your damages? Consider that the Insurance Information Institute reports 7.7 percent, or just over one out of thirteen, South Dakota drivers have no insurance. The state requires uninsured motorist coverage and underinsured motorist coverage:

  • $25,000 uninsured/underinsured motorist bodily injury per person
  • $50,000 uninsured/underinsured motorist bodily injury per accident

Uninsured motorist bodily injury pays your medical expenses if you’re injured by a hit-and-run driver or one who has no insurance. Underinsured motorist bodily injury pays your medical expenses if you’re hit by someone who does not have high enough policy limits to cover your costs.

Find local Aberdeen agents

Insurance Plus 
405 NW 8th Ave Ste 204, Aberdeen, SD 57401
Dacotah Insurance 
308 S Main St, Aberdeen, SD 57401-4146
Four Quarters Insurance Group, LLC 
39205 133rd St Ste 300, Aberdeen, SD 57401-8576
John Sieh Agency 
702 S Main St, Aberdeen, SD 57401-6015
Dacotah Insurance 
308 S Main St, Aberdeen, SD 57402
Jency Agency, Inc. 
523 S. Main Street, Aberdeen, SD 57401
Squire Lussem Agency 
902 S Main St, Aberdeen, SD 57401-6019
DFS Insurance 
2324 NE 8th Ave STE 1, Aberdeen, SD 57401-3215
DFS Insurance 
2324 ne 8th Ave, Aberdeen, SD 57401
Farmers Union Insurance Agency
P O Box 1278, Aberdeen, SD 57401

Insurify Insights: How Aberdeen Drivers Measure Up

ford
Ford F-Series Pickup
Most Popular Car in
Aberdeen, SD
suspended licenses
#--
Cities with Most
Suspended Licenses Rank

Drawing from their database of over 4 million car insurance shopper applications, the data scientists at Insurify have published various reports on driver behavior and car ownership — including how Aberdeen drivers measure up to their fellow South Dakota motorists in the rankings above.

From driver performance across different geographical locations and demographics to patterns in motor vehicle ownership and auto insurance coverage, Insurify Insights publishes data-driven articles, trend analyses, and national and local rankings each week on all factors related to cars and those who drive them.

Most Popular Vehicle Aberdeen

Some car models are just more popular than others and trends can vary from place to place. The most popular vehicle in Aberdeen is the Ford F-Series Pickup.

DUI/DWIs Aberdeen

While driving while intoxicated is never acceptable, it’s a more common offense than many assume. Aberdeen drivers rank -- in the number of DUI’s per driver across all cities in South Dakota.

  • Rank within state: #--
  • Percent of drivers in Aberdeen with a DUI: %
  • Drivers in Aberdeen, SD with a DUI in their driving history paid on average % more than drivers with a clean record

Speeding Aberdeen

Exceeding the speed limit can endanger others and leave a permanent stain on your driving record. When compared to other cities in South Dakota, Aberdeen drivers rank -- in the number of speeding infractions per driver.

  • Rank within state: #--
  • Percent of drivers in Aberdeen with a speeding ticket: %
  • Drivers in Aberdeen, SD with a speeding ticket in their driving history paid on average % more than drivers with a clean record

Insurify Rate Comparison Methodology

The car insurance quotes, statistics, and data visualizations on this page are derived from Insurify’s proprietary database of over 4 million car insurance applications from ZIP codes across the United States. Insurify’s data science team performs a comprehensive analysis of the various factors car insurance providers take into account while setting rates to provide readers insight into how car insurance quotes are priced.